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10-06-2014, 12:51 PM
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#51 | I only answer to my username, my real name is Irrelevant!
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Originally Posted by underscore What we need is the system Sweden or Switzerland or someplace like that has, where you pay say $100/year for the registration and plating of the vehicle, and then you get insurance for yourself that follows you, not your car. That way whether you have 1 car or 100, you pay the same insurance (just more reg fees) and if you lend someone your car and they crash it, it goes through their insurance instead of yours. | that would be great but there's no way the province would be for that since the province keeps dipping into ICBC's reserves to maintain a 'balanced budget'
not to mention icbc won't have as many funds to play the market with -_-
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10-06-2014, 01:08 PM
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#52 | I contribute to threads in the offtopic forum
Join Date: Dec 2003 Location: Vancouver
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2011 accord v6
300 deductible
5 million
199/month
Got a notice last month that I had been under paying for 3 years because of wrong vehicle description. Each year was around 500 - 1000 totalling to 4000ish altogether. Luckily they're waiving it and instructed me to change my vehicle description on renewal.
So nice of icbc.
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10-06-2014, 01:26 PM
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#53 | HELP ME PLS!!!
Join Date: Nov 2005 Location: vancouver
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2009 corolla 40%/2M/$300 Collision & Comprehensive $2300/yr
I was told I pay more because of the neighbour I live in |
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10-06-2014, 01:48 PM
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#54 | To me, there is the Internet and there is RS
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Originally Posted by StylinRed that would be great but there's no way the province would be for that since the province keeps dipping into ICBC's reserves to maintain a 'balanced budget'
not to mention icbc won't have as many funds to play the market with -_- | Since it's possibly elsewhere, I'm sure it could be done here. The big variable would be what the insurance rates would actually be (and tbh I don't know what the rates are like in the countries that do this), single/no vehicle people would likely go up a bit compared to now.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | |
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10-06-2014, 07:56 PM
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#55 | straight from the fields of squamton
Join Date: Jul 2003 Location: Grande Prairie
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2013 speed3, 43%, full coverage, 2mil.......$131/month
moving to northern Alberta next week, hopefully it's not tooo much more (including a windshield twice a year)
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2013 Mazdaspeed 3
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10-06-2014, 09:05 PM
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#56 | MOD
Join Date: Oct 2002 Location: VANCOUVER
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Originally Posted by PJ Zipcar and Modo are pretty much the same, but I chose Modo mainly because there are a bunch right around my house, and their customer service is much better.
Car2go is a nice taxi alternative, cause you can drop it off anywhere. For example, a cab from my house to downtown is roughly $25-$30 ish, where as if I took a Car2go, it's only about $8-$15 depending on traffic.
Modo is good if I need a car for an extended amount of time. A lot of perks to this, and a lot of different cars to choose from (Sedans, SUV's, trucks, moving vans, they even have an FRS for god's sake).
It's only $3/hour (maxes at $36 a day even if you keep it for longer, and 11pm-7am is free) with mileage on top. So if you need to take multiple little trips throughout the day with some breaks in between, you're still only paying $3 an hour even if the car's just sitting outside your house. The only downside to Modo/Zipcar is that you need to return it to where you picked it up from. They have them spread out through the city pretty well, so most likely there should be one within a couple blocks from your place.
I sold my cars and I found that between my motorcycle, car2go, modo, and the skytrain station being a couple blocks from my house, my convenience hasn't been interrupted at all, and my monthly costs are still about the same as having a car (gas, insurance, maintenance, etc.) And the money made from the cars was like a bonus
Having said all that, I've been kinda itching to get a new car lately.. But with all my transportation options, I really have all the time in the world to decide. |
Thanks for the mini review. My car is on life support, so im just riding the gixxer and taking transit. I do miss having a car to drive. Im in burnaby, so only modo is nearby for me.
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10-06-2014, 11:23 PM
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#57 | Rs has made me the man i am today!
Join Date: Mar 2006 Location: Vancouver
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2009 Speed3, 40%, 2M/500collision/300comp, leisure use only $135/month
Da fuq, 1990TSI is cheaper than me despite being full insured, and a newer car.
