[Jermyzy]

Just had dinner at Gyo-O in Richmond with the wife. First off, there is a big sign in the front saying "cash only". Table next to us is a young chinese couple. When they ask for the bill, they ask if they can split the bill half cash, half debit. The waiter kindly points out the sign saying "cash only". They say they don't have enough cash, so the waiter points out there is a TD just around the corner. The girl then tells the waiter she doesn't want to get dinged using the ATM... :suspicious: .

So they start counting out all their coins, and after emptying out their pockets, they're still short $1 of the total bill (not even including tips of course). The guy then goes up to the manager and says "I'm really sorry, but this all the money we have. Is it okay if we're only short a dollar?" Of course the manager says no, and again points out that there is a TD right around the corner, and again they say they don't want to get dinged on the ATM fee, to which the manager pretty much told him she didn't really care if he got dinged or not.

The guy goes back to his gf and mumbles how embarassing this is and they might have to stay to wash the dishes. So then the gf goes up to the manager and starts pleading with her saying "it's only a dollar, can't you just let us go?". I'm about to just give them $5 to spare the poor manager, when the manager finally just tells them to just go. I didn't realize such cheapasses existed...

:seriously: :fulloffuck: :facepalm:

[PJ]

Always...
I remember one time this Filipino lady held up the line at Superstore for 10 minutes over 15 cents..

[Sky_High]

Wouldn't have been surprised if the couple walked out the door....and get into a Benz/Bimmer :troll:

[Soundy]

Wouldn't have been surprised if the couple walked out the door....and get into a Benz/Bimmer :troll:

True story.

[Szeto]

manager could have asked them to leave one of their belongings behind until they paid in full?

[shenmecar]

Bet the bf mumbled "works every time" as he walked out.

[niu99]

boycott cash only richmond restaurants

[Hondaracer]

lol one time eating at Onyx in white rock which is basically imo on par with Hy's etc. there was this loud mouthed EI guy sitting alone across from our booth, the guy sent back a filet because he said it was overcooked then he ordered the chicken and didnt even eat it

all the time ordering drinks etc. and pestering us saying "hey you guys come to boston pizza often? i own a couple" bla bla bla having the waitresses undo and re-adjust his watch on his wrist etc like he was somthing special or fuck i dunno lol

by the end of the night the female manager was going through his wallet swiping every single card he had to try and get payment on the meal until they just told him to fuck off and kept a handfull of his cards for ID etc.

i dunno if he was just cheap or stupid lol


BTW, if i was you and gave up that $5 i would have been sure to make a scene of it lol

[Soundy]

manager could have asked them to leave one of their belongings behind until they paid in full?

Yeah... "Bitch stays here for collateral... lady, go get the cash."

[see.lai]

Washing dishes versus a $1.50 ABM fee? :suspicious:

[seakrait]

FYI: Obtaining Food by False Pretenses is a criminal offence under S.364(1) of the Criminal Code of Canada. There needs to be intent though.

[Qmx323]

Jeeeeeez, talk about breaking the stereotype

:badpokerface:

[Bonka]

:troll:

:okay:

[Gh0stRider]

"$1? here keep my wife...she can cook and wash dishes"

[dinosaur]

They probably didn't have enough money in the bank to make a withdrawl. Min is $20 and if they wanted to pay partial cash and rest debit, it probably would have only be 10 bucks or something...

Should not have been eating out anyways...assholes.
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[blee123]

i see this alot when i work the cashiers at retail stores, ppl sometimes would rather count all their pennies and nickels instead of using their debit card because it will charge them a 25 cents

[FerrariEnzo]

"$1? here keep my wife...she can cook and wash dishes"

lol if they did drive in a BMW or a merc, im pretty sure the women cant cook worth shit...

[blee123]

Just had dinner at Gyo-O in Richmond with the wife. First off, there is a big sign in the front saying "cash only". Table next to us is a young chinese couple. When they ask for the bill, they ask if they can split the bill half cash, half debit. The waiter kindly points out the sign saying "cash only". They say they don't have enough cash, so the waiter points out there is a TD just around the corner. The girl then tells the waiter she doesn't want to get dinged using the ATM... :suspicious: .

So they start counting out all their coins, and after emptying out their pockets, they're still short $1 of the total bill (not even including tips of course). The guy then goes up to the manager and says "I'm really sorry, but this all the money we have. Is it okay if we're only short a dollar?" Of course the manager says no, and again points out that there is a TD right around the corner, and again they say they don't want to get dinged on the ATM fee, to which the manager pretty much told him she didn't really care if he got dinged or not.

The guy goes back to his gf and mumbles how embarassing this is and they might have to stay to wash the dishes. So then the gf goes up to the manager and starts pleading with her saying "it's only a dollar, can't you just let us go?". I'm about to just give them $5 to spare the poor manager, when the manager finally just tells them to just go. I didn't realize such cheapasses existed...

:seriously: :fulloffuck: :facepalm:
is this the place in Continental plaza? the jap place.

[SB7]

What a bunch of losers
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[1exotic]

Only in Richmond

[GrapeDrink]

yeah the couple in that story is redic, but this really has nothing to do with being cheap though, like my parents are CHEAP, anytime there is a sale/coupon shit they fucking ON IT and doing statistical analysis on the cheapest possible outcome and shit, this just pure fuckery lol. Its not the fact that its only a dollar its the principle that matters, and its funny how they said oh its just a dollar short yet they the ones that won't go to the ATM because of 1.50?! :seriously:.

[dinosaur]

richmond is full of cheap asses these days. When Mcdonalds had that free coffee promotion, majority of ppl lining up were older Asians :facepalm:

Dude, old ppl were lined up all over the lower mainland...nothing to do with being asian. It was like a senior's zombie march everywhere. Cities stunk like mothballs and polident.
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[StylinRed]

hmm speaking of cheapasses... how about these restaurants trying to get out of paying taxes to the govt... that should be the topic of this thread, not a couple on a night out even though they're scraping by ;)

[Mr.HappySilp]

They probably didn't have enough money in the bank to make a withdrawl. Min is $20 and if they wanted to pay partial cash and rest debit, it probably would have only be 10 bucks or something...

Should not have been eating out anyways...assholes.
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LOL Is kinda of funny I work as tech support/Customer service and from time to time there are these acct that is disconnect for non pay and when they call to complain I look up their file and they have like EVERY SINGLE CHANNEL and tons Pay per view events lol. Then they complain they have no money to pay....... but demand cable and Internet to be turn back on........

I am sorry but if you can't afford shit, don't get shit :suspicious: what's so hard to learn..... You have $10 with you why the hell would you order a $100 meal is beyond me.........

