[hkRicer]

So I went to a used car dealership in north burnaby today with my friend. And the saleman is telling me there's a trick to pass aircare for any car for 1 year. It is to have the car store in Whistler for 1 day? then register? Then you can trick the system and you automatic pass aircare for a year. And you can keep doing this every year. And the cost is free. He's telling me he's been doing this for a long time. So what exactly is he talking about, I don't get it. :blush:

[Eff-1]

http://gameaxis.com/wp-content/uploads/2010/02/psyduck.gif

[spoon.ek9]

the trick is this (according to friends who have done it):

you tell the insurance dealer in whistler (or any other territory z city) that you got a job there. then you come back here and update your insurance. if they ask, you say the job isn't working out and they will ask you to get aircare done. now, they request that you do this but it isn't enforced so you're scott free for one year. friends w/ fully built engines do this but if you're getting a stock car i don't see why you wouldn't fix the problem/have the dealer aircare it before you buy it. they're just being lazy and cheap.

[TypeRNammer]

http://gameaxis.com/wp-content/uploads/2010/02/psyduck.gif

http://alexonsager.net/pokemon/images/fused/68.54.png

[mpr]

who has a territory z address they wanna share? :)

[FerrariEnzo]

isnt it such a big hassle?

alternatively, what you can do is if your aircare test is due before your insurance is up, just cancel your insurance policy and wait 1 day and renew before your aircare test.. then you have 1 more year longer before testing..

[1990TSI]

I had a friend from vancouver buy a car from me once and put my home adress as his. no aircare needed cuz it was in squamish and we don't have aircare. he changed his home adress shortly after and never had to worry about it.

I don't care about aircare the slight bit since I don't have it in squamish and I only own a 2010 car anyways, but it seems all you have to do is insure with a out of town PO box and change it days later to get out of aircare.

also, pour used oil in any drain with a fish on it, that means it's helping the enironment

[saveth]

You don't have to travel to a territory z town/city to do this. You can do this at your local insurance broker.

I've been doing this for years because it's a hassle to put he stock cat back on.
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[taylor192]

If you ever get caught your insurance is null and void, so why even bother, just drive without insurance and expired plates.

[!LittleDragon]

"trick" aka fraud

[Shun Izaki]

And there's now reasonable proof on RS you're going to do it :D

[punkwax]

I hope the reason you ask isn't because the car you were looking at won't pass aircare and he's teaching you this method so you buy it...

[saveth]

If you ever get caught your insurance is null and void, so why even bother, just drive without insurance and expired plates.

And how do you know this?
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[FeistyBearH22a]

And how do you know this?
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He doesn't. As usual he likes to talk out of his ass.

If you register your car under territory Z you're actually paying more for insurance. How is that considered defrauding ICBC?

[Blinky]

He doesn't. As usual he likes to talk out of his ass.

If you register your car under territory Z you're actually paying more for insurance. How is that considered defrauding ICBC?

http://www.icbc.com/autoplan/moving/moving-within

Updating your insurance

Your insurance policy must always show your current address (location) and vehicle use.
If your policy isn’t up-to-date, in the event of a claim you might not be covered.

I don't know of the relative rates and rate classes in different areas, but:
1) you can be denied coverage in event of a claim - your coverage is provided as a contract with specific conditions.
2) my understanding is that Lower Mainland insurance is generally more expensive than insurance in, say, Squamish. (I remember one of those stupid "how much do you pay for insurance" threads... and a certain member had relatively inexpensive insurance for a Genesis in Squamish).

[saveth]

The secret is to register your car back at your current location after you already purchased insurance for a territory z town/city. Once you purchased insurance, you do not need to get aircare because it's only required when purchasing new insurance or renewing your insurance. This can all be done in 1 day.
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[FeistyBearH22a]

^ exactly.

[ericthehalfbee]

People who modify cars and can't get them to pass Aircare are FAIL mechanics.

There's no reason to use some trick to get through Aircare - just fix your car properly. If you're too damned cheap to fix your engine, then what about the rest of your car (tires, brakes)? You gonna drive around in some POS car that's not even safe to drive on the road because you're too cheap to keep it in running condition?

[jasonturbo]

http://www.icbc.com/autoplan/moving/moving-within



I don't know of the relative rates and rate classes in different areas, but:
1) you can be denied coverage in event of a claim - your coverage is provided as a contract with specific conditions.
2) my understanding is that Lower Mainland insurance is generally more expensive than insurance in, say, Squamish. (I remember one of those stupid "how much do you pay for insurance" threads... and a certain member had relatively inexpensive insurance for a Genesis in Squamish).

Yes but, if you do the territory Z trick and move your address with ICBC back to the lower mainland, that is their opportunity to re-adjust your premiums... when you do your change of address.

As long as you ICBC that you are living in the lower mainland, and they provide you with coverage, thats it... they cannot revoke that coverage becuase the initial premiums only covered you for another territory, as they are the ones responsible for adjusting your premiums as your individual variables change,

[umpadupa]

To clear things up, when u register ur car there are 2 locations. 1 is ur address ur living in. the other is the location address(basically where the car is gonna be parked and used for the bulk of the time}

Territory Z is only if u will be using a BC insured+registered vechicle in out of province areas still in CANADA.

when u change ur address back to BC from a Terr that does not require aircare u have 30days to get it done.if not, sometimes police officers CAN issue a VI for aircare. the main area that needs aircare is Terr "D"(lower mainland)
also the address must be changed asap once u move from one Terr/registered location to another.

is this considered Fraud?
yes, because ur not showing good faith by lying about ur real locations and use.
like taylor192 said. u mite as well be paying ur insurance for nothing

[Boostaholic]

There is a reason Vancouver has one of the cleanest city with minimal pollution.

