[Spooling]

Why do some businesses take CC and some dont? For heaven sake, we are in 2010, who the hell keeps a stack of cash in their back pockets? Even my local post office won't accept credit cards. This is so inconvenient and backwards imo.

[Stevie P]

Processing fees and equipment costs.

[Gumby]

I can think of two reasons:

1) The business doesn't want to pay credit card companies to use their services.

2) The credit card company doesn't want to do business with that particular business (bad credit history, shady business owner, could be anything).

[Manic!]

To keep it of the books so they don't pay taxes.

[q0192837465]

^ all of the above.

It's not like u'd stop coming if we dun accept CC, so why bother with it?

[TOS'd]

Goddamn, I hate when I'm working and the customer either:

A) Complains that his cc is not working because we(the store) chose not to accept his cc and that we dont want to pay fees and taxes. Even though everyone elses cc is working before and after his attempt.

and/or

B) When a customer slips cash to me, while at the checkout trying to buy an item and wanting a small discount on regular price as well as not paying for taxes etc. Just cause they assume that since we are Asian running an all Asian store that we rather take cash so avoid taxes so its win-win for both of us. Then when I say no, cash or cc, it makes no difference to us how you pay but you are paying the regular price + taxes. Then they go on about how we(the store) could use the extra money with no fees since we are the "working class" and are poor people.


For the last guy I threw his money at him and told him to get the fuck out. And yes, they were white.

[GLOW]

Goddamn, I hate when I'm working and the customer either:

A) Complains that his cc is not working because we(the store) chose not to accept his cc and that we dont want to pay fees and taxes. Even though everyone elses cc is working before and after his attempt.

and/or

B) When a customer slips cash to me, while at the checkout trying to buy an item and wanting a small discount on regular price as well as not paying for taxes etc. Just cause they assume that since we are Asian running an all Asian store that we rather take cash so avoid taxes so its win-win for both of us. Then when I say no, cash or cc, it makes no difference to us how you pay but you are paying the regular price + taxes. Then they go on about how we(the store) could use the extra money with no fees since we are the "working class" and are poor people.


For the last guy I threw his money at him and told him to get the fuck out. And yes, they were white.

i can totally picture you giving the guy the same look that is in your avatar...xmas hat and all :haha:

[taylor192]

B) When a customer slips cash to me, while at the checkout trying to buy an item and wanting a small discount on regular price as well as not paying for taxes etc. Just cause they assume that since we are Asian running an all Asian store that we rather take cash so avoid taxes so its win-win for both of us. Then when I say no, cash or cc, it makes no difference to us how you pay but you are paying the regular price + taxes. Then they go on about how we(the store) could use the extra money with no fees since we are the "working class" and are poor people.
There's enough Asian food places that charge one price for people who speak English, and another lower price for those who speak their language.

I'm not surprised more english speaking people assume there's always a deal to be had.

I do remember negotiating my first car with a nice Lebanese man in Ottawa, we agreed to a lower price, all cash under the table deal. Saved me $300. :D:thumbsup:

[TheKingdom2000]

Have you ever sold anything on eBay?
Their fee's are significant. eBay takes about 3% of your sale.
Then when you use PayPal to receive the funds they also take about 3-4% of your sale...

I get pissed off when I sell a $15 item an only get $12 of it..

Now imagine in a month a business makes $20,000 in revenue... and at least $750-1000 of that goes to CC and another $500-750 goes to debit fee's. And then processing fee's of another $200-500..


it adds up..

[StylinRed]

B) When a customer slips cash to me, while at the checkout trying to buy an item and wanting a small discount on regular price as well as not paying for taxes etc. Just cause they assume that since we are Asian running an all Asian store that we rather take cash so avoid taxes so its win-win for both of us. Then when I say no, cash or cc, it makes no difference to us how you pay but you are paying the regular price + taxes. Then they go on about how we(the store) could use the extra money with no fees since we are the "working class" and are poor people.


For the last guy I threw his money at him and told him to get the fuck out. And yes, they were white.