True story too when Chinese call in to get promo and wanted to speak to someone who can speak Chinese I always try to avoid it or say I don't speak Chinese but I can only understand it (I can both say and understand it). One of the major reason is when a Chinese call about pricing 90% of the time they want a promo. If you only speak English to them they usually don't nag but as soon as you speak Chinese you could be on the phone with them for hours lol...........Some even complain about a few cents in late fees :heckno:

Of all the people I deal with I have to Japanese are the nicest. They don't get angry easier, sound very nice and polite, follow instructions and try to understand what you are saying even when they don't really get what you want to tell them.

[Manic!]

If you want to talk about cheap asses. What about the restaurant owner that wont accept debit cards because of a 20 cent or less fee? Now that's being a cheap ass.

[GrapeDrink]

hmm speaking of cheapasses... how about these restaurants trying to get out of paying taxes to the govt... that should be the topic of this thread, not a couple on a night out even though they're scraping by ;)

well shit I mean if you can't afford that lifestyle of being a couple on a night out, then isn't that problem on you ? like I think I'd like to eat out everyday too but I don't cause I'm a bum and I don't wanna be like that couple lol trying to haggle the bill down.

[Sid Vicious]

If you want to talk about cheap asses. What about the restaurant owner that wont accept debit cards because of a 20 cent or less fee? Now that's being a cheap ass.

if it bothers you...why dont you just go to a restaurant that will accept debit

if someone doesn't pay for their meal the restaurant can't do shit. the reason you order something is under the assumption theyll pay it in full.

[Manic!]

if it bothers you...why dont you just go to a restaurant that will accept debit

if someone doesn't pay for their meal the restaurant can't do shit. the reason you order something is under the assumption theyll pay it in full.

I live in a town were every restaurant takes debit and credit. People that don't live in Richmond won't know that restaurants only take cash.

[StylinRed]

well shit I mean if you can't afford that lifestyle of being a couple on a night out, then isn't that problem on you ? like I think I'd like to eat out everyday too but I don't cause I'm a bum and I don't wanna be like that couple lol trying to haggle the bill down.

well sure but my point was the bigger cheapass here is the restaurant owner ;)

[PiuYi]

^true, but i've also seen people use debit to the extreme (use it for a $3 sushi roll)... when the processing fee is $0.50 to $1.00, thats really cutting into a restaurants revenue

[Matsuda]

Was the couple Anthony Espinosa and his tranny?

http://sphotos.ak.fbcdn.net/hphotos-ak-snc4/hs987.snc4/76017_103876783013931_100001748295596_24132_365548 9_n.jpg


:troll:

[twitchyzero]

here..take my tranny

[essel]

LOL I totally forgot about Scamthony :lol

[ae101]

this is just odd as i know that most cash only places in richmond are cheap (like $5 for fried rice) so i dun see the point in being so "cheap" about this, plus i heard these places take cash only cuz if they add everything up they might not make a profit (if u include rent in food courts) if they except cards as (someone told me this one time)

[SB7]

Lol seeing that pic made me go back and check out thedirty.com
Seems like there are a never ending supply of goofs in this city :(
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[twitchyzero]

They probably didn't have enough money in the bank to make a withdrawl. Min is $20 and if they wanted to pay partial cash and rest debit, it probably would have only be 10 bucks or something...

Should not have been eating out anyways...assholes.
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unless the guy said the whole dishwasher thing purely for show...i think this might just be the case.

[rsx]

well sure but my point was the bigger cheapass here is the restaurant owner ;)

I don't see how a business owner trying to maximize his profits is relevant to being a cheap ass. And as some have pointed out, if he's selling cheap food at around $3-$5, it only makes good business sense to do it.

[Manic!]

^true, but i've also seen people use debit to the extreme (use it for a $3 sushi roll)... when the processing fee is $0.50 to $1.00, thats really cutting into a restaurants revenue

The fee is less than 25 cents for debit. These guys do it for 6 cents.

http://www.elavon.com/acquiring/costco-canada/

[ae101]

I don't see how a business owner trying to maximize his profits is relevant to being a cheap ass. And as some have pointed out, if he's selling cheap food at around $3-$5, it only makes good business sense to do it.

Also if it at a Chinese food courts then they have to pay rent as well so it more sense in a way
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[Manic!]

I don't see how a business owner trying to maximize his profits is relevant to being a cheap ass. And as some have pointed out, if he's selling cheap food at around $3-$5, it only makes good business sense to do it.

Buy maximizing profit he is losing business.

[Manic!]

Also if it at a Chinese food courts then they have to pay rent as well so it more sense in a way
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How?

[spideyv2]

yeah the couple in that story is redic, but this really has nothing to do with being cheap though, like my parents are CHEAP, anytime there is a sale/coupon shit they fucking ON IT and doing statistical analysis on the cheapest possible outcome and shit, this just pure fuckery lol. Its not the fact that its only a dollar its the principle that matters, and its funny how they said oh its just a dollar short yet they the ones that won't go to the ATM because of 1.50?! :seriously:.

Agreed. These people were just fucking idiots
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[ae101]

How?

Have u been to Aberdeen food court rent is expensive as hell just not sure about the exact numbers but it's crazy i heard
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[GLOW]

the manager should have taken their picture to post on the wall "do not serve these people" and start a wall of shame :troll:

[taylor192]

Always...
I remember one time this Filipino lady held up the line at Superstore for 10 minutes over 15 cents..

An old white lady did this at Safeway for a quarter, so I just gave her one.

[taylor192]

If you want to talk about cheap asses. What about the restaurant owner that wont accept debit cards because of a 20 cent or less fee? Now that's being a cheap ass.

well sure but my point was the bigger cheapass here is the restaurant owner ;)

Most likely they are taking cash not only to be cheap, yet to be tax frauds. Restaurants are notorious for being tax frauds as they can hide a lot of cash transactions.

[toyobaru]

I guess driving them beamers and benz are keeping up to par with the cost of maintaining them now.

[white_guilt]

they should have been glad it wasn't an indian restaurant. shit would have went down.

[Major153]

An old white lady did this at Safeway for a quarter, so I just gave her one.

Old ladies in general.... because they have all the time in the world and nothing to do..

[gars]

I live in a town were every restaurant takes debit and credit. People that don't live in Richmond won't know that restaurants only take cash.

There is a sign that says Cash Only. I've personally dined there multiple times - and there's been once or twice where I've forgotten to take out cash and got dinged at the ATM at TD. Boo friggin hoo.

The debit fee is actually more than a Credit Card fee - but with Credit Cards - you have the risk of chargebacks, which will amount to a lot more than debit fees each month.


btw - there's an extremely cute Japanese girl that works there. True story.

[fishCak3s]

btw - there's an extremely cute Japanese girl that works there. True story.

no pic=never happened

[winson604]

Accepting cash only also makes it easier to launder money too does it not? It's no secret some places in Richmond do it.

