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Old 09-03-2016, 04:03 PM   #26
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Quote:
Originally Posted by kross9 View Post
iirc the liberal government is getting rid of income splitting of couples
Income splitting only really benefitted couples where 1 was working and making substantial money. And the Conservatives had already capped it for 2015, anyways (despite their bullshit propoganda would have you believe).
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Old 09-03-2016, 04:04 PM   #27
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Originally Posted by mr_chin View Post
Income tax is the stupidest shit only because the more you make the more you pay. People who labour and work tons of overtime are getting raped hardcore. Sales tax is reasonable because it's fixed.

Income tax shouldn't be taxed imo. Only when we buy a product or service, we should get taxed.
Then you end up with people travelling to the US to spend their money there, our economy crumbles, and we have no tax base to provide social services.
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Old 09-03-2016, 04:57 PM   #28
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iirc the liberal government is getting rid of income splitting of couples
benefits the mid-upper class the most. similar to the 10k tfsa contribution room.
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Old 09-03-2016, 09:19 PM   #29
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Also don't forget about this little hidden tax called inflation! Even if you don't spend make/spend money you are getting taxed
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Old 09-03-2016, 09:40 PM   #30
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I'm of the opinion and for higher taxes if we get the service in return like in some euro countries. Taxes are like 20-30% it's crazy, but you get midviews, doc's that do house calls free tuition, etc.
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Old 09-03-2016, 11:10 PM   #31
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The countries going to shit
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Old 09-04-2016, 07:28 AM   #32
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https://en.wikipedia.org/wiki/List_o...centage_of_GDP

No. For a modern, well developed economy we have pretty low tax rates relative to our economy.

Sure, I'd like to see more efficiency and effectiveness in gov't but we get a lot for our tax dollars. I've got complaints but they are not of the "we should pay less", it's of the "we should spend it more effectively". I'm top tax bracket and I'm fine with paying higher taxes than middle class folks - this country gave me the opportunity - I didn't build the good schools that taught me, I didn't build the roads that got me to school, and I didn't train the doctors that took care of me.
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Old 09-04-2016, 07:47 AM   #33
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Quote:
Originally Posted by CharlesInCharge View Post
The countries going to shit
Nobody's forcing you to stay here, are they?

I get it. You are the type to question everything, and that's good. But, there comes a time where you have to say, "You know, this country can be better, but there are a lot worse places on this planet I can be living in." Be thankful you can work and live in a country that is relatively safe and can offer you so much, if you decide to work hard for it. Someone in your family's history had the good sense to move here. Like I said, if you don't like it here, move to................ North Korea, or even the US of A. Stop being an ingrate. Post something positive. Do you have kids? Are your parents like you? Make this country better, instead of criticizing it. You can be creative. I've seen it. Use it in a positive way.


BTW, it's, "The country is going to shit."

Last edited by MG1; 09-04-2016 at 07:56 AM.
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Old 09-04-2016, 10:20 AM   #34
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Canada is only one of many countries going to shit in the all encompassing ZioAmerican empire.
Canadians like you dont mind if your country pays terrorist to rape, use chemical gas, and mass murder Syrians and Iraqi's as long as you can look across the world and gloat in your higher standard of living. You conveniently turn a blind eye to all that because it would ruin your programmed "dream" of what Canada is and anyone opposing those ideals should be shipped out.

My family moved here because the empire was dropping bombs on my city. The Canadian government is touted as heros (movie Argo) for sneaking out terrorist collaborators out of Iran during the 1979 revolution. The ruling puppet before was notorious for killing and torturing thousands of dissidents, trained by Mossad with its perfected methods learned through out the empires ever eras of mass violence... like the Nazi's and Vietnam prior. And this continues to this day!

The first nations of this land are still in concentration camps as settlers (poor and rich and not exclusively refugees) are still imported here to serve as a debt slave head tax to ever increase the empires power.


