| Vancouver Auto Chat 2016 VAC Community Head Moderator: Raid3n |
 | 
09-22-2012, 11:34 PM
|
#1 | | Doesn't know that condom-depot.com has free shipping
Join Date: Mar 2012 Location: port coquitlam
Posts: 323
Thanked 88 Times in 37 Posts
| coverage for rock chips?
does anyone know if icbc covers rock chips ? my front hood and bumper has paint chips everywhere...i bought touch up paint from honda but the paint turned out a diff color, it was the correct paint code. thanku
| 
|  | |
09-22-2012, 11:40 PM
|
#2 | | #savethemanuals
Join Date: May 2008 Location: Richmond
Posts: 3,980
Thanked 2,551 Times in 950 Posts
|
No. That's normal wear and tear.
| |
| | |
09-22-2012, 11:48 PM
|
#3 | | Proud to be called a RS Regular!
Join Date: Jun 2006 Location: Vancouver
Posts: 135
Thanked 81 Times in 27 Posts
|
They will cover it but you will pay your deductible. The hood and windshield count as one panel and each other part like fender or bumper have their own separate deductible. So bumper + hood = you pay two deductibles
At least that's what they told me last week
Posted via RS Mobile | |
| | |
09-22-2012, 11:52 PM
|
#4 | | Doesn't know that condom-depot.com has free shipping
Join Date: Mar 2012 Location: port coquitlam
Posts: 323
Thanked 88 Times in 37 Posts
|
so 600 total? do the shops that icbc provide usually spray the clear coat over also?
| |
| | |
09-23-2012, 08:07 PM
|
#5 | | Wunder? Wonder?? Wander???
Join Date: Apr 2010 Location: Kelowna
Posts: 212
Thanked 23 Times in 15 Posts
|
OMG... Just wait that the whole car needs a paint job, you can deal with it then...
| |
| | |
09-23-2012, 08:32 PM
|
#6 | | MiX iT Up!
Join Date: May 2006 Location: vancouver
Posts: 8,133
Thanked 2,066 Times in 865 Posts
|
Edit: my reply was for windshield.
__________________
Sometimes we tend to be in despair when the person we love leaves us, but the truth is, it's not our loss, but theirs, for they left the only person who couldn't give up on them.
Make the effort and take the risk..
"Do what you feel in your heart to be right- for you'll be criticized anyway. You'll be damned if you do, and damned if you don't." - Eleanor Roosevelt | |
| | |
09-24-2012, 09:18 AM
|
#7 | | My dinner reheated before my turbo spooled
Join Date: Oct 2002 Location: vancouver
Posts: 1,765
Thanked 640 Times in 242 Posts
|
You can get it covered under one deductible
| |
| | |
09-24-2012, 09:51 AM
|
#8 | | Rs has made me the man i am today!
Join Date: Aug 2002 Location: 604
Posts: 3,023
Thanked 688 Times in 190 Posts
|
Y U no call ICBC? .png "Y U NO...?")
They get paid for answering these types of questions plus you won't get conflicting answers.
| |
| | |
09-24-2012, 09:54 AM
|
#9 | | Proud to be called a RS Regular!
Join Date: May 2012 Location: Coq
Posts: 136
Thanked 33 Times in 11 Posts
| Quote:
Originally Posted by VR6GTI  You can get it covered under one deductible | +1 but if you touched it up they probably wont cover it. It needs to look like all the rock chips your claiming happened under one incident. Posted via RS Mobile | |
| | |
09-24-2012, 10:18 AM
|
#10 | | Diagonally parked in a parallel universe
Join Date: Jun 2002 Location: Langley
Posts: 1,438
Thanked 116 Times in 39 Posts
|
Yes.
It is an insurable loss - provided it happened at one time.
every seperate incident is a seperate claim.
I've submitted multiple claims (I work for Boyd Autobody) for rock chips claims, and have in some circumstances, had complete cars repainted.
| |
| | |
09-24-2012, 10:27 AM
|
#11 | | Rs has made me the woman i am today!
Join Date: Jun 2006 Location: Burnaby
Posts: 4,021
Thanked 6,689 Times in 1,624 Posts
|
Would I have to get it appraised at an ICBC center?
I bought a car at a big discount due to rock chips on front bumper and hood, and have been looking into repainting it assuming it was wear/tear...
But if I were to go to ICBC, what would my options be?
| |
| | |
09-24-2012, 10:37 AM
|
#12 | | nuggets mod
Join Date: Feb 2002 Location: richmond
Posts: 7,051
Thanked 3,799 Times in 981 Posts
|
^ ICBC claims are based on incidents, not wear and tear. So you would need to demonstrate that the rock chips happened from one incident, then they would cover you. If they're the result of a few years of highway driving, I believe they won't cover you.
__________________
I searched for truth, and all I found was You
| |
| | |
09-24-2012, 10:39 AM
|
#13 | | Proud to be called a RS Regular!
Join Date: Jun 2006 Location: Vancouver
Posts: 135
Thanked 81 Times in 27 Posts
| Quote:
Originally Posted by inv4zn Would I have to get it appraised at an ICBC center?
I bought a car at a big discount due to rock chips on front bumper and hood, and have been looking into repainting it assuming it was wear/tear...
But if I were to go to ICBC, what would my options be? | I guess you may be able to get it under one deductible if the previous owner(s) have never brought their vehicle in and had the rock chips documented AND you could somehow prove the chips came on one single incident
Mine was legitimately one incident (dumb overfilled gravel truck) with the exception of two or three chips and got in a heated discussion with the manager who ultimately offered to cover them with five separate deductibles, so best of luck...
(This was at Surrey ICBC claim center) Posted via RS Mobile | |
| | |
09-24-2012, 11:11 AM
|
#14 | | Rs has made me the woman i am today!
Join Date: Jun 2006 Location: Burnaby
Posts: 4,021
Thanked 6,689 Times in 1,624 Posts
|
So I guess I'm out of luck with ICBC.
Chips are old and weathered, so I can't prove they're from one incident. Car is from Honda dealership so I donno previous owner.
And 5 deductibles is $1.5k...which is 2x what bodyshops are quoting to just repaint...lol
| |
| | |
09-24-2012, 11:37 AM
|
#15 | | Proud to be called a RS Regular!
Join Date: Jun 2006 Location: Vancouver
Posts: 135
Thanked 81 Times in 27 Posts
|
Double post
| |
| | |
09-24-2012, 11:38 AM
|
#16 | | Proud to be called a RS Regular!
Join Date: Jun 2006 Location: Vancouver
Posts: 135
Thanked 81 Times in 27 Posts
|
Yeah... And that wasn't even going to cover the chips on the side mirrors
It ended up being (slightly) cheaper to claim the hood and windshield under the one deductible and not go through ICBC for the rest
Posted via RS Mobile | |
| | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 05:03 PM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