[dachinesedude]

chinese doing business with another chinese, didnt expect any less

[RiceIntegraRS]

If i was the manager i would of attempted to get a handjob out of it. Or atleast a titty flash
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[GDChoi]

A month back I went to a company dinner @ The Red Robinson Dinner. I had already decided not to drive due to some drinks etc.

At the end of the night we got a cab and prepared to head back to Richmond(home). Throughout the whole trip the Indian taxi driver was asking me if I pay cash, and I told him I probably won't have enough so I am paying card, because he saves 5% on taxes.
when we arrived home I handed him my card as I was about 20 bucks short on cash. He typed it in and said declined.
I asked him to try again please, he told me I already typed it in it is not working ( in a pretty fishy voice like he was hiding something ).
Embarrassed as it was already that no one else in the cab had cash, we called a friend who was close by to help us out.
After everything was settle, I kept wondering why my card was declined, I checked online right away, only to find out there were no hold or overdue fees on my card.

That cheapass Indian taxi driver purposely typed in my credit card information wrong so he could receive cash instead of paying that 5% tax. I don't know how I didn't think of that earlier, but he made us go through the trouble of calling a nearby friend......

[GLOW]

there's been once or twice where I've forgotten to take out cash and got dinged at the ATM at TD. Boo friggin hoo.


i think we've all been in that situation once or twice. better than embarrassing yourself in public by not paying for something you owe. especially a grown ass man...short on $1 and pulling that BS :facepalm:

[tool001]

A month back I went to a company dinner @ The Red Robinson Dinner. I had already decided not to drive due to some drinks etc.

..

i've had taxi drivers take less cash than the meter cause i don't have enuff cash on me..and they dont wanna take card.

[LC21]

i've had taxi drivers take less cash than the meter cause i don't have enuff cash on me..and they dont wanna take card.

Same thing happened to me too. The guy kept asking how i was paying and asked me to show him the cash before he started driving.
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[winson604]

If i was the manager i would of attempted to get a handjob out of it. Or atleast a titty flash
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If it's the typical Honger or Big 6 chicks you see in Richmond then might be better just to lose out on the $1 and tip.

[butter_sashimi]

chinese doing business with another chinese, didnt expect any less

They are Japanese owners
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[ecchiecchi]

They are Japanese owners
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Contrary to popular belief, the actual owner is Chinese. He just hires Japanese managers from Japan to take care of the restaurants.

[Volvoman]

Its obvious these places take cash only because they want to hide taxes from the government.

[civicyvr]

Just had dinner at Gyo-O in Richmond with the wife. First off, there is a big sign in the front saying "cash only". Table next to us is a young chinese couple. When they ask for the bill, they ask if they can split the bill half cash, half debit. The waiter kindly points out the sign saying "cash only". They say they don't have enough cash, so the waiter points out there is a TD just around the corner. The girl then tells the waiter she doesn't want to get dinged using the ATM... :suspicious: .

So they start counting out all their coins, and after emptying out their pockets, they're still short $1 of the total bill (not even including tips of course). The guy then goes up to the manager and says "I'm really sorry, but this all the money we have. Is it okay if we're only short a dollar?" Of course the manager says no, and again points out that there is a TD right around the corner, and again they say they don't want to get dinged on the ATM fee, to which the manager pretty much told him she didn't really care if he got dinged or not.

The guy goes back to his gf and mumbles how embarassing this is and they might have to stay to wash the dishes. So then the gf goes up to the manager and starts pleading with her saying "it's only a dollar, can't you just let us go?". I'm about to just give them $5 to spare the poor manager, when the manager finally just tells them to just go. I didn't realize such cheapasses existed...

:seriously: :fulloffuck: :facepalm:

Wow. All that BS just because they didn't want to pay ATM fee. How about checking your wallet first or not going out on a date if you don't have the cash. Oh, and stiffing the staff out of a tip too. :facepalm::gtfo:

[fliptuner]

Holy shit, I thought it was bad enough that the guy didn't even attempt to save himself the embarrassment of being a broke-ass in front of his GF. Yeah, sure, I split the bill with my GF all the time (and we keep it pretty even on who pays) but goddamn, couldn't just walk to the bank and take care of it like a man? WTF?

Sure, it's bad that the restaurant lost $1 but fuck, the waiter probably lost $3-$7 on tip and he's just a working schmuck. OP, if the service was good and you felt generous, you could've given the server a few extra bucks and said, "Just cause you got stiffed." I'm sure if he served you next time, it'd be worth it.

IMO it has nothing to do with being poor. Don't have money? Don't go out. Simple.

[civicyvr]

Holy shit, I thought it was bad enough that the guy didn't even attempt to save himself the embarrassment of being a broke-ass in front of his GF. Yeah, sure, I split the bill with my GF all the time (and we keep it pretty even on who pays) but goddamn, couldn't just walk to the bank and take care of it like a man? WTF?

Sure, it's bad that the restaurant lost $1 but fuck, the waiter probably lost $3-$7 on tip and he's just a working schmuck. OP, if the service was good and you felt generous, you could've given the server a few extra bucks and said, "Just cause you got stiffed." I'm sure if he served you next time, it'd be worth it.

IMO it has nothing to do with being poor. Don't have money? Don't go out. Simple.

Exactly. And this didn't happen at a budget eatery and it wasn't a I forgot my wallet moment. They had access to the money but just chose not to pay atm fee.

[toyobaru]

this thread would be super win if this kid was on revscene reading this right now. :fullofwin:

[Redlines_Daily]

These cash only places really annoy me. I can understand if it's a small family run business, but there are many larger restaurants that operate this way too. There is big irish pub dt (maybe ceilis or something), they don't accept debit even for dinner service, but instead force you to use their in-store ATM that charges a $3.00 service fee

I usually don't carry cash because I hate getting a bunch of change back every time I make a purchase. If I'm short at a restaurant and have to go to an ATM, you better believe that fee (and maybe more for my time) is coming out of the tip, and I probably won't return a second time.

[StylinRed]

Most likely they are taking cash not only to be cheap, yet to be tax frauds. Restaurants are notorious for being tax frauds as they can hide a lot of cash transactions.


hmm speaking of cheapasses... how about these restaurants trying to get out of paying taxes to the govt... that should be the topic of this thread, not a couple on a night out even though they're scraping by ;)

yep they hide behind the belief that interac fees are too high and people believe it -_-



Merchant Fees

As a not-for-profit organization, Interac Association does not directly charge fees to customers and merchants. The Interac Association members who offer Interac services to merchants may charge fees for the use of the service. Fees vary from merchant to merchant depending on individual contracts. According to a recent Bank of Canada study, on average, merchants pay 12 cents for every debit card transaction. Additional information regarding merchant acceptance and costs can be found directly in the study at Bank of Canada - Banque du Canada (http://www.bank-banque-canada.ca/en/res/dp/2008/dp08-12.html)
Interac (http://www.interac.ca/merchants/fees.php)


As the page says though it depends on the contract/acquirer if you're a restaurant and you go through TD Bank an interact transaction is only $0.075 -_-
http://www.tdcanadatrust.com/products-services/small-business/merchant-services/our-special-rates/restaurants.jsp

[Manic!]

