[i-vtecyo]

Well its hard to believe but it happened to me on april 14. I didnt realize that the $100 they gave me was fake until today. I took out $500 and asked for (5) 100 bills on thursday april 14th. They counted it right in front of me and i have never heard of banks giving fake money so i trusted them. Anyways today i went back to the bank and asked if my $100 bill was fake because the gas station wouldnt accept it. The teller said yes and also stated that there were two fake 100 bills given out recently from their branch. Then i told her my story and she went to speak with the manager. The manager did not believe that i withdrew the money from them until i showed them the receipt. Even so, she denied that it was their fault and stated that when they count the money for us, it is our resposiblity to check if they are fake. I was really pissed off at that time and started to raise my voice because they are a bank shouldnt they be checking for counterfeit money before passing them on to other people? She even denied that 2 counterfeit bills were given out recently and said we probably misheard even when i had a friend beside me who heard the same thing. Anyways after minutes of arguing, they talked with the head manager and i got my $100 back. After that when i got home, i and told my parents what happened. Immediately they called the TD branch and they hung up after my dad mentioned about the them illegally passing out counterfeit money.

[fsy82]

What was the point of your dad calling? Why piss them off more? You got your money replaced and the educated thing to do was to email their head office and tell them the situation. That way there can be an internal review done.

[Anjew]

of course TD would not want to admit they handed out counterfeit bills or it'll be the end of them....

[i-vtecyo]

What was the point of your dad calling? Why piss them off more? You got your money replaced and the educated thing to do was to email their head office and tell them the situation. That way there can be an internal review done.

Im not sure why my dad called, but im guessing he wanted to speak with the manager.


of course TD would not want to admit they handed out counterfeit bills or it'll be the end of them....

What would you guys have done if this ever happened to you? i know i probably shouldnt have raised my voice, but i couldnt think of any other option. The manager kept saying it is my fault because i should have been more responsible and checked if they were fake before taking them.

[murd0c]

if you have a issue talk to the BBB and CTV news as well. They love hearing stories like that. Especially since news has been fairly slow these days.

[optiblue]

some bills nowadays look very real!

[CP.AR]

^ tell me about it.
I got ripped off on a Craigslist deal gone bad.

got some fake bills even the local RCMP detatchment thought was real (2 constables checked them with touch + look) until they put it under a black /UV light

[xilley]

when i was selling my phone a while back
a white guy and a brown guy both called about it
met up with one, handed me fake cash and i threat to call the cops , the white guys ran away with his gf
then a brown dude, didnt even take his fake coutnerfeits and just walked away
HAHAHA then after the counterfiets were used as filters hehehe

[Groot]

he walked away cause he shat bricks LOL

[rawr]

That's weird, I always thought the machines they draw cash from was able to tell the difference between legit and counterfeit bills...

[cunninglinguist]

I never seen a fake before. What gave this bill away?

[danizer]

I never seen a fake before. What gave this bill away?

gas station attendant prolly ran it under UV light and there probably was no illumination
best bet is that one of the tellers were lazy and didnt bother to check the bills they got
side bet TD is a sham :troll:

[Harvey Specter]

On the topic of fakes...I've received a few fake $10 bills in the last couple of weeks. The average person wouldn't know it's a fake bill but the biggest thing missing on the bills I received was the hologram strip that runs down the bill was missing.

[CP.AR]

^ on my fake 100s they had the hologram strip which changed to multiple colours, the microprint, the braille/bumps, the twopiece "100" on front and back (that lined up to make 100 when you shine it through) and the watermark when you put it up against the sun.

Only thing that was wrong was the UV and "removable" hairs on the bill
hell even the paper felt real.... for a while

The 1st batch of "new" 10s didn't have the holograms btw... but they should have pretty much been all phased out by now since stores were told to keep them and turn it into the bank to exchange for the ones with the stripe

[orange7]

On the topic of fakes...I've received a few fake $10 bills in the last couple of weeks. The average person wouldn't know it's a fake bill but the biggest thing missing on the bills I received was the hologram strip that runs down the bill was missing.

