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11-19-2010, 04:41 PM
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#1 | | うに
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| Accident without winter tires could hike premiums
Quote:
VANCOUVER (NEWS1130) - ICBC has a reminder, and a warning, if you plan on driving in the snow this season. If you do crash while trying to negotiate slushy or snowy streets, your car better have the right gear.
If it turns out you're more than 25 per cent to blame for an accident on wintery roads, you can expect to pay the price with your insurance premiums. Mark Jan Vrem with ICBC says, "If you are in a collision, and the subsequent investigation determines that the lack of winter tires was one of the factors, it's a possibility that it could affect your liability."
That's something it seems few are aware of on Vancouver streets. A woman tells us, "I did not know that, I wasn't aware of it. But luckily, my husband is on the ball and I have snow tires."
Another person says, "I'll think more before I go driving down the hill... But I see people driving past me; I drive no faster than I can slide."
ICBC says driving without the right winter tires may not be the smartest move, but ultimately it won't affect your ability to make a claim, and shouldn't void your insurance.
| http://www.news1130.com/news/local/a...-hike-premiums
What's next?
mandatory snow tires like Quebec?
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11-19-2010, 04:43 PM
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#2 | | My dinner reheated before my turbo spooled
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11-19-2010, 04:44 PM
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#3 | | うに
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FML
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11-19-2010, 04:50 PM
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#4 | | It's like going crazy when you're already nuts
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If you get into an at fault accident your premiums are going to rise regardless Posted via RS Mobile | 
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11-19-2010, 06:16 PM
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#5 | | Rs has made me the man i am today!
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| Quote:
Originally Posted by jing  If you get into an at fault accident your premiums are going to rise regardless Posted via RS Mobile | Bingo. Any accident where you are deemed over 25% fault means your premiums will increase.
Kev
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11-19-2010, 06:18 PM
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#6 | | I have named my kids VIC and VLS
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what about in a truck with all-terrain radials?
if your going through snow with A/T radials and get into an accident who's to say you werent in 4X4 and had an obvious traction advantage VS even a 2 wheel drive with snowy's?
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11-19-2010, 06:39 PM
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#7 | | I WANT MY 10 YEARS BACK FROM RS.net!
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170 car accidents in the past 2 days in Calgary.
I'd be pissed if I were the insurers
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11-19-2010, 07:44 PM
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#8 | | Wanna have a threesome?
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| Quote:
Originally Posted by asian_XL 170 car accidents in the past 2 days in Calgary.
I'd be pissed if I were the insurers | I think I'm going to add collision for a couple months..
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11-19-2010, 08:36 PM
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#9 | | WOAH! i think Vtec just kicked in!
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so Accidents with Snow tires = No insurance premiums?
What is the purpose of this article? To sell more Winter tires?
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11-19-2010, 08:54 PM
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#10 | | I answer every Emotion with an emoticon
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I thought this was common knowledge.
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Originally Posted by MajinHurricane who would ban me? lol. Look at my post count. | | |
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11-19-2010, 09:00 PM
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#11 | | Proud to be called a RS Regular!
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For sure when you're 25% or more at fault your premiums will go up.. But with winter tires you might have a better shot at avoiding an accident in the first place. Posted via RS Mobile | |
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11-19-2010, 09:10 PM
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#12 | | I WANT MY 10 YEARS BACK FROM RS.net!
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| Quote:
Originally Posted by cococly so Accidents with Snow tires = No insurance premiums?
What is the purpose of this article? To sell more Winter tires? | You always pay premiums - that's how insurance works.
When you're found at fault in an accident, your premiums go up (unless you repay whatever ICBC had to pay out on the claim).
What they're saying is that if you have an accident, and it's because your car is properly outfitted for the conditions, that you could be assigned a larger portion of the blame... and THAT could affect your premiums.
ICBC has no interest in "selling winter tires". They DO have an interest in reducing accidents, because fewer accidents cost them less money.
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11-19-2010, 10:21 PM
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#13 | | I answer every Emotion with an emoticon
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I don't get the point. The same results happen if you hit a pole with or without snow tires. It will still have premium increases.
I appreciate the reminder, but not the misleading/useless article. Posted via RS Mobile | |
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11-20-2010, 03:17 AM
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#14 | | I answer every Emotion with an emoticon
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if your not at fault, this would not apply...
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11-20-2010, 05:08 AM
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#15 | | Revscene.net has a homepage?!