There is a sign that says Cash Only. I've personally dined there multiple times - and there's been once or twice where I've forgotten to take out cash and got dinged at the ATM at TD. Boo friggin hoo.

The debit fee is actually more than a Credit Card fee - but with Credit Cards - you have the risk of chargebacks, which will amount to a lot more than debit fees each month.


btw - there's an extremely cute Japanese girl that works there. True story.

The debit fee is a flat fee as low as 6 cent the credit card fee it a %.

[Manic!]

54 Prideaux Street Nanaimo, BC V9R - Google Maps

Take a look at the garage in the picture. They turned the garage into a take out place and they except credit and debit cards. It a small place like that can do it there should be no excesses for any restaurant not to take credit or debit cards unless they are trying to scam the government.

[fliptuner]

<iframe width="425" height="350" frameborder="0" scrolling="no" marginheight="0" marginwidth="0" src="http://maps.google.com/maps?q=54+Prideaux+Street+Nanaimo,+BC+V9R&amp;layer=c&amp; sll=49.170192,-123.945432&amp;cbp=13,73.8,,0,-9.22&amp;cbll=49.169746,-123.945355&amp;hl=en&amp;ie=UTF8&amp;hq=&amp;hnear=54+Prideaux+St, +Nanaimo,+British+Columbia+V9R+2M6,+Canada&amp;ll=49.1 70192,-123.945432&amp;spn=0.058923,0.169086&amp;t=m&amp;z=13&amp;vpsrc=0&amp; panoid=wYqUEqk32E85y84LJwF5fA&amp;source=embed&amp;output= svembed"></iframe><br /><small><a href="http://maps.google.com/maps?q=54+Prideaux+Street+Nanaimo,+BC+V9R&amp;layer=c&amp; sll=49.170192,-123.945432&amp;cbp=13,73.8,,0,-9.22&amp;cbll=49.169746,-123.945355&amp;hl=en&amp;ie=UTF8&amp;hq=&amp;hnear=54+Prideaux+St, +Nanaimo,+British+Columbia+V9R+2M6,+Canada&amp;ll=49.1 70192,-123.945432&amp;spn=0.058923,0.169086&amp;t=m&amp;z=13&amp;vpsrc=0&amp; panoid=wYqUEqk32E85y84LJwF5fA&amp;source=embed" style="color:#0000FF;text-align:left">View Larger Map</a></small>

http://www.threadbombing.com/data/media/57/cat-wut.jpg

[ParadiseLost]

These cash only places really annoy me. I can understand if it's a small family run business, but there are many larger restaurants that operate this way too. There is big irish pub dt (maybe ceilis or something), they don't accept debit even for dinner service, but instead force you to use their in-store ATM that charges a $3.00 service fee

I usually don't carry cash because I hate getting a bunch of change back every time I make a purchase. If I'm short at a restaurant and have to go to an ATM, you better believe that fee (and maybe more for my time) is coming out of the tip, and I probably won't return a second time.

I think it makes just as much sense for a large restaurant to operate on a cash-only premises than a small restaurant. Larger restaurant (usually) equals more transactions. Let's say Ceilis has 300 (a VERY modest estimate) transactions per night, including both drink and food orders. Even with a 6 cent debit charge per transaction, that accumulates to a total of 0.06*300, $18 charge per night, though I'm sure there are many occasions where the debit charge is more than 6 cents. In a month, that's 30*18= $540, a very handsome sum of money. If customers begin using credit cards, that number rises even more dramatically, maybe even up to a couple thousand dollars per month?

My only concern with cash-only restaurants is that it repels customers. Like you, I absolutely disdain carrying cash on me and would prefer to pay everything in credit cards. In the long-run, unless the restaurant is exceptional, people may begin to look for alternative options where creds and debs are accepted.

[NLY]

I've been in this situation before where I didn't have enough cash to pay the bill and the restaurant didn't accept credit/debit cards. (First time grabbing take out and I wasn't aware they had a little "cash only print out" at the till and I was short about $10) Instead of acting like a cheap douche bag and asking if the manager would "let me off easy," I left my cell phone as collateral while I went to an ATM machine. The manager was actually nice, he said it was okay and I could come back to repay the remaining of the bill another time. I declined the offered and left, came back and gave the manager a $20 bill because of his grateful attitude.

Although I do see an issue with restaurants that only take cash, it can be an inconvenience for the customers. Some restaurants (usually asian cuisine will not charge you sales tax if you choose to pay cash which I think benefits both parties. You pay less and the restaurant is happy about the payment)

Ethically it's definitely an act of improper business practice, but if it's going to save me 12%, I can look the other way

[taylor192]

Some restaurants (usually asian cuisine will not charge you sales tax if you choose to pay cash which I think benefits both parties. You pay less and the restaurant is happy about the payment)

Ethically it's definitely an act of improper business practice, but if it's going to save me 12%, I can look the other way
Legally it is an act of tax fraud.

What it saves you costs the rest of us. The restaurant industry grew at a faster pace than housing over the last decade, so they have no excuse for dodging paying their fair share of taxes.

[StylinRed]

it doesnt save you 12% because the govt raises/adds taxes to make up for these freeloaders

[NLY]

Legally it is an act of tax fraud.

What it saves you costs the rest of us. The restaurant industry grew at a faster pace than housing over the last decade, so they have no excuse for dodging paying their fair share of taxes.

I totally agree with you.

Speaking from personal experience, when it comes to paying for a service whether it be a restaurant, hairdresser or your mechanic, they know what they're doing is wrong but justify it by saying it's to save YOU (the customer) taxes.

Restaurants that only take cash but still charge you sales tax? :nono:

[InvisibleSoul]

There's cheap, and then there's cheap and shameless.

[Phil@rise]

After livin in richmond for 5 years with a girlfriend whos worked at restaurants the whole time I can attest Richmond is full of cheap rude punks. Every friday night for three years while she worked at nan chu she would have more fine examples of cheap rude behavior of fob chicks who cant handle booze and little fob boys thinkin they are Jet Li.
Popped collars true religion jeans foul mouth and lippy drunk puking girlfriends and then short changing or just rounding up to the nearest dollar while the benz is parked right in front. And best of all lets split the bill.
She's now in a more family orientated restaurant in Richmond but now the rude ones are just older more sober and breeding a new generation of rude cheap punks.

