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10-04-2010, 10:03 PM
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#1 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2004 Location: van
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| CIBC vs TD
So i had phone interviews with these two places and can potentially have a face to face interview and hired by both locations as your normal CSR.
The thing that has got me hung up is that CIBC would be much closer to my home.
TD Canada, I feel has more potential to move up and not as focused on sales
So I'm wondering if any current employees can give me some insights into these two banks.
THANKYAAAAa
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10-05-2010, 09:53 AM
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#2 | | Captain Happy Bubble is my Homeboy
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I work for TD. It's easier to move up in the branch. Like if you start as a CSR you can be MCS (Manager ofcustomer sercive) or FSR less than a year and it depends on your perfomance too.
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10-05-2010, 10:56 AM
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#3 | | Need to Seek Professional Help
Join Date: Jun 2010 Location: Vancouver
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Do what you feel will help you with your future. If you want to move up in the job, then do TD. If it's just a job for now and you don't care so much about moving up, then save yourself that travel distance (gas if you drive) and work at CIBC.
Either way, best of luck to you!
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10-05-2010, 12:39 PM
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#4 | | I answer every Emotion with an emoticon
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do you want a career or just a student part time?
keep in mind that TD has long hours and CIBC close at a reasonable hour but some opens saturdays.
regardless, every branch at every bank have different work atmosphere. I have been working as a part time CSR for over 5 years and gone through probably 5-6 different managers. They all push for different things.
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10-05-2010, 03:04 PM
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#5 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2004 Location: van
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thanks everybody, I am waiting to do the TD behavioural test but will see which if any banks offer me a position first.
I graduated from university already and need a job to pay off my student loans and banks have always interested me. I asked both places and they said they will pay for some of the licenses that I need if I wanted to move up in the company which is pretty cool.
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10-05-2010, 09:51 PM
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#6 | | look at these diamonds, they shining
Join Date: Apr 2008 Location: Vancouver
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realized moving "up" in the bank from a CSR will still land u a job with shit earnings. i heard if u wanna make the mullah u have to be on comission.
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10-06-2010, 12:27 AM
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#7 | | HELP ME PLS!!!
Join Date: Jan 2005 Location: Vancouver
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TD is probably the highest paying bank in the industry for the higher up positions in Vancouver, not too sure about CSR.
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10-06-2010, 02:35 AM
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#8 | | My homepage has been set to RS
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| Quote:
Originally Posted by oniyou  realized moving "up" in the bank from a CSR will still land u a job with shit earnings. i heard if u wanna make the mullah u have to be on comission. | Depends what your position of shit earning is though lol..
I think financial advisors make about 40-50 + benefits a year. Which isnt bad.. I mean its CSR > maybe supervisor or team leadler w.e > after that is pretty much financial advisor I would say.. lol
But ya i think CSR's make like a bit less then 30..
Also I know for TD, if you make quotas and stuff like that (CSR position) you can make extra bonus's and a raise like 1-2 times a year.
(40-50 + benefits arent bad.. the average salary is like 30 without benefits i believe.. so your above average! hoorrayhh)
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Originally Posted by getalove i took a shit in the shower and i tried to use my heel to push it down the drain | | |
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10-06-2010, 08:41 AM
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#9 | | Need to Seek Professional Help
Join Date: Jun 2010 Location: Vancouver
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| Quote:
Originally Posted by sp00n thanks everybody, I am waiting to do the TD behavioural test but will see which if any banks offer me a position first.
I graduated from university already and need a job to pay off my student loans and banks have always interested me. I asked both places and they said they will pay for some of the licenses that I need if I wanted to move up in the company which is pretty cool. | so are you looking to work in the bank as a career or just a job until you pay off your debts?
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10-06-2010, 07:52 PM
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#10 | | look at these diamonds, they shining
Join Date: Apr 2008 Location: Vancouver
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| Quote:
Originally Posted by MelonBoy Depends what your position of shit earning is though lol..
I think financial advisors make about 40-50 + benefits a year. Which isnt bad.. I mean its CSR > maybe supervisor or team leadler w.e > after that is pretty much financial advisor I would say.. lol
But ya i think CSR's make like a bit less then 30..
Also I know for TD, if you make quotas and stuff like that (CSR position) you can make extra bonus's and a raise like 1-2 times a year.
