| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
 | | 
11-29-2011, 07:26 PM
|
#1 | | Revscene.net has a homepage?!
Join Date: Jun 2004 Location: Vancouver
Posts: 1,206
Thanked 188 Times in 83 Posts
| ICBC to increase rates for basic insurance
| 
|  | |
11-29-2011, 09:31 PM
|
#2 | | Marcosexual Fan Club, CEO
Join Date: Jun 2005 Location: US Bush-country
Posts: 7,741
Thanked 823 Times in 284 Posts
|
Too many people scamming the system and making fake body injury claims.
__________________
Poor is the man whose pleasures depend on the permission of another.
| |
| | |
11-29-2011, 09:48 PM
|
#3 | | Rs has made me the woman i am today!
Join Date: Apr 2007
Posts: 4,066
Thanked 634 Times in 142 Posts
|
FML
| |
| | |
11-29-2011, 09:59 PM
|
#4 | | RS has made me the bitter person i am today!
Join Date: Jul 2007 Location: ♠
Posts: 4,847
Thanked 693 Times in 249 Posts
|
__________________ Quote:
Originally Posted by Outreach  Fuck your Mother, chump. | | |
| | |
11-29-2011, 10:38 PM
|
#5 | | Where's my RS Christmas Lobster?!
Join Date: Apr 2011 Location: Arkhangelsk
Posts: 860
Thanked 359 Times in 141 Posts
| | |
| | |
11-29-2011, 10:52 PM
|
#6 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Jan 2006 Location: Abbotstan
Posts: 20,721
Thanked 12,136 Times in 3,361 Posts
| Quote: |
If our basic rate application with the BCUC is approved, I can tell you that, combined with a reduction in our optional rates, the majority of our customers – those who purchase their full personal vehicle insurance coverage with ICBC – will see an average increase of less than $30 a year. | Fuckin' whiners.
__________________ Quote:
Originally Posted by Godzira Does anyone know how many to a signature? | ..
Quote:
Originally Posted by Brianrietta Not a sebberry post goes by where I don't frown and think to myself "so..?" | | |
| | |
11-29-2011, 10:55 PM
|
#7 | | Even when im right, revscene.net is still right!
Join Date: Nov 2006 Location: Vancouver
Posts: 1,363
Thanked 81 Times in 41 Posts
|
LOL its only gonna be average of $30 on BASIC premium....
ur coll and comp will go down because ur car is getting older, should offset it.
Still pretty stupid though....
__________________
-94 Civic hatch
-01 Civic coupe si (Sold)
-13 Frs (Sold)
-10 Fit
| |
| | |
11-30-2011, 07:29 AM
|
#8 | | Banned (ABWS)
Join Date: Feb 2009 Location: Kits/Richmond
Posts: 4,409
Thanked 1,105 Times in 540 Posts
| Quote:
Originally Posted by Marco911 Too many people scamming the system and making fake body injury claims. | This is exactly why. Ontario premiums are soaring cause of this, so thank god we have public insurance that limits the claims unlike private.
I think ICBC needs to go further in limiting the claims. There's lots of people rushing to specialists for minor accidents, when really they just need a couple days to heal.
| |
| | |
11-30-2011, 07:37 AM
|
#9 | | Revscene.net has a homepage?!
Join Date: May 2008 Location: vancouver
Posts: 1,243
Thanked 1,619 Times in 378 Posts
|
^ because its pretty much the only way to even think about buying a house nowadays,
im still fuckin waiting for some c-lai to rear end me, so I can cash in, so many of my friends are making bank off injury claims
| |
| | | This post FAILED by: | dai3yuen, falcon, flagella, fsy82, Gtrr33, hotjoint, lowside67, MindBomber, Nlkko, RFlush, Supafly, taylor192, umpadupa, unit | |
11-30-2011, 08:08 AM
|
#10 | | My homepage has been set to RS
Join Date: May 2005 Location: #604
Posts: 2,267
Thanked 2,454 Times in 813 Posts
|
^^ really.. Makes me want to get my fucking monies worth sometimes.. I pay out the ass for insurance now with the Audi... and I'll never see a dime back because I'm not a moron on the road. =|
| |
| | |
11-30-2011, 08:39 AM
|
#11 | | Banned By Establishment
Join Date: Nov 2011 Location: vancouver
Posts: 25
Thanked 5 Times in 3 Posts
|
Remember last year it was -2.5% in basic rates? Now they'll probably increase 5% so they make a net gain of another 2.5% ... cheeky k**nts
| |
| | |
11-30-2011, 08:42 AM
|
#12 | | WOAH! i think Vtec just kicked in!