[nekthx]

Oh man when your start talking about nan chu, i feel sorry for the owner. Because last time i went there they posted a paper on the wall saying "if you pay by credit card you must sign a paper stating that you went to this restaurant and paid in visa/mastercard." cause those cheap fucks probably called their credit card company saying it was stolen or lost.

[Manic!]

I think it makes just as much sense for a large restaurant to operate on a cash-only premises than a small restaurant. Larger restaurant (usually) equals more transactions. Let's say Ceilis has 300 (a VERY modest estimate) transactions per night, including both drink and food orders. Even with a 6 cent debit charge per transaction, that accumulates to a total of 0.06*300, $18 charge per night, though I'm sure there are many occasions where the debit charge is more than 6 cents. In a month, that's 30*18= $540, a very handsome sum of money. If customers begin using credit cards, that number rises even more dramatically, maybe even up to a couple thousand dollars per month?

My only concern with cash-only restaurants is that it repels customers. Like you, I absolutely disdain carrying cash on me and would prefer to pay everything in credit cards. In the long-run, unless the restaurant is exceptional, people may begin to look for alternative options where creds and debs are accepted.

Larger restaurants mean more customers meaning more profit. How many gas stations do you know that only take cash? Gas stations also
have lower profit margins than restaurants and do a lot more transactions per day. A 1% increase in prices would cover all costs.

[ParadiseLost]

Larger restaurants mean more customers meaning more profit. How many gas stations do you know that only take cash? Gas stations also
have lower profit margins than restaurants and do a lot more transactions per day. A 1% increase in prices would cover all costs.

A %1 price increase during Ceilis Wednesday would result in a $3.30 tequila. If there's one thing I dislike more than bills, it's coins. The nearest dollar increment would raise the price to $4, hence lowering the attractiveness of Ceilis Wednesdays altogether.

Also, I'm pretty sure these multinational gas stations have strict contracts that forbid them from being cash-only businesses, whereas Ceilis is privately owned and therefore it's operation is totally subject to the owner.

[shawnly1000]

Thought tequila at Ceili's on Wednesdays was $3, a 1% increase would mean it'd be 3.03

[ParadiseLost]

^you're totally right, my bad. hahaha get out your penny jars!

[freakshow]

Larger restaurants mean more customers meaning more profit. How many gas stations do you know that only take cash? Gas stations also
have lower profit margins than restaurants and do a lot more transactions per day. A 1% increase in prices would cover all costs.

If a restaurant chooses to be cash only, that's up to them. It's a business decision, weighing the pros and cons of each model.

That's completely different than going to a restaurant, not reading the sign, and then refusing to go to the ATM 3 stores down so you can actually pay the bill.

[drunkrussian]

wow.
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)

[quasi]

If you want to talk about cheap asses. What about the restaurant owner that wont accept debit cards because of a 20 cent or less fee? Now that's being a cheap ass.

Probably only half the reason, the other half is lots of the money isn't going on the books. I'm sure the business losses tons of money every year (on paper).

[asahai69]

the ONLY reason these places are cash only is to hide money. it has nothing to do with paying service fees.

if you actually think its because they dont want to pay those fees then you deserve a :facepalm:

[Manic!]

If a restaurant chooses to be cash only, that's up to them. It's a business decision, weighing the pros and cons of each model.

That's completely different than going to a restaurant, not reading the sign, and then refusing to go to the ATM 3 stores down so you can actually pay the bill.

No one reads signs.

[Bonka]

No one reads signs.

You can't ask? Why assume?

[maxxxboost]

Jeeezzzz. SOOO embarrassing. At least they will never go back there again..... Hopefully.

[Manic!]

You can't ask? Why assume?
Ask??? 99.9% of places in Canada accept plastic. It's just bad business practice to not accept plastic.

[Bonka]

I agree it's stupid. However, judging by the amount of inexpensive, cash only asian restaurants in Richmond it makes it more or less status quo if that's what you're looking for.

[StylinRed]

You can't ask? Why assume?

because its 2012 and not 1994 (interac introduction) or 1920s (when modern credit cards were used)

[Graeme S]

One thing that a lot of white places do to nickel-and-dime people is to say "cash or credit only" and then put an ATM at the front. Sure, they lose the 1-3% from credit cards, but they generally add gratuity for groups larger than 6 so it'll all work out in the end...and since the ATM fees from those are $1-2...they probably break even or make money.


Of course, that wouldn't have solved the problem here. I wonder what the full story was.

[tool001]

After livin in richmond for 5 years with a girlfriend whos worked at restaurants the whole time I can attest Richmond is full of cheap rude punks. Every friday night for three years while.....

too bad thr is not test for CLASS before letting these people in....

[Ronin]

No chance I would've let them go. I'd make them wash ALL the dishes. But then again, I'm just mean.

So you don't want to pay the $1.50 fee so *I* get short-changed a dollar instead? Fuck off.

Actually, I don't know what's worse...restaurants that don't take plastic or idiots that won't pay the ATM fee rather than make a huge fuss about it.

How long did this whole thing take? I'd rather pay the ATM fee than even counting up change.

[fliptuner]

"Sorry dear, I don't have $1.00."
"Can you go over to the bank and get some money?"
"No, they charge $1.50 for withdrawls."

:fulloffuck::seriously:


Seriously, how the fuck does that conversation go?

Totally absurd.

[vafanculo]

At the very least, the guy should go back and give them their dollar plus extra tip.
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)

[Bahhbeehhaaaa]

:suspicious:

Russel Peters Chinese Market - YouTube (http://www.youtube.com/watch?feature=player_detailpage&v=qUlF5D92Tb4)
:awwyeah:

[Bonka]

..The guy goes back to his gf and mumbles how embarassing this is and they might have to stay to wash the dishes. So then the gf goes up to the manager and starts pleading with her saying "it's only a dollar, can't you just let us go?"..

At least we know the girl's stance on washing dishes :bowrofl:

[chun]

Reaction coming into this thread...

http://i.imgur.com/B3vlg.gif

[ToneCapone]

guys seriously,
http://failblog.files.wordpress.com/2012/01/epic-fail-fail-nation-finding-your-pocket-fail.gif

[hirevtuner]

i would take their cell phone or a watch or something of value as collateral and tell them if you want it back, pay me plus tips cuz it is service and meal given to them

[Mr.HappySilp]

After livin in richmond for 5 years with a girlfriend whos worked at restaurants the whole time I can attest Richmond is full of cheap rude punks. Every friday night for three years while she worked at nan chu she would have more fine examples of cheap rude behavior of fob chicks who cant handle booze and little fob boys thinkin they are Jet Li.
Popped collars true religion jeans foul mouth and lippy drunk puking girlfriends and then short changing or just rounding up to the nearest dollar while the benz is parked right in front. And best of all lets split the bill.
She's now in a more family orientated restaurant in Richmond but now the rude ones are just older more sober and breeding a new generation of rude cheap punks.

