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08-24-2016, 06:42 PM
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#26 | | Throw yo paws in da air!
Join Date: Apr 2011 Location: State of Trance
Posts: 5,125
Thanked 2,778 Times in 956 Posts
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i think he can get approved no matter what lol its the interest rate that depends 
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08-24-2016, 07:12 PM
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#27 | | Need my Daily Fix of RS
Join Date: Nov 2014 Location: Burnaby
Posts: 276
Thanked 247 Times in 90 Posts
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The interest rate of a Dealerships New car will always be lower then a used car of the lot.
I'm pretty sure the financing is second party thus the higher rates.
You age, credit risk, and residency will also play a big part in this as well.
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08-30-2016, 09:53 PM
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#28 | | RS has made me the bitter person i am today!
Join Date: Apr 2002 Location: In your head
Posts: 4,591
Thanked 376 Times in 176 Posts
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Originally Posted by rucus  I think I'm on the other side of the spectrum -- I have no credit history built up as of the moment, except for my credit card that I pay faithfully. | That doesn't make sense. If you have a credit card, then it's been reporting.
Grab a copy of your credit report from equifax's free trial and see what you get.
The 7% rate is shockingly high and for people with shitty credit.
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02-19-2019, 06:48 AM
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#29 | | I subscribe to the Fight Club ONLY
Join Date: Apr 2004 Location: BC, HK, USA
Posts: 7,343
Thanked 2,344 Times in 972 Posts
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7.18% is a LOT, then again it is a used car. To be honest, if this is the case, I would get a line of credit OR loan from family and friends and offer a lower interest rate.
In your situation, I would much rather get a used car that's 5k instead.
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02-19-2019, 08:54 AM
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#30 | | Willing to sell body for a few minutes on RS
Join Date: Aug 2004 Location: Duncan, BC
Posts: 10,127
Thanked 5,568 Times in 2,107 Posts
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FYI, OP is from 2016.
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02-19-2019, 12:03 PM
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#31 | | Rs has made me the woman i am today!
Join Date: Jan 2012 Location: PENIS
Posts: 4,189
Thanked 4,069 Times in 1,253 Posts
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You can finance a corolla xse for 60 months for $214.47 bi weeekly now w/ 5k down
Finance
130 payments of
$214.47
TERM (MO.)
RATE (%)
2.49
Vehicle Price: $26,203.20
__________________ There's a phallic symbol infront of my car Quote: |
MG1: in fact, a new term needs to make its way into the American dictionary. Trump............ he's such a "Trump" = ultimate insult. Like, "yray, you're such a trump."
| bcrdukes yray fucked bcrdukes up the nose
dapperfied yraisis
dapperfied yray so waisis
FastAnna you literally talk out your ass
FastAnna i really cant
FastAnna yray i cant stand you
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02-19-2019, 12:15 PM
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#32 | | Willing to sell body for a few minutes on RS
Join Date: Aug 2004 Location: Duncan, BC
Posts: 10,127
Thanked 5,568 Times in 2,107 Posts
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^^^ on approved credit ^^^
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02-20-2019, 10:15 AM
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#33 | | I answer every Emotion with an emoticon
Join Date: Apr 2004 Location: Vansterdam
Posts: 7,973
Thanked 1,764 Times in 906 Posts
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Originally Posted by Jmac ^^^ on approved credit ^^^ | Well he's been in Canada for a couple years now surely he has credit history by now lol
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