I think some legit $10 bills don't have the hologram strip that runs down the bill.

[Harvey Specter]

^
Oh, I didn't know that.

Yah, some of the fake bills are really good and really hard to tell if their fake.

[Teriyaki]

Now I don't know what happened here, and mistakes happen from time to time but one detail jumps out at me.

Were you in sight of the hundred dollar bill at all times when you handed it over to the gas station attendant?

I don't want to brandish all gas stations as crooks, but theres been quite a lot of cases where gas stations were skimming cards, etc.

[flawless]

^The first batch of $5s and $10s didn't have a hologram strip running down it.

[BorLorBao]

It does happen. I have a habit of checking every bill I get whether it is from atm, teller, cashiers or anyone. A lot of people are not aware that they get fake bills. They just take the money and go and when they try to use it somewhere else then they find out it is fake when it is not accepted. It only takes me a quick feel with my thumb to check a bill.

[rslater]

Happened at RBC with me. Took out $4000 in $100's and went to deposit it at another bank and one of them was fake.

[HonestTea]

^ tell me about it.
I got ripped off on a Craigslist deal gone bad.

got some fake bills even the local RCMP detatchment thought was real (2 constables checked them with touch + look) until they put it under a black /UV light

What did the RCMP do? Did you get your money or item back?

[CP.AR]

^

of course they had to seize the counterfeits.
Basically they told me that there has been a HUGE spike in really good looking fakes out there, so real that they honestly couldn't tell without the UV lamp... the bills just felt old and used, rather than fake. They also told me that the stubble isn't hard to reproduce at all, so don't ever go off that.

The thing that should be a dead giveaway is how the denomination is printed on the holographic strip. The numbers should be clearly raised in a uniform manner, but not affect the other side of the bill. And also, the number should be place ON TOP of the strip, not with it...

I never got the money back, never got my item back... I have handed all the info over to the popos now though, I had quite a bit of info about the guy just by digging through and using my mad internetz skills considering he's a bit of a n00b counterfeit user (don't want to go into details)

[Drow]

ive been taught 2 ways to spot fake bills.

1. hold the bill up to the light and if you look at the white " spot " next to the number ( be it 5, 10, 20, 50, 100 ) you should see a face. Works only on newer bills apparently.

2. on the far left side of the bill where it says " bank of canada - banque du canada " if you run your finger through it, you should feel bumps on the letters.

[i-vtecyo]

Now I don't know what happened here, and mistakes happen from time to time but one detail jumps out at me.

Were you in sight of the hundred dollar bill at all times when you handed it over to the gas station attendant?

I don't want to brandish all gas stations as crooks, but theres been quite a lot of cases where gas stations were skimming cards, etc.

Yea i went up, asked for $20 on #4, pulled out the first hundred bill from my wallet and handed it to the cashier. Cashier received it, felt it, held it up against the light and said it was fake. After i took a closer look, i notice that there wasnt a face when i held it up against the light. texture felt softer than the other hundreds and hologram had a black boarder running down thru it. Also no one had access to my wallet, it was kept in my jeans the whole week.

[b0unce. [?]]

ive been taught 2 ways to spot fake bills.

1. hold the bill up to the light and if you look at the white " spot " next to the number ( be it 5, 10, 20, 50, 100 ) you should see a face. Works only on newer bills apparently.

2. on the far left side of the bill where it says " bank of canada - banque du canada " if you run your finger through it, you should feel bumps on the letters.

Do the bumps on the letters smooth out or fade off over time after being circulated a lot? Or does this only apply to fresher bills?

[geeknerd]

also if u put it under infrared camera, one of the two serial number disappears.

[nack]

O_O never heard of banks doing this before

[dark0821]

so at the end of the day, i guess you just have to watch out for these kind of stuff? I dont know though, how does an average consumer defend against this? pocket size UV light or smth? Man scary shit lol, especially being asian, I use cash alot more than cards cuz most places I go to dun accept cards =.=

[CP.AR]

Always have a bill you know is legit in your wallet. When you receive bills, give that one a quick feel while you put the new cash into your wallet.

