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-   -   ICBC sells teen's car from under him (https://www.revscene.net/forums/564691-icbc-sells-teens-car-under-him.html)

J-Wangsta 02-16-2009 01:06 AM

fuck icbc... total bullshit... they arent there to help you.. there are just there to do the bare minimum and/or screw you over....

Nightwalker 02-16-2009 06:51 AM

I have 0 claims over 8 years and much of that time with multiple vehicles insured. Last month I had a smash and grab on my Jeep and the window deductible was about the same cost of fixing the window ($300) so my insurance was useless.

I hope that one day when I need my insurance for something bigger, they'll be there for me though. This kind of thing makes me weary that if something bigger happens, I won't be taken care of.

It feels terrible when you pay for thousands of dollars in insurance coverage and you don't get any help when something goes wrong.

Mugen EvOlutioN 02-16-2009 06:58 AM

fuck ICBC

seirously no joke, my family has been fucked over by them TWICE now. wasting my fucking time going to court for some absolutely Bullshit non at fault reason is seriously a fucking waste of time.


fuck u ICBC, no seriously fuck u
ppl run redlight and i could be at fight, go fucking figure.


:2finger::2finger::2finger:

lol selling the car without the owner's consent....ICBC u guys are great :thumbsup:

this is the time i wish US laws kick in, so ppl can sue the fuck out of ICBC when they get raped in the ass

Mancini 02-16-2009 09:31 AM

Quote:

Originally Posted by J-Wangsta (Post 6283017)
fuck icbc... total bullshit... they arent there to help you.. there are just there to do the bare minimum and/or screw you over....

Quote:

Originally Posted by Mancini (Post 6281706)
Most of the people I've talked to that make these blanket statements typically have both collision and comprehensive, as well as more than the mandatory minimum of third party liability. If you really feel that it's a rip off then you can just get the basics for much cheaper. Your risk, your call.

Quote:

Originally Posted by J-Wangsta (Post 6283032)
02 civic - 2152 a yr w/ full coverage @ 25% discount..

.

Mancini 02-16-2009 09:40 AM

Quote:

Originally Posted by Mugen EvOlutioN (Post 6283158)
fuck ICBC

seirously no joke, my family has been fucked over by them TWICE now. wasting my fucking time going to court for some absolutely Bullshit non at fault reason is seriously a fucking waste of time.


fuck u ICBC, no seriously fuck u
ppl run redlight and i could be at fight, go fucking figure.


:2finger::2finger::2finger:

lol selling the car without the owner's consent....ICBC u guys are great :thumbsup:

this is the time i wish US laws kick in, so ppl can sue the fuck out of ICBC when they get raped in the ass

Quote:

Originally Posted by Mugen EvOlutioN (Post 6272772)
30% discount, gonna be 35% discount later this year

$3000 a year

$250 a month

3 mill coverage

500 deductible

05 RSX S

.

Shun Izaki 02-16-2009 10:02 AM

They do this because they know people don't spend a lot of time or money on it.

Where as I'm totally suing ICBC for the next however long it takes.

!Yaminashi 02-16-2009 11:19 AM

Damn thats harsh!

We can't count on our government for anything, and we cant even count on ICBC to pull through..
Who can we count on these days?

Mugen EvOlutioN 02-16-2009 11:32 AM

The Dark Knight - vancouver needs a hero

Blinky 02-16-2009 11:34 AM

Quote:

Originally Posted by Lomac (Post 6281691)
When my MX6 got written off, I submitted an entire stack of receipts, ranging from new Toyo Proxes tires (literally installed the day before the car burnt down) to a ton of engine work I had done over the past month. My adjuster took all the work I had done on modifying the engine into account and increased her offer quite substantially. They even offered 90% of the retail value of the tires on top of the offer. And while I wasn't given the amount that I put into the car, they offered so close a number that I wasn't going to complain. So no, they don't have to pay out for any work on the car, but if you state your case and have a nice adjuster, you can get paid back for a good chunk of work you've put into the car.

That said, ICBC also sold a car out from under a friend's nose after it was in an accident. He never signed the salvage waiver because he wanted to get the car back for parts. A week later he found out that it was sold to a salvage yard. Of course in this case he was offered a substantial amount for the "troubles" he was given, and not shown the run-around as it appears this other family is.

Thanks for posting your experience, Lomac.