Ohh i get it... if he was Chinese you would of been like "OV COARSE! Z gei ren na ma!"

[GLOW]

There's enough Asian food places that charge one price for people who speak English, and another lower price for those who speak their language.



can you name a few? this is a serious ques. btw.
i never heard of any food place that does this

[StylinRed]

most of the small family owned ones, especially the further out you go where the population is more white than chinese

its more of a "omg we're so happy to see an asian, lets try and keep this customer by giving them a discount" i dont think its really a race issue

[orange7]

to escape tax

[PavelGTR]

To keep it of the books so they don't pay taxes.

Bingo.

[wouwou]

Ohh i get it... if he was Chinese you would of been like "OV COARSE! Z gei ren na ma!"

actually, no.

If they are Chinese, the mercgant will over charge them first, THEN do the Z gei yun ah ma thing.

[CounterPuncher]

I was discussing this with my dad a few weeks ago, last year my dad paid visa an obscene amount of money in commission fees (high 5 digits), and had to spend a wad to get the equipment.

On low margin items it's just not worth accepting a credit card.

[TOS'd]

^ Yup, that's why a lot of places have a minimum purchase amount when using a cc or dc.

[HollyZ32]

I went to the Tim hortons on bridge port and I went to pay with debit and they said that they didn't take debit!!! WTF and then they told me that no Tim hortons takes debit what the hell they all do lol !!
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)

[Orion]

the businesses that are doing it aren't thinking about your convenience

i don't carry cash around but would go to an atm to go eat... if i don't get cash i limit myself to 10% of restaurants here only... because i work in richmond

[Gumby]

Well, some businesses rank profits - every single dollar - higher than a customer's convenience.

[orange7]

I went to the Tim hortons on bridge port and I went to pay with debit and they said that they didn't take debit!!! WTF and then they told me that no Tim hortons takes debit what the hell they all do lol !!
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)


that's a lie..

i've been using my debit card at the ubc forestry tim hortons

[yvrnycracer]

It always bugs me when a place accepts cash only...

A small restaurant that has nothing over 10 bucks on the menu or a convenience store I can understand and overall that makes sense... BUT when it comes to places where there are bigger ticket items or people are going to spend more than say 50 bucks... the biggest one is NIGHTCLUBS not accepting credit cards...

Gossip and Fabric are two places that don't. Celebrities finally started taking American Express. I can't believe that Gossip is hosting mega events during the olympics and they are still cash only... I think that will have to change with the world showing up...

In my business the fee for accepting credit cards is part of doing business and is calculated into your operating costs and generally someone who can use a credit card will spend more (on the whole)...

IMO places (aside from those mentioned earlier) that don't accept cards are generally playing around with their books... I don't like paying taxes as much as the next guy... but I also don't like subsidizing those who feel the need to cheat the system... Its the same for those who claim EI while they are working... one day it will come back and bite you in the ass!

KARMA!

[!SG]

to have the processing machine available, businesses pay a % charge per transaction, a monthly fee to have the machine available. that % charge is anywhere up to 3%.

also, if u have a "charge back" registered via your company, thats a strike against u. the merchant can raise ur rate to keep using the machine. fraud happens so often now, that doing cash business is actually safer!

[skyxx]

Cash is king!

[Great68]

If a company does not want to give me the convenience of choosing how to pay, I will take my business to another company that will.

[tiger_handheld]

to give you an idea, the company i work for the month of Oct, one of the busiest months for us. we processed 4000+transactions , totaling 350k, of that we had processing fees of just under 5k...

[Blinky]

There's enough Asian food places that charge one price for people who speak English, and another lower price for those who speak their language.


Proof please. This is a pretty serious allegation... and how does this work when there is a price tag or listed price on a menu?

