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04-18-2009, 09:25 AM
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#1 | | Where's my RS Christmas Lobster?!
Join Date: Aug 2008 Location: Richmond
Posts: 803
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| Got hit last night
Hey guys,
Unfortunatley while I was at work last night my car was backed up into by 3 guys who had a couple of drinks. They're not local, but they were nice enough to come back in and give me his information after he hit the car.
He has a International licence and was driving a rental car. What is the best way to settle this?
Do I have the right to contact him and try to resolve this privatley. ie, Get a estimate from the shop and have him pay the amount? And what if he refuses this? I don't want to pay deductables on something that not my fault in any way shape or form.
Dealing through ICBC, I heard its a huge hassel and I really don't have the time to bring the car to them on my days off etc.
Anyways, the damage isn't too bad, Broken Tail light, fender flares scratched and rear bumper scratched and cracked as well.
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04-18-2009, 09:31 AM
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#2 | | Banned By Establishment
Join Date: Jan 2003 Location: Coquitlam, BC
Posts: 9,521
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You call ICBC. Thats it.
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04-18-2009, 09:51 AM
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#3 | | Where's my RS Christmas Lobster?!
Join Date: Aug 2008 Location: Richmond
Posts: 803
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| Quote:
Originally Posted by Iceman-19  You call ICBC. Thats it. | I need to pay a deductable correct?
But If im not at fault, I don't feel that I should pay anything
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04-18-2009, 09:58 AM
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#4 | | My name is Michael. J. Caboose, and I hate BABIES!
Join Date: Jan 2005 Location: MoI
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If you're found 100% not at fault, I don't believe you have to pay any sort of deductible. I don't think Morgan had to when the lady hit his car in the underground parking lot a couple months ago.
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04-18-2009, 09:59 AM
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#5 | | Banned By Establishment
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He will have to pay the deductible. If he leaves the country, I think you are SOL though.
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04-18-2009, 10:12 AM
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#6 | | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
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No, his rental company will deal with ICBC.
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04-18-2009, 10:20 AM
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#7 | | Where's my RS Christmas Lobster?!
Join Date: Aug 2008 Location: Richmond
Posts: 803
Thanked 997 Times in 121 Posts
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I have all his information, including driver licence # name, DOB,
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04-18-2009, 10:29 AM
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#8 | | RS.net, where our google ads make absolutely no sense!
Join Date: Dec 2003 Location: Vancouver
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I would file it with icbc. If the guy that hit you doesn't lie about the situation, you shouldn't have to pay a thing.
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04-18-2009, 11:07 AM
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#9 | | Need to Seek Professional Help
Join Date: Jun 2006 Location: 604
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Was your car parked (nobody was in your car)?
If they hit your parked car and they don't screw around with ICBC, you won't pay anything out of pocket. This assumes that you have collision or comprehensive coverage. If your car was parked, I think it's a comprehensive claim.
You will be out lost time/inconvenience and maybe cost of a rental car while yours is in the shop (this depends on the shop that you rent from, and particular ICBC coverages).
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04-18-2009, 11:16 AM
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#10 | | Where's my RS Christmas Lobster?!
Join Date: Aug 2008 Location: Richmond
Posts: 803
Thanked 997 Times in 121 Posts
| Quote:
Originally Posted by Blinky Was your car parked (nobody was in your car)?
If they hit your parked car and they don't screw around with ICBC, you won't pay anything out of pocket. This assumes that you have collision or comprehensive coverage. If your car was parked, I think it's a comprehensive claim.
You will be out lost time/inconvenience and maybe cost of a rental car while yours is in the shop (this depends on the shop that you rent from, and particular ICBC coverages). | Thanks dude, If that information is correct. ICBC dosn't seem like that much of a hassel
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04-18-2009, 12:14 PM
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#11 | | VAC Head Rotang Mod
Join Date: Oct 2004 Location: Van
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when someone hit me in a parking lot (me in the car, 100% other person's fault) i didn't have to pay anything out of pocket. all the deductible does is allow express claims. so you pay the deductible up front to get the car into a shop, and then if you are found not at fault by ICBC they refund your deductible.. not 100% sure, but just call ICBC and ask...
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04-18-2009, 01:29 PM
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#12 | | Banned By Establishment
Join Date: Jan 2003 Location: Coquitlam, BC
Posts: 9,521
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| Quote:
Originally Posted by Marco911 No, his rental company will deal with ICBC. | I meant if he didnt deal with icbc.
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04-18-2009, 03:43 PM
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#13 | | Ready to be Man handled by RS!
Join Date: Apr 2008 Location: Vancouver
Posts: 93
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Calling ICBC will prevent any private deals goes "out of plan". If your private deals goes well, you can just tell ICBC that you have settled the claim privately and ICBC won't require you to pay any deductibles (as they didn't repair your vehicle). If your deal goes bad, then ICBC will chase down those people for you. Either way, its best to contact ICBC about this.
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04-18-2009, 04:59 PM
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#14 | | OWNER/C.F.O./MONEYMAN
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this topic has been covered OVER AND OVER AND OVER AND OVER again!
and whats the lesson we learn EVERY SINGLE TIME????
>>>> ALWAYS GO THRU ICBC, LET THEM ACT AS THE MIDDLE MAN. IF U SETTLE THE CLAIM PRIVATELY, YOU JUST TELL ICBC ITS BEEN SETTLED PRIVATELY.
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04-18-2009, 05:43 PM
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#15 | | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
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^^I agree. The only reason NOT to go through ICBC is if you drive a relatively nice car and you don't want to have a claim on file affecting resale value. This is assuming the damage is minor.
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