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07-16-2010, 04:36 PM
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#1 | | Banned By Establishment
Join Date: Sep 2006 Location: vancouver
Posts: 233
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| rbc platinum visa
Once approved for a rbc platinum visa, what's the credit limit they usually give you?
Do they base this on your income or credit history?
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07-16-2010, 05:07 PM
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#2 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 36,446
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minimum is 10k
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07-16-2010, 06:42 PM
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#3 | | I *heart* Revscene.net very Muchie
Join Date: Dec 2007 Location: Shanghai
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mine is 5k min up to 25k i believe.
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07-16-2010, 07:06 PM
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#4 | | I Will not Admit my Addiction to RS
Join Date: Feb 2004 Location: Burnaby
Posts: 577
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rbc removed most minimum credit limit restrictions from their cards .
only the infinite avion has a min 5k limit.
min is 1k max rbc will do for a public banking client is 50k but on very rare occasions.
yes it will be based on income and history. assets as well.
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07-16-2010, 07:54 PM
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#5 | | MiX iT Up!
Join Date: May 2006 Location: vancouver
Posts: 8,133
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i think avion has a min 5k limit? someone correct me if im wrong...
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07-16-2010, 07:59 PM
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#6 | | I Will not Admit my Addiction to RS
Join Date: Feb 2004 Location: Burnaby
Posts: 577
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previously the avion had a 5m min limit. but it was decreased to 1m and the infinite avion dropped from 10m to 5m.
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07-16-2010, 08:01 PM
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#7 | | I have named my kids VIC and VLS
Join Date: Oct 2001
Posts: 36,446
Thanked 14,322 Times in 5,640 Posts
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when i had the Platinum avion i had 5 automatically, and then once i got the Infinite i had 10 automatically which is now 12 i think, they offered me the extra 2 just out of the blue one day when i called in
i got the infinite probably a year and a half ago though
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07-16-2010, 08:44 PM
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#8 | | Banned By Establishment
Join Date: Sep 2006 Location: vancouver
Posts: 233
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| Quote:
Originally Posted by Hondaracer  when i had the Platinum avion i had 5 automatically, and then once i got the Infinite i had 10 automatically which is now 12 i think, they offered me the extra 2 just out of the blue one day when i called in
i got the infinite probably a year and a half ago though | i've been with RBC for 6 years now with the same student card with 2,000. Recently switched over to the platinum avion, around how much credit would they give me if i request it?
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07-16-2010, 09:12 PM
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#9 | | I keep RS good
Join Date: May 2001 Location: Cosmos
Posts: 28,661
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if you have good credit for many years they will raise it a lot. and you can probably raise it every half year or so.
I started with a shitty student card at CIBC, like 500 buck limit or something lame. now 8 or 9 years later im on a cibc gold infinite. my limit is 20g. but I know i can go up to like 30 or 40. I just didn't ask. They phone me up once a year trying to get me to raise it lol.
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07-16-2010, 10:46 PM
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#10 | | Unofficial Tin Foil Hat Specialist.
Join Date: May 2008 Location: Vancouver
Posts: 8,150
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RBC keeps moving my credit up. I have to keep telling them to reduce it or lock it at the current.
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07-16-2010, 10:52 PM
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#11 | | Hyde's Understudy
Join Date: May 2001 Location: Vancouver
Posts: 6,001
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| Quote:
Originally Posted by woooo previously the avion had a 5m min limit. but it was decreased to 1m and the infinite avion dropped from 10m to 5m. | 5 Mill limit?? per year?? wtf thats almost unlimited,
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07-17-2010, 07:55 AM
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#12 | | I Will not Admit my Addiction to RS
Join Date: Feb 2004 Location: Burnaby
Posts: 577
Thanked 20 Times in 13 Posts
| Quote:
Originally Posted by BlackZRoadster 5 Mill limit?? per year?? wtf thats almost unlimited, | 5m is the proper way to say 5,000. based off the roman numeral system.
5mm would be 5 million.
5k and 5g are accepted slangs for 5,000.
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07-17-2010, 09:01 AM
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#13 | | Hyde's Understudy
Join Date: May 2001 Location: Vancouver
Posts: 6,001
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^^ thanks for clearing that up, no wonder i had a client fill in 2.2 mm for annual salary, i was like multi-millions lol
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07-17-2010, 09:20 AM
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#14 | | OMGWTFBBQ is a common word I say everyday
Join Date: Nov 2005 Location: Vancouver
Posts: 5,146
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Originally Posted by skyxx RBC keeps moving my credit up. I have to keep telling them to reduce it or lock it at the current. | werd.
everytime I called in to ask for a replacement card, I kept giving the wrong credit limit number because they kept raising it without telling me.
I am sitting on 12K right now, fuck my monthly spending is 1K, why would I need a 18.99% LoC?!
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07-17-2010, 10:54 AM
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#15 | | Ready to be Man handled by RS!
Join Date: Nov 2006 Location: Vancouver
Posts: 82
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Originally Posted by wouwou werd.
everytime I called in to ask for a replacement card, I kept giving the wrong credit limit number because they kept raising it without telling me.
I am sitting on 12K right now, fuck my monthly spending is 1K, why would I need a 18.99% LoC?! | credit card companies are no longer allowed to automatically increase your credit limit, they can call u and proactively ask you or pre-approve you for an increase, but you have to agree first before it can be done, new regulatory rules since Jan 1, 2010
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07-17-2010, 12:38 PM
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#16 | | Hyde's Understudy
Join Date: May 2001 Location: Vancouver
Posts: 6,001
Thanked 436 Times in 226 Posts
| Quote:
Originally Posted by wouwou werd.
everytime I called in to ask for a replacement card, I kept giving the wrong credit limit number because they kept raising it without telling me.
I am sitting on 12K right now, fuck my monthly spending is 1K, why would I need a 18.99% LoC?! | lol do you lose your cards that often?
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07-22-2010, 01:25 AM
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#17 | | 14 dolla balla aint got nothing on me!
Join Date: Oct 2006 Location: EastVAN
Posts: 689
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Minimum for avion card is $5000 up to $50000. of course if u want more than that go to branch and present your proof of income and assets.
depends both they look at your credit check and income. banks usually get ur credit report every 3 months.
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