[!SG]

he came from toronto, montreal, east coast. racism like that is pretty common over there.

you have to step foot outside of vancouver/bc even to realize the rest of canada is no where near as multi cultural as vancouver is. Yes we still have our assimulation issues, but go visit montreal, you'll get my drift.

reminds me of my trip to calgary and the gas station. i walk in to pay for gas and grab some junk food. clerk punches it all in, and i give her a 50, she punched something wrong in the machine, and tries to work out how much change to give me back. she blurts out "hmm, you should be able to work how much change to get back, you's asians are good at that!"


Proof please. This is a pretty serious allegation... and how does this work when there is a price tag or listed price on a menu?

[Mugen EvOlutioN]

extra fee to the shop owner

[Blinky]

he came from toronto, montreal, east coast. racism like that is pretty common over there.

you have to step foot outside of vancouver/bc even to realize the rest of canada is no where near as multi cultural as vancouver is. Yes we still have our assimulation issues, but go visit montreal, you'll get my drift.

Oh, don't assume that I've never stepped out of the Lower Mainland. I've been stared at in my home country. :D

I still think it's a pretty strong thing to say when prices are labelled quite clearly. The only time I can easily remember getting a "break" was at a restaurant in Calgary where I wasn't charged for tea. If it's a bargaining situation, like for a used vehicle, all bets are off because that's a matter of negotiation skills and isn't solely attributable to being Chinese.

[Qmx323]

lol.... being a cashier its funny seeing white customers struggle with counting change and even the old ah ma and ah gong can count change super fast.

jus sayin

[StylinRed]

really? for me i usually see chinese ppl just throw the change on the table and get the cashier to count them

and the cashier takes like an hr to count the change

thats typically what happens at t&t

[Qmx323]

really? for me i usually see chinese ppl just throw the change on the table and get the cashier to count them

and the cashier takes like an hr to count the change

thats typically what happens at t&t


well i can count change really fast but yeah, i'd rather count it than let the customer count.

[PiuYi]

i can totally picture you giving the guy the same look that is in your avatar...xmas hat and all :haha:

BAHAHAHHAHAHAHAHHAHAHAHA LOL'd so hard at this hahhaha
fits perfectly :haha::haha::haha:

[yuusha]

really? for me i usually see chinese ppl just throw the change on the table and get the cashier to count them

and the cashier takes like an hr to count the change

thats typically what happens at t&t

You're mistaken; the customer has already counted the change in that moment that they threw it onto the table, giving the cashier just enough. The cashier is just dumbfounded at the idea of anyone being able to count change that fast in the same way you are, and must double-check to see if it is exact. :haha:

[StylinRed]

^ lol

[wahyinghung]

Mostly the merchant don't want to get charged by the credit card companies. Also most place doesn't accept amex cuz they charge an higher rate compared to both visa/mc.
BTW I don't think it is a wise idea flashing your credit card in the club and I have learned the lesson the hard way. Also I could picture Chinese restaurant having this promo once HST kicks in next year "We Pay Your HST" and of course you would have to pay in cash :D

[AzNightmare]

It is annoying when some places only accept cash.

It's usually the asian cafe restaurants or BBT places.
But then again, I think it's even more stupid for people to carry 0 cash with them.
I usually carry at least 10 bucks in cash with me at all times, just because I'm smart.

[skyxx]

^ Yes, I'm in awe at some people who carry 0 dollars all the time. At least have 20 bucks or something. Oh and speaking of 20 dollars. I hate it when everyone has 20's and not 10's or 5's.

[jeff_alexander]

Cash only, yet we don't accept $50s piss me off the most.

[JulyZerg]

FUCK I hate Asian places, especially ones in Richmond that only accepts Cash...seriously...I always carry like $20 on me but sometimes you just didn't bring enough cash and I've been to places that doesn't say or tell you it's cash only until the bill comes and half the people whips out their cards..

[skyxx]

Rule of thumb. When you head to Asian operated shops(specifically cafes). Carry cash!

[StealthFighter]

^ Yes, I'm in awe at some people who carry 0 dollars all the time. At least have 20 bucks or something. Oh and speaking of 20 dollars. I hate it when everyone has 20's and not 10's or 5's.

it's cause ATMs pretty much only give out 20's. unless you press like $30, then you'll get a 10 and a 20

[skyxx]

Okay, point taken!