Join Date: Jun 2005 Location: Vancouver
Posts: 1,649
Thanked 308 Times in 53 Posts
|
i rear ended a lady recently....no dmg on my bumper and a tiny scratch on hers...wanted to privately settle but she claims her back is in pain...
__________________
2018 Cayenne E Hybrid - Daily
2002 Honda S2000 - Track Car
2016 Porsche GT4 - Garage Queen
2006 Mitsubishi Evo IX GSR SE - Keeper
| |
| | |
11-30-2011, 08:42 AM
|
#13 | | WOAH! i think Vtec just kicked in!
Join Date: Jun 2005 Location: Vancouver
Posts: 1,649
Thanked 308 Times in 53 Posts
|
monopoly power! wooot icbc says something and we just gotta take it up the bum!
__________________
2018 Cayenne E Hybrid - Daily
2002 Honda S2000 - Track Car
2016 Porsche GT4 - Garage Queen
2006 Mitsubishi Evo IX GSR SE - Keeper
| |
| | |
11-30-2011, 08:51 AM
|
#14 | | Old School RS
Join Date: May 2004 Location: Port Moody
Posts: 4,556
Thanked 3,946 Times in 1,202 Posts
|
Copying my post from the other thread on this: Quote:
Originally Posted by lowside67 There is lots of ICBC hate around but seriously, as far as government monopolies go, it is one of the best out there. We have had several rate reductions and although the rates are not always cheaper than private, in MANY segments such as young people in high performance cars, the rates are absolutely tons cheaper than a comparable person in Alberta or Ontario would pay. I dont want to pay more but I can appreciate the reality of what they are saying in the letter, it's all accurate and very easily verified... I dont hate ICBC for having to raise their rates once in awhile, it's no different than rent, gas, or any other good or service - inflation and changing market conditions are just reality.
Mark | http://www.revscene.net/forums/65862...-premiums.html
__________________
I'm old now - boring street cars and sweet race cars. | |
| | |
11-30-2011, 08:52 AM
|
#15 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
|
They claim basic insurance is losing money but optional is profitable. So the idea is I guess increase basic to a point where it becomes revenue neutral (since they are a govnt. corp, they are supposed to be rev neutral) and lower optional to take away a bit of the profit.
I've talked at length with my dad about rates and how they decide things and it's a lot more complicated than you think. FYI my dad has worked at ICBC in head office for over 30 years.
__________________
FOR SALE: 14'' MR2 MK1 wheels with 90% rubber $130, FD RX7 Transmission $200, Hitch Mount Snowboard/Ski rack w/ THULE clamps, locks $200. PM me for details!
If this is still in my sig, it's still avail.
| |
| | |
11-30-2011, 08:55 AM
|
#16 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
| Quote:
Originally Posted by Glove ^ because its pretty much the only way to even think about buying a house nowadays,
im still fuckin waiting for some c-lai to rear end me, so I can cash in, so many of my friends are making bank off injury claims | your "friends" are the reason the rates are being increased. dumbshit.
__________________
FOR SALE: 14'' MR2 MK1 wheels with 90% rubber $130, FD RX7 Transmission $200, Hitch Mount Snowboard/Ski rack w/ THULE clamps, locks $200. PM me for details!
If this is still in my sig, it's still avail.
| |
| | |
11-30-2011, 08:56 AM
|
#17 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
|
Oh, and all of those of you who have "performance" cars and are newish drivers (under 10 years) or even have your N... go do a insurance quote for ontario or AB and see how it goes. The grass is always greener on the other side... until you get there and the other side is back where you came from.
__________________
FOR SALE: 14'' MR2 MK1 wheels with 90% rubber $130, FD RX7 Transmission $200, Hitch Mount Snowboard/Ski rack w/ THULE clamps, locks $200. PM me for details!
If this is still in my sig, it's still avail.
| |
| | |
11-30-2011, 09:45 AM
|
#18 | | Banned (ABWS)
Join Date: Feb 2009 Location: Kits/Richmond
Posts: 4,409
Thanked 1,105 Times in 540 Posts
| Quote:
Originally Posted by falcon Oh, and all of those of you who have "performance" cars and are newish drivers (under 10 years) or even have your N... go do a insurance quote for ontario or AB and see how it goes. The grass is always greener on the other side... until you get there and the other side is back where you came from. | Any vehicle for that matter. My brother was quoted $3-5K/yr for his Suzuki GS500 in Ontario for his first year of riding. I was quoted $1200-1800/yr for my Suzuki SV650 in BC for my first year of riding.
