REVscene - Vancouver Automotive Forum


Welcome to the REVscene Automotive Forum forums.

Registration is Free!You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! The banners on the left side and below do not show for registered users!

If you have any problems with the registration process or your account login, please contact contact us.


Go Back   REVscene Automotive Forum > Automotive Chat > Vancouver Off-Topic / Current Events

Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.

Reply
 
Thread Tools
Old 10-01-2013, 12:34 PM   #226
I only answer to my username, my real name is Irrelevant!
 
Hondaracer's Avatar
 
Join Date: Oct 2001
Location: Off-Topic
Posts: 26,956
Thanked 6,712 Times in 2,330 Posts
Do you guys know if the 5k can be in RRSP ?
Posted via RS Mobile
Advertisement
Hondaracer is online now  
Reply With Quote
Old 10-01-2013, 07:40 PM   #227
My homepage has been set to RS
 
Join Date: Jun 2005
Location: westside
Posts: 2,287
Thanked 1,535 Times in 437 Posts
Quote:
Originally Posted by Hondaracer View Post
TD infinite essentially the same as RBC infinite?

Just got an email from RBC saying they now include free trip cancellation insurance on any flight paid on your card
Posted via RS Mobile
i almost switched to this card from the RBC card, but when I called to cancel my card (downgrade to a free card), buddy on the other ended waived my fees so I ended up not bothering
skiiipi is offline  
Reply With Quote
Old 10-19-2013, 10:13 PM   #228
RS Lurker, I don't post!
 
Join Date: Oct 2013
Location: vancouver
Posts: 2
Thanked 0 Times in 0 Posts
Which one is better for earning free flight tickets:

Capital one card: Credit Cards - Compare Credit Cards Online | Capital One Canada, give 35k points but $120 fee is not waived.

Amex AeroplanPlus Gold: https://www.americanexpress.ca/aeroplanplus, 30k Aeroplan miles and First year free.

Last edited by Taniaa; 10-29-2013 at 02:31 PM.
Taniaa is offline  
Reply With Quote
Old 10-19-2013, 10:32 PM   #229
RS.net, where our google ads make absolutely no sense!
 
Kilinim's Avatar
 
Join Date: Feb 2009
Location: Surrey
Posts: 988
Thanked 151 Times in 78 Posts
CIBC also has a new Aventura Visa. Bonus 30k points, $120 annual fee.
Posted via RS Mobile
Kilinim is offline  
Reply With Quote
Old 10-19-2013, 11:14 PM   #230
d1
I *Fwap* *Fwap* *Fwap* to RS
 
d1's Avatar
 
Join Date: Aug 2006
Location: Vancouver
Posts: 1,598
Thanked 492 Times in 125 Posts
I signed up for AMEX Gold Rewards recently. 25k bonus points which you can convert to aeroplan + $50 from great canadian rebates. Also, first year fee of $120 is waived.

It`s great for me since I plan to visit the east coast of Canada. A flight to newfoundland is about $900. With the points, it`s 25k pts + 155 taxes so for me, it`s essentially an $800 sign up bonus.
d1 is offline  
Reply With Quote
Old 10-21-2013, 11:23 AM   #231
Wunder? Wonder?? Wander???
 
PsycHo_DraGoN69's Avatar
 
Join Date: Feb 2009
Location: Burnaby
Posts: 205
Thanked 13 Times in 12 Posts
If anyone is interested in a no-fee credit card that has no foreign transaction fees (i.e. if you shop in the states a lot or buy online from the states)

https://www.chase.com/online/canada/amazon-ca-home.htm

this is just another credit card i have added to my growing collection... good for those quick runs down past the border for gas and day-trips
__________________
My Feedback
PsycHo_DraGoN69 is offline  
Reply With Quote
Old 10-21-2013, 12:58 PM   #232
Rs has made me the man i am today!
 