[PiuYi]

$20's the most printed denomination in canada, hence most common

[Lomac]

You guys think it's bad here having to go into a BBT cafe or something similar and finding out it's cash only? Try going into Venice and picking up some nice clothing, blown glass dishware, or even some jewelry and paying with a credit card... Good luck with that. I learned that the hard way. Forgot to cash one of my American Express cheques before the cash converting places closed, went out to dinner and only found out afterwards that they took "Lira or Euro cash only, no plastic." Too bad the only sign that stated it was only in Italian... :( But I noticed a lot of places in even higher end areas throughout Europe were like that.

But here in the LM, I can't be bothered if it's a cash-only venture. There are plenty of competing stores around that will gladly take debit or credit.

[VR6GTI]

^ Yes, I'm in awe at some people who carry 0 dollars all the time. At least have 20 bucks or something. Oh and speaking of 20 dollars. I hate it when everyone has 20's and not 10's or 5's.
That would be me. I dont carry a penny on me. I dont goto many places that are cash only.
Last week though i tried to buy a coffee from some small place and they wanted to charge me an extra $2.00 for a visa fee even though the coffee was only $1.50. It didnt say anywhere that there was a charge and i told her i was paying by visa before she poured my coffee. I left after she had poured it and told me about the charge.

[Mugen EvOlutioN]

Rule of thumb. When you head to Asian operated shops(specifically cafes). Carry cash!

werd

places like richmond, crystall mall u need a stack of ice cold cash

[quasi]

^ Yes, I'm in awe at some people who carry 0 dollars all the time. At least have 20 bucks or something. Oh and speaking of 20 dollars. I hate it when everyone has 20's and not 10's or 5's.

This annoys me as well, people buy a $1.60 coffee and debit it. I could careless about the fees the business has to pay, you're holding up the line you twat. I always carry cash unless it's a big purchase $100+ then I'll pay debit or CC.

[Mugen EvOlutioN]

most guys hate carrying coins tats why. Hell last time i was at canada post getting a stamp and an envelope total was like $.70 cents and i used debit lol


unless u are one of those guy who carries a man purse than tats a different story

:rolleyes:

[taylor192]

Proof please. This is a pretty serious allegation... and how does this work when there is a price tag or listed price on a menu?

There's a food court in Richmond, I forget the name, my coworkers have taken me there. Prices are not displayed in english, and more often than not we'll pay more than is listed. One of my Asian coworkers pointed out the price discrepancy, she sees it all the time when eating there.

Its not an allegation, its truth.

[taylor192]

he came from toronto, montreal, east coast. racism like that is pretty common over there.

you have to step foot outside of vancouver/bc even to realize the rest of canada is no where near as multi cultural as vancouver is. Yes we still have our assimulation issues, but go visit montreal, you'll get my drift
Toronto is the most multicultural city, Vancouver is not even close. There's not even a sizable population of black people, nevermind arabs or other mid-eastern or african cultures.

Racism is more common here. I had never heard the term "honger" or "c'lai" before visiting here. I had never seen such segregation of cultures until visiting here. Toronto's cultures aren't nearly as segregated, and in Montreal almost all cultures thrive together, the only visible segregation is english/french.

[Qmx323]

price discrimination ftw

[Blinky]

There's a food court in Richmond, I forget the name, my coworkers have taken me there. Prices are not displayed in english, and more often than not we'll pay more than is listed. One of my Asian coworkers pointed out the price discrepancy, she sees it all the time when eating there.

Its not an allegation, its truth.

So... I'll go with you and your experience. I do believe you.

"more often than not" you " pay more than is listed"

... why don't you complain if you "pay more than is listed"?
... why are you going back?

I can/do believe you, but if you're voluntarily taking it up the ass, you'd best look in the mirror. If I don't like a place/feel I've been ripped off/it's a poor value, I don't go back - whether it's run by white or brown or yellow people.

