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Old 09-18-2025, 01:41 PM   #1701
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What's going on at with the Knight Street water main project? Anything I need to know prior to my trip to Vancouver this weekend?
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Old 09-18-2025, 02:35 PM   #1702
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They're paving at this point.
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Old 09-18-2025, 07:39 PM   #1703
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The northbound direction has finished paving from roughly 63rd all the way up to 57th. The southbound lane hasn't seen any work done on it yet, and I have no idea whether any work is actually planned for that side.
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Old 09-18-2025, 08:06 PM   #1704
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WSBC just went from full remote to 3 days in office in Sept, I believe CRA just did the same as well. All the tech companies have mandated it as well so have quite a few other firms. At least they've completed the clusterfuck that is Knight Street water main. There's also always more cars as parents try to figure out their dropoff and pick up situations, and kids need to get settled in back in school, once a routine is set up then the number of cars shrink a little bit. It's always been, and we'll see the same pattern after winter break and spring break.
there seems to be an issue where CRA and some places want to mandate but there just isn't any space.. anyone have that issue where there just aren't enough pods?
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Old 09-18-2025, 08:36 PM   #1705
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I am job searching and my next job will most likely be hybrid.
I see a bunch of openings in Vancouver, want a referral? At a glance, it spans SDE, SDET, and EPM.
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Old 09-18-2025, 08:50 PM   #1706
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there seems to be an issue where CRA and some places want to mandate but there just isn't any space.. anyone have that issue where there just aren't enough pods?
Yep, my pal at Immigration Canada says they have half the number of desks they need so he's only able to do 2 days in office instead of the "required' 3.
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Old 09-18-2025, 09:24 PM   #1707
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I see a bunch of openings in Vancouver, want a referral? At a glance, it spans SDE, SDET, and EPM.
Yeah I'd be interested, but I've had three referrals and except for one cup of coffee on the first one I haven't even gotten a response
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Old 09-24-2025, 07:45 AM   #1708
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https://www.facebook.com/share/16zV2dZ9ei/


Another good deal on an extractor.
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Old 09-24-2025, 11:42 AM   #1709
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We just donated a bunch of old baby stuff to Baby Go Round. If you guys have old baby equipment in good nick that you can't be bothered to sell, Baby Go Round cleans them up and helps families who are less fortunately with gear and equipment. One of their volunteers came around and picked up our old stroller, baby carrier, and a bunch of utensils.

https://babygoround.ca/
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Old Today, 01:38 PM   #1710
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https://canadianportfoliomanagerblog...est-your-resp/
https://www.planeasy.ca/setting-the-...p-investments/

Came across a couple articles talking about asset allocation for your RESPs that were interesting to read as they show a much more conservative approach to investing than what I've been thinking and it's probably a reasonable take too since this is an investment that you'll be cashing out in its entirely in a 5 year span so once you're within 5-6 years of needing it you probably want everything in a pretty low risk portfolio (bonds and cash).

My RESP is with Wealthsimple and I've got the risk cranked to 10/10 at the moment but my kid is just 6 but that still probably means I should start dialling the risk down soon.

How are you guys doing with your RESPs?
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Old Today, 02:51 PM   #1711
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11.2% gain overall. Had 3k sitting in cash for majority of the year because it took forever to move it to a place where I'm not stuck with mutual funds only.
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Old Today, 03:23 PM   #1712
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i'm currently at a high risk portfolio for RESP since the kid is just 1. haven't really looked at it since i opened the account. i just make those monthly deposits and call it a day. I'll let it ride til i need the money in 18 years or so
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Old Today, 06:09 PM   #1713
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i'm currently at a high risk portfolio for RESP since the kid is just 1. haven't really looked at it since i opened the account. i just make those monthly deposits and call it a day. I'll let it ride til i need the money in 18 years or so
If you can swing it the early years are a great time to front load the contributions while still getting max grant matching - I believe you can front load about $16k (assuming you are able to and plan to max out the contributions at $50k lifetime) and still get max grant matching. Do that and you can easily end up with a $100k+ RESP at age 18.
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Old Today, 06:57 PM   #1714
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What are the benefits of making a large contribution at the start vs just keeping to 2500 a year and put that same money from the large contribution elsewhere like TFSA.
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Old Today, 09:21 PM   #1715
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What are the benefits of making a large contribution at the start vs just keeping to 2500 a year and put that same money from the large contribution elsewhere like TFSA.
So up to $36k of contributions the advantage is with the RESP (over TFSA) because of the $500 in grants (don't forget to claim your BCTESG grant as well!) so the first 14.4 years of contributions work in the RESP's favour. If you then have TFSA space then the TFSA is better (as your child will have to pay a bit of taxes as they pull the money out of their RESP), once your TFSA space is gone then the RESP's last $14k of contribution space works out better.

The front loading thing is only valuable if you've already maxed out your TFSA for personal use (and not to fund your kid's education), you're looking for a tax shelter that beats an RRSP or a Non-Registered account, AND you're fine with giving your kid the money (technically you can get it back by charging them rent when they turn 18).
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