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10-06-2014, 11:37 PM
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#58 | I am Hook'd on RS
Join Date: Aug 2012 Location: Canada
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1990 Nissan 300zx TT 43%/2M/$300 Collision /$500 Comprehensive $1,457/yr (121/mth)
I think i remember paying 60$ a month when i lived in Victoria.
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10-07-2014, 12:07 AM
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#59 | I only answer to my username, my real name is Irrelevant!
Join Date: Oct 2002 Location: CELICAland
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Originally Posted by underscore Since it's possibly elsewhere, I'm sure it could be done here. The big variable would be what the insurance rates would actually be (and tbh I don't know what the rates are like in the countries that do this), single/no vehicle people would likely go up a bit compared to now. | oh i've no doubt its doable and a good thing
i just doubt the fuckers in power would be willing to give up all that tax revenue that icbc really is
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10-07-2014, 12:52 AM
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#60 | Willing to sell a family member for a few minutes on RS
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Originally Posted by Gh0stRider Thanks for the mini review. My car is on life support, so im just riding the gixxer and taking transit. I do miss having a car to drive. Im in burnaby, so only modo is nearby for me. | The accord?
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10-07-2014, 01:03 AM
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#61 | MOD
Join Date: Oct 2002 Location: VANCOUVER
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Originally Posted by hotjoint The accord? | Accord was gone in 2011. Honda Shitvic
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10-07-2014, 07:35 AM
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#62 | OMGWTFBBQ is a common word I say everyday
Join Date: Apr 2006 Location: Tres Ciudades
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95 integra
30%
no collision
2M
$132/month
on a side note, how much difference does it make if you say you drive the car to work vs leisure?
i've always said car was for leisure (lulz) but my fiancee actually plays by the rules. Her insurance says something like car is used to drive to and from work no more than 15km a day.
When i saw that I was like wtf, never knew there was more to it than just saying you use the car for work.
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10-07-2014, 08:12 AM
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#63 | I contribute to threads in the offtopic forum
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My car would go from 195 to 175 when I switch to leisure <15km.
$20 not worth the risk....
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10-07-2014, 08:35 AM
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#64 | To me, there is the Internet and there is RS
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If you're not gonna get the right insurance there's not much point in getting insurance at all since you'll be pretty screwed if you get into an accident.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | |
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10-07-2014, 09:05 AM
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#65 | OMGWTFBBQ is a common word I say everyday
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lol relax there white knight.
yeah...considering i'll be driving more than the 15km to work i'll probably suck it up and switch up my policy
i didn't give a shit about it before because i lived in van and worked haphazardly (on-call)
i find it complete bullshit that there's levels beyond do you use the car for work or not...fuck icbc
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10-07-2014, 09:30 AM
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#66 | I WANT MY 10 YEARS BACK FROM RS.net!
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is claim-rated scale adjusted annually? If so I find it preposterous that having 10 years of clean record vs 15 years of clean record is a difference of $600 annually.
I understand the new driver tax if it was the first 5 years...but after 10 years the difference shouldn't be that wide...damn icbc
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10-07-2014, 11:24 AM
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#67 | Willing to sell a family member for a few minutes on RS
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Originally Posted by Gh0stRider Accord was gone in 2011. Honda Shitvic | LOL damn, the last time I saw you was 3 years ago? time flies
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10-07-2014, 12:08 PM
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#68 | Head of HR....have a seat on that couch
Join Date: Jan 2003 Location: Coquitlam
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Originally Posted by twitchyzero is claim-rated scale adjusted annually? If so I find it preposterous that having 10 years of clean record vs 15 years of clean record is a difference of $600 annually.
I understand the new driver tax if it was the first 5 years...but after 10 years the difference shouldn't be that wide...damn icbc | http://www.icbc.com/autoplan/costs/Documents/crs.pdf
There's no difference between the discount for basic insurance for 10+ years of clean driving. As your CRS level increases, basic stays at 43% but you continue to get higher discounts on optional coverage.