[racerman88]

is it worth the hassle of getting caught?

[xpl0sive]

i dont get how they can call it fraud. you take out a policy on Squamish say for $1000/year. you then change your address to Vancouver where it would cost you $1200 to insure. So you pay the $200 difference, and then you have VALID insurance in Vancouver. not having Aircare on the vehicle has NOTHING to do with it's use/storage location, which is what ICBC cares about

[falcon]

People who modify cars and can't get them to pass Aircare are FAIL mechanics.

There's no reason to use some trick to get through Aircare - just fix your car properly. If you're too damned cheap to fix your engine, then what about the rest of your car (tires, brakes)? You gonna drive around in some POS car that's not even safe to drive on the road because you're too cheap to keep it in running condition?

I'd like to see you get a bridgeported, single turbo 13b rotary to pass aircare.

[ericthehalfbee]

^ Nothing like being a little vague. Why don't you post up full details of the engine (and I mean full details) and show me the Aircare sheet results.

Outside of a full-blown race engine (which you shouldn't be driving on the street anyway) there's no reason you can't develop lots of power and still be reasonably clean - clean enough to pass Aircare.

[!LittleDragon]

lol... I can't believe people are trying to justify this. Look, do what you want, you're the one taking the risk. Just don't come complaining about how ICBC won't cover you.

[umpadupa]

i dont get how they can call it fraud. you take out a policy on Squamish say for $1000/year. you then change your address to Vancouver where it would cost you $1200 to insure. So you pay the $200 difference, and then you have VALID insurance in Vancouver. not having Aircare on the vehicle has NOTHING to do with it's use/storage location, which is what ICBC cares about


Once u change ur address/use locations if will ask u to get aircare within a certain period of time

[johny]

this worked 5-10 years ago. I highly doubt it works now, becuase they are no longer stupid. they would make your change your DL licence to the out of town address as well.

[jasonturbo]

Everyone in here that is speculating is a retard.

Your drivers lic. does not neet to match the location of where your vehicles are insured. I will provide you an example as to why..

1) I was living in BC/AB for about 18 months and kept my AB drivers lic. and had a vehicle registered/insured in BC, at my BC address... which obviously doesnt match my AB dri lic address.

2) Lets say you are ballin and have a home in West Van, and a summer home in Kelowna... so you have your dr lic as your west van address... well if you decide to buy a summer car for your kelowna house, it is insured and registered to the kelowna address as that is where the vehicle is used... not your west van address.

People here need to understand that ICBC and aircare are two seperate entities. Read your insurance policy, it doesnt say anything about airacre. You can change your address back and do the territory Z trick and you havent broken the law.. monday you were going to be staying with your friend in whistler for a few months, tuesday you changed your mind. Nothing illegal about that, you didnt lie to your insurer, and you have in fact been a great customer as you didnt waste any time telling them when you needed to make changes to your policy.

[E-40six]

Another Aircare exemption tactic

National Safety Code :troll:

[ericthehalfbee]

Talked to someone from ICBC today (a customer of ours). She said it was illegal and they have a system in place to flag such vehicles. She wouldn't tell me more when I asked, though. :)

She did say, though, that what people are doing is keeping the car insured somewhere like Whistler and driving it here. She said that will work until you get into an accident at which time ICBC will wonder why you're living/driving in Vancouver when the vehicle is insured in Whistler. She said they would treat it the same as someone getting recreational insurance on their vehicle (because it's cheaper) and then using it to drive to work everyday. She said that is considered fraud since you're using your vehicle for something other than what you stated when you bought insurance.

[xpl0sive]

umm did you mention the fact that you change the address back to Vancouver after the car is insured for the year?

[ericthehalfbee]

^ Yup.

[skylinergtr]

just a few weeks before your aircare expires cancel your insurance. Wait a week or a few days, and come up with a reason if they ask, and insure your vehicle for another year before the aircare expiry and then you got yourself another year.

[umpadupa]

^
Yes that works, and it's considered legal. And it's about the same price as aircare.
$30 canc fee and $18 new plate = $48 taxes in
Air care is $45 + taxes?

umm did you mention the fact that you change the address back to Vancouver after the car is insured for the year?

And when u do change it back, icbc will ask u to do aircare within a certin time period.
Icbc isn't stupid, it's up to u guys what u do. But when icbc decides to not cover ur ass after u paid $1500+ on ur insurance year after year; don't come on RS and bitch about how bad icbc is when ur the one who lied to them.
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[UFO]

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I don't think that is in question. The loophole seems to be that ICBC will not enforce that you do have your car Aircared within this time period and there are no consequences for not doing so. All the while your car is already insured so there really is no motivation for you to go through the Aircare.

The only thing I am unclear on is whether your insurance coverage policy can be voided because you do not have Aircare, as your insurance and Aircare are unrelated when it comes down to it. Just a matter of interest for me, as I drive an econobox that is Aircare exempt for a few more years.

[umpadupa]

I don't think that is in question. The loophole seems to be that ICBC will not enforce that you do have your car Aircared within this time period and there are no consequences for not doing so. All the while your car is already insured so there really is no motivation for you to go through the Aircare.

The question was even though he insure it out side of aircare zone for a year, then change the address back to van. Icbc will flag it and ask u to do aircare within a cretin time period.

The only thing I am unclear on is whether your insurance coverage policy can be voided because you do not have Aircare, as your insurance and Aircare are unrelated when it comes down to it. Just a matter of interest for me, as I drive an econobox that is Aircare exempt for a few more years.

Ur insurance policy can not be voided while it's already insured. The only thing they can do is notify u that they reduced Ur coverages to bare min(200k tpl/ no coll and comp)
I donno if they would do that because of aircare though. I have only seen this happen once but I forgot the case.
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