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-   -   Paint Protection Film Wrap and ICBC Question (https://www.revscene.net/forums/715842-paint-protection-film-wrap-icbc-question.html)

huck-jai 02-05-2019 06:08 PM

Paint Protection Film Wrap and ICBC Question
 
Hey guys. Does anyone know if paint protection film wrap would be covered through icbc for a collision claim?

I recently had a lease vehicle that was written off. I had paint protection film wrap applied to the car a month after it was leased. It was not done though the dealership. Thanks in advance!

GabAlmighty 02-05-2019 06:29 PM

My friend had his company decal replaced under insurance when he got his truck side swiped. I would say they're fairly related, so probably.

Did you think about asking ICBC/your adjuster?

huck-jai 02-05-2019 06:34 PM

I did ask the adjuster. And this was her response:

I have reviewed your receipt and unfortunately the paint protection film is not covered under your policy. It is only covered under a replacement cost policy.

I've heard of other people who had it covered from a collision. So I'm not sure if the adjuster is trying to screw me.

VR6GTI 02-05-2019 06:44 PM

it should be covered, replacement policy or not.

E90M3 02-05-2019 06:53 PM

Quote:

Originally Posted by huck-jai (Post 8938534)
I did ask the adjuster. And this was her response:

I have reviewed your receipt and unfortunately the paint protection film is not covered under your policy. It is only covered under a replacement cost policy.

I've heard of other people who had it covered from a collision. So I'm not sure if the adjuster is trying to screw me.

My friends car was wrapped when he got into an accident and they paid to have it rewrapped.

SpeedStars 02-05-2019 07:00 PM

I think OP is trying to get reimbursed for getting his PPF done since his car got totalled. I'm not sure if they'll pay you out for it. They'll pay to apply it again if your car were to be repaired afaik

huck-jai 02-05-2019 07:06 PM

Quote:

Originally Posted by SpeedStars (Post 8938538)
I think OP is trying to get reimbursed for getting his PPF done since his car got totalled. I'm not sure if they'll pay you out for it. They'll pay to apply it again if your car were to be repaired afaik

Yeah, I'm trying to find out if they are supposed to reimburse me for it. They cover aftermarket parts, so is this an aftermarket part? Haha.

I think for protection like opticoat it isn't covered, but since the film is a physical attachment, wondering if it should be covered.

Had the car for 15 months, and paid $2,500 for ppf. Sucks.

VR6GTI 02-05-2019 07:13 PM

Oh total loss that could be handled differently than a repair claim. Are you at fault?

huck-jai 02-05-2019 07:42 PM

Quote:

Originally Posted by VR6GTI (Post 8938542)
Oh total loss that could be handled differently than a repair claim. Are you at fault?

No, it was a hit and run. So I still have to pay the $500 deductible.

fliptuner 02-06-2019 10:33 PM

I can see why it'd be covered if the car was being repaired but not if it's written off.

Think along the same lines as tint or painting your car a different colour.


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