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| Quote:
Originally Posted by PK-EK If it turns out you're more than 25 per cent to blame for an accident on wintery roads, you can expect to pay the price with your insurance premiums. | Quote:
Originally Posted by FerrariEnzo if your not at fault, this would not apply... |  | |
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11-20-2010, 06:01 PM
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#16 | | To me, there is the Internet and there is RS
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Evenyone should put on winters, the traction levels of summer tires drops as it gets colder, and watching the Vancouver news from Kelowna is funny as hell when it snows because it looks like NOONE puts on winters or knows how to drive. Quote:
Originally Posted by Hondaracer what about in a truck with all-terrain radials?
if your going through snow with A/T radials and get into an accident who's to say you werent in 4X4 and had an obvious traction advantage VS even a 2 wheel drive with snowy's? | 4WD doesn't brke any better than 2WD. just sayin'
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11-21-2010, 02:35 AM
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#17 | | I WANT MY 10 YEARS BACK FROM RS.net!
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| please don't drive on the road when it is snowing, u guys are moron. Posted via RS Mobile | |
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11-21-2010, 10:01 AM
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#18 | | Banned By Establishment
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they may deem it that your car is not properly equipped for the weather. Like if you choose to drive in pouring rain and you have bald tires, hydroplane and hit something or someone.
Essentially, it is a preventable accident.
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11-21-2010, 10:03 AM
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#19 | | My name is Michael. J. Caboose, and I hate BABIES!
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What if you don't have winter tires, but you are deemed not at fault, will ICBC still screw you over? (fyi my car has winter tires, I'm just curious  )
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Originally Posted by STATUS105 IF I FIND YOU
I WILL EAT YOUR RICE! | | |
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11-21-2010, 10:15 AM
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#20 | | Trollollolloing RS sine 2005
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another scenario, what if u are waitting at a stop light, and someone read ends u, and pushes u into the car infront of u? i can see icbc trying to put some blame on u saying BS like if u had winter tires u wouldnt have been pushed as easily.
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Originally Posted by MajinHurricane I had some girl come into the busser station the other day trying to make out with every staff member and then pull down her pants and asked for someone to stick a dick in her (at least she shaved). | Quote:
Originally Posted by 1exotic Vtec doesn't kick in on Reverse. | Quote:
Originally Posted by Ulic Qel-Droma its like.. oh yeah oh yeah.. ohhhh yeah... OOoooOohh... why's it suddenly feel a bit better... ohhhh yeahh... ohhh...oh..fuck... it probably ripped. | | |
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11-21-2010, 10:21 AM
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#21 | | My name is Michael. J. Caboose, and I hate BABIES!
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Actually that one is all year round. If someone rear-ends you and you're pushed into the car in front of you, ICBC deems you at fault because you were obviously too close to the person.
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"Can you match my resolve? If so then you will succeed. I believe that the human spirit is indomitable. If you endeavour to achieve, it will happen given enough resolve." -- Monty Oum Quote:
Originally Posted by STATUS105 IF I FIND YOU
I WILL EAT YOUR RICE! | | |
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11-21-2010, 10:37 AM
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#22 | | I contribute to threads in the offtopic forum
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what if i sprayed this on my tires after the accident 
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:lol
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11-21-2010, 11:04 AM
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#23 | | not the mod you're looking for
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Originally Posted by dinamix what if i sprayed this on my tires after the accident | Posted via RS Mobile
Obviously, you'll haul the other driver over to distinctly lie that you sprayed your tires with that "sticky shit". Then you'll be 100% at fault and will say, "Fuck. I should have put it on before" 
Last edited by FN-2199; 11-21-2010 at 09:50 PM.
Reason: Punch line bolded
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11-21-2010, 09:41 PM
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#24 | | I bringith the lowerballerith
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| or maybe u can just carry it in ur trunk and say it was already sprayed on -.-
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11-21-2010, 10:05 PM
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#25 | | Trollollolloing RS sine 2005
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Originally Posted by Inaii Actually that one is all year round. If someone rear-ends you and you're pushed into the car in front of you, ICBC deems you at fault because you were obviously too close to the person. | actually i think its who ever does the rear ending is fully at fault. so if theres a 4some rear ending going on, the 4th/last person would be paying for the other 3 cars.
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Originally Posted by MajinHurricane I had some girl come into the busser station the other day trying to make out with every staff member and then pull down her pants and asked for someone to stick a dick in her (at least she shaved). | Quote:
Originally Posted by 1exotic Vtec doesn't kick in on Reverse. | Quote:
Originally Posted by Ulic Qel-Droma its like.. oh yeah oh yeah.. ohhhh yeah... OOoooOohh... why's it suddenly feel a bit better... ohhhh yeahh... ohhh...oh..fuck... it probably ripped. | | |
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