Speeding Ticket and Insurance
I received a ticket in May 2010 in BC but chose to dispute it. I was issued a court date but needed to have it adjourned as I was not in the province to attend. However, I now switched to an Ontario license, and have since forfeited my BC license.
1. Since I was not actually convicted of the ticket yet, when I am asked by an insurance company to state whether or not I have had tickets previously should I say yes?
2. Since my BC license does not exist any more, do I even need to pay the ticket at all? Can I be convicted on a license that I don't hold? How do point deductions work? In the event that I am convicted of this how does it affect my insurance out of province?