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07-16-2014, 12:41 AM
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#1 | I WANT MY 10 YEARS BACK FROM RS.net!
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| BC accidents down 28%, ICBC wants to raise insurance rate by 26%
WATCH: Why are insurance rates going up when the number of crashes on provincial highways is down? Watch Video: WATCH: Why are insurance rates going up when the number of crashes on provincial highways is down? - BC | Globalnews.ca
By Ted Chernecki Global News
Buried in Wednesday’s announcement of speed limits going up on some of British Columbia’s highways was an important statistic showing the number of serious crashes on provincial highways has decreased by 28 per cent since 2003.
ICBC rates over that same period have climbed significantly with mandatory basic coverage going up by almost 26 per cent.
That has some critics wondering why insurance rates have continued to rise.
In response, ICBC has issued a statement to Global News saying its rates are driven by the cost of claims, which are increasing every year, particularly our injury claims costs.
Meanwhile, ICBC is forecast to hand over $480 million to the provincial government as general revenue over the next three years.
“ICBC is being used as cash cow by the government,” says NDP finance critic Mike Farnworth. “We see it in budget after budget. We also see requests for rate increases each year.” |
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07-16-2014, 01:23 AM
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#2 | I bringith the lowerballerith
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Didn't they just increase the insurance rate like 7% last year?
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07-16-2014, 01:26 AM
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#3 | WOAH! i think Vtec just kicked in!
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I'm not sure if I'll still remember by the time it's Thanksgiving in 3 months. So I'll say it now.
THANK YOU Timpo, for starting a decent thread for once.
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07-16-2014, 01:50 AM
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#4 | I WANT MY 10 YEARS BACK FROM RS.net!
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Originally Posted by v_tec I'm not sure if I'll still remember by the time it's Thanksgiving in 3 months. So I'll say it now.
THANK YOU Timpo, for starting a decent thread for once. | I always only start decent threads...
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07-16-2014, 02:30 AM
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#5 | RS controls my life!
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Isn't the whole point of ICBC is to have affordable insurance rates for British Colombian's.
If there showing a surplus of $160,000,000 annually, shouldn't that money to refunded to the B.C. tax payers?
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07-16-2014, 03:54 AM
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#6 | I WANT MY 10 YEARS BACK FROM RS.net!
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Tax the lambo, r8 drivers, they drive the insurance cost up
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07-16-2014, 03:56 AM
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#7 | WOAH! i think Vtec just kicked in!
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| Quote:
Originally Posted by asian_XL Tax the lambo, r8 drivers, they drive the insurance cost up |
Y u no include GTR |
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07-16-2014, 04:49 AM
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#8 | I *heart* Revscene.net very Muchie
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Originally Posted by FS1992EG Isn't the whole point of ICBC is to have affordable insurance rates for British Colombian's.
If there showing a surplus of $160,000,000 annually, shouldn't that money to refunded to the B.C. tax payers? | hahaha good joke.
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07-16-2014, 05:34 AM
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#9 | OMGWTFBBQ is a common word I say everyday
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Think ICBC's bad?
You guys should really move over to Ontario.
__________________ Quote:
Originally Posted by Fei-Ji haha i can taste the cum in my mouth | There is a time when you have to sig a post.
It just happened.
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07-16-2014, 05:51 AM
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#10 | Ready to be Man handled by RS!
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All you need to know is in ICBC's release. It's not the number of claims, it's the cost of each claim. And injury claim costs are going up.
You want to blame someone? Do any of you know somebody who had a minor rear end accident, went after ICBC and got a nice payout (10's of thousands of dollars) because they had a sore neck for a couple days? People seem to think getting rear ended is like winning the lottery. Find the right doctor/lawyer and it's payday.
Soft tissue injuries (like whiplash) account for almost 50% of ICBC's total costs.
Or another way to look at it: almost 50% of your insurance premiums are going to people who make these claims.
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07-16-2014, 06:04 AM
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#11 | Rs has made me the man i am today!
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i wouldn't be surprised if certain dr's could be bought. either through family friends or just friends of friends. offer a payout to the dr., and have him go along with your reoccurring pain etc. they do it with prescription pain killers like oxycontin
time to go buy a moped....or a bicycle so i can cruise down royal oak or canada way and petition for new bike lanes.
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07-16-2014, 11:24 AM
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#12 | I keep RS good
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Originally Posted by FS1992EG Isn't the whole point of ICBC is to have affordable insurance rates for British Colombian's.