Everytime I eat at out (richmond included) I always add at least 15% tips..... maybe is coz I live in BBY lol :fuckyea:
But I agree majority of Chinese are cheap lol. Myself sorta of included.

[GLOW]

this thread would be super win if this kid was on revscene reading this right now. :fullofwin:

even more win if there were pics of said couple to photoshop :troll:

[dinamix]

Who would stay and wash dishes for being short a dollar..seems like this story was fabricated or exaggarated..smells like bullshit to me
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[AKUMA_Z]

This happened to me a few times where I did not know, I was stupid to forget I was in FUCKING RICHMOND, the restaurant only takes cash.

I had to walk to nearest ATM to get cash. I don't give a shit about paying a buck or two for ATM fee, but shit it is really really annoying when restaurants only take cash.

I wish there's a law against restaurants and other businesses doing this.

I lived in Toronto for 4 years and I've only seen few places in Markham doing this.

Other places? they all take credit/debit. some places might charge 50cents extra for transactions under certain amount.

I would love to see CRA cracking down all these places in Richmond one day.

[JesseBlue]

they can choose not to have debit/credit machines and do everything the old school way...
whats bad is if they say cash only and have their abm machines inside the restaurant

[JayEch]

^number 9

[alphakilo]

If you want to talk about cheap asses. What about the restaurant owner that wont accept debit cards because of a 20 cent or less fee? Now that's being a cheap ass.

Biggest pet peeve on top of that, all these Chinese places charges tax on the food, but of course, being cash, they keep the tax money for themselves and give whatever they feel they want to the government. :devil::2finger::facepalm:

[blee123]

Biggest pet peeve on top of that, all these Chinese places charges tax on the food, but of course, being cash, they keep the tax money for themselves and give whatever they feel they want to the government. :devil::2finger::facepalm:

so which resturant on alexandra should we rat out first to the Revenue agency of Canada? :troll:

[1990TSI]

If the pizza delivery guy or taxi driver can let you pay debit at your door, there's no excuse for a resturaunt not to.

[Kayci]

This happened to me a few times where I did not know, I was stupid to forget I was in FUCKING RICHMOND, the restaurant only takes cash.

I had to walk to nearest ATM to get cash. I don't give a shit about paying a buck or two for ATM fee, but shit it is really really annoying when restaurants only take cash.

I wish there's a law against restaurants and other businesses doing this.

I lived in Toronto for 4 years and I've only seen few places in Markham doing this.

Other places? they all take credit/debit. some places might charge 50cents extra for transactions under certain amount.

I would love to see CRA cracking down all these places in Richmond one day.

so which resturant on alexandra should we rat out first to the Revenue agency of Canada? :troll:


The CRA is already investigating a lot of places and many have been fined already. I heard a grocery store over in Kelowna got fined ~$100,000 a few months back.

[Anjew]

Who would stay and wash dishes for being short a dollar..seems like this story was fabricated or exaggarated..smells like bullshit to me
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)

hello? its called failed reverse psychology trick used for a 3 year old which they are trying to use on the staff.

too bad no picture was taken. cmon people we all have camera phones.

[trollface]

so which resturant on alexandra should we rat out first to the Revenue agency of Canada? :troll:

They're not stupid. I'm pretty sure they have a pretty good idea what kind of "operations" are doing this. Amazing how businesses can have zero net profits at the end of the year and the owner drives a S class. All you have to do is pay a dirty accountant to cook your books.

Anyone been to that small "pet shop" across from Wendy's Richmond (3 road).
Walk in there, have a look at their "store", then go in the back parking lot and feast your eyes of about 500k worth of cars.

[Great68]

I refuse to support restaurants that are too cheap to give me the option of how I want to pay. I rarely carry cash anymore, so basically they don't want my business. Fuck 'em.

[Hehe]

I think it's not an excuse for big restaurants (no9 for example) to not take CC/debit.

But for smaller restaurant, the CC fee much higher than what you think it is.

The fee averages out about 2.5% of every transaction but it doesn't end there. The CC company will always make the merchant the responsible for any chargeback. My friend's restaurant had chargebacks from $3~$500. And most cases, the customer simply forgot that they went there and filed the chargeback anyway. Those chargebacks eats into profit pretty hard. Many merchants simply stopped taking CC to save trouble. I believe now with the introduction of chip-based CC, the situation could become better.

But all in all... fuck visa and MC for their crazy fees...

[El Bastardo]

too bad no picture was taken. cmon people we all have camera phones.


By who? By people in line? How trashy would that be.

I think it'd be inappropriate to make someone's embarrassment public by snapping a camera phone pic of them trying to round up nickels and dimes to pay their bill.


Alternatively, I was at Lougheed Mall once with a friend of mine and we were in a shop. The Asian woman ahead of us was demanding (literally demanding, yelling and everything) a 20% discount on something and holding up the line.

The person behind the counter was unable to do so and nobody else was on shift so a line began to form. Not only was it frustrating to the employee but to myself and the people behind me. It was cutting into my time so I got pissed off.

I can be a rude guy at times (see my username) so I ripped into the woman. I kept berating her until she stepped out of line, red faced and spitting vitriol in a language I didn't understand. It wasn't about ethnicity or cultural differences, it was about her attitude and her sense of entitlement. It was about her robbing people of their day because she wanted a few extra pennies in her pocket.

The worst thing is that she thought she could get away with it because shes probably done it before.

[Manic!]

I think it's not an excuse for big restaurants (no9 for example) to not take CC/debit.

But for smaller restaurant, the CC fee much higher than what you think it is.

The fee averages out about 2.5% of every transaction but it doesn't end there. The CC company will always make the merchant the responsible for any chargeback. My friend's restaurant had chargebacks from $3~$500. And most cases, the customer simply forgot that they went there and filed the chargeback anyway. Those chargebacks eats into profit pretty hard. Many merchants simply stopped taking CC to save trouble. I believe now with the introduction of chip-based CC, the situation could become better.

But all in all... fuck visa and MC for their crazy fees...

If you swipe the card and beep the receipt copies charge backs should not be a problem. If you manually type in the credit card numbers thenm you can have problems.

[JS1988]

When i'm at a cash only establishment, especially in Richmond, I always ask for a receipt. Usually its just printed off the machine with no restaurant name, date, etc., but its nice to see the people squirm and try to come up with excuses.

[LiquidTurbo]

wish Gyo would have called the cops on them.