Of course, the TENS of THOUSANDS of efficiently handled claims never make the news. Just like the TENS of THOUSANDS of good police actions that go on. All these negative stories just feed the entitled and self-righteous.

With this in consideration, the family in the newsarticle probably is right in seeking additional compensation -- but not nearly what the family is thinking that they're entitled to.

!Yaminashi 02-16-2009 11:35 AM

Quote:

Originally Posted by Mugen EvOlutioN (Post 6283507)
The Dark Knight - vancouver needs a hero

Cant count on christian bale either, he'll just flip out at anyone who gets in his way and threaten to smash their lights

J-Wangsta 02-16-2009 01:50 PM

i wonder what kind of insurance package the dark knight's bat-tank-mobile has.... lol

some_punk 02-16-2009 03:07 PM

Quote:

Originally Posted by J-Wangsta (Post 6283746)
i wonder what kind of insurance package the dark knight's bat-tank-mobile has.... lol

Well according to top gear that car is street legal. And it also has a corvette engine in it so i would assume it cost the same as any other kit car out there with a LS1.

MegaMx 02-16-2009 05:00 PM

Quote:

Originally Posted by E N D L E S S (Post 6282586)
MegaMx, i think you're missing the point...

SOundy hit the nail on the head. because mistake or not, they sold a vehicle they did not own. it's not their decision what to do with someone else's property. $3000 or $30,000....what a ridiculous mistake to be making

You're definitely right, all I was saying is the family is being unreasonable and thinks because ICBC made a mistake they can ask now for whatever amount they want without taking into consideration what the implications are.

ericthehalfbee 02-16-2009 05:49 PM

Quote:

Originally Posted by Blinky (Post 6283511)
Of course, the TENS of THOUSANDS of efficiently handled claims never make the news. Just like the TENS of THOUSANDS of good police actions that go on. All these negative stories just feed the entitled and self-righteous.

With this in consideration, the family in the newsarticle probably is right in seeking additional compensation -- but not nearly what the family is thinking that they're entitled to.

Quote:

Originally Posted by MegaMx (Post 6284103)
You're definitely right, all I was saying is the family is being unreasonable and thinks because ICBC made a mistake they can ask now for whatever amount they want without taking into consideration what the implications are.

Exactly. ICBC made a $3,000 mistake. And ICBC is going to pay them back for it. But these assholes somehow think they've won the lottery and are entitled to much more.

You wanna know why your insurance rates are so high? Because of people like this who think their fucking POS car is somehow worth more than twice the market value. Boo fucking hoo.

Tell you what, let's have ICBC pay out everyone twice the amount they should be getting. Then we'll see everyone on here bitching next year about the 100% increase in their premiums, now that ICBC is paying out double on every claim. :rolleyes:

Meowjin 02-16-2009 05:52 PM

sue icbc, fuck

Meowjin 02-16-2009 05:53 PM

Quote:

Originally Posted by ericthehalfbee (Post 6284182)
Exactly. ICBC made a $3,000 mistake. And ICBC is going to pay them back for it. But these assholes somehow think they've won the lottery and are entitled to much more.

You wanna know why your insurance rates are so high? Because of people like this who think their fucking POS car is somehow worth more than twice the market value. Boo fucking hoo.

Tell you what, let's have ICBC pay out everyone twice the amount they should be getting. Then we'll see everyone on here bitching next year about the 100% increase in their premiums, now that ICBC is paying out double on every claim. :rolleyes:

BECAUSE HE WANTS HIS CAR BACK AND NEVER SIGNED TO GET SALVAGED

abc

Marco911 02-16-2009 06:53 PM

^^They owe him the market value of the vehicle and that's what they're trying to pay him. No court is going to award the family with greater than market value. Time for the family to suck it up.

CanadaGoose 02-16-2009 08:37 PM

I think everyones got the right idea...icbc effed up, but at the same time the family is almost trying to milk it or something, but i can still sympathize. none of this would've happened if icbc just followed thier OWN damn rules

to be honest i've never been screwed over by icbc, they've been good to me (when i was insured with them), but with all the horror stories i hear about, and friends getting ripped off....i'd be suprised if anyone here honestly felt like they were in good hands. insurance shouldn't be a game of russian roulette, and being assigned 50/50 liability shouldn't feel like 100/100.

you 02-17-2009 01:11 PM

icbc bunch of fucking tools

hotjoint 02-17-2009 01:21 PM

i hate icbc

Mancini 02-17-2009 10:50 PM

Quote:

Originally Posted by hotjoint (Post 6285715)
i hate icbc

No you don't.

