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11-15-2010, 10:40 AM
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#1 | | NOOB, Not Quite a Regular!
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| icbc claim help
Hey i dont know if this would be in the police section...but here goes
Someone filed a claim against me saying that in the summer time i bumped into his bumper. He has my DL n name. But has no plate number
i told icbc i never did it. N i told them in summer time i drove my gfs car around. they want me to bring in my girlfriends car to check up. Thing is is that its not insured anymore. N my gf doesnt want to bring it in cause she basically doesnt care. N icbc said if i dont bring her car in its all automatically my fault
I just want toknow my rights, what im entitled to do and not do. Is it automatically my fault then even when they have no proof??what should i say to icbc?? They want her address too. Posted via RS Mobile | 
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11-15-2010, 10:45 AM
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#2 | | Ricer Mod
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How did this person get your name and DL number? I hope your not lying to RS about the facts here. Seems fishy that some random person has your DL and name for no reason.
Rule number 1 when dealing ICBC... Keep your fucking mouth shut. You fucked up when you told them you only drove your GF's car.
How can a claim be filed against you if you don't have a car in your name. Claims go against vehicles NOT people... that is why they want to see your GF's car so they actually have a vehicle to claim against.
Berz out.
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11-15-2010, 10:47 AM
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#3 | | NOOB, Not Quite a Regular!
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I gave then her info...but in terms of bringing in her car. What am i supposed to do Posted via RS Mobile | |
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11-15-2010, 10:48 AM
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#4 | | NOOB, Not Quite a Regular!
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I had to tell them i drove her car because her car was insured. With me as primary/principle driver Posted via RS Mobile | |
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11-15-2010, 10:48 AM
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#5 | | Ricer Mod
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If the car isn't insured and they really are concerned they can send someone out to look at it.
Berz out.
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11-15-2010, 10:51 AM
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#6 | | NOOB, Not Quite a Regular!
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They started with sending me letters. N i told them on the phone i never did it. So the lady said ok then its going to get thrown out. N then they sent me a letter saying that im found 100% fault. N they told me to go in n give them a statement. When i got there she was like oh bring ur car in. N i said uh no i have no car. N i gave them my statement Posted via RS Mobile | |
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11-15-2010, 11:02 AM
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#7 | | NOOB, Not Quite a Regular!
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Ok i dont mean to spam my own thread.
But my question is in theory. Say i ignore them from now on. What will happen? Can they really sue me or make me guilty or fine me? Posted via RS Mobile | |
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11-15-2010, 11:06 AM
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#8 | | Zombie Mod
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Ignoring letters isn't a good idea. Maybe you should bring the letter to your mommy, since you don't seem to understand the gravity of the issue at hand.
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11-15-2010, 11:06 AM
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#9 | | Ricer Mod
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Well without you admitting fault and a vehicle to claim against I'm not really sure what they can do...
That is unless you said something incriminating in your statement to them. IF in your statement you said "I didn't do it and I have no idea how this guy got my license and name" Then you should be ok...
Berz out.
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11-15-2010, 11:12 AM
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#10 | | NOOB, Not Quite a Regular!
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I never ignored any letters. I talked to them on the phone. Gravity of the issue?? Dont even try to give me that crap
they said if i dont bring in my gfs car they will find me at fault. If they do find me at fault do they sue me? Make me pay up the $ in order to do anything wiyh icbc(renewing...insuring...)? Posted via RS Mobile | |
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11-15-2010, 11:13 AM
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#11 | | NOOB, Not Quite a Regular!
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Like wtf how can they find me at fault with no proof Posted via RS Mobile | |
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11-15-2010, 11:17 AM
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#12 | | Ricer Mod
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The proof can only come from Statements and damage from cars. You still haven't answered how this guy got your license and name... Your not telling the whole story here.
Berz out.
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11-15-2010, 11:20 AM
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#13 | | NOOB, Not Quite a Regular!
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I really dont know. Icbc wont tell me any info about him. Protect his identity under the british columbian law Posted via RS Mobile | |
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11-15-2010, 11:39 AM
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#14 | | My homepage has been set to RS
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i've realized, dealing with icbc, they usually get what they want. sucks but true, N how did they get ur DL number.. you must have given it out???
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11-15-2010, 12:42 PM
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#15 | | RS controls my life!