Incidentally I do agree that TO is more culturally integrated, but I think if you set foot in Richmond Hill you'll see a bit of Hongerization there.

[shenmecar]

Cash only, yet we don't accept $50s piss me off the most.

Exactly. Some places don't take $100s, fine. But $50s? What do you want? A bunch of $5s?

[taylor192]

So... I'll go with you and your experience. I do believe you.

"more often than not" you " pay more than is listed"

... why don't you complain if you "pay more than is listed"?
... why are you going back?

I can/do believe you, but if you're voluntarily taking it up the ass, you'd best look in the mirror. If I don't like a place/feel I've been ripped off/it's a poor value, I don't go back - whether it's run by white or brown or yellow people.
Cause I don't think I'm being ripped off enough. The price is still decent, food is good, and its not really worth kicking up a stink.

Don't mistake my previous comment about being offended that it happens, I was just pointing out that it does.

Incidentally I do agree that TO is more culturally integrated, but I think if you set foot in Richmond Hill you'll see a bit of Hongerization there.
Agreed. Likewise Mississauga is like little India.

[spoon.ek9]

There's a food court in Richmond, I forget the name, my coworkers have taken me there. Prices are not displayed in english, and more often than not we'll pay more than is listed. One of my Asian coworkers pointed out the price discrepancy, she sees it all the time when eating there.

Its not an allegation, its truth.

what's the name of this food court. i have never seen a single food court in richmond that posts up chinese numbers instead of numbers for the prices of their food. hell, even in hong kong and china i've rarely seen chinese numbers posted as the price.

... in Montreal almost all cultures thrive together, the only visible segregation is english/french.

french people pretty much hate everyone who doesn't speak french. my friend at telus had a french customer who yelled at her because she didn't know the language and despite offering to transfer the customer to a french speaking rep, refused and said "NO, YOU will help me".

[taylor192]

what's the name of this food court.
I'll ask tomorrow at lunch, maybe we'll go there.
french people pretty much hate everyone who doesn't speak french. my friend at telus had a french customer who yelled at her because she didn't know the language and despite offering to transfer the customer to a french speaking rep, refused and said "NO, YOU will help me".
Separate the Quebexicans from the rest of the french.

There's a lot of PQ supporters/separatists/Quebexicans that will belittle you if you don't speak french with them. Meanwhile they don't speak a word of english either. Hypocrites.

My favourite was dealing with Montreal cops. They would ask me questions in french and I would respond in english. Always makes for fun conversations. :)

[hirevtuner]

they should have an octopus card system here like they do in HK, so convenient
don't have to carry coins to take transit, buy breakfast or newspaper

[spoon.ek9]

they should have an octopus card system here like they do in HK, so convenient
don't have to carry coins to take transit, buy breakfast or newspaper

that's literally asking translink to make things simple for us, not gonna work for them :lol

[hotjoint]

I pay everything by cc. I hate the damn weed growing in the back washroom pho places that are cash only. I want me cash back dammit! :lol

[quasi]

most guys hate carrying coins tats why. Hell last time i was at canada post getting a stamp and an envelope total was like $.70 cents and i used debit lol


unless u are one of those guy who carries a man purse than tats a different story

:rolleyes:

Pockets? I'd never carry a man purse.

[Presto]

Pockets? I'd never carry a man purse.

Might as well use pockets for something other than lint! When I leave the house, I try to have a few bucks in my pockets comprised of loonies, toonies, and the occasional quarter.

[carisear]

But here in the LM, I can't be bothered if it's a cash-only venture. There are plenty of competing stores around that will gladly take debit or credit.


amen!

i specifically go to places that accept c/c's. i just don't like using cash.

i only go to cash places if they are seriously cheap, like the dollar store in lansdowne rofl.

[Mugen EvOlutioN]

Pockets? I'd never carry a man purse.

neither do i


apparently some faggots think its cool carrying around a man purse to show off their balln bag

[Meowjin]

ne, and tries to work out how much change to give me back. she blurts out "hmm, you should be able to work how much change to get back, you's asians are good at that!"

i say that all the time here :P

also if your offended by that you must be a sensitive pussy.