ICBC rewards new and bad drivers while punishing good and experienced drivers. Considering the demographics of this forum, most don't have anything to complain about.
| |
| | |
11-30-2011, 10:06 AM
|
#19 | | Revscene.net has a homepage?!
Join Date: May 2008 Location: vancouver
Posts: 1,243
Thanked 1,619 Times in 378 Posts
| Quote:
Originally Posted by falcon your "friends" are the reason the rates are being increased. dumbshit. |
fail me all you want,
the fact is EVERYONE does it,
even 100 dollar damage, people will claim injury.
when someone hits you, you either have the choice of
a) claim injury and possibly get 10k+
b) do nothing
hmmmm....
I agree if everyone was a good samaritan then this wouldnt be a problem,
but the fact is, human beings are greedy fucks, and everyone is always looking to screw over their neighbor if it advances their own life,
that is the world we live in, materialistic posessions and money is all that matters, and people will get it any way they can.
so when you get hit one day, your saying your not going to claim injury if your not hurt?
well good on you I guess, rates will still increase, and so will injury claims, with or without you.
may aswell claim it
| |
| | |
11-30-2011, 10:21 AM
|
#20 | | My dinner reheated before my turbo spooled
Join Date: Nov 2010 Location: New West
Posts: 1,732
Thanked 893 Times in 231 Posts
|
^^ I got hit. Hard enough to write off the car. The other party deemed 100% their fault.
I'm not claiming injury because I am not injured. Posted via RS Mobile | |
| | |
11-30-2011, 10:42 AM
|
#21 | | Revscene.net has a homepage?!
Join Date: May 2008 Location: vancouver
Posts: 1,243
Thanked 1,619 Times in 378 Posts
|
good on you man^
unfortunately you wont get a letter of thanks or anything from icbc, nor will anyone pat you on the back,
all you did was miss out on 20+ grand
| |
| | |
11-30-2011, 10:51 AM
|
#22 | | I bringith the lowerballerith
Join Date: Nov 2009 Location: Lake Of Fire
Posts: 1,166
Thanked 623 Times in 252 Posts
| Quote:
Originally Posted by |<e|_ i rear ended a lady recently....no dmg on my bumper and a tiny scratch on hers...wanted to privately settle but she claims her back is in pain... | ICBC will basically tell her to fuck off with the injury claim.Nowadays the car has to have a certain amount of damage done to it for the driver or passengers to claim injuries.
If she gets caught for faking the back injury(which more than likely this dumb cunt will),she will get charged for fraud and will be on ICBC's black list for the rest of her life(being on that list is the worst thing possible for a person who drives or rides in vehicles).
ICBC has zero tolerance for fraudulent claims,they will punish scammers to the fullest extent.
| |
| | |
11-30-2011, 10:53 AM
|
#23 | | I bringith the lowerballerith
Join Date: Nov 2009 Location: Lake Of Fire
Posts: 1,166
Thanked 623 Times in 252 Posts
| Quote:
Originally Posted by Glove good on you man^
unfortunately you wont get a letter of thanks or anything from icbc, nor will anyone pat you on the back,
all you did was miss out on 20+ grand | Not everyone in this world are out to scam the system and make a quick buck,believe it or not,there are still alot of honest people left in this world.
| |
| | |
11-30-2011, 11:02 AM
|
#24 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
| Quote:
Originally Posted by taylor192 Any vehicle for that matter. My brother was quoted $3-5K/yr for his Suzuki GS500 in Ontario for his first year of riding. I was quoted $1200-1800/yr for my Suzuki SV650 in BC for my first year of riding.
ICBC rewards new and bad drivers while punishing good and experienced drivers. Considering the demographics of this forum, most don't have anything to complain about. | Lol.. Gs500. Thats nuts... A gs 500 isnt even a sport bike I can't imagine how much an r6 our something would cost Posted via RS Mobile | |
| | |
11-30-2011, 11:05 AM
|
#25 | | My homepage has been set to RS
Join Date: Jun 2006 Location: Deutschland
Posts: 2,402
Thanked 900 Times in 387 Posts
| Quote:
Originally Posted by Glove
so when you get hit one day, your saying your not going to claim injury if your not hurt?
| If I'm not hurt, nope. If I am, sure. See I'm actually an honest person..... I know hard to belive, right? Posted via RS Mobile | |
| | | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 11:52 AM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
.png "Y U NO...?")