If there showing a surplus of $160,000,000 annually, shouldn't that money to refunded to the B.C. tax payers? | 4.61 million (Jan 1, 2014)
British Columbia, Population
lol.
3.47million bucks each person eh?
I like that idea. HAH....
edit: i need a new calculator that goes up to 9 digits.
Last edited by Ulic Qel-Droma; 07-16-2014 at 01:35 PM.
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07-16-2014, 11:28 AM
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#13 | Rs has made me the woman i am today!
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Originally Posted by Ulic Qel-Droma 4.61 million (Jan 1, 2014)
British Columbia, Population
lol.
3.47million bucks each person eh?
I like that idea. HAH.... | You mean $34 each person?
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Originally Posted by LSF22 Every time I'm there I usually see Jgresch's name under "Best Lap Times" | |
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07-16-2014, 11:38 AM
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#14 | To me, there is the Internet and there is RS
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Originally Posted by asian_XL Tax the lambo, r8 drivers, they drive the insurance cost up |
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07-16-2014, 11:55 AM
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#15 | Willing to sell body for a few minutes on RS
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Originally Posted by asian_XL Tax the lambo, r8 drivers, they drive the insurance cost up | I think you mean BMW X5, Lexus RX, and Benz ML drivers.
And not to mention gold-coloured Corollas.
__________________ Do Not Put Aftershave on Your Balls. -604CEFIRO Looks like I'm gonna have some hot sex again tonight...OOPS i got the 6 pack. that wont last me the night, I better go back and get the 24 pack! -Turbo E kinda off topic but obama is a dilf - miss_crayon Honest to fucking Christ the easiest way to get a married woman in the mood is clean the house and do the laundry.....I've been with the same girl almost 17 years, ask me how I know. - quasi |
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07-16-2014, 11:58 AM
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#16 | RS has made me the bitter person i am today!
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| Quote:
Originally Posted by Ulic Qel-Droma 4.61 million (Jan 1, 2014)
British Columbia, Population
lol.
3.47million bucks each person eh?
I like that idea. HAH.... | Something doesn't add up here...
In all seriousness Dangonay hit the nail right on the head.
The number of people trying to scam the system by claiming frivolous injury claims is absolutely ridiculous.
This is what I posted in another thread (semi related to the same topic): Quote:
I swear people seem to forget that the point of lawsuits is to get fair compensation for loss of income, or damages that you incurred. The point was never to "Strike it rich".
People seem to have this romanticized idea that they can strike it rich by suing people. This is the absolute wrong mentality, it is SUPER rare that the courts award punitive damages to someone, but people seem to think that its common place because the media only reports the rare instances where it does happen.
Same thing with the fuckers who rape insurance claims for bullshit injuries. ICBC has caught onto this one, they don't base your monetary compensation based on anything you say any longer. They now base it on the damage to the car. Their not stupid they know if you got rear ended at 20, realistically there isn't anything wrong with you.
| The above was related to that frankly ridiculous thread on some dudes GF slipping on a grape and suing the store.
Like I said there your claim is supposed to compensate you for money that you actually lost due to injury. That means that if you had to stay home from work, or were stuck in bed. Other than that if your neck is a little sore and you can still go to work without problem, then you really should just suck it up.
Last edited by meme405; 07-16-2014 at 12:13 PM.
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07-16-2014, 12:01 PM
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#17 | To me, there is the Internet and there is RS
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Originally Posted by dangonay All you need to know is in ICBC's release. It's not the number of claims, it's the cost of each claim. | Ding ding ding. They also seem to be more eager to write cars off now than before, but that could just be me.
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Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | |
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07-16-2014, 12:06 PM
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#18 | OMGWTFBBQ is a common word I say everyday
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Originally Posted by dangonay All you need to know is in ICBC's release. It's not the number of claims, it's the cost of each claim. And injury claim costs are going up.
You want to blame someone? Do any of you know somebody who had a minor rear end accident, went after ICBC and got a nice payout (10's of thousands of dollars) because they had a sore neck for a couple days? People seem to think getting rear ended is like winning the lottery. Find the right doctor/lawyer and it's payday.
Soft tissue injuries (like whiplash) account for almost 50% of ICBC's total costs.
Or another way to look at it: almost 50% of your insurance premiums are going to people who make these claims. |
This.