Simplex123's Avatar
 
Join Date: Aug 2007
Location: Richmond
Posts: 3,123
Thanked 617 Times in 216 Posts
I have that card and I'm wondering.. If I'm paying by Paypal do I ever get dinged by that foreign transaction fee? I haven't looked at this in depth, but whenever I use Paypal the price is always the same between my Amazon card and my bank account or other cards.
__________________
95' 325i Cabriolet [RIP]
03' Jetta 1.8T Wolfsburg Edition

My FeedBack
Simplex123 is offline  
Reply With Quote
Old 10-22-2013, 05:05 AM   #233
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,473
Thanked 1,318 Times in 372 Posts
For those with the MBNA Cash Back

What does it mean when you have xxx points?
For example, does 600 points equal to $6 cash back?
v_tec is offline  
Reply With Quote
Old 10-22-2013, 07:11 AM   #234
Hypa owned my ass at least once
 
winson604's Avatar
 
Join Date: Apr 2004
Location: Vansterdam
Posts: 6,518
Thanked 917 Times in 455 Posts
Quote:
Originally Posted by v_tec View Post
For those with the MBNA Cash Back

What does it mean when you have xxx points?
For example, does 600 points equal to $6 cash back?
Correct, when you reach 5000 points it will automatically redeem the points and send you a $50 check by mail. Then your points will reset to 0 until it goes back up to 5000 again.

Not hard to calculate how many $'s = points either.

If you're buying regular stuff at 1% say an Xbox for $400, that's 400 points

If you're buying something at Superstore (Grocery Store) or getting gas or even smokes at a gas station take that amount and times 2 = 2%

So the least amount you need to spend is $2500 at Gas Stations and or Grocery Stores to get 5000 points = $50
__________________
"back at the line to Babych.... LONG SHOT....Potvin had trouble with it....ADAM SHOOTS SCORES!!!!

GREG ADAMS!! GREG ADAMS!!"
winson604 is online now  
Reply With Quote
Old 10-22-2013, 09:01 PM   #235
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,473
Thanked 1,318 Times in 372 Posts
Quote:
Originally Posted by winson604 View Post
Correct, when you reach 5000 points it will automatically redeem the points and send you a $50 check by mail. Then your points will reset to 0 until it goes back up to 5000 again.
Thanks.

Not that it matters much - but curious:
What if you end the month with 5025 points. Do you get a cheque for $50.25 in the mail and points reset to 0?
Or do you always get cheques for flat $50.00?
v_tec is offline  
Reply With Quote
Old 10-22-2013, 10:03 PM   #236
F3
My homepage has been set to RS
 
F3's Avatar
 
Join Date: Mar 2002
Location: vancouver
Posts: 2,390
Thanked 62 Times in 22 Posts
Always $50 flat and you'll just have 25 points left over, instead of starting at 0.
F3 is offline  
Reply With Quote
Old 10-22-2013, 10:06 PM   #237
CPE
What hasn't Killed me, has made me more tolerant of RS!
 
Join Date: Jan 2008
Location: Vancouver
Posts: 154
Thanked 113 Times in 27 Posts
Quote:
Originally Posted by Hondaracer View Post
Do you guys know if the 5k can be in RRSP ?
Posted via RS Mobile
Has to be in the chequing account.
CPE is offline  
Reply With Quote
This post thanked by:
Old 10-22-2013, 11:14 PM   #238
CRS
ninja edits your posts without your knowledge
 
CRS's Avatar
 
Join Date: Jan 2004
Location: Vancouver
Posts: 14,299
Thanked 5,400 Times in 1,460 Posts
Quote:
Originally Posted by v_tec View Post
For those with the MBNA Cash Back

What does it mean when you have xxx points?
For example, does 600 points equal to $6 cash back?
Correct. Cash out aka cheque out at 5000 for $50.
CRS is offline  
Reply With Quote
Old 10-27-2013, 04:42 AM   #239
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,473
Thanked 1,318 Times in 372 Posts
How does the World Elite one work?
https://www.applyonlinenow.com/CACCa...=CP3W&lc=en_CA

Do you get a $50 cheque cash back upon accumulating 5000 points?
Basically works out to a $100 sign up bonus?
Have anyone successfully had their 2nd+ year's annual fee waived?
v_tec is offline  
Reply With Quote
Old 10-27-2013, 01:21 PM   #240
xxx
 
Oleophobic's Avatar
 
Join Date: Feb 2010
Location: vancouver
Posts: 1,360
Thanked 750 Times in 234 Posts
You can redeem in 5000 point increments ($50) whenever you want and it doesn't have to be in the form of a cheque. Even though I have the option I've always been redeeming it as a credit to my account.