[jeff_alexander]

just carry a coin bag in your pocket. get 1 for like $3 and can fit all your coins.

[quasi]

just carry a coin bag in your pocket. get 1 for like $3 and can fit all your coins.

If the coin bag fits in your pocket then the coins would fit in your pocket with no bag. Isn't that like getting a money clip for the bills in your wallet?

[jeff_alexander]

If the coin bag fits in your pocket then the coins would fit in your pocket with no bag. Isn't that like getting a money clip for the bills in your wallet?

Well isn't getting a coin bag like putting your bills into your wallet vs just stuffing them into your pocket? Makes life a lot easier if you could just pull out that bag to sort your coins where you can visually see them vs reaching into your pocket random pulling out random coins.

Just a thought you know.

[q0192837465]

If u have cash in ur wallet, u'r more likely to spend it. That's why it is not a good idea to carry cash.

[AzNightmare]

^ Yes, I'm in awe at some people who carry 0 dollars all the time. At least have 20 bucks or something. Oh and speaking of 20 dollars. I hate it when everyone has 20's and not 10's or 5's.

lol, same here, but unfortunately, my ATM machine only gives out 20s.
I try my best to collect the 10's and 5's when I get a chance though.
It also makes me seem richer with more bills.. haha


If u have cash in ur wallet, u'r more likely to spend it. That's why it is not a good idea to carry cash.

No, if you have no self control, you are more likely to spend, period.
But in this case, better to spend the cash, when you see your money physically decrease.
Using cards, you just keep swiping like everything's free, and then that's how people go in debt when they can't afford to pay their bills at the end of the month.
They surprise themselves at how much they had spent in the past few weeks.

[dachinesedude]

There's a food court in Richmond, I forget the name, my coworkers have taken me there. Prices are not displayed in english, and more often than not we'll pay more than is listed. One of my Asian coworkers pointed out the price discrepancy, she sees it all the time when eating there.

Its not an allegation, its truth.

i want to know where you ate too. i've been to almost all the food courts in Richmond, i have never seen prices that are labeled as 一二三四五六七八九十, hell even in HK they dont use that except for like street markets or something

[slammer111]

Toronto is the most multicultural city, Vancouver is not even close. There's not even a sizable population of black people, nevermind arabs or other mid-eastern or african cultures.

Racism is more common here. I had never heard the term "honger" or "c'lai" before visiting here. I had never seen such segregation of cultures until visiting here. Toronto's cultures aren't nearly as segregated, and in Montreal almost all cultures thrive together, the only visible segregation is english/french.I haven't been to Toronto since 2003 and have no idea about Montreal, but I must say I agree with this. Vancouver is probably one of the most diverse but segregated cities out there. Nothing in Europe or Asia even comes close.

As for Asian restaurants charging foreigners higher (English) prices.. yeah I encountered that once in Toronto. Fortunately my friends and I are Chinese. :D I remember the prices were written in Chinese, and the amounts were lower than the English digits at the end of the lines. :lol

Credit is a North American thing. Everywhere else it's normal to use cash. In many parts of Asia, nobody even knows what a credit card is. One example I vividly remember was this gas station in Vietnam (Da Lat) where I had to fill up my rented moped. The gas jockeys all stood around with a gas pump in one hand and a THICK (we're talking 10+cm) wad of Vietnamese Dong (yeah that's what it's called :lol) in the other hand. My buddy and I were snickering during the entire fill-up.

[!SG]

you're greek right? then ill just assume i know everything about you based on the movie "my big fat greek wedding" =P

just cuz im asian, doesnt mean im good at math! it may be in my blood, and i may be able to work out things fast in my head, but doesnt mean i wont be offended and demand a discount on the spot!


i say that all the time here :P

also if your offended by that you must be a sensitive pussy.

