[PK-EK]

VANCOUVER (NEWS1130) - ICBC has a reminder, and a warning, if you plan on driving in the snow this season. If you do crash while trying to negotiate slushy or snowy streets, your car better have the right gear.

If it turns out you're more than 25 per cent to blame for an accident on wintery roads, you can expect to pay the price with your insurance premiums. Mark Jan Vrem with ICBC says, "If you are in a collision, and the subsequent investigation determines that the lack of winter tires was one of the factors, it's a possibility that it could affect your liability."


That's something it seems few are aware of on Vancouver streets. A woman tells us, "I did not know that, I wasn't aware of it. But luckily, my husband is on the ball and I have snow tires."

Another person says, "I'll think more before I go driving down the hill... But I see people driving past me; I drive no faster than I can slide."

ICBC says driving without the right winter tires may not be the smartest move, but ultimately it won't affect your ability to make a claim, and shouldn't void your insurance.



http://www.news1130.com/news/local/article/131456--accident-without-winter-tires-could-hike-premiums

What's next?
mandatory snow tires like Quebec?

[1exotic]

repost.
http://www.revscene.net/forums/winter-tires-time-t628369p12.html

[PK-EK]

:facepalm:
FML

[jing]

If you get into an at fault accident your premiums are going to rise regardless
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[Roach]

If you get into an at fault accident your premiums are going to rise regardless
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Bingo. Any accident where you are deemed over 25% fault means your premiums will increase.

Kev

[Hondaracer]

what about in a truck with all-terrain radials?

if your going through snow with A/T radials and get into an accident who's to say you werent in 4X4 and had an obvious traction advantage VS even a 2 wheel drive with snowy's?

[asian_XL]

170 car accidents in the past 2 days in Calgary.
I'd be pissed if I were the insurers

[MindBomber]

170 car accidents in the past 2 days in Calgary.
I'd be pissed if I were the insurers

I think I'm going to add collision for a couple months..

[cococly]

so Accidents with Snow tires = No insurance premiums?

What is the purpose of this article? To sell more Winter tires?

[Nightwalker]

I thought this was common knowledge.

[jeffwilliams17]

For sure when you're 25% or more at fault your premiums will go up.. But with winter tires you might have a better shot at avoiding an accident in the first place.
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[Soundy]

so Accidents with Snow tires = No insurance premiums?

What is the purpose of this article? To sell more Winter tires?

You always pay premiums - that's how insurance works.

When you're found at fault in an accident, your premiums go up (unless you repay whatever ICBC had to pay out on the claim).

What they're saying is that if you have an accident, and it's because your car is properly outfitted for the conditions, that you could be assigned a larger portion of the blame... and THAT could affect your premiums.

ICBC has no interest in "selling winter tires". They DO have an interest in reducing accidents, because fewer accidents cost them less money.

[TRDood]

I don't get the point. The same results happen if you hit a pole with or without snow tires. It will still have premium increases.

I appreciate the reminder, but not the misleading/useless article.
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[FerrariEnzo]

if your not at fault, this would not apply...

[moomooCow]

If it turns out you're more than 25 per cent to blame for an accident on wintery roads, you can expect to pay the price with your insurance premiums.
if your not at fault, this would not apply...


:thumbsup:

[underscore]

Evenyone should put on winters, the traction levels of summer tires drops as it gets colder, and watching the Vancouver news from Kelowna is funny as hell when it snows because it looks like NOONE puts on winters or knows how to drive.

what about in a truck with all-terrain radials?

if your going through snow with A/T radials and get into an accident who's to say you werent in 4X4 and had an obvious traction advantage VS even a 2 wheel drive with snowy's?

4WD doesn't brke any better than 2WD. just sayin'

[asian_XL]

:facepalm: please don't drive on the road when it is snowing, u guys are moron.
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[racerman88]

they may deem it that your car is not properly equipped for the weather. Like if you choose to drive in pouring rain and you have bald tires, hydroplane and hit something or someone.
Essentially, it is a preventable accident.

[Inaii]

What if you don't have winter tires, but you are deemed not at fault, will ICBC still screw you over? (fyi my car has winter tires, I'm just curious :))

[TOPEC]

another scenario, what if u are waitting at a stop light, and someone read ends u, and pushes u into the car infront of u? i can see icbc trying to put some blame on u saying BS like if u had winter tires u wouldnt have been pushed as easily.

[Inaii]

Actually that one is all year round. If someone rear-ends you and you're pushed into the car in front of you, ICBC deems you at fault because you were obviously too close to the person.

[dinamix]

what if i sprayed this on my tires after the accident


http://tyre-grip.com/images/new_can/new_with_shoe.jpg

[FN-2199]

what if i sprayed this on my tires after the accident


http://tyre-grip.com/images/new_can/new_with_shoe.jpg
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Obviously, you'll haul the other driver over to distinctly lie that you sprayed your tires with that "sticky shit". Then you'll be 100% at fault and will say, "Fuck. I should have put it on before" :troll:

[geeknerd]

:facepalm:or maybe u can just carry it in ur trunk and say it was already sprayed on -.-

[TOPEC]

Actually that one is all year round. If someone rear-ends you and you're pushed into the car in front of you, ICBC deems you at fault because you were obviously too close to the person.

actually i think its who ever does the rear ending is fully at fault. so if theres a 4some rear ending going on, the 4th/last person would be paying for the other 3 cars.

[GabAlmighty]

what about in a truck with all-terrain radials?

if your going through snow with A/T radials and get into an accident who's to say you werent in 4X4 and had an obvious traction advantage VS even a 2 wheel drive with snowy's?
My pops said something about truck being alright, because generally it'll be a mud and snow type of tire if it's a proper truck tire. Could be just talkin out of my ass here but my new tires I put on my truck worked fine on saturday for me. (I was off road).
4WD doesn't brke any better than 2WD. just sayin'

Much more control though when in 4wd.

[MindBomber]

Actually that one is all year round. If someone rear-ends you and you're pushed into the car in front of you, ICBC deems you at fault because you were obviously too close to the person.

That makes no sense.

The shock of the impact could push my foot off the brake and force me into the car ahead. I could be hit by someone going extremely fast, pushing my car a long way. A large truck could hit me, pushing my car.

[threezero]

That makes no sense.

The shock of the impact could push my foot off the brake and force me into the car ahead. I could be hit by someone going extremely fast, pushing my car a long way. A large truck could hit me, pushing my car.

read the reply above. doesn't apply when you are in a 2+ car crash, the one at the very end is the one who is fully responsible.

otherwise in a 2 car situation the person doing the rear end is always at fault