This card hasn't even been out for a year yet (for new signups) so no one can say whether they had their second year fee waived. Previously, you could only get this card by having an existing MBNA Rewards/Rewards Travel, meeting one of three requirements, and receiving an invitation from them. I think they still do invites and those who are invited do not get an annual fee.

IMO best cash back card ever
Oleophobic is offline  
Reply With Quote
This post thanked by:
Old 10-27-2013, 01:34 PM   #241
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,473
Thanked 1,318 Times in 372 Posts
Thanks T.T !

Guess I'll continue using my Smart Cash for a few more months until the 5% gas dies out first. Is it possible to just 'transfer' to this World Elite one? Or do you have to go through a new application, and close your old card....potentially hurting your credit score?
v_tec is offline  
Reply With Quote
Old 10-27-2013, 03:42 PM   #242
xxx
 
Oleophobic's Avatar
 
Join Date: Feb 2010
Location: vancouver
Posts: 1,360
Thanked 750 Times in 234 Posts
Nope that's impossible.

You can either convert to a regular MBNA Rewards card (1% cash back on all purchases) and hope you get invited...or you can just apply for the World Elite and maybe try calling in after a year to try to get the fee waived.

there's a thread about this card on RFD:
MBNA Rewards World Elite MC - RedFlagDeals.com Forums
Oleophobic is offline  
Reply With Quote
Old 12-04-2013, 04:47 PM   #243
RS controls my life!
 
xeryusx's Avatar
 
Join Date: Feb 2007
Location: Vancouver
Posts: 778
Thanked 433 Times in 109 Posts
Hey guys. I'm also looking to apply for a new card. I use my current card on and for everything and I figured I should look for a new one with rewards to match what I like.

I'm with CIBC at the moment and I'm wondering what you guys can suggest. I like either cash back or fly points but I'm not too sure which one to go for.

I guess annual fees is OK as long as the rewards are good too.
xeryusx is offline  
Reply With Quote
Old 12-04-2013, 05:19 PM   #244
CRS
ninja edits your posts without your knowledge
 
CRS's Avatar
 
Join Date: Jan 2004
Location: Vancouver
Posts: 14,299
Thanked 5,400 Times in 1,460 Posts
Quote:
Originally Posted by xeryusx View Post
Hey guys. I'm also looking to apply for a new card. I use my current card on and for everything and I figured I should look for a new one with rewards to match what I like.

I'm with CIBC at the moment and I'm wondering what you guys can suggest. I like either cash back or fly points but I'm not too sure which one to go for.

I guess annual fees is OK as long as the rewards are good too.
Capital Aspire Cash is my main card ATM since you get effectively 1.5% cashback without an annual fee. I alternate it with MBNA Smart Cash World for gas and groceries and Amazon Chase for online/american purchases.

The Travel version may be more optimal to you if you travel but it also has a annual fee.
CRS is offline  
Reply With Quote
Old 12-04-2013, 05:54 PM   #245
Old School RS
 
lowside67's Avatar
 
Join Date: May 2004
Location: West Vancouver
Posts: 3,978
Thanked 2,883 Times in 867 Posts
If you collect Aeroplan, then the AmEx cards are hard to beat. I have referred 6 people in the last 2 months as their current deal of a free first year for your AmEx Gold plus 30,000 points is pretty sweet. If you are not flying Staralliance though, you'd be be better to collect RBC Avion points.
__________________
2011 BMW 128I
lowside67 is offline  
Reply With Quote
Old 12-04-2013, 10:03 PM   #246
Everyone wants a piece of R S...
 
