Unsecured Personal line of credit_rates
 

I'm thinking of getting an unsecured personal line of credit, was wondering if anybody can tell me where I can find the best possible rate. I know this will be different for everyone, but if you can just tell me what your experience is in getting a line of credit recently... that will definitly of great help.

I'm getting one for personal expenses, in case I need it. I have a stable income and I think my credit rating should not be too bad (missed my payment once or twice, not the best, but not bad). I have recently got a home equity line of credit for my first home in August this year, and i never missed the monthly payment since then.

I've done some research and I'm aware of the different rates I can get (I know it all depends on my credit rating what rate I will get), I just want to narrow it down to two or three banks so I don't have too many credit checks to bring my score down.

Thanks you everyone! :)

call u r local bank, and ask for one.

isn't that the point of the Heloc, is that you can take money back out, at the low mortage rate, instead of having to get a high rate one?...

so use the one you already have