From what I understand the deceased's Estate is suppose to take care of debt, ie: owns property, vehicles has money in the bank ect..... Life Insurance doesn't cover the debt unless it goes to the estate. The debt would only be written off if there is no way to collect it. The family has nothing to do with the debt unless they have joint financial interests or a vested interest in the estate. Again, the estate would pay the debt it wouldn't transfer to family members.
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa