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This guy doesn't add up, and if he sounds like he's lying he probably is. In this case, I would protect yourself by going through ICBC and let this guy deal with his own problems. He stomped on the brakes, you did everything in your power not to rear end him and he wants 1500 for scratches? That sound legit to you? |
Yeah, it's maybe cheaper not to go through ICBC... until he goes to get it fixed and that $800 quote mysteriously turns back into $1500. And then $2500. Something else to consider: even if you do go for the cash option, still make sure you report it to ICBC... otherwise he could take the cash and then claim hit-and-run, and you'd be double-screwed. Also, ICBC doesn't care if you opt to deal with him directly even after you both file a claim. Your rates and his depreciation *snicker* are only affected if ICBC has to pay him out. If you want to do cash, tell him to take it to the claim center and get THEIR estimate... then work off that number. |
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If I had any thought in my mind that he did this on purpose i'd go through icbc and pay a few hundred more rather than let the prick get away with his little 'I saw a cat" scam. |
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Seriously, he's trying awfully hard to convince you to just fork over cash... methinks he doth protest too much. |
Sound like a scam, inquire also about his pleasure insurance most likely trying to save a few bucks on that also |
What would worry me is if you go through ICBC, he claims injury, and then you can't repay the claim and your rates go up. |
I doubt ICBC will let him claim injury on an accident involving just a scratched bumper. |
If you could barely see the scratches I'd be suspicious of this guys claims, but I'm guessing he'd just pocket the cash and go buy one of the rear bumper covers I can find on car-part for $100. Or more likely, just leave it and go scam someone else. |
I'd even be tempted to forward the texts to ICBC, really put the screws to him. |
I'd do a free consultation with an accident injury lawyer at this point to see what your options are. Perhaps lowballing and getting video evidence of him signing and copies for both of you is a decent option. |
Just go through ICBC. If he is really injured, he won't tell you $1500 and call it even. If it's only metal damage, then he just wants cash instead of fixing it. Politely tell him you are going through ICBC for the protection of both parties. ICBC exist for a reason. He probably has something to hide. E.g. From incorrect use of vehicle, to suspended license, to driving under influence, based on your story. |
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ICBC doesn't pay out for low speed rear enders anymore. He's looking for quick cash and hiding something. Go to ICBC for the luls and report back plz Berz out. |
From what you described, he could be just fishing for people to rear end him and get some quick cash. Report to icbc, wouldn't be surprised if he had some kind of records with icbc. |
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I once rear ended a dude and it was like a 10 km/h accident. I talked to the adjuster when I reported the accident and discussed my options of paying it out since it was so minor I didn't want my insurance to go up. She told me I can pay it out as long as there is no injury claim pay outs. fast forward I get a call from my adjuster and she mentioned the guy tried to claim an injury for such a small accident. He was denied the injury claim because it was considered a low speed impact. Therefore I was able to pay out the accident. So when I said I doubt ICBC would approve his injury claim, I'm only speaking from what happened with my incident. |
Exactly! It has to be a significant impact and even then "soft tissue damage" ie. Whiplash payouts are becoming few and far between. Berz out. |
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also unless things have changed, he probably knows hes going to have to pay a bit. when i got a hit n run on my bumper icbc was only going to cover the 20% of the bumper that got hit and i had to pay for the remaining 80% of it to basically have a brand new bumper. Perhaps he's in the situation that while you may have done minor damage, he wants a new bumper or whatever but doesnt want to pay for the damages that were already on it. I'd do as everyone say and just go through icbc and honestly stop responding to anything he says. If he wants this over with, he'll go to icbc and get it over it, if not he probably wants your $ |
Go through with ICBC. Tell the guy he has the option of taking a payout from ICBC as well. |
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What you could do is low ball him like $200 and have him sign documents. This way you'll definitely save some cash. Pretty much say this "If you want, I'll give you $200, or we settle through ICBC, your choice." When you are signing documents have a witness there, and have the witness sign the stuff also (if you go this route). Some might think the above is kind of scummy, but I also think it's scummy to do this to you and most likely cause an accident on purpose. Have to use scummy techniques vs scum bags unfortunately lol |
Just go through ICBC and tell them everything. If the guy has a history with them or of causing accidents, you might not have to pay anything at all. Just make sure you tell them about how he was driving before the accident happened and that he's pressuring you to settle outside ICBC for X amount of dollars. |
I don't know this for a fact, but I bet you can both still settle privately after reporting to ICBC. The Civic driver informs his ICBC adjuster he has settled privately with you and there will be no further claim. Your ICBC adjuster will contact you to confirm this is the case. Both parties may still have to sign some paperwork, essentially closing the claim. Now you are protected from further action, and the driver gets his cash payment directly from you. |
this if he was driving erratically he was probably already testing you out to see if you're a good scam victim. Quote:
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