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Old 12-23-2010, 02:52 PM   #1
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Scotiabank Scene VISA Credit Card Application

i am not sure how many of you have the Scotiabank Scene VISA Credit Card

apparently a representative from Scotiabank phoned me and said I am eligible for the no-annual fee Scotiabank VISA Credit Card

on top of that, I get two free movie tickets and I heard from friends saying that the credit cards allow you to earn tickets easily.

i agreed and decided to give it a try.

--------

today Scotiabank phoned me, they said i have to meet one of the representative for a '30 minutes' conversation, and i need to sign couple of documents too.

i asked what kind of documents, and the representative said "it is a procedure that is required to get your credit card".

from my experience, i dun need a 30 minutes interview to get a credit card, and i am concerned that the guy will try and force me to purchase their "credit card BALANCE PROTECTOR" program.

have anyone applied for the card and need to go through this process?
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Old 12-23-2010, 02:55 PM   #2
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When my GF applied for the scene visa, she had to go to a scotia bank branch to sign documents and stuff. THAT was legit, dunno about your sitation. You can always say No to anything they push.

When I signed up for the same card though, they just sent it to me in the mail.
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Old 12-23-2010, 03:14 PM   #3
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I applied for the scene visa about a month ago. I did not have to go to any branch to sign any papers. I did all my application online, besides faxing in my latest pay stub, that was it.

You get 2 free movie tickets on your first purchase with the credit card. Your first purchase gives you 2000points, which equals to 2 tickets.
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i'd say its a bear... from what i've learned from winnie the pooh. you should be able to lure it with some honey.. and it'll be your friend for life!! then you'll meet his friends.. that crazy owl!! and that lazy ass donkey.. whats his name.. Eore or something.. if you meet his llitte piggy friend.. roast him and eat some ribs!! hahahaha.. wtf am i on!! hahaha i'm going nuts over here!!!
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Old 12-23-2010, 03:45 PM   #4
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A friend of mine has this card.. he hasn't paid for a movie in.. ever.
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Old 12-23-2010, 03:49 PM   #5
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yeah i got this card too.

pretty much don't ever pay for a movie ticket unless i burned out my points.
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Old 12-23-2010, 03:56 PM   #6
manage the cap you say????
 
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Damn...

Annual fee $0
1 SCENE point per every $1 spent
5 SCENE points per every $1 spent at Cineplex theatres
Earn 2,000 SCENE points on first purchase

Pretty awesome if you love to watch movies
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Old 12-23-2010, 05:42 PM   #7
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can anybody link me the site?


i hate spending 20gs every month on my cibc classic visa and not get any rewards in return. fuck em
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Old 12-23-2010, 05:43 PM   #8
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http://www.scotiabank.com/cda/conten..._LIDen,00.html
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Old 12-23-2010, 06:01 PM   #9
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Call CIBC, if you spend that much consistently and pay it off on time, they usually comp you to higher level cards, talk to your branch manager.

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can anybody link me the site?


i hate spending 20gs every month on my cibc classic visa and not get any rewards in return. fuck em
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Old 12-23-2010, 07:31 PM   #10
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Damn...

Annual fee $0
1 SCENE point per every $1 spent
5 SCENE points per every $1 spent at Cineplex theatres
Earn 2,000 SCENE points on first purchase

Pretty awesome if you love to watch movies
so essentially $2000 nets you approx $13 value movie ticket.Maybe you should take a look a the MBNA Smart Cash reward card, 5% cash back

http://www.mbna.ca/smartcash_cardlist.html
* Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††
* Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡
* Get up to 1% cash back for all other qualifying net retail purchases‡
* Receive a cheque from us automatically once your cash back totals at least $50 per month
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Old 12-23-2010, 07:43 PM   #11
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can anybody link me the site?


i hate spending 20gs every month on my cibc classic visa and not get any rewards in return. fuck em
You should try out Amex platinum if you spend that much every month. When I had a sub from my dad when I was in school, he constantly got dupont pens, free air tickets, and ferragano bags/wallets. I believe he did not even hit 15g so with 20g/m they would be literally kissing your ass.
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Old 12-23-2010, 07:49 PM   #12
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i got 300 back from my td rebate rewards. that's 25 movies. how many movies do you watch per year?

it's just marketing, guys. enjoy your "free" movies

Last edited by BNR32_Coupe; 12-24-2010 at 01:33 AM.
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Old 12-23-2010, 08:12 PM   #13
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haha no kidding, that "reward" is almost negligible relative to the amount of money you're actually spending on the CC
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Old 12-23-2010, 10:16 PM   #14
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^ or u can get movies for free with "underhanded" methods


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Old 12-24-2010, 04:57 AM   #15
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Plus most people just buy those $8.50 passes anyways making the savings even shittier for this card
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Old 12-24-2010, 08:08 AM   #16
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screw the movie tickets.

MBNA Smart Card FTW. Just got my first $50 check.

TD Rebate Rewards is only 1% back just 0.5% on the first $3000. Plus it gets applied to your credit card ONCE a year. MBNA sends you a cheque in the mail once a month if you have reached $50 rebate or more.
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Old 12-24-2010, 09:16 AM   #17
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screw the movie tickets.

MBNA Smart Card FTW. Just got my first $50 check.

TD Rebate Rewards is only 1% back just 0.5% on the first $3000. Plus it gets applied to your credit card ONCE a year. MBNA sends you a cheque in the mail once a month if you have reached $50 rebate or more.
Yeah I can't wait to get my MBNA in the mail just got approved for 2000

for the 5% cash back on the first $600,if you can't spend all $600, just buy gift cards
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Old 12-24-2010, 10:19 AM   #18
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so essentially $2000 nets you approx $13 value movie ticket.
That would be $1000 (2000 get you two tickets already). So depending on how you look at it...its slightly better than 1% return.

But of course....you can also get those movie tickets for $8.
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Old 12-24-2010, 01:30 PM   #19
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19.8% interest rate after 21 days? wtf! thouught you usually gey a month to pay off your credit card
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Old 12-24-2010, 02:44 PM   #20
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can anybody link me the site?


i hate spending 20gs every month on my cibc classic visa and not get any rewards in return. fuck em
err you spend 20k a month and you have a cibc classic visa? lmao.
you've been losing out on some major rewards my friend..
do not get this scene visa.
get either the TD infinite, CIBC infinite, or RBC infinite. 25,000 points gets you a ticket anywhere in north america with CIBC, and 25,000 poitns gets you up to $750 for a ticket anywhere...

you definitely have some options.
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Old 12-24-2010, 05:05 PM   #21
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^ he's more interested in a free movie / month as oppose to a free air ticket / month
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Old 12-24-2010, 05:57 PM   #22
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