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10-05-2014, 09:40 PM
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#26 | | Media Officer / MOD
Join Date: Apr 2001 Location: vancouver
Posts: 28,073
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07 accord coupe / 3 mil / 300 deductible / 43% / $13xx
07 accord sedan / 3 mil / 300 deductible / 43% / $115x
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10-05-2014, 10:01 PM
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#27 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
Posts: 12,758
Thanked 688 Times in 375 Posts
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2011 ford edge sports edition / 2M / 43% / $500 deductibles / roadside plus / 10 year experienced driver discount / 142.XX/monthly / $17xx yearly
Last edited by hotjoint; 10-08-2014 at 10:51 AM.
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10-05-2014, 10:19 PM
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#28 | | I am Hook'd on RS
Join Date: May 2014
Posts: 58
Thanked 127 Times in 29 Posts
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I don't think car type affects insurance as much as driving history, location and distance.
'14 CLA45 AMG, $21xx annual with 3M comprehensive and 300 deductible and full replacement value.
'04 Mazda 6 was maybe $150 less with same coverage except replacement value.
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10-05-2014, 10:27 PM
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#29 | | RS has made me the bitter person i am today!
Join Date: Feb 2013 Location: Vancouver
Posts: 4,859
Thanked 7,759 Times in 2,313 Posts
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Originally Posted by hud 91gt  People in other BC cities will pay $1000/year.
Welcome to Vancouver. | ehhh, not entirely true, I registered my truck up in williams lake for awhile as I was based out of there for work, and it saved me a grand total of like 200 bucks a year. My insurance at that point was like $2500 a year.
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10-05-2014, 10:43 PM
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#30 | | WUB WUB WUB WUB WUB
Join Date: Oct 2007 Location: Surrey
Posts: 7,758
Thanked 7,009 Times in 1,889 Posts
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1992 MR2 Turbo: 25%/1M/$500 Collision & Comprehensive/Full Coverage - $187
__________________ FEEDBACK (9-0-0)
SPOTTED Quote:
Originally Posted by slowguy fuck you hipster | Quote:
Originally Posted by trollguy then fuck you hipster akinari | Quote: |
[23-05, 11:34] FastAnna suck a dick ygay
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10-05-2014, 10:52 PM
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#31 | | Diagonally parked in a parallel universe
Join Date: Apr 2013 Location: Burnaby
Posts: 1,481
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Previous: 2009 Chrysler Sebring Convertible / 15% / 2M / 500 / 300 / <15km / $2690 per year.
Now: 2011 BMW 335i Coupe / 20% / 2M / 500 / 300 / >15km / $3450 per year.
Edit: Where your car is parked also affects your rates. I was told that Richmond has slightly lower rates than Burnaby & Vancouver.
__________________
oOoOooOOo what does this space do
-2018 BMW F30 340i M Performance Edition - Current
-2016 BMW F32 435i MPPK - Traded
-2011 BMW E92 335i - SOLD
-2009 Chrysler Sebring Convertible - SOLD
Last edited by xXSupa; 10-05-2014 at 10:57 PM.
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10-05-2014, 11:03 PM
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#32 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,255
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All my vehicles except the RC have been 2M / $300 deductible / <15km / 43% (or whatever the max is now) and land about $120ish/month. GTFour RC costs a bit less but it's under non-commute use atm (fuckers don't think it's worth anything).
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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10-05-2014, 11:30 PM
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#33 | | I Will not Admit my Addiction to RS
Join Date: Nov 2012 Location: YVR
Posts: 589
Thanked 341 Times in 185 Posts
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Isn't it worthwhile to raise your collision deductible to $1000+?
I think the savings is worth it and the chance of getting into an AT-fault accident is pretty low unless you are a bad driver lol...
