Need help with icbc
 

So I got into an accident Friday two weeks ago, I rear ended someone and caused some damage to my car. The damage doesn't look that bad and the car is still drive able, but according to my friends body shop they told me Icbc authorized $6000 in damages (still have not heard back from the adjuster). I checked my cars blackbook value and it is around 5500-6000, and private sale around 7000-9000. It doesn't make sense for them to not write off the car right? I don't want to deal with trying to sell the car with a $6000 claim so I would rather get 6000-7000 and just get something else. What would you guys recommend me do? Should I try to negotiate and reason with the adjuster when he calls me?

what kind of car is it?

if ICBC authorized up to $6000, that does not mean that is how much the damage will cost.

$6000 authorization comes from:

value they will offer you for your car - salvage value of vehicle = $6000

so lets assume salvage (what icbc assumes they can sell your car for) on your car is $1000, they will offer you $7000

if the damage is anything over $6000 it is cheaper for them to pay you out and sell your car to a wrecker. if it is under $6000 then it is cheaper for them to fix.

you can always ask if they will lower their offer, but why?! a car worth around the 7-9k mark wont be affected much by a claim on the used car market these days

best case scenario is to get the shop to take it apart, find any hidden damages and hope that they exceed $6000 so it will be a write off.

ICBC authorized $6000, that doesn't mean the damage IS $6000.

Upon initial inspection, I was quoted $5000-6000 for the repair.

Still less than paying you out 7k - 9k.