| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
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08-05-2009, 10:00 PM
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#1 | | RS controls my life!
Join Date: Sep 2002 Location: Vancouver
Posts: 699
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| From which date will you move up on the ICBC claim rate scale discount?
http://www.icbc.com/autoplan/costs/claim-record/CRS Quote:
Discounts
For each year that you do not make an at-fault claim, you will move down the Claim-Rated Scale. Once you are at level -1, you will start to receive a 5 per cent discount on your premium. Every claim-free year after this will increase this discount by 5 per cent until you reach 43 per cent.
| So does your discount go up every Jan 1st? Or another date? The date on your licence?
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~Milhouse Hilmouse~
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08-05-2009, 10:05 PM
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#2 | | Tech Team Mod
Join Date: Dec 2001
Posts: 6,020
Thanked 3 Times in 3 Posts
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Date of your license renewal.
So if your plate expires on August 6, 2009, and you didn't have any claims one year from that date, your CRS will go up one level.
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08-05-2009, 10:05 PM
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#3 | | WOAH! i think Vtec just kicked in!
Join Date: Sep 2008 Location: Van
Posts: 1,664
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It starts on the first day you insured your very first car.
It's like if you sell your first car right away, and do not drive at all for 20 years. You would be a 20-year claim-free driver, earning the MAX. discount.
For example, if you have a 100%-fault claim on May1,2009.
You would go up the CRS.
You would return to orginial position on May1,2012. ( excatly 3 years time )
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08-05-2009, 10:29 PM
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#4 | | Rs has made me the man i am today!
Join Date: Mar 2005 Location: Richmond
Posts: 3,259
Thanked 160 Times in 93 Posts
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^ thats not correct..i havent insured my first car till this april and I have 20% discount.
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08-05-2009, 10:37 PM
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#5 | | RS has made me the bitter person i am today!
Join Date: Jan 2002 Location: Vancouver
Posts: 4,797
Thanked 347 Times in 131 Posts
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Isn't it the date on your driver's licence?
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08-05-2009, 10:38 PM
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#6 | | what manner of phaggotry is this
Join Date: Nov 2001 Location: Kelownafornia
Posts: 18,285
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they changed it a few years back. now it goes from the day you get your licence
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STRENGTHaesthetics | |
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08-05-2009, 11:00 PM
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#7 | | My homepage has been set to RS
Join Date: Jun 2005 Location: Canada
Posts: 2,327
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does it change anything if you had your license suspended?
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08-06-2009, 07:14 AM
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#8 | | Banned (BBM)
Join Date: Jul 2004 Location: Vancouver
Posts: 16,142
Thanked 627 Times in 368 Posts
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^
probably does, since you aint driving during that period of time
otherwise 5% discount each year
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08-06-2009, 07:28 AM
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#9 | | Diagonally parked in a parallel universe
Join Date: Jun 2002 Location: Langley
Posts: 1,438
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08-06-2009, 07:57 AM
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#10 | | OWNER/C.F.O./MONEYMAN
Join Date: Mar 2001 Location: Vancouver
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starts the day u get ur drivers license.
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08-06-2009, 08:20 AM
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#11 | | ninja edits your posts without your knowledge
Join Date: Jan 2004 Location: Vancouver
Posts: 14,956
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Someone say my name?
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08-06-2009, 09:47 AM
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#12 | | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
Posts: 7,741
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Fucking ICBC. It used to be 10% per yr, then they changed it to 5 %. They made the policy retroactive, so ppl who had just climbed back to the 40% discount had to start over again at 20%. I doubt that was legal and am surprised nobody sued them for it.
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Poor is the man whose pleasures depend on the permission of another.
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08-06-2009, 10:00 AM
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#13 | | I *Fwap* *Fwap* *Fwap* to RS
Join Date: Aug 2007 Location: Internet
Posts: 1,564
Thanked 572 Times in 130 Posts
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Originally Posted by CRS  Someone say my name? | I always wondered where you got your username from  | |
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08-06-2009, 10:25 AM
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#14 | | I'm invisible
Join Date: Jun 2002 Location: 604 Vancouver
Posts: 4,458
Thanked 178 Times in 101 Posts
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Call an autoplan and give them to check your discount level. When they check your record, on the side, it will also tell you, when the anniversary date will be.
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REVscene.net
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08-06-2009, 09:05 PM
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#15 | | ninja edits your posts without your knowledge
Join Date: Jan 2004 Location: Vancouver
Posts: 14,956
Thanked 6,308 Times in 1,776 Posts
| Quote:
Originally Posted by Edison_Chen Call an autoplan and give them to check your discount level. When they check your record, on the side, it will also tell you, when the anniversary date will be. | Or you could call ICBC directly.
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08-06-2009, 10:06 PM
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#16 | | HELP ME PLS!!!
Join Date: Nov 2003 Location: Vancouver
Posts: 5,540
Thanked 980 Times in 166 Posts
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question! what if the L expired, and have to rewrite the L test. Does it start over from the second L, or discount is already counted from the first L test.
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