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09-21-2009, 05:09 PM
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#1 | | My homepage has been set to RS
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i was with my buddy the other day...he was driving and hit a oncoming car. i think it was his fault....if its his fault can i still go to icbc and get them to pay for my rehab etc? How will this effect my friends insurance etc.
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09-21-2009, 05:27 PM
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#2 | | I STILL don't get it
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His fault or not, you have the right to claim ICBC for rehab, why pay if is not your fault? Not sure if this will affect your friend's insurance, depend on how much "third party liability" he have on insurance.
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09-21-2009, 05:39 PM
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#3 | | F**K YOUR HEAD
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Your friend's rates will go up anyways if he did something like that I think
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09-21-2009, 05:40 PM
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#4 | | My homepage has been set to RS
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Originally Posted by Jacka  His fault or not, you have the right to claim ICBC for rehab, why pay if is not your fault? Not sure if this will affect your friend's insurance, depend on how much "third party liability" he have on insurance. | If the person in the other vehicle claims injury and goes to icbc because of damage my friends insurance will go up. And if i also go to icbc for rehab it wont make his insurance go up more will it?? also am i eligible for compensation for my injuries if its my friends fault but im the passenger??
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09-21-2009, 06:05 PM
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#5 | | I STILL don't get it
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Yes, you are eligible for compensation for your injuries / rehab, whether it your friend's fault or not.
It really depend if is your friend's fault or not.
If it is, your friend's insurance rate will go high.
If not at fault, then your injuries / rehab is on other person's insurance. (I am tired but I think that what it is)
same thing for person in other vehicle. If is your friend's fault, everything will be claim against your friend = insurance go up. If not, all claim go toward the other person.
If result is 50/50 = then both your friend and other person's insurance rate go up.
Either way, forget about it, just go get rehab & claim icbc.
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09-21-2009, 06:42 PM
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#6 | | The "You'd Know" Moderator
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Why was he driving you into oncoming traffic?
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Ezekiel 25:17. The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men. Blessed is he who, in the name of charity and good will, shepherds the weak through the valley of the darkness. For he is truly his brother's keeper and the finder of lost children. And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers. And you will know I am the Lord when I lay my vengeance upon you. | |
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09-21-2009, 06:48 PM
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#7 | | My homepage has been set to RS
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| Quote:
Originally Posted by Jacka Yes, you are eligible for compensation for your injuries / rehab, whether it your friend's fault or not.
It really depend if is your friend's fault or not.
If it is, your friend's insurance rate will go high.
If not at fault, then your injuries / rehab is on other person's insurance. (I am tired but I think that what it is)
same thing for person in other vehicle. If is your friend's fault, everything will be claim against your friend = insurance go up. If not, all claim go toward the other person.
If result is 50/50 = then both your friend and other person's insurance rate go up.
Either way, forget about it, just go get rehab & claim icbc. | my main question is if the other driver lets say isn't at fault claims icbc, will me claiming icbc make my friends insurance go up even more compared to only other driver claiming.
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09-21-2009, 06:49 PM
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#8 | | My homepage has been set to RS
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Originally Posted by impactX Why was he driving you into oncoming traffic? | taking a left at a intersection
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09-21-2009, 07:35 PM
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#9 | | Banned (BBM)
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Originally Posted by impactX Why was he driving you into oncoming traffic? | probably alcohol im guessing
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09-21-2009, 08:29 PM
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#10 | | I STILL don't get it
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| Quote:
Originally Posted by 03c0upe my main question is if the other driver lets say isn't at fault claims icbc, will me claiming icbc make my friends insurance go up even more compared to only other driver claiming. |
If your friend is at fault, his insurance rate will go up either way, your injury claim will have no effect.
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09-21-2009, 08:34 PM
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#11 | | The "You'd Know" Moderator
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Either way, if he's a real friend, inform him about what you are going to do before you go to ICBC for the injury claim.
__________________
08 CBR600RR
03 IS300
Ezekiel 25:17. The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men. Blessed is he who, in the name of charity and good will, shepherds the weak through the valley of the darkness. For he is truly his brother's keeper and the finder of lost children. And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers. And you will know I am the Lord when I lay my vengeance upon you. | |
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09-21-2009, 09:23 PM
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#12 | | Head of HR....have a seat on that couch
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His rates will go up the same amount either way. At fault claims raise rates a set amount (%). Your injury claim will not effect his rates any more than they already have from the crash.