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10-05-2014, 11:37 PM
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#34 | | I contribute to threads in the offtopic forum
Join Date: Jun 2006 Location: not vancouver
Posts: 2,642
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i just can't believe how much ICBC charges, and how they get away with it:
in Vancouver, I drove an 07 TL-s, 43%, approx. $1500 p.a. for $2M Collision, comprehensive, $500 deductible, driving for pleasure only (rates went up every year, even though my car got older and I drove safely/no accidents).
In Europe I live in a very expensive country, but pay 500 Euro a year for similar insurance on a 2011 Audi A3, mind you, road tax is another 600 Euro... so i get fucked one way or another no matter where I am! Mind you, i wouldn't have a car if my work didn't require it, and thankfully they pay for my car, so i mind less.
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10-05-2014, 11:46 PM
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#35 | | Revscene.net has a homepage?!
Join Date: Jan 2013 Location: Richmond
Posts: 1,295
Thanked 1,934 Times in 494 Posts
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2013 RS5, 43%, 2 mill, Roadstar Package, $300 collision deductible, $115 per month
2012 A6, 43%, 2 mill, Roadstar Package, $300 collision deductible, $110 per month
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10-05-2014, 11:56 PM
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#36 | | Head of HR....have a seat on that couch
Join Date: Jan 2003 Location: Coquitlam
Posts: 21,870
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| Quote:
Originally Posted by noclue Isn't it worthwhile to raise your collision deductible to $1000+?
I think the savings is worth it and the chance of getting into an AT-fault accident is pretty low unless you are a bad driver lol... | You don't have to be 100% at fault for your premiums to increase.
__________________ feedback
Originally posted by v.b.
can we stop, my pussy hurts...
Originally posted by asian_XL
fliptuner, I am gonna grab ur dick and pee in your face, then rub shit all over my face...:lol
Originally posted by Fei-Ji
haha i can taste the cum in my mouth
Originally posted by FastAnna
when I was 13 I wanted to be a video hoe so bad RSUV #7 | |
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10-06-2014, 02:14 AM
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#37 | | Head Moderator
Join Date: Dec 1982 Location: Great White Nor
Posts: 22,661
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Originally Posted by meme405 ehhh, not entirely true, I registered my truck up in williams lake for awhile as I was based out of there for work, and it saved me a grand total of like 200 bucks a year. My insurance at that point was like $2500 a year. | I think it's a case of YMMV. When I move up to Salmon Arm, insurance for my Accord dropped $600/year. Quote:
Originally Posted by z3german 2011 cooper s /1m / 25% = $230/month T_T!!!!
Fuck the newer cars and that high collision cost | I checked my yearly insurance rates in Alberta and Toronto. Based on my driving history (1 accident in <6 years, 1 minor speeding ticket <4 years, and Class 5 since '01) quotes from Alberta were very similar to here, whereas Ontario jumped up significantly by $200/month.
I genuinely think that it's a case of grass always being greener on the other side...
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10-06-2014, 04:58 AM
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#38 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,534
Thanked 3,731 Times in 1,322 Posts
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2014 Hyundai Elantra 43%, 2 mill, Roadstar Package, $300 collision deductible $1,600 year.
2007 Ford Escape 43%, 2 mill, Roadstar Package, $300 collision deductible $1,600 year.
2014 Yamaha FZ-09 Motorcycle 43% 1 mill liability Basic Insurance $1,000 year. (Private for optional $360 year.)
Paying ICBC $4,200 a year no claims in almost 20 years, what a deal best insurance option ever!!!...................Not sure where the sarcasm emote is to early. 
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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10-06-2014, 05:19 AM
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#39 | | I contribute to threads in the offtopic forum
Join Date: Jun 2006 Location: not vancouver
Posts: 2,642
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Originally Posted by quasi 2014 Hyundai Elantra 43%, 2 mill, Roadstar Package, $300 collision deductible $1,600 year.