Quote:

Originally Posted by hotjoint (Post 6275259)
02 celica
$1900 a year
roadstar discount
Immobolizer discount
10 years worth of driving experience in the house discount (noone under 10 years of driving can drive my car but thats only my brother and he can't drive). This saved me an extra $300 :)

With a maximum discount, $1900/yr buys you a considerable amount of coverage. You voted with your wallet. You love ICBC.

death_blossom 02-18-2009 04:51 AM

Quote:

Originally Posted by E N D L E S S (Post 6281073)
fuck icbc

+1

time for that family to get a lawyer.

ericthehalfbee 02-18-2009 06:08 AM

Quote:

Originally Posted by E N D L E S S (Post 6284542)
to be honest i've never been screwed over by icbc, they've been good to me (when i was insured with them), but with all the horror stories i hear about, and friends getting ripped off....i'd be suprised if anyone here honestly felt like they were in good hands. insurance shouldn't be a game of russian roulette, and being assigned 50/50 liability shouldn't feel like 100/100.

I handle claims for customers at work and have done probably over 100 over the years. Not one single customer of ours has ever been "screwed over" by ICBC. Neither have I or any friends/family I know. In fact, most of them have gotten more than what they really should.

Again, it's always the fucking whiners that complain while leaving out details of what really happened. I bet hard cash that the people who whine have one of the following: driving their parents car without proper insurance, driving their car but insured under parents to save money, told ICBC the car was for recreational use when they in fact drive it to work everyday, modded their car like crazy and didn't buy additional coverage and so on.



Here's one example I just finished. Classic car had a minor fire. Needs some interior work, new wiring and some dash repairs. Fire extinguisher chemicals make a real mess of things, and they did far more damage then the fire. All the metal on the engine is pitted/etched from the extinguisher. ICBC says the customer is entitled to have the car in the same condition it was before the fire. So in addition to the fire repairs, the customer is getting:

- All engine bay parts cleaned and plated (and there are a shitload of them).
- New head gaskets (heads can't be cleaned while on the engine), which also includes all the other work that goes along with doing a head job).
- Valve covers being send out for cleaning and anodizing.
- Carbs getting rebuilt, cleaned and anodized/plated.
- Ohter misc stuff.

Total cost of this work is around $11,000 over and above what the actual fire damage was. ICBC signed off on the work right away.


To you fuckers that complain about being screwed, I'm calling you out. I guarantee you're leaving out details cuz if you told the truth then everyone will tell you you got what you deserved.

ericthehalfbee 02-18-2009 06:10 AM

Quote:

Originally Posted by death_blossom (Post 6287341)
+1

time for that family to get a lawyer.

A lawyer for a fucking POS Integra? Are you kidding me?

ICBC should go out and buy the exact same car in the same condition with the same wheels/tires and give that to them. That'll shut them up. I bet ICBC could get one in excellent condition for half of what the whining family is asking for ($3K vs $6K). The family wants cash since they see this as an opportunity to come out way ahead.

Fuck them, I don't need my insurance rates going up to support fuckers like these.

Soundy 02-18-2009 06:42 AM

Quote:

Originally Posted by ericthehalfbee (Post 6287363)
To you fuckers that complain about being screwed, I'm calling you out. I guarantee you're leaving out details cuz if you told the truth then everyone will tell you you got what you deserved.

First accident I was ever in, I was making a left turn into a corner-store parking lot and was creamed by a speeding delivery van who decided he was going to pass me on the left despite there being a double-yellow line and oncoming traffic. He admitted to me at the time that he'd had "over 20 accidents before". ICBC decided that I was 100% at fault... because, they said, I was making an "illegal U-turn".

When I asked the adjuster how he'd determined this, he asked me, "were you going to go back in the direction you were coming from?", I said, "Yeah, eventually..." (you know, after PARKING, and GETTING OUT, and SHOPPING for a while). He said, "Well that's a U-turn."

Explain how that works.

Explain to me too, how when I rear-ended (read: NUDGED) a POS Tempo at a stop sign with my POS Accord, her adjuster determined there was "over $600 damage and possibly a bent frame" when my estimator, after a careful inspection of my Accord's front end, said there was NO sign it had ever hit ANYTHING.


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