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Originally posted by v.b.
can we stop, my pussy hurts...
Originally posted by asian_XL
fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol
Originally posted by Fei-Ji
haha i can taste the cum in my mouth
Originally posted by FastAnna
when I was 13 I wanted to be a video hoe so bad RSUV #7 | |
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09-21-2009, 10:47 PM
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#13 | | The "You'd Know" Moderator
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Not if his friend decides to settle privately or pay back ICBC?
Definitely not saying that the OP shouldn't claim; but if I were the friend, I would prefer him to give me a headsup.
__________________
08 CBR600RR
03 IS300
Ezekiel 25:17. The path of the righteous man is beset on all sides by the inequities of the selfish and the tyranny of evil men. Blessed is he who, in the name of charity and good will, shepherds the weak through the valley of the darkness. For he is truly his brother's keeper and the finder of lost children. And I will strike down upon thee with great vengeance and furious anger those who attempt to poison and destroy my brothers. And you will know I am the Lord when I lay my vengeance upon you. | |
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09-22-2009, 09:14 AM
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#14 | | Da Vinci's real masterpiece: The Mona Diesel
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Definitely inform him about your ICBC claim. But if he wants to avoid the claim, thereby preventing you from any form of physical therapy, he is a bad friend.
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09-22-2009, 10:09 AM
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#15 | | Head of HR....have a seat on that couch
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| Quote:
Originally Posted by impactX Not if his friend decides to settle privately or pay back ICBC?
Definitely not saying that the OP shouldn't claim; but if I were the friend, I would prefer him to give me a headsup. | Repayment/settling privately vs. going up a few notches on the Claim Rated Scale, really depends on 2 things: the amount of the claim (car repairs/injury) and his current discount status.
More than likely, the claim is over $4000. If his friend is at a level -9 to -19 on the discount scale, he should just claim it. It won't effect his rates much, if at all and he won't have to shell out a bunch of money all at once. Plus the OP can get his medical treatment paid for and probably a nice little settlement cheque.
Morally, it shouldn't matter if his friend's insurance goes up. He was driving, made a mistake, damaged another car and now his friend's injured. It's not like paying out the claim/settling privately and the OP's rehab, out of pocket, is any more convenient or cheaper.
When I was 19 or so, I rear ended another car when there with 3 passengers in my car. It didn't make a difference in my rates going up if I was alone. I encouraged them to make claims if they were injured.
__________________ feedback
Originally posted by v.b.
can we stop, my pussy hurts...
Originally posted by asian_XL
fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol
Originally posted by Fei-Ji
haha i can taste the cum in my mouth
Originally posted by FastAnna
when I was 13 I wanted to be a video hoe so bad RSUV #7 | |
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09-23-2009, 06:51 PM
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#16 | | My homepage has been set to RS
Join Date: Apr 2005 Location: Van
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ok cool my buddy found out that all he will lose so far is his roadstar because hes been accident free for 15 yrs. I guess thats all he will lose if i claim as well?
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09-23-2009, 08:26 PM
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#17 | | I'm invisible
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Depending on what level his CRS is. he could still be a roadstar... http://www.icbc.com/autoplan-insuran...riables._frag_
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Last edited by Edison_Chen; 09-23-2009 at 09:33 PM.
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09-23-2009, 08:30 PM
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#18 | | F**K YOUR HEAD
Join Date: Apr 2009 Location: vancouver
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^OUCH! just took a look at what'd happen if I got a chargable claim,  | |
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09-23-2009, 11:02 PM
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#19 | | Head of HR....have a seat on that couch
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Originally Posted by Edison_Chen | Yup, tell him to find out what his CRS level is at an Autoplan agent and follow the guide posted.
By the sounds of it, his insurance increase will be negligible.
And yes, that's all he'll lose.
__________________ feedback
Originally posted by v.b.
can we stop, my pussy hurts...
Originally posted by asian_XL
fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol
Originally posted by Fei-Ji
haha i can taste the cum in my mouth
Originally posted by FastAnna
when I was 13 I wanted to be a video hoe so bad RSUV #7 | |
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