(40-50 + benefits arent bad.. the average salary is like 30 without benefits i believe.. so your above average! hoorrayhh) | well when i grew up i always thought working at a bank is pretty prestigious, and have high salaries. i was thinking at least 70grand per year lol  | |
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10-07-2010, 12:08 PM
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#11 | | I answer every Emotion with an emoticon
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hey you young grasshoppers, for those of you who are in the bank, TD is decent with really long operating hours so you will most likely to find a fit for you eg// you can't wake up in the morning, SURE, working from 12 -8 is great.
few things:
1) you're new, you WON"T get FULL hours at the beginning, you'll get like 16 hours, then 24, then 32 and then finally if you do FIT in and if the CSR manager likes you then BAM, you'll start to get part time then full time.
2) KNOW where you want to go. Please do not stay at CSR forever, yes you can retired at TD as long as you're happy, well everyone can retire at Mcdonalds but in the banks, there are opportunites to move up and if you KNOW what you want, chase after it.
3) have a plan. Banks are a great industry but the road to move HIGH up is really really limited. You start at CSR then move to either personal finance or branch CSR manager, or do mortgages but after that, you are pretty much STUCK.
Bottom line, if you find yourself at a bank for over 4 years and you're the ambitious type, don't say I didn't warn you when you have worked for 6 years at a few positions and then realize, man, I can't quit and find a new job cause my skills are not really transferable and you wont' settle for anything less than 40-45K.
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10-07-2010, 11:53 PM
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#12 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2004 Location: van
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| Quote:
Originally Posted by impulseX so are you looking to work in the bank as a career or just a job until you pay off your debts? | definitely a career, though to be honest CIBC isnt my first choice.
I have a phone interview with Vancity next week so this certainly complicates things.
So I need some advice from you guys. I want to work at Vancity seeing as they guarantee more hours (though not full time) and pays a higher hourly wage. However, training does not start till mid-November. If things go well after my interview with CIBC and I am offered a job, should i take it and work for the time being then leave if Vancity decides to have me attend the training? Or would that make me look pretty bad?
Last edited by sp00n; 10-08-2010 at 12:10 AM.
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10-08-2010, 12:11 AM
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#13 | | RS.net, where our google ads make absolutely no sense!
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I just got into CIBC about 4 months ago. I knew from the beginning that I was going to quit after 1 year to do some coop... Stuff that would actually get me somewhere later in life.
The thing to remember is that your mindset should not be stuck in a CSR position.
Fuck... I have coworkers who have been there for 3+ years, same old CSR, all graduated too. Another 27 yr old as a CSR and a 34 yr old as a CSR... all graduated from UBC at like 24. Fucking sad I tell you.
My honest recommendation is that.. if you are a grad, use the CSR position as a stepping stone please - don't get locked into that position like others have.
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10-08-2010, 12:14 AM
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#14 | | My homepage has been set to RS
Join Date: Oct 2005 Location: Vancouver
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Honestly secure what you have now.. take the CIBC job but if Vancity decides to hire you and you believe Vancity is a better opportunity then take it.
It may look a bit bad from the CIBC people but the worse thing you can do is decline the CIBC job, then find out Vancity doesnt want you...
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Originally Posted by getalove i took a shit in the shower and i tried to use my heel to push it down the drain | | |
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10-10-2010, 12:15 AM
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#15 | | Need to Seek Professional Help
Join Date: Jun 2010 Location: Vancouver
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^ +1.
You always want to keep your options available. The banks aren't going to be waiting on you. So what if it looks bad if you join and then leave? It's not like you've been there long enough to use them as a reference, and they most definitely will not bother taking the time to let other banks know "Hey, don't hire this guy for blah blah blah reason"
If CIBC offers you the job right away, take it. If Vancity offers you the job too, and you feel hey, I want to be a part of that team instead, then switch over. Don't screw yourself over by being hopeful of one option and declining your others when it could bite you in the ass.
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10-10-2010, 07:19 PM
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#16 | | Everyone wants a piece of R S...
Join Date: Aug 2001 Location: Vancouver, Cana
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I work at TD, and starting wage was pretty low although i had little experience and was like.. 19 at the time. There are lots of opportunity to grow within TD but a lot of the higher up positions are in Toronto. I've been looking at the internal job postings and there are a ton of MIS jobs available. I can't remember if they were in toronto but must likely are.
