| Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum. |
 | | 
07-19-2014, 03:22 PM
|
#51 | | Everyone wants a piece of R S...
Join Date: Mar 2012 Location: YVR
Posts: 352
Thanked 208 Times in 110 Posts
| Quote:
Originally Posted by Timpo  It depends.
If you hit a kid in school zone today, you'll be in a lot of shit and parents are gonna sue your ass for multi million $$$.
It's even worse if your car is relatively flashy, have exhaust, etc.
Witness are gonna tell ICBC and Police you were driving like a complete idiot, you are going to have a criminal charge for mischief in public, etc.
Trust me, witness will actually tell everyone that you were driving aggressively, surf on Youtube and other car websites, people post videos how single dashcam saved their ass.
It is going to save ICBC a lot of money because your dashcam shows a kid running into the road without even looking and you had absolutely no time to stop within distance. | Exactly. Dashcam coupled with a medical professional's opinion could lower the payout value of an injury claim... or even outright deny it.
This exactly the cause of increased rates in the article from in the first post.
| 
|  | |
08-26-2014, 01:27 PM
|
#52 | | I *Fwap* *Fwap* *Fwap* to RS
Join Date: May 2007 Location: Burnaby
Posts: 1,518
Thanked 1,536 Times in 427 Posts
|
so here we go again... ICBC Wants to Raise Rates by 5.2 percent
so much for passing down savings from reduced accidents eh?
| |
| | |
08-26-2014, 01:47 PM
|
#53 | | I contribute to threads in the offtopic forum
Join Date: Aug 2006 Location: Abbotsford
Posts: 2,825
Thanked 1,538 Times in 495 Posts
|
Absolute joke
| |
| | |
08-26-2014, 02:13 PM
|
#54 | | My homepage has been set to RS
Join Date: May 2005 Location: #604
Posts: 2,267
Thanked 2,454 Times in 813 Posts
|
But... they gave back money to people. They need to regain their wealth from their previous fuck-up of the last 6 years... 
__________________ Quote: | [17-03, 09:23] Amuro Ray is it normal for my dick to have things growing on it? | Quote: [15-05, 13:34] FastAnna You guise are like diet coke and I am the mentos
[15-05, 13:34] FastAnna Incredible. How easy it is. | Quote:
Originally Posted by murd0c I'm scared of spiders... When I see one I toss my cats at it | | |
| | |
08-26-2014, 02:38 PM
|
#55 | | I *Fwap* *Fwap* *Fwap* to RS
Join Date: May 2007 Location: Burnaby
Posts: 1,518
Thanked 1,536 Times in 427 Posts
|
lol, money that they shouldn't have charged in the first place. therefore, the bastards aren't giving you anything. they held your money and profit from it for the last 6 years if they invested the money
| |
| | |
08-26-2014, 05:18 PM
|
#56 | | My homepage has been set to RS
Join Date: Jan 2012 Location: vancouver
Posts: 2,439
Thanked 1,755 Times in 544 Posts
|
so today my dad got a letter from icbc saying that he was underpaying them 12$ but they waived it so their sorry for the inconvenience. is it possible for these computer error to happen?
| |
| | |
08-26-2014, 05:22 PM
|
#57 | | I Will not Admit my Addiction to RS
Join Date: Oct 2010 Location: Burnaby
Posts: 578
Thanked 254 Times in 101 Posts
|
Sorry for slight off topic, but I received mail from ICBC today saying that they miscalculated my insurance for the last 3 years on my current car, and have been undercharging me (they worded it as I have been underpaying them).
They said they will waive the charges and I don't have to do anything until my next insurance renewal, where I will be paying the correct/updated amount (more).
The insurance on my GTI vs my last car (1999 Prelude) is already a few hundred dollars higher, and now I find out I've been underpaying too lol, damn!!!
EDIT: ohhh ilovebacon posted while I was typing. Looks like me and your dad got the same letter basically. Except mine was way more than 12 dollars...
__________________
<:D
| |
| | |
08-27-2014, 12:43 PM
|
#58 | | Captain Happy Bubble is my Homeboy
Join Date: Feb 2009 Location: Around the Town
Posts: 303
Thanked 65 Times in 29 Posts
|
My bro got this same letter.. say he had underpaid 250 or something..
and they will adjust accordingly..
funny how they word it so its like you were Purposely stealing that money from them, and they are doing you a HUGE favor in not charging you.
