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Consolidating debt? Good business tips? Buying stock? How's our economy doing? Discuss and share advice and tools on everyday banking, investing, wealth management and insurance.

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Old 07-12-2010, 01:29 PM   #1
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PC Financial

Thinking about switching to PC Financial to rack up some points for free groceries. Anyone using it?
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Old 07-12-2010, 02:15 PM   #2
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I've been using PC Financial (and their mastercard) for 10 years. It's great for me. No fees if you use at CIBC of PC bank machines. Use it for paying bills. Get free cheques.

I don't use it for investing though. I prefer a bank where I can sit down with someone for that.
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Old 07-13-2010, 07:41 PM   #3
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Truth. Although I dont use the PC mastercard. I use their banking to pay my bills for my MBNA smartcash (3% on groceries+gas, 1% on everything else compared to PC 1% for everything).
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Old 07-14-2010, 08:36 PM   #4
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Love PC...NO FEES


Good for your average daily internet banking, deposits, and chequing needs
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Old 07-14-2010, 08:47 PM   #5
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Gotta love no fees
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Old 10-04-2010, 06:28 PM   #6
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I always wondered if they had a delay with deposits when using ATMs like vancity does. vancity is like 5 days or something.
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Old 10-05-2010, 06:12 AM   #7
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I always wondered if they had a delay with deposits when using ATMs like vancity does. vancity is like 5 days or something.
I just switched and yea, there is a 5 business day on deposits. Can't deposit through teller anyways since there is no branch for you to do so.

And they start you off very little on how much you're allow to withdraw after deposit. i think it's $100 or $200, have to check my application. And maximum withdrawal is $500 and purchases is $1000, but you can increase it later on if you want.
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Old 10-05-2010, 06:35 AM   #8
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I complained about the deposit wait time, so they gave me a higher deposit withdrawal limit.
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Old 10-05-2010, 10:19 AM   #9
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^Lol, that makes sense, cause it's basically the same thing.
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