Join Date: Feb 2007
Location: Canada
Posts: 363
Thanked 71 Times in 41 Posts
Quote:
Originally Posted by lowside67 View Post
If you collect Aeroplan, then the AmEx cards are hard to beat. I have referred 6 people in the last 2 months as their current deal of a free first year for your AmEx Gold plus 30,000 points is pretty sweet. If you are not flying Staralliance though, you'd be be better to collect RBC Avion points.
I've been considering AMEX but my perception is that not many restaurants or retail stores here accept them. Do you find any difficulty with that?
dasani604 is offline  
Reply With Quote
Old 12-05-2013, 08:06 AM   #247
this is the hardest n***a of all time
 
GLOW's Avatar
 
Join Date: Aug 2006
Location: Vancouver
Posts: 7,550
Thanked 4,505 Times in 1,797 Posts
only thing we use our amex for is groceries at costco, and sometimes gas. yes not a lot of places (unless big box stores) don't take amex compared to visa/mc
__________________
Feedback
http://www.revscene.net/forums/showthread.php?t=611711

Quote:
Greenstoner
1 rat shit ruins the whole congee
Quote:
[04-06, 11:34]radiomanI'm doing happy hour with bj#3 today
[07-04, 10:27]radiomani need just the tip
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat

GLOW is offline  
Reply With Quote
Old 12-05-2013, 09:01 AM   #248
I contribute to threads in the offtopic forum
 
m3thods's Avatar
 
Join Date: May 2008
Location: Burnaby
Posts: 2,972
Thanked 971 Times in 542 Posts
Quote:
Originally Posted by dasani604 View Post
I've been considering AMEX but my perception is that not many restaurants or retail stores here accept them. Do you find any difficulty with that?
I use my Costco Amex for Costco (duh), gas and restaurants.

Almost all "big" restaurants (think chains, or hoity-toity) take Amex. AFAIK, McDonalds, Timmys, and BK take Amex as well.

The thing I love about Amex are the opt-in programs they have. I'm currently on a 1 year 1.99% interest rate, so I keep a small balance on it month to month and put my cash elsewhere until the promotion ends, then pay it off all at once. They also have "front-of-the-line" access to major entertainment events (and tickets from ticketmaster in general). From time to time, they run promotions like they did for Timmys, where if you spent $20 you would get a $10 credit.

My other card (PC MC) has no such incentives. However, PC Points are quite easy to rack up, and since I shop there for groceries often it often pays for a chunk of that.

Most chain retain stores also take Amex, especially American-based ones I find.


All that said, it would never be my primary card.


EDIT: Oh, I also have it linked to my PayPal, so you can basically use it wherever PayPal is accepted, which is growing quite nicely it seems.
m3thods is offline  
Reply With Quote
Old 12-05-2013, 11:32 PM   #249
Diagonally parked in a parallel universe
 
Join Date: Mar 2013
Location: Y
Posts: 1,473
Thanked 1,318 Times in 372 Posts
MR transfer to Aeroplan 1:1, same as BA (with sometimes 1.5)

However, it's 1:0.75 for Asia Miles. Does anyone remember if Amex ever have any promotions in the past...that would bring it up to at least 1:1?
v_tec is offline  
Reply With Quote
Old 12-06-2013, 12:20 AM   #250
xxx
 
Oleophobic's Avatar
 
Join Date: Feb 2010
Location: vancouver
Posts: 1,360
Thanked 750 Times in 234 Posts
Quote:
Originally Posted by CRS View Post
Capital Aspire Cash is my main card ATM since you get effectively 1.5% cashback without an annual fee. I alternate it with MBNA World Elite Cashback for gas and groceries and Amazon Chase for online/american purchases.

The Travel version may be more optimal to you if you travel but it also has a annual fee.
Outta curiosity why would you use your Capital One Aspire Cash as your main card when the World Elite offers 2% cash back on all purchases? Or are you talking about the Smart Cash World?
Oleophobic is offline  
Reply With Quote
Reply

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off



All times are GMT -8. The time now is 08:50 PM.


Powered by vBulletin® Version 3.8.7
Copyright ©2000 - 2017, vBulletin Solutions, Inc.
SEO by vBSEO ©2011, Crawlability, Inc.
Revscene.net cannot be held accountable for the actions of its members nor does the opinions of the members represent that of Revscene.net