ICBC question

[mekaw]

I had couple of accidents in the past 3 years and I paid off both of em but apparently i paid slightly short of what i actually owe....

so my question is, since I can't reallly pay that off right now, what happens if I get temp insurance for the car?

I pretty much paid off those 2 claims after my insurance ran out and kept the car uninsured until I paid it off.

have yet to re-insure the car.

what icbc tech over the phone told me was, as long as I don't insure the car again until I pay it off, my premium won't go up.

is it the same principle with temp insurance? if i insure my car under temp insurance for a day are they going to wave it off as "paid by icbc" and jack up my insurance?

[TRD Rs200]

no, temp insurance wont be effected by your overall record

[mekaw]

I have clean record right now, except for that out standing balance. with car uninsured, will I be able to insure the car and not have my insurance sky rocket?

I know the temp insurance is fixed rate, so it doesnt matter what your record is but does temp insurance also count as "full insurance"

my current standing is, since I have an "outstanding" balance to pay off in order to avoid my insurance from going up, I should pay that off before fully insuring the car again; however, would insuring on temp insurance for a day effect my record?\

not sure if i make any sense!

[izzer]

I understand what your asking, whenever i do a permit or storage policy for any clients the rule is that i am supposed to check if you have any outstanding debts.

You can sometimes get your agent to call icbc debt collections and see if it is possible to setup a payment schedule, but that is usually for large amounts of debt owing. Its still worth a shot to get them to call, sorry i cannot give you the number its only for agents to use.

Hope this helps, pm me if you have any other auto insurance questions.