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just go get a day of insurance, bring your gf's car in, show them there's nothing wrong and they'll drop the case
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11-15-2010, 12:44 PM
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#16 | | My homepage has been set to RS
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Dood. Go talk to a lawyer who deals with ICBC's slippery schemes.
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Preemo
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11-15-2010, 12:51 PM
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#17 | | I contribute to threads in the offtopic forum
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| Quote: |
but in terms of bringing in her car. What am i supposed to do
| Here's the deal... bring your GF's car in or it's 100% your fault. If you have nothing to hide, bring it in. If you are not going to bring your GF's car in, then it increases their suspicion that your GF's car is in fact involved in an accident with this dude.
If it's not insured, tell them that they can send someone to look at it. If after inspection, they don't find proof that the car is involved, you're free. Quote: |
Is it automatically my fault then even when they have no proof??what should i say to icbc??
| Yes because you have no proof either. Quote: |
What will happen? Can they really sue me or make me guilty or fine me?
| You won't get sued, your premium goes up. Quote: |
If they do find me at fault do they sue me? Make me pay up the $ in order to do anything wiyh icbc(renewing...insuring...)?
| Your premium goes up and will take 3 - 5 years to go back to normal depending on where you are at on the rate scale. If you decide to repay ICBC for the amount they use to repair the dude's bumper, your premium will not take the hit. If you choose to repay, you must do it before renewing or buying insurance. Once you renew or begin insuring a car, you cannot repay this claim anymore. Quote: |
Like wtf how can they find me at fault with no proof
| Although they have no proof, they have someone pointing you out, and that is more than what you have to proof your innocence. One thing you can do, if in all honesty you did not hit someone is bring this issue to court. Quote: |
I really dont know. Icbc wont tell me any info about him. Protect his identity under the british columbian law
| Yes, it's against the law to give out information of the other party to prevent them from being hurt. Yes, your case is small and you probably wouldn't do something like that, but when accidents that can cause someone to go bankrupt or forever be in a financial crisis, people will do such a thing.
This is why you never give out your address and phone number when exchanging information and make sure he doesn't write it down.
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11-15-2010, 01:09 PM
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#18 | | Willing to sell body for a few minutes on RS
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Tell them you have nothing to hide , the car isn't insured but they can come check it out no problem. If they say no dice you have to bring it in then throw a permit on it and take it in. Paying for a permit is a small price to pay for avoiding your insurance going up.
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The world ain't all sunshine and rainbows. It's a very mean and nasty place... and I donīt care how tough you are, it will beat you to your knees and keep you there permanently, if you let it. You, me or nobody, is gonna hit as hard as life. But ain't about how hard you hit... It's about how hard you can get hit, and keep moving forward... how much you can take, and keep moving forward. Thatīs how winning is done. Now, if you know what you worth, go out and get what you worth. - Rocky Balboa | |
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11-15-2010, 01:23 PM
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#19 | | Da Vinci's real masterpiece: The Mona Diesel
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Weird that your GF isn't willing to help you out in this situation. Almost seems like we are missing quite a bit of the story here.
Like Quasi said, get a day insurance and bring that car in to clear your name. Way cheaper vs paying premium.
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11-15-2010, 02:28 PM
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#20 | | Banned (ABWS)
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Let me guess what really happened:
You bumped some dude's car. You gave dude your license info. You "agreed" to settle privately. You somehow screwed dude over, didn't pay for repairs. You uninsured car thinking you can get off that way.
Dude made claim with ICBC. ICBC waited a month for you to report and give your statement. Since you didn't, they did it for you?
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11-15-2010, 03:05 PM
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#21 | | Banned By Establishment
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Ha...if I were to place a bet, I'd put the safe money on Bengy.
Original story has the odour of fraud.
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11-15-2010, 03:08 PM
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#22 | | ninja edits your posts without your knowledge
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WingHang,
I would suggest that you either post the whole story or just walk away. There are so many holes in your story and things that don't make sense. Either get your story straight by telling the truth or expect to get no help or sympathy from RS.
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11-15-2010, 03:10 PM
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#23 | | NEWBIE ACCOUNT!
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11-15-2010, 03:14 PM
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#24 | | Rs has made me the woman i am today!
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Piss me off reading this stupid thread. "N this, n that". Type out the story properly if you want us to give you feedback.
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11-15-2010, 04:27 PM
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#25 | | NOOB, Not Quite a Regular!
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No bengys version is wrong. Im going to give icbc all the info. If i owe money then so be it ill pay it up Posted via RS Mobile | |
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