2007 Ford Escape 43%, 2 mill, Roadstar Package, $300 collision deductible $1,600 year.
2014 Yamaha FZ-09 Motorcycle 43% 1 mill liability Basic Insurance $1,000 year. (Private for optional $360 year.)
Paying ICBC $4,200 a year no claims in almost 20 years, what a deal best insurance option ever!!!...................Not sure where the sarcasm emote is to early. | that's a great point you bring up - why does ICBC not have multi car plans?
i could write an essay on what's wrong with ICBC, but it's such an illogical company, run by idiots.
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10-06-2014, 06:35 AM
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#40 | | I told him no, what y'all do?
Join Date: Aug 2006 Location: Vancouver
Posts: 9,835
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Originally Posted by quasi Paying ICBC $4,200 a year no claims in almost 20 years, what a deal best insurance option ever!!!...................Not sure where the sarcasm emote is to early. | no need. that says it all.
<knowthatfeelbro.gif> Quote:
Originally Posted by 4444 that's a great point you bring up - why does ICBC not have multi car plans? | it makes sense to, but they make too much money forcing people to pay full choke and everyone has no choice but to suck it up or have only 1 vehicle. they get away with it so they can
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http://www.revscene.net/forums/showthread.php?t=611711 Quote: Greenstoner
1 rat shit ruins the whole congee
originalhypa
You cannot live the life of a whore and expect a monument to your chastity | Quote:
[22-12, 08:51]mellomandidnt think and went in straight..scrapped like a bitch
[17-09, 12:07]FastAnna glowjob
[17-09, 12:08]FastAnna I like dat
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10-06-2014, 07:11 AM
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#41 | | I contribute to threads in the offtopic forum
Join Date: Jun 2006 Location: not vancouver
Posts: 2,642
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Originally Posted by GLOW no need. that says it all.
<knowthatfeelbro.gif>
it makes sense to, but they make too much money forcing people to pay full choke and everyone has no choice but to suck it up or have only 1 vehicle. they get away with it so they can | i would say this - the people let them get away with it.
People need to make their message be heard. In the 80's, the AA had a lot of power in the UK, to the point whereby rules got changed when BS things were in place that shouldn't have been, as (certain) ppl in the UK are big time petrol heads!
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10-06-2014, 07:58 AM
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#42 | | My name is PJ and I like dogs.
Join Date: Aug 2010 Location: Vancity/Toronto
Posts: 3,180
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02 R6 - $70/mo
Modo - $3/mo
Car2go - $0/mo 
__________________ Studies show 100% of people die.. Might as well have some fun.
Hello my name is PJ. Buy/Sell Feedback 1-0-0 | |
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10-06-2014, 08:51 AM
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#43 | | To me, there is the Internet and there is RS
Join Date: Apr 2007 Location: Okanagan
Posts: 16,255
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Originally Posted by 4444 that's a great point you bring up - why does ICBC not have multi car plans? | What we need is the system Sweden or Switzerland or someplace like that has, where you pay say $100/year for the registration and plating of the vehicle, and then you get insurance for yourself that follows you, not your car. That way whether you have 1 car or 100, you pay the same insurance (just more reg fees) and if you lend someone your car and they crash it, it goes through their insurance instead of yours.
__________________ 1991 Toyota Celica GTFour RC // 2007 Toyota Rav4 V6 // 2000 Jeep Grand Cherokee
1992 Toyota Celica GT-S ["sold"] \\ 2007 Jeep Grand Cherokee CRD [sold] \\ 2000 Jeep Cherokee [sold] \\ 1997 Honda Prelude [sold] \\ 1992 Jeep YJ [sold/crashed] \\ 1987 Mazda RX-7 [sold] \\ 1987 Toyota Celica GT-S [crushed] Quote:
Originally Posted by maksimizer half those dudes are hotter than ,my GF. | Quote:
Originally Posted by RevYouUp reading this thread is like waiting for goku to charge up a spirit bomb in dragon ball z | Quote:
Originally Posted by Good_KarMa OH thank god. I thought u had sex with my wife. :cry: | | |
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10-06-2014, 08:55 AM
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#44 | | RS.net, where our google ads make absolutely no sense!