Anybody wanting to make the big bucks... i dont' really recommend them working at the bank. You'd probably be better off working somewhere else. I'd say even at teh branch manager level you might get 80k. The MCS position pays around low to mid 50k. Like somebody said... msot people get stuck at the Financial Advisor role and its pretty much glorified customer service. Not a lot of the skills are transferable unless you're looking at another sales type job or dealing with people.
edit: If you wanna work for the bank and make really good money, you'd probably need a CFA for some of the financial analyst positions. The upper management levels need a masters in business and keep in mind there are very few of those positions available.
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10-10-2010, 10:06 PM
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#17 | | Banned (ABWS)
Join Date: Nov 2001 Location: Vancouver
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I'm currently with CIBC as CSR, started not too long ago. as far as i know the starting wage for CIBC is higher compared to TD. I agree that TD isnt as sales based but i'm guessing they do require some sales out of you. The branch i'm working at isnt quite sales based either, however, no matter which bank you go to it depends on the branch and what there goals are for the month.
PM me if you have any questions.
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10-12-2010, 08:37 PM
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#18 | | Everyone wants a piece of R S...
Join Date: Aug 2001 Location: Vancouver, Cana
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TD is getting more sales based.... just got word that our targets will be more than doubled... FYI
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10-12-2010, 10:26 PM
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#19 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2004 Location: van
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Thanks for all the tips peeps. Had my interview with CIBC today, lots of behavioural questions. Now I am waiting to do my phone interview with Vancity tomorrow morning.
I think I will take your guys' suggestions and take the job if I am offered it. Better have something than nothing.
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10-13-2010, 10:56 AM
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#20 | | Need to Seek Professional Help
Join Date: Jun 2010 Location: Vancouver
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Good luck!
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10-14-2010, 09:19 PM
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#21 | | I answer every Emotion with an emoticon
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Just so you know, Take CIBC. why? the name. If you are a honger and plan to go back to HK or even elsewhere even Toronto, would they even know what the fook Vancity bank is? G&F *Do you even know what G&F stands for" For some noobs, CIBC is not BRITISH Columbia, it's Canadian Imperial Bank of Commerce. The name will help you out in the future.
As per Dim sum, you would be EXTREMELY lucky to get 80K at the branch manager, not only would you have to be exceptionally good at what you do from ALL the years at a bank, but you NEED a great reputation and people sticking up for you to get you up there. You can't just get up there from applying. It's all about recommendation.
Jobs in Toronto? Good luck. Yes, there are TONS of opportunities in Toronto, but you have to remember the competition there is EXTREMELY fierce and your Chinglish won't get you anywhere just an FYI.
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10-15-2010, 03:27 AM
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#22 | | I *Fwap* *Fwap* *Fwap* to RS
Join Date: Jul 2008 Location: vancouver
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@ sp00n: How did your phone interview with vancity go? what kind of questions did they ask you?
I have a phone interview with them, and Im nervous lol. First time doing a phone interview><
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10-15-2010, 03:03 PM
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#23 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2004 Location: van
Posts: 181
Thanked 109 Times in 21 Posts
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| Quote:
Originally Posted by wuuhoo @ sp00n: How did your phone interview with vancity go? what kind of questions did they ask you?
I have a phone interview with them, and Im nervous lol. First time doing a phone interview>< | mostly behavioural questions, "tell me a time when....", "why do you want to work at vancity"..etc. pretty basic things to be honest.
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10-15-2010, 03:05 PM
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#24 | | What hasn't Killed me, has made me more tolerant of RS!
Join Date: Feb 2004 Location: van
Posts: 181
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Originally Posted by 6793026 Just so you know, Take CIBC. why? the name. If you are a honger and plan to go back to HK or even elsewhere even Toronto, would they even know what the fook Vancity bank is? G&F *Do you even know what G&F stands for" For some noobs, CIBC is not BRITISH Columbia, it's Canadian Imperial Bank of Commerce. The name will help you out in the future.
As per Dim sum, you would be EXTREMELY lucky to get 80K at the branch manager, not only would you have to be exceptionally good at what you do from ALL the years at a bank, but you NEED a great reputation and people sticking up for you to get you up there. You can't just get up there from applying. It's all about recommendation.
Jobs in Toronto? Good luck. Yes, there are TONS of opportunities in Toronto, but you have to remember the competition there is EXTREMELY fierce and your Chinglish won't get you anywhere just an FYI. |
haha this makes sense. CIBC would be better known throughout the world than Vancity would, though i dont think i will be working in HK at all. Born and raised in Vancouver and most likely will be staying.
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