Fake bills feel real on their own - but once you hold it against the real deal it's quite a bit easier to tell.
The Mint uses quality paper that's woven with bits of fabric and other material. I think they do this on their own, and the equipment is costly - so counterfeit artists can only go so far as to make a bill feel legit when it's new and fresh.

[Preemo]

I bought a black light that hangs on my key chain. Super handy sometimes.

[CP.AR]

^ do the ones from the dollar store actually work? I always thought they would be inadequate... given it's just one little LED

[drunkrussian]

not surprised. A lotta bank employees are either university students who hate their jobs or really stubborn, lazy, dumbass older people who's career went to the shits. The combination of the two means carelessness, and lack of customer service. I've heard so many terrible stories of sheer lack of carefullness like this, that I use PC which doesn't have tellers lol

[Drow]

;7402471']Do the bumps on the letters smooth out or fade off over time after being circulated a lot? Or does this only apply to fresher bills?

i dont think they would fade anytime soon.... only under extreme wear and tear would the bumps be gone... but doubt it

[HondaGuy]

From what I've been told (at my bank) is when person A deposits $10000 cash, the banker will check if any bills are real or fake (oftentimes).

The ATM machines doesnt know if its real or fake. It just a machine where bankers will place money into the drawer and wait for you to withdraw.

[GLOW]

From what I've been told (at my bank) is when person A deposits $10000 cash, the banker will check if any bills are real or fake (oftentimes).


i was surprised when i deposited $3,000 one time they didn't check the bills and just threw it in a plastic bag and processed it. i was hoping/expecting to have it checked with a machine or something.

i'm really surprised the bank didn't step up and take some sort of responsibility, but i guess it depends on the bank manager - which is hit or miss in my experience.

[MindBomber]

Well its hard to believe but it happened to me on april 14. I didnt realize that the $100 they gave me was fake until today. I took out $500 and asked for (5) 100 bills on thursday april 14th. They counted it right in front of me and i have never heard of banks giving fake money so i trusted them. Anyways today i went back to the bank and asked if my $100 bill was fake because the gas station wouldnt accept it. The teller said yes and also stated that there were two fake 100 bills given out recently from their branch. Then i told her my story and she went to speak with the manager. The manager did not believe that i withdrew the money from them until i showed them the receipt. Even so, she denied that it was their fault and stated that when they count the money for us, it is our resposiblity to check if they are fake. I was really pissed off at that time and started to raise my voice because they are a bank shouldnt they be checking for counterfeit money before passing them on to other people? She even denied that 2 counterfeit bills were given out recently and said we probably misheard even when i had a friend beside me who heard the same thing. Anyways after minutes of arguing, they talked with the head manager and i got my $100 back. After that when i got home, i and told my parents what happened. Immediately they called the TD branch and they hung up after my dad mentioned about the them illegally passing out counterfeit money.

Two words.

Credit Union.

[twitchyzero]

are counterfeits usually 50/100 versus 10 and 20's?

[Timpo]

are counterfeits usually 50/100 versus 10 and 20's?

everything...even coins

http://1.bp.blogspot.com/_Cgkg7Ju_kac/S89CsmvhVII/AAAAAAAAEFg/-e-uc-vdoec/s1600/fake+toonies_canada+2+dollar+coin.jpg

[Manic!]

Family's owned a gas station for 20 plus years and have had only 2 or 3 counterfeit bills. Counterfeiters now mix suntan lotion with the paper to get by black lights. Best ways to check are to use your nails to feel for ridges on the shoulder of the person on the bill and to see if the hologram strip is on both sides.

[Manic!]

^ on my fake 100s they had the hologram strip which changed to multiple colours, the microprint, the braille/bumps, the twopiece "100" on front and back (that lined up to make 100 when you shine it through) and the watermark when you put it up against the sun.

Only thing that was wrong was the UV and "removable" hairs on the bill
hell even the paper felt real.... for a while




Are you 100% sure it was counterfeit?

[darkfroggy]

I have heard that bills that have gone under the washer lose some UV capabilities. However, they are still legal tender.