I remember i rear ended some dumb bitch a few years ago. It was my mom's tiny Tercel rear ending an EG civic sedan. I wouldn't even call it rear end. I just let go of the accelerator for a few seconds while reaching for something and the car rolled forward very slightly and tapped hers. We both got out, asked if either was alright, exchanged info, figured there was no damage done. Both of us filed a claim anyway. Adjuster looks at my car and hers and tells me that it doesn't look like anything happened to either cars but we'll wait and see. I find out later on that that dumb fucking cunt faced waste of life whore bitch apparently decided to lawyer up, fake injury and get a $20k+ payout. Drove my premiums pretty high. I wish there were dashcams then.
And I hope that that cunt-faced bitch developed a cocaine and heroin habit and is sucking dicks for a nickel in the DTES. Or she's dead.
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07-16-2014, 12:12 PM
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#19 | RS has made me the bitter person i am today!
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Originally Posted by underscore They also seem to be more eager to write cars off now than before, but that could just be me. | I think that might just be due to the fact that cars are built more like disposable razors now, then they were many years ago.
I mean back in the day when your alternator failed you would go to a specialist and he would rebuild it and toss it back in for you. Now though, every single shop will just buy a new one, and send the old one in as a core exchange.
I wanted the alternator in my truck rebuilt, and I swear it took me a month before I found some guy at like clark and venables in Van that would actually rebuild the thing...
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07-16-2014, 12:19 PM
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#20 | To me, there is the Internet and there is RS
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^ potentially, although I've seen them write off an MR2 because the front and rear window were broken.
Completely off topic but I got lucky, since my alternator is apparently very uncommon I was told right away where I could go to get it rebuilt.
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Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | |
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07-16-2014, 01:23 PM
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#21 | My dinner reheated before my turbo spooled
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Originally Posted by 6o4__boi This.
I remember i rear ended some dumb bitch a few years ago. It was my mom's tiny Tercel rear ending an EG civic sedan. I wouldn't even call it rear end. I just let go of the accelerator for a few seconds while reaching for something and the car rolled forward very slightly and tapped hers. We both got out, asked if either was alright, exchanged info, figured there was no damage done. Both of us filed a claim anyway. Adjuster looks at my car and hers and tells me that it doesn't look like anything happened to either cars but we'll wait and see. I find out later on that that dumb fucking cunt faced waste of life whore bitch apparently decided to lawyer up, fake injury and get a $20k+ payout. Drove my premiums pretty high. I wish there were dashcams then.
And I hope that that cunt-faced bitch developed a cocaine and heroin habit and is sucking dicks for a nickel in the DTES. Or she's dead. | Same thing happened to my wife, she hit someone from behind going about 5kph, put 2 little license plate marks in the guys cover, her civic hb had 0 damage. Guy gets out saying his neck blah blah blah. She phones ICBC insists they take pictures of her car. She gets no claim sheet cause she has no damage. Then she phones ICBC 4 months later to check the status of the other insured car so she can pay back the damage. He hasnt reported yet 6 months after the accident he gets his car fixed and puts in an injury claim. $432 to fix and repair his car but my wife cant pay it out because he has injury claim going. She gets served with papers about a year later from his lawyer. Has his name, address, plate number are on the papers |
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07-16-2014, 01:34 PM
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#22 | I keep RS good
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Originally Posted by Jgresch You mean $34 each person? | sorry i just realised my calculator only goes up to 8 digits. hahahahahaha |
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07-16-2014, 01:36 PM
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#23 | I WANT MY 10 YEARS BACK FROM RS.net!
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Originally Posted by VR6GTI Same thing happened to my wife, she hit someone from behind going about 5kph, put 2 little license plate marks in the guys cover, her civic hb had 0 damage. Guy gets out saying his neck blah blah blah. She phones ICBC insists they take pictures of her car. She gets no claim sheet cause she has no damage. Then she phones ICBC 4 months later to check the status of the other insured car so she can pay back the damage. He hasnt reported yet 6 months after the accident he gets his car fixed and puts in an injury claim. $432 to fix and repair his car but my wife cant pay it out because he has injury claim going. She gets served with papers about a year later from his lawyer. Has his name, address, plate number are on the papers | why would his lawyer send papers to her instead of ICBC?
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07-16-2014, 02:45 PM
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#24 | My dinner reheated before my turbo spooled
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Originally Posted by Timpo why would his lawyer send papers to her instead of ICBC? | Because the insured is not suing ICBC they are suing my wife.
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07-16-2014, 03:01 PM
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#25 | In RS I Trust
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Originally Posted by VR6GTI Because the insured is not suing ICBC they are suing my wife. | I thought they can't sue your wife directly since she is covered by ICBC or the insurance company you guys are using?
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