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Vancouver Off-Topic / Current EventsThe off-topic forum for Vancouver, funnies, non-auto centered discussions, WORK SAFE. While the rules are more relaxed here, there are still rules. Please refer to sticky thread in this forum.
i'm pretty sure almost all online retailers need the security code or the cwl code that is on the back.
and it doesn't seem like this technology get's that?
so potentially safe from online purchases. but if they clone the card they can easilly be used at gas stations or retailers.
With a chip card every time you use it the number on the chip changes. So if you use your card before the scamer does your safe. Also the scamer need s your pin number too.
__________________ Until the lions have their own historians, the history of the hunt will always glorify the hunter.
A) if you are reading RFID chips, first you need to have a chip enabled card
B) I've got 3 chip enabled cards, so how does it differentiate between them?
C) I dont care if somone has my Visa information because thats all theyve got, and i'm going to get reimbursed on purchases made on my behalf
OMG SO I'M SO SCARED, TIME FOR A SHIELD WALLET!
It can tell there are different cards and pick them all up. NEXUS passes at the border use the same technology.
Quote:
Originally Posted by Manic!
With a chip card every time you use it the number on the chip changes. So if you use your card before the scamer does your safe. Also the scamer need s your pin number too.
Chip enabled =/= RFID. I have 2 chip visas, neither of which have RFID tags in them.
With a chip card every time you use it the number on the chip changes. So if you use your card before the scamer does your safe. Also the scamer need s your pin number too.
Actually I'd be pretty worried. Unless they somehow have a safeguard (hopefully that 3-digit code on the back of the card is not also in the RFID chip) it'll only be a matter of time before you start seeing this in the news. This scanning thing is not new at all. People have already used it to steal IDs off proximity cards (the ones that get you through doors).
I must admit having the RFID MasterCard is nice though. Sure beats having to whip out a chipped VISA then punch in some PIN.
If you want a ghetto fix, just line the card section with aluminum. Faraday cage ftw.
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people were talking about this when the Thought of implementing RFID en masse was occurring no1 cared and no1 does even now; being able to track someone is worth more than the odd scammer
as for not having your name etc, all the scammers have to do is walk through airports so they get your passport info
Quote:
Originally Posted by Hondaracer
C) and i'm going to get reimbursed on purchases made on my behalf
There was a pretty big group of people saying how bad of an idea RDIF tags were on any personal identification or cards years ago. They were ignored.
The chances of having someone steal your identity or your money now goes up, regardless if you are worried about it or not. Credit card and identity theft happen. Finding someones personal information on line is generally not very hard, as people tend to post it all over the place.
The bigger fear here (for Americans) should be their identification. For many Americans blending in, in a foreign country is now the safest way to travel (they often claim they are Canadian). If someone is able to scan your passport and know there are Americans in a crowd or that you ARE American weather you say so or not, could have them getting into otherwise avoidable situations in countries that may not always be friendly to American travelers.
With a chip card every time you use it the number on the chip changes. So if you use your card before the scamer does your safe. Also the scamer need s your pin number too.
You can manually enter a chip card & rfid # into a credit card machine with out the security code on the back or the user pin.
I do this all the time when people call in credit card payments.
Ultimately the chip does very little but make the user FEEL more protected than they actually are.
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One of my cards that never leaves the house has a chip and a pin now. The only nice part about the pin is I have no idea what it is. So fat chance for me to use it on a whim.
You can manually enter a chip card & rfid # into a credit card machine with out the security code on the back or the user pin.
I do this all the time when people call in credit card payments.
Completely different situation.
POS merchants have the ability to manually enter card numbers if the card can't be read (damaged magetic strip). This ability is not designed to allow over-the-phone or mail order business. If you went to your bank and got a POS machine for your business (a retail store) and then used it extensively for mail order or over-the-phone orders then you will soon find yourself in deep shit with your bank for using your POS machine in a manner not allowed by your agreement. The application process to accept credit card payments for a mail-order business is far more strict than that for a retail store, mainly because of the high incidence of fraud.
Ever see those signs in stores saying they aren't allowed to accept credit card numbers over the phone? It's because they got burned and their bank strongly cautioned them about doing it again.
Of course, many retail stores do this, for example for regular customers (we did it all the time for customers picking up their cars after hours). But if one of those over-the-phone cases ends up being a fraud your bank is going to have some serious questions about why you accepted a card over the phone in the first place.
People also use CC's for payments (like to your phone company). This is also a different situation. You're using your own credit card with your name on it to pay a bill also with your name on it. Good luck paying someone else's bill on the phone with your credit card (or paying your own bill with someone else's card).
It can tell there are different cards and pick them all up. NEXUS passes at the border use the same technology.
And you know this how? Bulk reading of RFID tags is difficult. It's not even considered accurate enough to use for inventory control (for example, having a box pass through a scanner and telling how many products of each type are inside).
Do you think NEXUS is using the same system as PayPass (for example)? There are a LOT of different RFID systems, and although I'm not familiar with what NEXUS is using (a search didn't find any real technical details), did it ever occur to you that their system might be far more advanced (and specifically designed) to do bulk reading?
And what possible use would there be for a credit card reader to have the ability to bulk read? In fact, for security reasons I think a credit card reader would be the exact opposite to prevent the possibility of reading someone else's card by mistake.
I bet all the people they stopped were only carrying a single RFID card.
This year we had a group of people that were using stolen credit cards in our store. They would take prepaid credit cards and reprogram the magnetic strip with a new number. They would always buy the same things. A carton of cigarettes a $100 plus keno ticket and a bottle of coke. They also hit a number of other stores in town before they were caught. One guy tried to buy $200 worth of stuff on his card. It got declined. I looked at the card and the $50 pre paid Value was blacked out.
Chip/pin and RFID are still safer than a standard Credit card.
__________________ Until the lions have their own historians, the history of the hunt will always glorify the hunter.