| Vancouver Off-Topic / Current Events The off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum. |
 | 
07-17-2009, 11:40 AM
|
#1 | | RS controls my life!
Join Date: Jul 2007 Location: Vancouver
Posts: 714
Thanked 115 Times in 35 Posts
Failed 130 Times in 29 Posts
| Accident- Quick question- need help
my sis got into an accident with her car hitting the neighbor's garage...
2 quick questions
1) Should he report to ICBC? Is ICBC appropriate strictly to automobiles and not houses and thus, he won't be able to claim his neighbors house.. right?
2) Is there a guideline that said if you have 3 or more accidents within a year, you will get charged a penalty from ICBC? If yes, how much is the penalty?? (car insurance i'm talking about)
Serious replies only. your help is really appreciated.
Thanks
Last edited by ASG111; 07-17-2009 at 11:47 AM.
| 
|  | |
07-17-2009, 11:45 AM
|
#2 | | Zombie Mod
Join Date: Aug 2003 Location: Langley
Posts: 9,919
Thanked 5,201 Times in 1,570 Posts
Failed 120 Times in 54 Posts
|
Garage would be taken care of with home insurance, and if you choose to make a claim to ICBC, they will fix the damage to the car and it will affect your discount. How much depends on where you are on the Claim Rated Scale.
__________________
Romans 10:9 | |
| | |
07-17-2009, 11:46 AM
|
#3 | | F**K YOUR HEAD
Join Date: Apr 2009 Location: vancouver
Posts: 8,719
Thanked 8,153 Times in 1,251 Posts
Failed 643 Times in 181 Posts
|
Was it the garage door or the walls of the garage that were hit?
Where is edison Chen?
Last edited by ilvtofu; 07-17-2009 at 03:44 PM.
| |
| | |
07-17-2009, 01:32 PM
|
#4 | | I answer every Emotion with an emoticon
Join Date: Apr 2005 Location: Vancouver
Posts: 7,760
Thanked 375 Times in 181 Posts
Failed 159 Times in 63 Posts
|
Always claim ICBC. You can settle it urself later and it won't affect ur discount
__________________
Ignorance is bliss
How I wish I can remain ignorant, why do I know so much?
| |
| | |
07-17-2009, 01:42 PM
|
#5 | | Need to Seek Professional Help
Join Date: Jun 2006 Location: 604
Posts: 1,049
Thanked 160 Times in 80 Posts
Failed 84 Times in 14 Posts
| Quote:
Originally Posted by ASG111  my sis got into an accident with her car hitting the neighbor's garage...
2 quick questions
1) Should he report to ICBC? Is ICBC appropriate strictly to automobiles and not houses and thus, he won't be able to claim his neighbors house.. right? | Do you mean "she", as in your sister, or "he" as in your neighbor? Your neighbor's claim would be with their home insurance policy... and assuming that your neighbor does make a claim with their home insurance carrier, their insurer could seek to recover costs from your sister (or more accurately, recover costs from ICBC on your sister's behalf). Quote: |
2) Is there a guideline that said if you have 3 or more accidents within a year, you will get charged a penalty from ICBC? If yes, how much is the penalty?? (car insurance i'm talking about)
| Not really, but have enough at-fault accidents and you can be looking at an insurance surcharge. For an inexperienced driver, one at-fault accident can be enough. I don't think the house ran into your sister's car  so if she makes a claim for her car damage, she would be at fault.
| |
| | |
07-17-2009, 01:54 PM
|
#6 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,612
Thanked 3,852 Times in 1,366 Posts
Failed 83 Times in 42 Posts
| Quote:
Originally Posted by ASG111 my sis got into an accident with her car hitting the neighbor's garage...
2) Is there a guideline that said if you have 3 or more accidents within a year, you will get charged a penalty from ICBC?
Serious replies only. your help is really appreciated.
Thanks | Three accidents in a year including driving into a stationary structure? Serious response, your sister needs to cut up her drivers licence like it's a bad credit card and never drive again.
Your welcome.
