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-   -   icbc account sent to collections? (https://www.revscene.net/forums/669769-icbc-account-sent-collections.html)

murd0c 06-19-2012 12:46 PM
Quote:
Originally Posted by Berzerker (Post 7952005)
I got the ticket in 03. How are they calling me still?

Berz out.
Tell them what I told you eariler and they have to stop. I would ask to speak to the manager right away and once you get him he will have to make sure it's taken care of.

Mr.HappySilp 06-19-2012 04:36 PM
Ask them to send you prof of the amount due in question to you.
They don't have that most of the time so let them know if they can't provide you with that if they call again it will be consider hrassment and you will notify the right authorize. Of coz before you that take the name phone and compnay name.
A collections came after me for a credit card debit that I paid off years ago (like 8years ago and it didn't even get to collections lol). I ask them for prof of the debt and the guy just keep saying you own money and have to pay.
I just said ok well I need to see prof I own the money to show you are not a scammer.
Pretty much he threathen me lol so everytime they call I said the same thing and I have recorded all the details of the calls. Forwarded to this gov agency and never hard form them again (Forgot the name lol).

My guess is the acct was sent to them by mistake but hell no I ain't paying twice.

vitaminG 06-19-2012 06:12 PM
Quote:
Originally Posted by Berzerker (Post 7951793)
^^ Not true. It's 7 years from the date the collections company get's the debt NOT 7 years from when the debt was incurred.

Believe me I know. They are trying to collect on a skytrain ticket from 03 for me. It's really fun answering the phone and calling the woman a stupid cunt every now and then :)

"Why are you swearing at me sir? You called me I can say whatever the fuck I want you stupid Cunt. Don't like it? Don't call me."

Oh and a side not my ticket is for 48$. I can easily pay it if I chose but now it's a matter of principle. The money goes to the government with 23% of the ticket going to the Collections Agent for payment. If they make 15$ an hour to do collections. I have already cost them the cost of the ticket with the amount of time they have spent on the phone with me:ilied: as I randomly will answer the phone and then put them on hold and see how long they will wait for. "Hi I'm just on the other line will you hold please" Check back 3 mins later "Hi I'm really sorry I'm on with my boss but I shouldn't be to much longer thanks I really want to settle this" bhahahaha

Berz out.
there is another human being on the end of the phone trying to earn a living. Shes collecting money you owe me and everyone else who pays taxes.

no need to call her a cunt because you dont want to pay a bill you owe.

murd0c 06-19-2012 07:18 PM
Quote:
Originally Posted by vitaminG (Post 7952290)
there is another human being on the end of the phone trying to earn a living. Shes collecting money you owe me and everyone else who pays taxes.

no need to call her a cunt because you dont want to pay a bill you owe.
A lot act like cunts because they are cunts. Working in the industry I have no issue at all with what he said since you can still do your job and she doesnt have to be a cunt about it.

Mr.HappySilp 06-19-2012 07:29 PM
Quote:
Originally Posted by murd0c (Post 7952339)
A lot act like cunts because they are cunts. Working in the industry I have no issue at all with what he said since you can still do your job and she doesnt have to be a cunt about it.
But you have to know close to 90% of the ppl she call are most likely deadbeats or ppl who have no intentions of paying. The only way to make ppl is to act like a cunt/asshole to get some ppl to pay up. Not to mention she have a quote to make or she might lost her jobs. Is not an easy job at you make a ton of money from it.

murd0c 06-19-2012 07:31 PM
account like that they are just rookies that don't really know what they are doing yet. Mainly training but the approach you take is rude. Shit I was a fucken prick on the phone when I was calling people. You should hear the type of shit I said during Christmas time lol

Berzerker 06-19-2012 07:56 PM
If this matter was brought to me in the proper time and fashion I would have paid the debt. The fact they are trying to collect on a debt that is well past the statute of limitations even after I have clearly told them this and the fact that I am not uneducated in the procedures that need to be followed means I can call "Mercedes" (her phone name) anything I want.

Haha one time she called and I answered "What's up Porsche?" She said "It's Mercedes" I said "Whatever Ferrari. I asked you not to call me anymore" Her answer? "The calls will continue until the debt is paid" My reply was "Ok Beemer, here's the deal. I have no intention of paying a debt you have no right to be collecting on so, You keep calling and I'm going to get more and more hostile. We'll see who gives up first Ok Mustang?"

