Hi, i need help. Me and my gf booked a flight yesterday for november. My gf found out that she can't take the flight because of her radiation therapy and her doctor told her it will take 3-6 months for her to recover. We haven't bought the insurance yet, and we will tomorrow. Should we talk to our agency to see if we can rebooked it? But it says on the policy no refund or no rebooking allowed.

Should we get the insurance first?