__________________
CA_FTW Says ^^^^^^^^^^
| |
| | |
08-27-2014, 01:02 PM
|
#59 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
Posts: 12,758
Thanked 688 Times in 375 Posts
|
fuck you ICBC!
| |
| | |
08-27-2014, 06:32 PM
|
#60 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Mar 2002 Location: ...
Posts: 20,300
Thanked 4,525 Times in 1,357 Posts
| Quote:
Originally Posted by SoNaRWaVe | ICBC Monopoly at its finest
| |
| | |
08-27-2014, 07:50 PM
|
#61 | | Rs has made me the woman i am today!
Join Date: Oct 2001 Location: Here! n There!
Posts: 4,149
Thanked 498 Times in 222 Posts
|
wrong...
ICBC Monopoly at its worst
__________________
Go Canucks Go!
| |
| | |
08-27-2014, 09:11 PM
|
#62 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
Posts: 12,758
Thanked 688 Times in 375 Posts
|
These greedy motherfuckers just never stop
| |
| | |
08-27-2014, 10:14 PM
|
#63 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: May 2012 Location: Langley
Posts: 155
Thanked 132 Times in 40 Posts
|
how do we get revenge?
| |
| | |
08-27-2014, 11:12 PM
|
#64 | | I WANT MY 10 YEARS BACK FROM RS.net!
Join Date: Mar 2002 Location: ...
Posts: 20,300
Thanked 4,525 Times in 1,357 Posts
| Quote:
Originally Posted by badboy how do we get revenge? | This is how people revenge ICBC: http://www.revscene.net/forums/69761...-interest.html
well we know that this probably isn't a good idea since something like this will only give an additional reason to ICBC how they need to raise the insurance price.
The only way to stop ICBC monopoly is to get some petition, get media on our side, maybe get someone powerful and put ICBC under political pressure.
Find economical benefits, or any benefits for that matter by getting rid of ICBC monopoly and bringing private companies. What kind of positive change can we expect?
Educate media and citizens with YouTube video. This worked for "speed kills" bullshit we had for decades.
Someone could do the same for ICBC, maybe someone smart or perhaps the same guy who made that "Speed kills your pockebook" maybe rename it "ICBC kills your pocketbook"
| |
| | |
08-28-2014, 08:22 AM
|
#65 | | RS has made me the bitter person i am today!
Join Date: Feb 2013 Location: Vancouver
Posts: 4,859
Thanked 7,759 Times in 2,313 Posts
| Quote:
Originally Posted by badboy how do we get revenge? | Learn how to drive.
Educate others on how to drive.
Don't get into accidents.
Don't provoke accidents.
Don't scam ICBC on claims, or injuries.
All our collective insurances will eventually go down.
| |
| | |
08-28-2014, 08:30 AM
|
#66 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,534
Thanked 3,731 Times in 1,322 Posts
| Quote:
Originally Posted by meme405 Learn how to drive.
Educate others on how to drive.
Don't get into accidents.
Don't provoke accidents.
Don't scam ICBC on claims, or injuries.
All our collective insurances will eventually go down. | Call me pessimistic but even if all that happened they would just keep the rates the same and continue to funnel money out ICBC into the general coffers. The only two things IMO that would lower rates (for some) is: 1.Competition in basic rates but that isn't happening, way to large of a cash cow. 2. No Fault insurance.
I was talking to my wife, between Car, motorcycle, house and life insurance I currently pay $7,000.00 a year of my net income to insurance, we've both been claim free for almost 2 decades on any type of insurance......That's fucking insane, imagine what I'd pay if I was able to get discounts like other places (USA) for lumping all my insurance into one carrier?
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
| | |
08-28-2014, 08:36 AM
|
#67 | | I am grateful grapefruit
Join Date: Mar 2005 Location: Vancouver
Posts: 4,094
Thanked 831 Times in 392 Posts
| Quote:
Originally Posted by quasi Call me pessimistic but even if all that happened they would just keep the rates the same and continue to funnel money out ICBC into the general coffers. The only two things IMO that would lower rates (for some) is: 1.Competition in basic rates but that isn't happening, way to large of a cash cow. 2. No Fault insurance. | They only take money made from the optional insurance - the BC Gov't doesn't take money from the basic insurance.
__________________
Proud member of GRAPE Great Revscene Action Photographers Enthusiasts | |
| | |
08-28-2014, 08:44 AM
|
#68 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,534
Thanked 3,731 Times in 1,322 Posts
|
Edited
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
| | |
08-28-2014, 09:17 AM
|
#69 | | I contribute to threads in the offtopic forum
Join Date: Mar 2004 Location: Vancouver
Posts: 2,799
Thanked 1,831 Times in 587 Posts
|
Perhaps insuring cars properly would be a good idea as well.
