PDA

View Full Version

: Hit by Alberta driver


girlcrazy_420
01-15-2009, 05:49 PM
I got sideswipped bu a senior Albertain driver in which my bushbumper clearly did more damage to his $60,000 truck than it did to mine. Anyways he admits its his fault... I called icbc and they said since I dont have collision they cant help me with my claim. Whats this supposed to mean?? They set me up an apointment at the icbc office but I dont see what for since they arent going to fix anything. How do I go after him??? I dont have much damage aside from a bent tie-rod, few deep scratches and took off my side molding... I still wouldnt mind getting it fixed since I didnt cause the damage.

GordonTse
01-15-2009, 06:14 PM
you can't get it fixed through icbc tho.. you don't have collision damage. what didn't you get? you can find him and sue him for damages i guess and go for his insurance..

myers
01-15-2009, 06:32 PM
quit your whining and fix your tie rod yourself? Takes about an hour, piss easy really. Its probably easier than trying to sue somebody for such petty damage? Just my two cents...:rofl::rofl:

Berzerker
01-15-2009, 06:43 PM
You need his info and his insurance carrier. His AB insurance will cover it. I went through this with a Washington person.

Berz out.

smoothie.
01-15-2009, 08:47 PM
You need his info and his insurance carrier. His AB insurance will cover it. I went through this with a Washington person.

Berz out.

what if they dont have collsion?

sexyaccord
01-15-2009, 09:14 PM
some one i talked to insured his car with alberta plates even though he lives here and works here. something about it being cheaper, and that his sister lives in alberta or something

Raid3n
01-15-2009, 10:01 PM
^ what does that have to do with anything.... lol

Speed2K
01-15-2009, 10:24 PM
I got sideswipped bu a senior Albertain driver in which my bushbumper clearly did more damage to his $60,000 truck than it did to mine. Anyways he admits its his fault... I called icbc and they said since I dont have collision they cant help me with my claim. Whats this supposed to mean?? They set me up an apointment at the icbc office but I dont see what for since they arent going to fix anything. How do I go after him??? I dont have much damage aside from a bent tie-rod, few deep scratches and took off my side molding... I still wouldnt mind getting it fixed since I didnt cause the damage.

Go see what ICBC has to say. ICBC will determine who is at fault for the accident. If you are deemed not to be at fault for the accident, I think (not sure though) ICBC may still authorize the repairs and then go after the other parties insurance for reimbursement through a process called subrogation. If you need to go after the other party personally at least you could give them the ICBC case number for reference.

falcon
01-16-2009, 12:03 AM
you can't get it fixed through icbc tho.. you don't have collision damage. what didn't you get? you can find him and sue him for damages i guess and go for his insurance..

when you don't have collision, it means that if it's YOUR FAULT then you aren't covered for your car, but the car you hit is.

since he admitted fault, you should be covered. it dosen't fall under your insurance coverage, it falls under his. You need to make a claim to his Alberta insurance company.

falcon
01-16-2009, 12:04 AM
what if they dont have collsion?

it only counts for thier car. everyone has basic coverage that covers any car you hit regardless.

girlcrazy_420
01-16-2009, 07:13 PM
I have his plate number and his name etc... but I dont know which insurance company he is insured thru and I can not get ahold of him. I had an apointment with icbc today and I've got a grand damage or so... looks like im going to keep on trying him.

Speed2K
01-16-2009, 10:25 PM
What did ICBC say?

Not really racist!
01-16-2009, 10:31 PM
you didn't get his insurance information at the time of the crash?

InvisibleSoul
01-17-2009, 12:27 PM
some one i talked to insured his car with alberta plates even though he lives here and works here. something about it being cheaper, and that his sister lives in alberta or something

Yes, insurance in Alberta is a lot cheaper.

However... if he gets into an accident, he's gonna have to make sure he can justify why he drives a car with Alberta insurance when he lives and works here. I believe even for those people that relocated here from Alberta, they have to change their insurance to BC after one year... if they don't, and they get into an accident, they could very well deny your claim.

Speed2K
01-18-2009, 12:26 AM
Actually it's within 30 days of the vehicle's arrival to B.C.