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Old 06-21-2009, 08:49 AM   #1
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Very low interest rate credit card
Just a heads up on anybody that doesn't know... Capital one is offering a super low interest rate credit card at 5.99% on purchases and 5.99% on balance transfers. In addition, after the 3 years its rate changes to prime + 2.99% . There is no annual fee for this card. This is a very sweat deal if you carry any balances whatsoever on credit cards or credit lines. Just applied for mine and should be getting it within a few weeks.

http://www.capitalone.ca/canada/cred...A_ZZ_ZZ_T_ZZZZ
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Old 06-21-2009, 09:11 AM   #2
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well this is refreshing... more cheap credit to the consumer and spend spend spend!
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Old 06-21-2009, 10:57 AM   #3
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"I suggest getting a line of credit and having the bank give you a visa or MC with it. THat way you pay the LOC rate on your spending. "

"My Capital One card is the "Hands in my pocket" commercial one. My current rate is 3.15%."

"Both my visa cards have a 4.15% intrest rate, one is TD, the other Scotia Bank."


taken from another site. but really CC interest rates are redundent. because nobody should be paying anything, and if you are, you are a dumb ass.
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Old 06-21-2009, 09:54 PM   #4
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^ Not everyone can get a LOC buddy.
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Old 06-22-2009, 08:07 AM   #5
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Quote:
Originally Posted by willystyle View Post
^ Not everyone can get a LOC buddy.
+1

The CC rate is good if you're looking to consolidate.
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Old 06-22-2009, 10:37 AM   #6
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Quote:
Originally Posted by willystyle View Post
^ Not everyone can get a LOC buddy.

i think anyone with a income of 30kish can get a LOC. but the i rate is what will kill ya.


it is better to apply for loc when u are a student.
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Old 06-29-2009, 07:38 PM   #7
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although i don't need it since i always pay my bills online, my mbna card has 1.99% interest. :P
oh and no annual fees or any other fee either. AND i get 1% cash back.
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