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Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

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Old 01-14-2011, 12:39 PM   #101
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Quote:
Originally Posted by mx703 View Post
say the true rate is $1CAD = $1.01USD
Banks might give you $1CAD = $0.99USD (below par)
your credit card will give you the worst rate, probably at like $1CAD = $0.97USD (below par)

So even though the true rate is above par, after the fee's and everything your CAD dollar is still worth less than the US dollar after everything is said and done.

Credit cards (almost all) always give you a crappy rate because they know most people don't have a US credit card so those people have no choice but to use their CAD credit card for US purchases. Which is why they give you the worst rate because they know you'll use your CAD credit card for US purchases.

Whenever I buy stuff in the states or online and need to pay with $US I use my TD US Visa card. So the purchase is charged in $US and I just go to my bank and do an exchange to save some money. To some people this isn't worth it especially if you only spend a few hundred $US. But, I buy enough things in $US I get some savings. I think BMO has a free US Visa card with no annual fee if you're interested or TD has their $US card free if you have a "select service" account.
If it's BMO, it is most likely a mastercard.

And they do not have a free one. They have one for $25 annual fee.
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Old 09-12-2016, 01:38 PM   #102
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Wow, bringing back a thread from when US was near **parody** lol.

How did you even................. nvm.
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Old 09-12-2016, 03:21 PM   #103
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Probably a troll looking to promote their business
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Old 09-12-2016, 03:25 PM   #104
this is the hardest n***a of all time
 
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i think randomly posting to up post count. look at their posts done so far
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Old 09-12-2016, 04:00 PM   #105
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Fail button is back?!
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Old 09-12-2016, 05:15 PM   #106
what manner of phaggotry is this
 
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i thought this was that other thread where someone kept updating the rate in the title and it was back to par

i was almost all like "BUY ALL THE THINGS!"

but instead im like " "
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Old 09-12-2016, 05:23 PM   #107
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It might just happen, if Trump gets elected.
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Old 09-12-2016, 05:36 PM   #108
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id rather pay an extra 25c a litre of gas at local pumps than have a weak ass dollar.
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Old 09-12-2016, 06:00 PM   #109
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hahahha bcrdukes, you're a fucking retard! you are a dumb mother fucker. Go to hell you piece of shit!
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Reference: I'm a club industry veteran myself (retired.)
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Old 09-14-2016, 06:35 AM   #110
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I'm looking for a good dentist, actually.
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Old 09-14-2016, 08:57 AM   #111
this is the hardest n***a of all time
 
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ocean dental by metro is pretty good
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[04-06, 11:34]radiomanI'm doing happy hour with bj#3 today
[07-04, 10:27]radiomani need just the tip
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
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Old 09-14-2016, 09:11 AM   #112
Pull Out Towing. Women rescued for free.
 
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Wife goes to the dental clinic on Hastings beside where the old Dolphin theater use to be.
She is really happy with them.
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Old 09-20-2016, 10:53 PM   #113
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Just putting this up for shits and giggles.

As long as it doesn't go below 75, it's all good.
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Old 09-20-2016, 10:55 PM   #114
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90 cents is the happy medium for me
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Old 09-20-2016, 11:24 PM   #115
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Anyone else remember all the doom and gloom people predicting 60 cents by the end of the year, etc, etc?

Where are these idiots now?
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Old 09-20-2016, 11:40 PM   #116
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You mean this guy?

Canadian dollar will drop to 59 cents US in 2016, Macquarie forecasts - Business - CBC News
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