If you drive a 2004 CLK500 and you pay the same insurance as someone who drives a 92 Ford Exploder there is something VERY wrong. I know this is the case as my father owns both.
Charge people who buy high end cars more to insure them. Class cars properly.
My IS300 is not a luxury sports car....
| |
| | |
08-28-2014, 09:40 AM
|
#70 | | RS.net, helping ugly ppl have sex since 2001
Join Date: Feb 2011 Location: Richmond
Posts: 8,421
Thanked 14,755 Times in 3,869 Posts
|
On my focus st I pay $250/mo with a 35% discount. Fuck that
| |
| | |
08-28-2014, 10:13 AM
|
#71 | | Head Moderator
Join Date: Dec 1982 Location: Great White Nor
Posts: 22,661
Thanked 6,462 Times in 2,081 Posts
| Quote:
Originally Posted by 320icar On my focus st I pay $250/mo with a 35% discount. Fuck that | Brand new? Full coverage with the smallest deductable possible? Replacement policy? Insured for >15km? Living in GVRD? Same model have a history of high repair costs or being stolen?
There are tons of options that can increase insurance to a high number, just as there are other options that drops the monthly payments to next to nill.
I pay <$80/month for full coverage on my car. And that's not even the cheapest I've paid in the past.
Say what you will, I'd rather have ICBC than a private market.
| |
| | |
08-28-2014, 10:19 AM
|
#72 | | 2x Variable Nockenwellen Steuerung
Join Date: Oct 2002 Location: N49.2 W122.1
Posts: 6,176
Thanked 1,174 Times in 704 Posts
|
I think in your example, they are correct.. the demographic of CLK500 chances are it will be an older driver.. vs 92 Exploder which will be some cousin Cletus or some family trying to get by and are always late to everywhere. So even the car worth more, the insurance risk will be lower.. Not to mention if the Exploder get into an accident there will be more than 2 person beside the driver claiming. The passenger payout is the main cost.
The fact is popular cars with large sample will always be more risky than smaller run cars, hence higher cost.
You want to save on insurance? put OBD logger in every one's car, automatically ticket any risky moves.. you will save on insurance.
Accidents down, but payout is up.. that's the problem. Quote:
Originally Posted by BoostedBB6 If you drive a 2004 CLK500 and you pay the same insurance as someone who drives a 92 Ford Exploder there is something VERY wrong. I know this is the case as my father owns both.
Charge people who buy high end cars more to insure them. Class cars properly.
My IS300 is not a luxury sports car.... |
Last edited by godwin; 08-28-2014 at 10:27 AM.
| |
| | |
08-28-2014, 10:22 AM
|
#73 | | 2x Variable Nockenwellen Steuerung
Join Date: Oct 2002 Location: N49.2 W122.1
Posts: 6,176
Thanked 1,174 Times in 704 Posts
|
You do realise if you go to an insurance brokerage at any shopping mall or even BCAA, talk with them, they will give you discount for bring all your insurance services to them right?! 
Just because you don't know the discount routes and paying more, doesn't mean they don't exist. Quote:
Originally Posted by quasi That's fucking insane, imagine what I'd pay if I was able to get discounts like other places (USA) for lumping all my insurance into one carrier? | | |
| | |
08-28-2014, 10:56 AM
|
#74 | | RS has made me the bitter person i am today!
Join Date: Aug 2002 Location: Bootyville
Posts: 4,637
Thanked 2,616 Times in 899 Posts
|
If I could make one round-trip drive to the store, to work, etc without encountering someone cutting me off, changing lanes without looking, turning without signalling, left-lane hogging, etc, that would be nice.
__________________
LEAFS! | |
| | |
08-28-2014, 11:09 AM
|
#75 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,534
Thanked 3,731 Times in 1,322 Posts
| Quote:
Originally Posted by godwin You do realise if you go to an insurance brokerage at any shopping mall or even BCAA, talk with them, they will give you discount for bring all your insurance services to them right?!
Just because you don't know the discount routes and paying more, doesn't mean they don't exist. | I have my home insurance through BCAA the last 8 years and I've already checked into that. If I moved all my vehicles over there that would be 75% of my insurance coverage, home, 3 vehicles just my life would be elsewhere.
What kind of savings would I reap in a bundle? None, I'd save slightly on SUV and Car I'd pay more on the bike (already private somewhere else for optional) for a net increase in premiums.
Just because you know the discount routes doesn't mean you know where I get my insurance or what I've looked into. 
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
| | | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 05:44 PM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