[!SG]

i will agree, we dont have much for a black community here in vancouver.

richmond is pretty much asian. there are times i like going there, and there are times when i realize yelling and telling some bad driver off in english is absolutely pointless when they took their drivers test in chinese (yes, i saw it at the MV branch, u can now take ur test in chinese)

hongers, c lai's are terms used to describe someones looks and actions. the non asian version is pretty much a milf, or a cougar even. same thing, different face mask.

and yes, we will leave the french canadian out as they technically hate anyone that doesnt speak french

Toronto is the most multicultural city, Vancouver is not even close. There's not even a sizable population of black people, nevermind arabs or other mid-eastern or african cultures.

Racism is more common here. I had never heard the term "honger" or "c'lai" before visiting here. I had never seen such segregation of cultures until visiting here. Toronto's cultures aren't nearly as segregated, and in Montreal almost all cultures thrive together, the only visible segregation is english/french.

[quasi]

and yes, we will leave the french canadian out as they technically hate anyone that doesnt speak french


It's only fair because myself and lots of people I know hate them to.

[RabidRat]

There's a food court in Richmond, I forget the name, my coworkers have taken me there. Prices are not displayed in english, and more often than not we'll pay more than is listed. One of my Asian coworkers pointed out the price discrepancy, she sees it all the time when eating there.

Its not an allegation, its truth.

dude that's pretty gay. if i were in your situation i would've given 'em hell purely on principle.

[Meowjin]

you're greek right? then ill just assume i know everything about you based on the movie "my big fat greek wedding" =P

just cuz im asian, doesnt mean im good at math! it may be in my blood, and i may be able to work out things fast in my head, but doesnt mean i wont be offended and demand a discount on the spot!

damn right.

nothing wrong with stereotyping.

[goo3]

There's a food court in Richmond, I forget the name, my coworkers have taken me there. Prices are not displayed in english, and more often than not we'll pay more than is listed. One of my Asian coworkers pointed out the price discrepancy, she sees it all the time when eating there.

Its not an allegation, its truth.

That's nice, you found a place. Hongers pay the same price as everyone else. Computer parts, restaurants, bubble tea.. They sit down, speak their language, and pay the price on teh menu. If they wanna save money, they log onto NCIX, RFD, and Craigslist and wait for a deal. For some things, it's possible to bargain. But there's no mass conspiracy. If you're yellow and you go to Pearl Castle and try to bargain, they tell you to GTFO.

[SpuGen]

Here's an idea for those of you who use their Credit/Debit Card for just about everything.

Use. Cash.

You save more money this way because you know how much you're using, AND you don't have interest rates to pay. Win/Win. I only use my card when it comes to big purchases, Dates, and Gas/Cigarettes. I do use it every so often to get Air miles, but otherwise I only bring cash with me because I can physically see my money being used vs Magic Platinum powers.

And as for change, there's a change pocket built into your jeans. It's that little pocket on your right front pocket. It's called the change pocket and it's there for a reason. If you need to buy a Coin purse for your change, grow a dick.

[VR6GTI]

Here's an idea for those of you who use their Credit/Debit Card for just about everything.

Use. Cash.

You save more money this way because you know how much you're using, AND you don't have interest rates to pay. Win/Win. I only use my card when it comes to big purchases, Dates, and Gas/Cigarettes. I do use it every so often to get Air miles, but otherwise I only bring cash with me because I can physically see my money being used vs Magic Platinum powers.

And as for change, there's a change pocket built into your jeans. It's that little pocket on your right front pocket. It's called the change pocket and it's there for a reason. If you need to buy a Coin purse for your change, grow a dick.
I never pay with cash. I use credit card for everything. I think ive paid interest once in 5 years because i fucked up and forgot to pay my bill. Using my credit card has got me $1000 in GC to futureshop, a trip to mexico and my airfare to hawaii.
People still use cash these days :confused:

[Greenstoner]

my gf is my piggybank for the change,she is my purse

[Blinky]

Different people have different self-control with money. I have never paid interest on my personal credit cards for the years that I've had them... so for me, it's generally to my advantage to use them due to rewards/rebates/points/whatever. That said, I always carry cash too.