Just today I ran into these historic pictures of Vancouver... its armed forces, exclusive Anglo citizens in fairs, and how it hasnt changed today with new exclusive developments built on traditional lands on the Island inhabited by people other then fisrt nations. It gave me an eerie feeling of the apartheid that hasnt changed today.
edit - https://www.flickr.com/photos/vancouver-archives/page6
https://c2.staticflickr.com/6/5251/5...f604bcea_o.jpg
https://c2.staticflickr.com/6/5096/5...92a06e78_o.jpg

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https://bearmountain.ca/ (see intro video)
https://www.google.ca/maps/place/Bea...4d-123.5319365

First Nations - Land Rights and Environmentalism in British Columbia
http://i.imgur.com/p5aByds.jpg

People who are so delusion to not see these issues should go back to their ancestral lands to keep Canada civil.
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Last edited by CharlesInCharge; 09-04-2016 at 10:42 AM.
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Old 09-04-2016, 10:56 AM   #35
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Quote:
Originally Posted by mr_chin View Post
Income tax is the stupidest shit only because the more you make the more you pay. People who labour and work tons of overtime are getting raped hardcore. Sales tax is reasonable because it's fixed.

Income tax shouldn't be taxed imo. Only when we buy a product or service, we should get taxed.
That's the single reason why I refuse to do OT even when I was asked every stat holiday. I simply say no because by working OT I will be paying more. The only thing I agree on is banking those hours which HR doesn't seem to like to do since I have over 60 days in holiday. Why work and then have that money taken from you.
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Old 09-04-2016, 11:27 AM   #36
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You should just find a job where you make under the tax exempt line. You'll be so much happier with that logic.
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Old 09-04-2016, 12:36 PM   #37
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Originally Posted by Mr.HappySilp View Post
That's the single reason why I refuse to do OT even when I was asked every stat holiday. I simply say no because by working OT I will be paying more. The only thing I agree on is banking those hours which HR doesn't seem to like to do since I have over 60 days in holiday. Why work and then have that money taken from you.
https://simpletax.ca/blog/2014/commo...misconceptions

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Old 09-04-2016, 03:19 PM   #38
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Originally Posted by Mr.HappySilp View Post
That's the single reason why I refuse to do OT even when I was asked every stat holiday. I simply say no because by working OT I will be paying more. The only thing I agree on is banking those hours which HR doesn't seem to like to do since I have over 60 days in holiday. Why work and then have that money taken from you.


We should make it a rule that someone who doesn't understand how the tax system works shouldn't be allowed to criticize it.
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Old 09-04-2016, 07:04 PM   #39
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Shows you the number financially illiterate people are around. Just be fucking thankful you are even paid for OT. Lost of us don't.

Granted, that shit is already taken into account during salary negotiations , another essential skills that many people don't have.
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Old 09-04-2016, 08:34 PM   #40
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Quote:
Originally Posted by CharlesInCharge View Post
Canada is only one of many countries going to shit in the all encompassing ZioAmerican empire.
Canadians like you dont mind if your country pays terrorist to rape, use chemical gas, and mass murder Syrians and Iraqi's as long as you can look across the world and gloat in your higher standard of living. You conveniently turn a blind eye to all that because it would ruin your programmed "dream" of what Canada is and anyone opposing those ideals should be shipped out.

My family moved here because the empire was dropping bombs on my city. The Canadian government is touted as heros (movie Argo) for sneaking out terrorist collaborators out of Iran during the 1979 revolution. The ruling puppet before was notorious for killing and torturing thousands of dissidents, trained by Mossad with its perfected methods learned through out the empires ever eras of mass violence... like the Nazi's and Vietnam prior. And this continues to this day!

The first nations of this land are still in concentration camps as settlers (poor and rich and not exclusively refugees) are still imported here to serve as a debt slave head tax to ever increase the empires power.


Just today I ran into these historic pictures of Vancouver... its armed forces, exclusive Anglo citizens in fairs, and how it hasnt changed today with new exclusive developments built on traditional lands on the Island inhabited by people other then fisrt nations. It gave me an eerie feeling of the apartheid that hasnt changed today.
edit - https://www.flickr.com/photos/vancouver-archives/page6
https://c2.staticflickr.com/6/5251/5...f604bcea_o.jpg
https://c2.staticflickr.com/6/5096/5...92a06e78_o.jpg

Bear Mountain
https://bearmountain.ca/ (see intro video)
https://www.google.ca/maps/place/Bea...4d-123.5319365

First Nations - Land Rights and Environmentalism in British Columbia
http://i.imgur.com/p5aByds.jpg

People who are so delusion to not see these issues should go back to their ancestral lands to keep Canada civil.
Here's the larger version of that chart.

I don't see Canada though..? Why? Does this mean there's no Canadian living in Vancouver?