[HondaGuy]

i was surprised when i deposited $3,000 one time they didn't check the bills and just threw it in a plastic bag and processed it. i was hoping/expecting to have it checked with a machine or something.

i'm really surprised the bank didn't step up and take some sort of responsibility, but i guess it depends on the bank manager - which is hit or miss in my experience.

Exactly my point.

I deposit a specific sum each month for commercial/business purposes and maybe cause its done over 10 years that they know me and my record has proven well on their computer that they dont check.

BUT... I would like to know if any are fake cause then I can chase down the person who gave it to me.

And most of all, I wouldnt want to do anything illegal on my part.
But yes, its up to the staff or manager to check...so its their discretion.

[i-vtecyo]

Exactly my point.

I deposit a specific sum each month for commercial/business purposes and maybe cause its done over 10 years that they know me and my record has proven well on their computer that they dont check.

BUT... I would like to know if any are fake cause then I can chase down the person who gave it to me.

And most of all, I wouldnt want to do anything illegal on my part.
But yes, its up to the staff or manager to check...so its their discretion.

If this is how they do their "jobs", lets say next time this happens to any of us except we catch them on the spot, what legal action could we take?

[Chestnut]

counterfeit bills do get into the circulation once a while and it isn't unheard of when a bank/credit union hand out a counterfeit to an unsuspecting customer. Sorry to say, but everyone makes mistakes and I'm sure it wasn't on purpose. Institutions usually report and take the counterfeits out of circulation as soon as they are spotted and would never let go back out on purpose.

If you receive a counterfeit bill from a bank machine or a teller and only notice the fake after exiting the bank, go back to the institution right away and notify them of the bill/s in question. Usually the institution will have no problem exchanging the bill. The longer you wait to go back the harder it will be for you to exchange it, makes sense.

[CP.AR]

Are you 100% sure it was counterfeit?

yup
two police officers checked it out, thought it was real
3rd one popped into the office (just at the right moment) and said just to make sure - check the black light

checked it, and boom the UV words were missing (should say BANK OF CANADA) on the left side (near the hologram area)

that and of course how the "100" was printed "with" the hologram strip rather than "on" it

Oh yeah and the 100 wasn't raised too terribly well, if you closely look at it it just seemed like they rubbed it against some dots to make it feel slightly thicker



I was really stressed about this for a while, so much that I couldn't sleep.
Thank god for supportive parents.

[Jayhall]

shit happens, dont use cash if you are that afraid of fakes.

[Manic!]

yup
two police officers checked it out, thought it was real
3rd one popped into the office (just at the right moment) and said just to make sure - check the black light

checked it, and boom the UV words were missing (should say BANK OF CANADA) on the left side (near the hologram area)

that and of course how the "100" was printed "with" the hologram strip rather than "on" it

Oh yeah and the 100 wasn't raised too terribly well, if you closely look at it it just seemed like they rubbed it against some dots to make it feel slightly thicker



I was really stressed about this for a while, so much that I couldn't sleep.
Thank god for supportive parents.

The Bank of Canada does not recommended using a black light to check currency. I have a feeling your money was real. The police should send it to the Bank of Canada for verification and let you know.

http://www.rcmp-grc.gc.ca/qc/pub/contref-counterf/contrefacon-counterfeiting-eng.htm

What to do if

... you are in possession of a counterfeit note or a suspected counterfeit note?

If you think that you have detected a counterfeit note, you should, if possible:

* Keep the note and record all relevant information (denomination, serial number, etc.).
* Record the details on how you received the note: time, context, description of the person who gave you the note, description of any accomplices, vehicle license plate number, etc.
* Contact your local police.
* Give the note to the police. Ask for a receipt. The note will be returned to you if it is determined to be genuine by the Bureau for Counterfeit and Document Examinations.


http://www.bank-banque-canada.ca/en/banknotes/education/pdf/general_public_leaflet.pdf

[ooops]

if i sell anything over $100 on Craigslist I always ask that we meet up at the mall and withdraw at the bank together. I just tell them the counterfeit situation, and normally they understand. If not, I rather sell to the next buyer.