By the way, that pocket on the right front is actually a watch pocket and not a change pocket ;)

[spoon.ek9]

Here's an idea for those of you who use their Credit/Debit Card for just about everything.

Use. Cash.

You save more money this way because you know how much you're using, AND you don't have interest rates to pay. Win/Win. I only use my card when it comes to big purchases, Dates, and Gas/Cigarettes. I do use it every so often to get Air miles, but otherwise I only bring cash with me because I can physically see my money being used vs Magic Platinum powers.

And as for change, there's a change pocket built into your jeans. It's that little pocket on your right front pocket. It's called the change pocket and it's there for a reason. If you need to buy a Coin purse for your change, grow a dick.

you have your own form of self control, that's nice. paying credit cards on time isn't rocket science, it takes self control to not over spend and get yourself into debt. same principle.

[taylor192]

Here's an idea for those of you who use their Credit/Debit Card for just about everything.

Use. Cash.

You save more money this way because you know how much you're using, AND you don't have interest rates to pay. Win/Win. I only use my card when it comes to big purchases, Dates, and Gas/Cigarettes. I do use it every so often to get Air miles, but otherwise I only bring cash with me because I can physically see my money being used vs Magic Platinum powers.

And as for change, there's a change pocket built into your jeans. It's that little pocket on your right front pocket. It's called the change pocket and it's there for a reason. If you need to buy a Coin purse for your change, grow a dick.
Here's an idea for those of you who use Cash/Debit Card for just about everything.

Use Credit.

You save more money this way because you know how much you're using, AND you don't have interest rates to pay (if you always pay off your CC, which you should) AND you collect points AND have additional theft/car/medical insurance. Win/Win/Win/Win. I only use cash for vending machines. I have a TimCard linked to my CC, and a Verrus account linked to my cell phone/CC for parking. I use my CC all the time to get Aeroplan miles, and avoid bringing cash with me because I can be physically robbed. My CIBC Visa has budgeting software available online, and will txt/email me when I hit custom set spending limits, and I can do all this from my cell phone.

And as for change, I never have to carry any. There's a change pocket built into your jeans. It's that little pocket on your right front pocket. It's called the change pocket and it's there for a reason. I use it for my dope. If you need to buy a Coin purse for your change, stop using cash.

[spoon.ek9]

^ yup, not to mention building good credit for future purchases of cars, apartments, houses, etc. you don't get anything out of using cash all the time.

[hirevtuner]

http://fotosa.ru/stock_photo/Brand%20X_JI/p_413971.jpg

[7seven]

I tend to use credit card for most things, I just transfer what I spend daily from my chequing account to my cc accounts usually when I get home or the next day. From doing this, I currently have about 450,000 points lol, I could cash it in for a free 52in LCD TV

[q0192837465]

I'm a CC person too. It's just more convenient that using cash.

[VK79]

It has to do with culture and the way you are brought up.

I recall watching a show about the first Honda Fit in some part of China, the dude literally brought a dragger luggage full of cash to pay for it and nope, its not cause he is "rich" or "baller" its just the way they do things.

In Sgp, Mas, HK, China its not uncommon to carry a few hundred bucks in your pocket and yes, we are talking common folks not rich ballers. That may be part of the reason why I can still get a decent meal for ~3 bucks in asia but not here. You are indirectly paying for all your free miles, points, tv when the business work the extra 3-8% into the cost of everything.

[SpuGen]

Wow. So many replies to my post.
http://smartcanucks.ca/wp-content/uploads/2009/03/canadian-tire-money.jpg
Cash works everywhere.
Cash > Credit.

And some of you can't read.
I said I use a credit card, but how hard is it to bring cash around?

Cash for little things, Credit for big things. Durr. Common sense.
Forgive me for throwing out my 2 cents from my change pocket that is located in the little pocket in the front right of my jeans.