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-   -   Attorney general expected to hike ICBC car insurance rates (https://www.revscene.net/forums/713269-attorney-general-expected-hike-icbc-car-insurance-rates.html)

Badhobz 09-05-2017 07:59 PM

The money's gotta come from somewhere. They'll keep milking ICBC like the fat bloated cow it is, and use it to fund social welfare programs that'll benefit 5% of BC's population.

tiger_handheld 09-05-2017 08:26 PM

how many of you would plug a monitor into your OBDII to prove you are a safe driver?
it'll track, acceleration/deceleration habbits etc. no gps so privacy is safe.

BillyBishop 09-05-2017 09:20 PM

Quote:

Originally Posted by tiger_handheld (Post 8859983)
how many of you would plug a monitor into your OBDII to prove you are a safe driver?
it'll track, acceleration/deceleration habbits etc. no gps so privacy is safe.

Telemetry that OBD systems supply will do very little to expose a majority of unsafe acts that occur on roads.

teggy604 09-05-2017 11:58 PM

Quote:

Originally Posted by mr00jimbo (Post 8859932)
I'm sure there's a ton of high paying jobs within ICBC that can be trimmed down. Kind of reminds me of this photo:

http://i.imgur.com/P5zRZHN.jpg


This literally happened to ICBC. They did an audit and found out there were 10 managers for one department, and I bet each one of them got a nice salary and bonus with it.

underscore 09-06-2017 07:36 AM

Quote:

Originally Posted by tiger_handheld (Post 8859983)
how many of you would plug a monitor into your OBDII to prove you are a safe driver?
it'll track, acceleration/deceleration habbits etc. no gps so privacy is safe.

I'm having a hard time seeing how that would work. Accel/decel is useless without context. Am I peeling away from the lights, or just trying to get up to speed before merging? Am I brake checking someone, or avoiding the idiot that cut me off?

thumper 09-06-2017 07:58 AM

Quote:

Originally Posted by BillyBishop (Post 8859993)
Telemetry that OBD systems supply will do very little to expose a majority of unsafe acts that occur on roads.

is this what you guys are talking about?:

https://www.confused.com/car-insuran...tics-explained


tiger_handheld 09-06-2017 07:00 PM

Quote:

Originally Posted by underscore (Post 8860033)
I'm having a hard time seeing how that would work. Accel/decel is useless without context. Am I peeling away from the lights, or just trying to get up to speed before merging? Am I brake checking someone, or avoiding the idiot that cut me off?

over say 6months, accel/decel can say a lot about driving pattern. if you constantly do, they you drive high risk - if occasional, they avoiding idiots/safety maneuver.

Jmac 09-06-2017 08:13 PM

I tend to accelerate quickly yet 0 tickets, 0 accidents in 18 years of driving. I call BS on higher risk.

Lomac 09-06-2017 08:19 PM

Quote:

Originally Posted by tiger_handheld (Post 8860168)
over say 6months, accel/decel can say a lot about driving pattern. if you constantly do, they you drive high risk - if occasional, they avoiding idiots/safety maneuver.

In theory, yes. But it almost has to be put alonside a gps/elevation map to get a proper picture. When I lived in Kamloops, I lived on a hill. I literally had to floor my car right after getting out of my driveway just so I could get the car up to speed in a safe amount of time. Then, as soon as I got up to speed, I'd get onto the highway which, of course, consisted of another steep hill. So to get up to highway speed in my car, you'd again have to floor it. Unless you wanted a b-train riding your ass after merging, that is.

So, based purely on telemetry, it looks like I'm a speed demon. However, based on actual mapping, it makes sense. That's what I'd be afraid of, especially since you can bet GPS tracking will be kept off of anything ICBC would try to introduce.

Mind you, if you don't have an OBD2 port, then all this is moot.

underscore 09-06-2017 09:11 PM

Quote:

Originally Posted by tiger_handheld (Post 8860168)
over say 6months, accel/decel can say a lot about driving pattern. if you constantly do, they you drive high risk - if occasional, they avoiding idiots/safety maneuver.

So if your commute involves say a short highway on ramp you're screwed. Or in my case, enter directly onto an 80 km/h highway right at the bottom of a hill, from a left turn (ie stopped). I can either punch it and get up to speed quickly, or I can dawdle and get in everyones way once the light turns green behind me.


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