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: question about discount for insurance..

FerrariEnzo
02-17-2010, 02:51 PM
so b4 i moved to alberta for 3 years, i had a 40% or 45% discount.. cant remember.. then cancelled my policy coz i moved to alberta.. never had an accident.. i believe 2 speeding tix.. 1 was by police and the other was photo radar..

now im back in vancouver, rdy to get insurance... will i still retain my disocunt or will i loose it?
hchang
02-17-2010, 04:15 PM
I'm guessing that Because you had to register for a Alberta Drivers License and surrender your BC one, I believe that your discount would have to start at 0% discount again... but I could be wrong. Maybe depending on your driving record from Alberta, it can be transfered over?

Did you get a discount in Alberta?
kknater
02-17-2010, 04:36 PM
this is probably something you want to talk to an icbc insurance agent about.
fliptuner
02-17-2010, 07:25 PM
You'll still have a discount. Go to any Autoplan agent, give them your DL# and ask them what your CRS (Claim Rated Scale) is.
misteranswer
02-17-2010, 07:27 PM
You'll start off at the claim rate scale of 8.
TOPEC
02-17-2010, 07:59 PM
u can keep ur discount as long as u can prove u dont have any accident within that 3 years.
Edison_Chen
02-17-2010, 10:10 PM
You will be able to retain your discount, when you return back to BC. Sometimes when you purchase insurance, the agents will search your name and use your discount. Sometimes the ICBC system doesn't catch that you were out of province. Thus, your CRS discount can still be accumulating.

Are you moving back to BC permanently or is it temporary?
Qmx323
02-17-2010, 10:11 PM
maybe u talk to agent


gif u da better anser
FerrariEnzo
02-18-2010, 03:52 PM
You will be able to retain your discount, when you return back to BC. Sometimes when you purchase insurance, the agents will search your name and use your discount. Sometimes the ICBC system doesn't catch that you were out of province. Thus, your CRS discount can still be accumulating.

Are you moving back to BC permanently or is it temporary?
yes im moving back permenately..

i did get my old DL# back when i transfered my license back to BC

sounds like i can most likely keep my discount since a lot of you guys say this..

thanx for the input guys!