[TRDood]

You had 4 other real bills to compare with. Did you not check the bills you receive?

I always check my bills.
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[LiquidTurbo]

everything...even coins

http://1.bp.blogspot.com/_Cgkg7Ju_kac/S89CsmvhVII/AAAAAAAAEFg/-e-uc-vdoec/s1600/fake+toonies_canada+2+dollar+coin.jpg

Man that's awfully hard to tell it's fake, esp if the weight is identical....

[i-vtecyo]

You had 4 other real bills to compare with. Did you not check the bills you receive?

I always check my bills.
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)
yea that's true, so it's partially my fault but it is a bank after all. Who would think a bank would give out counterfeit bills..
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)

[CP.AR]

The Bank of Canada does not recommended using a black light to check currency. I have a feeling your money was real. The police should send it to the Bank of Canada for verification and let you know.

http://www.rcmp-grc.gc.ca/qc/pub/contref-counterf/contrefacon-counterfeiting-eng.htm

What to do if

... you are in possession of a counterfeit note or a suspected counterfeit note?

If you think that you have detected a counterfeit note, you should, if possible:

* Keep the note and record all relevant information (denomination, serial number, etc.).
* Record the details on how you received the note: time, context, description of the person who gave you the note, description of any accomplices, vehicle license plate number, etc.
* Contact your local police.
* Give the note to the police. Ask for a receipt. The note will be returned to you if it is determined to be genuine by the Bureau for Counterfeit and Document Examinations.


http://www.bank-banque-canada.ca/en/banknotes/education/pdf/general_public_leaflet.pdf

no man they were fake - as i said before it was a combo of the UV print missing AND the way the denomination was put onto the strip.

[HondaGuy]

If this is how they do their "jobs", lets say next time this happens to any of us except we catch them on the spot, what legal action could we take?

From what I been told is a safe bet would be to ask the clerk to verify the $500 (example) if its legal tender. They do have machines that verify it...UV blacklight currency scanner (I bought one too for my work place).

Most of the time, its extra work for them but just nicely say that you are worried about getting counterfeit bills and has happen to you before and just want to play it safe.

But of course, if they dont comply then simply ask the Manager for recourse

Honestly, when the OP's father called head office and filed a complaint or a formal resolution, I think thats a good idea.
If this happened to me, I would just talk to the upstairs branch manager and sit down and discuss matter calmly. Try not to throw words out at the front teller desk since other ppl might overhear and think poorly of the bank.
Instead ask if we can talk quietly in a small room/office and bring up that its no ones fault (might have been a mix up somewhere in past transaction) and would like to get it resolve.

Remember, no one likes to admit fault so just resolve peacefully (hopefully :) )

[nammerstar]

its an innocent mistake. you might think a bank is perfect, but it's ordinary people working at a bank after all. So the money that they give out is money that they get in also. So even if that money has been through many hands, but a counterfeit will have a chance to slip through and gets circulated back out to the public... just take it as an unfortunate situation and move on...

[jack3d]

Next time take them out in 20s just to be safe. Most places dont check if 20s are fake or not so shouldnt be a problem. I know it doesnt solve the problem but what can you do, right?

[cunninglinguist]

Those fake toonies look like a lot of work for little reward.

[Drow]

Those fake toonies look like a lot of work for little reward.

The more you make the lower the actual cost will be per toonie.
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[InvisibleSoul]

yea that's true, so it's partially my fault but it is a bank after all. Who would think a bank would give out counterfeit bills..
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)
That's true... who checks bills that they get from the bank? I know I certainly don't. I was also under the impression that the bank is one place you wouldn't get counterfeits from... but I guess now I'll be thinking twice about that.

[jeedee]

Can the people that are saying "banks should know better not to give out counterfeit bills" shut the fuck up?

This was a coincidence...it easily could've happened at ANY other bank/branch. Hundreds...maybe thousands of bills are depoisited each day, there easily could've been a counterfeit that slipped by. They don't have time to check each piece of paper that gets deposited.
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[goo3]

They at least screen every $100 bill they get, no? He did say TD not GhettoBank :lol