[The_AK]

If you want to talk about cheap asses. What about the restaurant owner that wont accept debit cards because of a 20 cent or less fee? Now that's being a cheap ass.

you understand all those transactions add up. Plus you need to take into account acquiring the machine, running it, doing the additional work involved with running it (print receipts, etc.) buying more paper for the machine, etc. etc. There are a lot of underlying costs that you need to take into account. Not to mention when you do cash only some places have an incentive to lie on their income taxes which is another benefit to cash only.

Correct me if I'm wrong

edit*

posted this without reading some of the other comments but many people seem to be on the same page

[gars]

If you swipe the card and beep the receipt copies charge backs should not be a problem. If you manually type in the credit card numbers thenm you can have problems.

CC companies usually side with the customer. Unless you stand there every time and watch the customer sign the receipt and match it exactly everytime, you will end up with chargebacks. I've worked in retail stores which had a policy of taking down DL numbers and writing them on the back of receipts of large transactions - and CC companies will still chargeback on the card and refuse to pay.

[Hehe]

There could be several reasons why a place doesn't take CC and it's not always for tax evasion.

Many gas stations in US takes cash only while offering the lowest price around. There's one right before Bellingham's airport.

So, for those claiming that stores are simply too cheap to have CC/debit, think about this, nothing comes free. Whatever cost the merchant has to take, it will get transferred to consumers.

So, essentially, whenever you use your CC, it means you are paying to the merchant as well as banks, or think it as a private tax. :fuckthatshit:

[quasi]

There could be several reasons why a place doesn't take CC and it's not always for tax evasion.

Many gas stations in US takes cash only while offering the lowest price around. There's one right before Bellingham's airport.

So, for those claiming that stores are simply too cheap to have CC/debit, think about this, nothing comes free. Whatever cost the merchant has to take, it will get transferred to consumers.

So, essentially, whenever you use your CC, it means you are paying to the merchant as well as banks, or think it as a private tax. :fuckthatshit:

Fact is most places that take cash only are not declaring all there income, not all but the Lions share.

[accordpoop]

My iPhone case has a slot for a credit card, debit card and my drivers license. I have a folded $50 bill slipped into 1 of the slots for times like this. I havent used that $50 for at least a year now. I use by debit/cc for everything I buy and i TRY to stay away fom these "cash only" joints...but that's just me.

[taylor192]

There could be several reasons why a place doesn't take CC and it's not always for tax evasion.

No, its always for tax evasion. The costs are pennies compared to other business expenses.

[trollface]

No, its always for tax evasion. The costs are pennies compared to other business expenses.

Yeah... no.

A small mom and pop shop can rack up over $700 in CC expenses each month very easy depending on the nature of the business. However you want to look at it, $700 saved is $700 saved.

You have to look at this from the perspective of a business owner. That $700 can be spent on new equipment for the store. Either boost sales or reduce your expenses.

This is a great way to do it if the nature of your business can pull it off.

If a customer buys 4 dollars of stuff from you with a CC, do you know where your margin just went?

Please let me know what business expenses are as you call it "pennies" so 100x more than CC transaction expenses in the small business context here in Richmond.

[type-j]

I wonder how they would of felt if it was the other way around and the restaurant said to them "sorry, but we are a dollar short with your change....its only a dollar"
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[butter_sashimi]

^ Then I will take 1 dollar worth of salmon sashimi to go with me, sir. Given that you agree.

[Everymans]

Do companies have to pay to have interac machines? Or is it because they're shady characters and wanna keep everything under the table via cash.

[taylor192]

Yeah... no.

A small mom and pop shop can rack up over $700 in CC expenses each month very easy depending on the nature of the business. However you want to look at it, $700 saved is $700 saved.

Yeah... yes, dumbass.

$700 is the tax on $5K of business income, and most restaurants make that in a single day. By taking only cash they can easily hide more than $5K a month and save that $700 and more.

Your stupid math doesn't work on those of us that actually know the business. Go troll elsewhere.

[trollface]

Do companies have to pay to have interac machines? Or is it because they're shady characters and wanna keep everything under the table via cash.

The machines are supplied by many companies. MOST let you use them for free and they make money off you per-transaction (%). The cut also depends on volume in sales dollars. If you go over XXX amount in a month, you pay a different % cut. Some companies will charge you for the fancier machines that are bla bla bla wireless, bla bla bla faster so on so on.

Don't underestimate the actual cost of these CC transactions. At the end of the month, you look at your expenses in your books and you would feel sick seeing a $700 dollar expense for credit cards when your rent is only 4k (location depending). You look for ways to drive down your expenses and this is one of the easiest places to do it with minimal impact to the operations of your small company with few employees. Look at your monthly net loss/profit and start adding that $700 back in there and the decision becomes very clear to many small business owners. It's not easy to make a buck.

The assumption that this expense is insignificant is 100% false. I promise you that.

[trollface]

Sry, double posted. Pc went nuts

[trollface]

Yeah... yes, dumbass.

$700 is the tax on $5K of business income, and most restaurants make that in a single day. By taking only cash they can easily hide more than $5K a month and save that $700 and more.

Your stupid math doesn't work on those of us that actually know the business. Go troll elsewhere.

First, nice assumption and the use of name-calling when someone disagrees with you.

So your blanket statement is true eh? There is no possibility WHAT SO EVER that taking cash is legitimate way to drive down your operating expenses? Your 5k is what? Gross revenues? Also, let's talk apples to apples here. The businesses we're talking about taking cash only are not pulling in 5k a day selling dumplings, bro.

Let's say you rock as small restaurant owner and pull in 5k revenues, you're so bad-ass that your net profit 1,500 a day(30% profit margin lol). Industry average for around 2005 was 4-7%.

Mastercard charges 2.05% (Yes that's a real number) currently on the amount of transaction. Let's say that you're lucky, and only 50% are CC. That's what? 50 bucks a day?

50 bucks a day and 1,500 a month or 18k a year. Yeah, you're right. That's not much at all for a mom and pop. I'm not "trolling" with my stupid math. I honestly don't care as I have no stake in the outcome of this disagreement. However, if you're angry at my "troll math", please direct your anger towards these 2008 income statements for restaurants in Steveston on my thumb-drive. I think that's a more fitting place for it.

[spyker]

Yeah... no.

Um....yes.

I will explain it real simple for you to understand about the preferred "cash only" method of some restaurants.

let's say a restaurant makes 100 food sales in a day,well since there is no paper trail for cash,all they would have to delcare is 40 of the sales for that day,thus pocketing the rest and not paying tax on it.

Ever wonder why 90% of those Vietnamese Pho' restaurants are " cash only".

I have a friend that is a tax auditor for Revenue Canada,he told me he's shut down more "cash only" restaurants for that reason than any other reason.

[Nightwalker]

None of the taxis where I live take cards :swear:

I paid under the full in another city recently since it was all the cash I had (didn't want my card)

Hard to remember to have cash when you drank it all at the bar.