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Old 09-04-2016, 09:42 PM   #41
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The original European settlers represent the blue (UK) area, and there isnt enough population density of First Nations to represent an area.
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Old 09-04-2016, 11:38 PM   #42
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I remember once I did a ton of OT in one month and the OT I did doesn't even the tax (IE Did $1200 in OT but the tax came out to $1600 but normally without OT is only like $800). Shouldn't the gov reduce my tax rate for working harder and putting in more hours? Instead of free loading the system.
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Old 09-05-2016, 12:00 AM   #43
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Quote:
Originally Posted by Mr.HappySilp View Post
I remember once I did a ton of OT in one month and the OT I did doesn't even the tax (IE Did $1200 in OT but the tax came out to $1600 but normally without OT is only like $800). Shouldn't the gov reduce my tax rate for working harder and putting in more hours? Instead of free loading the system.
That's your payroll department, not the government.

At the end of the year, if you paid too much tax (because of sporadic OT, for example), you'd get it refunded when you do your taxes.
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Old 09-05-2016, 12:52 AM   #44
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I think there was a lot confusion in the media surrounding the term "income splitting". There were two methods of income splitting when the Liberals were campaigning (excluding anything pension/retirement related). The first was the family tax cut which maxed out at a benefit of $2,000 and was made available to couples with a child under 18. The second was through use of a corporation to split income with your family which could mean tax savings of anywhere from $0 to $40,000+ annually depending on a number of factors. This method was mainly available to professionals and small business owners. In the most recent budget, the Liberals axed the first method but have not done anything nor mentioned anything about the latter method.
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Old 09-05-2016, 02:27 AM   #45
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That's your payroll department, not the government.

At the end of the year, if you paid too much tax (because of sporadic OT, for example), you'd get it refunded when you do your taxes.
Yup, pretty much what Jmac and Ax2-Y said.

The other way to think about it is that for many companies, when you get a bonus or OT pay on that paycheque, the deductions are assuming that you make that amount every paycheque.

After all, payroll, at that specific point in time, won't know how much you'll necessarily make by the end of the year, since you can do more OT, do less, etc. So the calculations are run for that specific paycheque/pay period.


For illustrative purposes, pretend you get 1,000 a paycheque, and get paid 2x a month. That's 24 paycheques or 24,000 a year, at whatever your tax bracket is.

On one paycheque, because of OT, you get 3,000 on that paycheque. The deduction for that paycheque will assume that you get 3,000 every paycheque/pay per, or 72,000 that year (3,000 x 24 pay periods).

In this scenario the "annual amount" earned is much higher, and thus affects how much you pay in tax for that specific paycheque.


So this would be why you're seeing such a bigger tax jump for that one OT pay, but as Jmac said, at the end of the year, you'll get a larger refund if you paid too much tax during the year.
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Old 09-05-2016, 10:26 AM   #46
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Wow some of this is painful to read.

"I won't work overtime cause the government takes some of the extra money I get"

If we extrapolate that out:

"I don't work, because the government takes some of the money I earn"
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Old 09-05-2016, 11:26 AM   #47
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Quote:
Originally Posted by Mr.HappySilp View Post
I remember once I did a ton of OT in one month and the OT I did doesn't even the tax (IE Did $1200 in OT but the tax came out to $1600 but normally without OT is only like $800). Shouldn't the gov reduce my tax rate for working harder and putting in more hours? Instead of free loading the system.
and did you ever talk to your payroll about why that was?
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Old 09-05-2016, 01:33 PM   #48
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lol get rekt happyslip
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Old 09-05-2016, 07:38 PM   #49
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OT is not just about the government taking a big chunk of it. It's a out working your ass off and getting back 3/5 of what you actually make. I was speaking specifically for people who do general labour work where it's physically demanding work. Actually even for people who do office work doing 80 hours a week.

Everybody gets the same level of public service, schools, libraries, etc. There is no reason why people who make more should pay more.
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Old 09-11-2016, 07:50 AM   #50
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Since the day I had to file my first taxes, I wished the system was made in such way that, you don't pay any income taxe until the end of the year, once you have the amount you owe to the gvt., you can log on to choose where you want that tax money to go. Of course it would be a little more complex, mandatory min. to be given to health care, etc...


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do the other provinces have sales tax on used cars as well?
If I recall correctly in QC the taxes are 15% but if the vehicle is more than 10-15 years old it's 1%, at least that's how it was when I bought my first car there 15 years ago. Do not know about the other provinces.
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