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
| | |
07-17-2009, 02:59 PM
|
#7 | | They let me be a moderator. LOL
Join Date: Oct 2004 Location: Vancouver
Posts: 9,221
Thanked 3,674 Times in 869 Posts
Failed 1,062 Times in 190 Posts
|
How do you drive into/hit a Garage door?
How bad is it?
How fast does ICBC need to take away her license?
| |
| | |
07-17-2009, 03:17 PM
|
#8 | | RS controls my life!
Join Date: Jul 2007 Location: Vancouver
Posts: 714
Thanked 115 Times in 35 Posts
Failed 130 Times in 29 Posts
| Quote:
Originally Posted by quasi Three accidents in a year including driving into a stationary structure? Serious response, your sister needs to cut up her drivers licence like it's a bad credit card and never drive again.
Your welcome. | No no.. I thought accidents into stationary structure counts as accidents regardless, whether it'd be accidents with cars OR stationary structures. Quote:
Originally Posted by q0192837465 Always claim ICBC. You can settle it urself later and it won't affect ur discount | can you explain this to me? last time i checked, ICBC is a monopoly and whatever they say goes.
[QUOTE=Blinky;6512111]Do you mean "she", as in your sister, or "he" as in your neighbor? Your neighbor's claim would be with their home insurance policy... and assuming that your neighbor does make a claim with their home insurance carrier, their insurer could seek to recover costs from your sister (or more accurately, recover costs from ICBC on your sister's behalf).
i meant should "she" make an ICBC claim?
Is she obligated to? I mean, it's a stationary structure after all...
I know if it's car vs car, then she has to report to ICBC. but if it's just car to stationary structure, does that change the circumstance?
Also, I heard that one can take their time to report to ICBC and it does not have to be within 24 hours if it's not a serious one (ie. with another vehicle, or somebody getting hurt), is this true?
| |
| | |
07-17-2009, 03:20 PM
|
#9 | | RS controls my life!
Join Date: Jul 2007 Location: Vancouver
Posts: 714
Thanked 115 Times in 35 Posts
Failed 130 Times in 29 Posts
| Quote:
Originally Posted by SpuGen How do you drive into/hit a Garage door?
How bad is it?
How fast does ICBC need to take away her license? | you can do that when you thought your car is in reverse and gas it, but it's actually on D.
| |
| | |
07-17-2009, 03:24 PM
|
#10 | | My homepage has been set to RS
Join Date: Apr 2004 Location: Vancouver
Posts: 2,313
Thanked 1,461 Times in 576 Posts
Failed 40 Times in 21 Posts
| Quote:
Originally Posted by ASG111 you can do that when you thought your car is in reverse and gas it, but it's actually on D. | I'm with the previous poster. Sister needs some more driving lessons. It'll save her some serious coin in the future. What if it had been a person or a baby stroller in front and not just a garage? Just sayin
| |
| | |
07-17-2009, 03:41 PM
|
#11 | | HELP ME PLS!!!
Join Date: Nov 2003 Location: Vancouver
Posts: 5,540
Thanked 980 Times in 166 Posts
Failed 399 Times in 67 Posts
|
claim it to icbc, and the neighbour will claim it through house insurance. most likely icbc will pay for the damages
| |
| | |
07-17-2009, 03:57 PM
|
#12 | | Willing to sell body for a few minutes on RS
Join Date: Jul 2001 Location: Cloverdale
Posts: 11,612
Thanked 3,852 Times in 1,366 Posts
Failed 83 Times in 42 Posts
| Quote:
Originally Posted by alex.w *// claim it to icbc, and the neighbour will claim it through house insurance. most likely icbc will pay for the damages | If someone hit my garage and I knew who did it I wouldn't be claiming it through my house insurance, pay a deductable and possibily increase my premiums down the road. I'd contact ICBC and tell them the plate number of the car that ran into my house and ask them what there going to do. If that failed I'd sue the person that hit my house.
__________________
The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
| | |
Posting Rules
| You may not post new threads You may not post replies You may not post attachments You may not edit your posts
HTML code is Off
| | |
All times are GMT -8. The time now is 06:51 AM.
|
You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today!
The banners on the left side and below do not show for registered users!