What's stupid is the CRS maxes out at -20, so theoretically, someone as young as 36 can be at their max discount even though they're probably going to drive for at least another 30 years.
__________________ feedback Originally posted by v.b. can we stop, my pussy hurts... Originally posted by asian_XL fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol Originally posted by Fei-Ji haha i can taste the cum in my mouth Originally posted by FastAnna when I was 13 I wanted to be a video hoe so bad RSUV #7 |
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10-07-2014, 12:35 PM
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#69 | Willing to sell a family member for a few minutes on RS
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Originally Posted by ICE BOY http://www.icbc.com/autoplan/costs/Documents/crs.pdf
There's no difference between the discount for basic insurance for 10+ years of clean driving. As your CRS level increases, basic stays at 43% but you continue to get higher discounts on optional coverage.
What's stupid is the CRS maxes out at -20, so theoretically, someone as young as 36 can be at their max discount even though they're probably going to drive for at least another 30 years. | That's what I've always hated as well. Why not let someone get 100% discount on their insurance if they can earn it. It would encourage people to drive safer if they knew that they could get free insurance one day. Let all the other shitty drivers pay for that safe drivers insurance.
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10-07-2014, 02:31 PM
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#70 | RS.net, where our google ads make absolutely no sense!
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Originally Posted by lilaznviper I was told I pay more because of the neighbour I live in | Is this actually true? I've heard some people say yes and others no.... I thought it is only based on territory, and GVA is territory D
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10-07-2014, 02:49 PM
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#71 | To me, there is the Internet and there is RS
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Originally Posted by hotjoint That's what I've always hated as well. Why not let someone get 100% discount on their insurance if they can earn it. It would encourage people to drive safer if they knew that they could get free insurance one day. Let all the other shitty drivers pay for that safe drivers insurance. | Fuck that, do you know how impossible it would be to get anything better than 25/75 fault if they had that system?
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | |
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10-08-2014, 12:31 AM
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#72 | MOD
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Originally Posted by hotjoint LOL damn, the last time I saw you was 3 years ago? time flies | ya man, no more celica? lol
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10-08-2014, 08:09 AM
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#73 | Revscene.net has a homepage?!
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I just got an insurance quote for a 1992 Ford Ranger I was looking at in Calgary (for 500 bucks)...
1992 Ford Ranger, 20%, 2M/0 collision/0 comp
$2200 a year???!?!?!?!!
Pleasure only on a full license with a Calgary address
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2005 DL-650
1975 VW Westfalia
2002 Ford Explorer (sold)
1989 Yamaha Virago XV535 (sold)
1994 Ford Ranger (sold)
1998 Subaru Legacy Wagon (sold)
2014 Toyota Corolla (loaner)
1996 Isuzu Trooper (RIP🔥)
2003 Jetta Wolfie (sold)
1963 (T)rusty Stude Lark (RIP) Quote:
Originally Posted by lilaznviper kunoman is still alive! not raped by oil riggers yet.... | |
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10-08-2014, 08:34 AM
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#74 | Where's my RS Christmas Lobster?!
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2002 RSX-S
Pleasure use only
2m liability
1,000 collision deductible
300 comprehensive deductible
15% Discount
$254/month
Probably the most expensive 200hp FWD in history to insure lol
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Translink :sweetjesus: noransx Quote:
Originally Posted by mk1freak [24-01, 14:19] mk1freak lots of bdays this year | Quote:
Originally Posted by kross9 [22-05, 23:37] norans also got a pretty douchey white hipster haircut | Quote:
Originally Posted by ICE_BOY [27-10, 22:25] can't spell ice without ie | 2014 Chevrolet Volt - Poo brown ft panel gaps - currently at 588mpg
2006 Honda CBR600RR "LaF'Honda" pronounced la-fawn-duh
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10-08-2014, 09:58 AM
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#75 | Willing to sell a family member for a few minutes on RS
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Originally Posted by Gh0stRider ya man, no more celica? lol | Nah, sold it to my best friend. After I got married and with a step son and us planning on having one of our own pretty soon, needed more room |
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