Paypal
 

I have a paypal account setup with my credit card, so anything I purchase using paypal will just be like using the plastic.. I haven't sold anything before, but if I do, will it just credit me money into my credit card? Or do I have to setup a seller account?

If you set up with a credit card it will credit it back to the credit card.

If you're buying then it will take funds from your credit card. If you're getting a refund back for an item that you paid through paypal then the credit will go back to your credit card.

If you're selling then the funds will go to your paypal account and you will have to transfer them to your bank account if you want the money or keep them in your paypal account and use the money for future purchases

I have a premium account that I signed up for when I first joined paypal. It enables you to buy and sell. Not too sure if you need to sign up for another account to sell. I don't think so but I could be wrong

Your account is already set up to send and receive money, so you don't need to set up a seller account. However, there may be fees involved in receiving money...

yes there is a few charged with receiving money

around 3% i believe

another question.

i have a USD credit card with BMO and i want to purchase things through paypal and the seller is in US
can i hook that up with paypal and my USD BMO card?

i don't want to pay for the conversion and paypal's shitty customer rates.

i have yet to set up a paypal account... so some info before hand would be nice!

i have it setup with my bank account

everytime i buy or sell, it takes and puts back the money to my bank account

Don't think it will work, because You are setting a Canadian PayPal Account.
The system will automatically change to "exchange conversion" when you select different currency.

can i open a USA paypal account and fill in a canadian address?

i think i should just call paypal and talk to those CSRs