Join Date: Mar 2010 Location: vancouver
Posts: 914
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07 S2k / 3M / full coverage / $500 deductible / 20% discount / Pleasure-use / $2900 a year
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10-06-2014, 09:17 AM
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#45 | | Everyone wants a piece of R S...
Join Date: Oct 2011 Location: Above&Beyond
Posts: 357
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13 fiat abarth / 2M / full cover / 20% / $319/month
got shafted breh
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10-06-2014, 10:28 AM
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#46 | | Willing to sell a family member for a few minutes on RS
Join Date: Feb 2005 Location: Surrey
Posts: 12,758
Thanked 688 Times in 375 Posts
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Originally Posted by PJ 02 R6 - $70/mo
Modo - $3/mo
Car2go - $0/mo | Ballin!
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10-06-2014, 10:35 AM
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#47 | | Everyone wants a piece of R S...
Join Date: Mar 2007 Location: Surrey/Richmond
Posts: 365
Thanked 40 Times in 31 Posts
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2002 Nissan Sentra - 3 Mil/ 500 Deduct/43% - 138 a Month
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2002 Nissan Sentra SpecV - 2.5L 6 Speed FTW
1974 Chevy Vega Wagon --> RaceCar!
1968 Pontiac Firebird Sprint --> 4.1L I6!
Street Car --> 15.45 | Vega --> 11.65
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10-06-2014, 11:06 AM
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#48 | | MOD
Join Date: Oct 2002 Location: VANCOUVER
Posts: 26,849
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Originally Posted by PJ 02 R6 - $70/mo
Modo - $3/mo
Car2go - $0/mo | which car sharing do you like better?
no zipcar?
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10-06-2014, 11:33 AM
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#49 | | I contribute to threads in the offtopic forum
Join Date: Jun 2006 Location: not vancouver
Posts: 2,642
Thanked 1,941 Times in 765 Posts
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Originally Posted by underscore What we need is the system Sweden or Switzerland or someplace like that has, where you pay say $100/year for the registration and plating of the vehicle, and then you get insurance for yourself that follows you, not your car. That way whether you have 1 car or 100, you pay the same insurance (just more reg fees) and if you lend someone your car and they crash it, it goes through their insurance instead of yours. | Logical system , as per most of the world... Icbc us such a fuckup
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10-06-2014, 11:39 AM
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#50 | | My name is PJ and I like dogs.
Join Date: Aug 2010 Location: Vancity/Toronto
Posts: 3,180
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Originally Posted by Gh0stRider which car sharing do you like better?
no zipcar? | Zipcar and Modo are pretty much the same, but I chose Modo mainly because there are a bunch right around my house, and their customer service is much better.
Car2go is a nice taxi alternative, cause you can drop it off anywhere. For example, a cab from my house to downtown is roughly $25-$30 ish, where as if I took a Car2go, it's only about $8-$15 depending on traffic.
Modo is good if I need a car for an extended amount of time. A lot of perks to this, and a lot of different cars to choose from (Sedans, SUV's, trucks, moving vans, they even have an FRS for god's sake).
It's only $3/hour (maxes at $36 a day even if you keep it for longer, and 11pm-7am is free) with mileage on top. So if you need to take multiple little trips throughout the day with some breaks in between, you're still only paying $3 an hour even if the car's just sitting outside your house. The only downside to Modo/Zipcar is that you need to return it to where you picked it up from. They have them spread out through the city pretty well, so most likely there should be one within a couple blocks from your place.
I sold my cars and I found that between my motorcycle, car2go, modo, and the skytrain station being a couple blocks from my house, my convenience hasn't been interrupted at all, and my monthly costs are still about the same as having a car (gas, insurance, maintenance, etc.) And the money made from the cars was like a bonus 
Having said all that, I've been kinda itching to get a new car lately.. But with all my transportation options, I really have all the time in the world to decide.
__________________ Studies show 100% of people die.. Might as well have some fun.
Hello my name is PJ. Buy/Sell Feedback 1-0-0 | |
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