I actually look forward to her calls now :)

Berz out.

murd0c 06-19-2012 08:00 PM
record the calls and say the statue of limitations thing again and if shes still trying to prsue the debt you can straight up sue the collection agency get her fired and it would be great. She shouldnt be doing her job if she doesn't know the rules and I would hit them for it for all they got.

i-VTEC 06-19-2012 08:13 PM
Quote:
Originally Posted by Berzerker (Post 7952383)
If this matter was brought to me in the proper time and fashion I would have paid the debt. The fact they are trying to collect on a debt that is well past the statute of limitations even after I have clearly told them this and the fact that I am not uneducated in the procedures that need to be followed means I can call "Mercedes" (her phone name) anything I want.

Haha one time she called and I answered "What's up Porsche?" She said "It's Mercedes" I said "Whatever Ferrari. I asked you not to call me anymore" Her answer? "The calls will continue until the debt is paid" My reply was "Ok Beemer, here's the deal. I have no intention of paying a debt you have no right to be collecting on so, You keep calling and I'm going to get more and more hostile. We'll see who gives up first Ok Mustang?"

I actually look forward to her calls now :)

Berz out.
Porsche -> Ferrari - > Bimmer - > Mustang -> ( If she had continued, what would you have said? Curious :) ) :suspicious:

bobbinka 06-19-2012 08:40 PM
isn't it possible to ask them to ONLY contact you by letter/writing? they are obligated to do that at your request, right?

i-VTEC 06-19-2012 08:46 PM
Quote:
Originally Posted by bobbinka (Post 7952439)
isn't it possible to ask them to ONLY contact you by letter/writing? they are obligated to do that at your request, right?
One reason they call you is to annoy you and tried to force you to pay and even threaten, so that you'll given in one day and pay. Otherwise they'll call you once twice third times four times etc.. But if you annoy them back they might stop for few months until they starts to annoy you again haha

murd0c 06-19-2012 08:49 PM
Quote:
Originally Posted by bobbinka (Post 7952439)
isn't it possible to ask them to ONLY contact you by letter/writing? they are obligated to do that at your request, right?
correct if you request that they have to do what you told them. If you have an issue ask to speak to the manager and he will make sure it's taken care of.

bobbinka 06-19-2012 09:13 PM
Quote:
Originally Posted by d87c (Post 7952443)
One reason they call you is to annoy you and tried to force you to pay and even threaten, so that you'll given in one day and pay. Otherwise they'll call you once twice third times four times etc.. But if you annoy them back they might stop for few months until they starts to annoy you again haha
yes... i'm fully aware why. hence you request they only contact you by letter.

Quote:
Originally Posted by murd0c (Post 7952449)
correct if you request that they have to do what you told them. If you have an issue ask to speak to the manager and he will make sure it's taken care of.
yea thought so. required by law, right?

murd0c 06-19-2012 09:18 PM
Yep as per the debt collection act

fliptuner 06-19-2012 10:17 PM
It's about knowing your rights and not letting them infringe upon them.

Get their agent # and talk to their supervisor and get his agent # - just for records and so they know you know your rights.

Tell them you only wish to be contacted by mail. It eliminates annoying calls and gives you a paper record, should you need advice or want to report something to consumer affairs or the party who originally put the debt in your name.

Mr.HappySilp 06-19-2012 10:33 PM
Quote:
Originally Posted by fliptuner (Post 7952554)
It's about knowing your rights and not letting them infringe upon them.

Get their agent # and talk to their supervisor and get his agent # - just for records and so they know you know your rights.

Tell them you only wish to be contacted by mail. It eliminates annoying calls and gives you a paper record, should you need advice or want to report something to consumer affairs or the party who originally put the debt in your name.
LOL try that once didn't work. SO I pretneded I will pay them and ask them for the address. I mail them a letter basically I only wanted to be contact by mail (lot's of example online). I also let them know that I have paid the amount due with the bank already and if they want me to pay they have to provide prof of the debt in question or I will report them. Haven't heard from them again.

Sometimes there are mistakes but as long as you know you have paid they can't do much.

SupraTTturbo2jz 06-21-2012 11:16 AM
so many mixed answers, any other suggestions what to do? they said the ticket dates back to 2005 for me but I never received a fine hopping trains or anything. Not taking action on this, will it hurt my credit or are these collections companies bluffing?. Is there a way to check what is on our credit reports?

Zoidberg 06-21-2012 01:00 PM
^TransUnion and Equifax are the two credit bureaus in Canada. Check out their website, they allow everyone to get a credit report once a year (once each credit bureau).

Vancouver_M5 06-21-2012 06:18 PM
Wow , persistent litlle bitches

knight604 06-21-2012 06:21 PM
NCO employers are fucking assholes.


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