I have a friend that is a tax auditor for Revenue Canada,he told me he's shut down more "cash only" restaurants for that reason than any other reason.

lol, I didn't think a tax auditor could shut down a restaurant for a reason other than tax fraud?

[Volvoman]

When my sister got married, she had her reception at a Chinese restaurant. The restaurant manager told her if she paid cash, she wouldn't be charged sales tax. Keep in mind it was a big reception that costed $15,000 (30 tables of 10)

Something to keep in mind...

[trollface]

Um....yes.

I will explain it real simple for you to understand about the preferred "cash only" method of some restaurants.

let's say a restaurant makes 100 food sales in a day,well since there is no paper trail for cash,all they would have to delcare is 40 of the sales for that day,thus pocketing the rest and not paying tax on it.

Ever wonder why 90% of those Vietnamese Pho' restaurants are " cash only".

I have a friend that is a tax auditor for Revenue Canada,he told me he's shut down more "cash only" restaurants for that reason than any other reason.

I understand exactly how it works. I'm simply stating the blanketing of all businesses under this is unjust and unfounded when there are legitimate reasons why a business owner may choose to do this. You're pretty much saying all Viet business owners are criminals. Sounds kinnda crappy, eh?

[spyker]

lol, I didn't think a tax auditor could shut down a restaurant for a reason other than tax fraud?

There are many reasons for getting shut down and also many ways to cheat the tax system,some are very sophisticated and some are dumb,but the dumbest way to get caught is hanging a "cash only" sign on the front door.

[spyker]

You're pretty much saying all Viet business owners are criminals. Sounds kinnda crappy, eh?

Now you're putting words in my mouth,I never stated or even hinted that all Viet business owners are criminals.

However,the majority are just fronts for their drug laundering.

[blee123]

the chinese noodle place inside the Empire Centre food court ( same mall as where Hon's noodle house used to be) charges HST on all its dishes but doesnt give its customers any sort of receipt. The owners also go on trips around the world twice a year prob using the tax money they took from the customers without paying back to the government.

I also hate those chinese places who charges you tax but gives u a hand written (scribbly) receipt.

[shawn79]

:fuckthatshit: when i eat out and im short a buck or two, i put whatever i have and walk out. (usually just short tips)

[unit]

^wow dude.. you know in some restaurants the servers have to pay out some of the tip?
so if you tip them like 5% they might have served you for free.
no server would ever work for their base wage (usually minimum) without tips... if you've ever worked in a restaurant then you know why.

[shawn79]

I have worked in a restaurant before. I only did it twice ever because i didnt know the restaurant was cash only in richmond. I took all the change from my car and i was missing about $2.25...

[Sky_High]

:fuckthatshit: when i eat out and im short a buck or two, i put whatever i have and walk out. (usually just short tips)

I have worked in a restaurant before. I only did it twice ever because i didnt know the restaurant was cash only in richmond. I took all the change from my car and i was missing about $2.25...

Now we know who OP was describing at Gyo-O few days ago... :suspicious:

[danizer]

lol, I didn't think a tax auditor could shut down a restaurant for a reason other than tax fraud?

i think he means hes shut down more cash only restaurants than their plastic accepting counterparts because of tax fraud

[taylor192]

You're pretty much saying all Viet business owners are criminals. Sounds kinnda crappy, eh?
The truth hurts.

Its even worse when they charge the tax and just pocket that too.

[drunkrussian]

Yeah... no.

A small mom and pop shop can rack up over $700 in CC expenses each month very easy depending on the nature of the business. However you want to look at it, $700 saved is $700 saved.

You have to look at this from the perspective of a business owner. That $700 can be spent on new equipment for the store. Either boost sales or reduce your expenses.

This is a great way to do it if the nature of your business can pull it off.

If a customer buys 4 dollars of stuff from you with a CC, do you know where your margin just went?

Please let me know what business expenses are as you call it "pennies" so 100x more than CC transaction expenses in the small business context here in Richmond.

tons of ppl in this thread stated they avoid cash only places. a lotta the customers in these shops are new ones. if they offered credit card business would increase and cover the alleged $700, while brining in new business they wouldnt have otherwise. this leads to long term business and referrals as well
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[drunkrussian]

None of the taxis where I live take cards :swear:

I paid under the full in another city recently since it was all the cash I had (didn't want my card)

Hard to remember to have cash when you drank it all at the bar.

lol, I didn't think a tax auditor could shut down a restaurant for a reason other than tax fraud?
i heard bonnys taxi is a big laundering operation so not surprised
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[asahai69]

if these restaurants wanted to put a debit/credit machine they would. all they have to do is pass the buck on to the customer. raise prices slightly, put in a minimum amount to use a debit card, add on 25 cents to every transaction etc etc etc. around 30-40% of our customers use some sort of card. i know for us, we just take the hit because we understand that its the cost of doing business.

some of you dudes need to get your head out of the sand.

[hillmar]

Also I know alot of business that are owned by people in Asia in richmond that make absolutely no profit. I mean some of the clothing stores in the asian malls in richmond don't get more then 2 customer a day and the rent is crazy expensive. Seems to me that some business are in these places to lose money. And a few are cash only places too.

[Jgresch]

if these restaurants wanted to put a debit/credit machine they would. all they have to do is pass the buck on to the customer. raise prices slightly, put in a minimum amount to use a debit card, add on 25 cents to every transaction etc etc etc. around 30-40% of our customers use some sort of card. i know for us, we just take the hit because we understand that its the cost of doing business.

some of you dudes need to get your head out of the sand.

what type of business?

At my place of work I'd estimate 75-80% of transactions are card as opposed to cash. Though most purcahses are $40-$100.

Also one of the first times I went to Richmond to eat was with hchang when we went to bubble tea. I couldn't believe it was cash only! I don't think before then I had ever seen a cash only place. Of course I asked to borrow cash before ordering though...

[!SG]

using a typical asian, hole in the wall, restaurant as an example.

many "asian" businesses operate with an expectation at a loss purely to gain immigration into canada. canadian gov't is perfectly fine with this because the end result is still revenue in their pocket, weather the person gains entry thru investments (which most times the outcome is at a loss) or starts a business, which they pay the gov't back in taxation. many ppl that immigrate into canada this way understand its an acceptable monetary loss.

i see many shops still operate as cash only. many shops stay competitive by being the "cheap eats", thus returning customers (unless they really suck that bad). being asian, they probably try to keep as many costs down as possible, retaining as much as possible while minimizing expenditure. with pos machines, cc companies charge % of transaction as fees, some even use per time use as fees. if charge back happens, the business owner is on the hook. with news of so much fraud happening with cc transactions, this alone is enough to detour business owners from having a pos machine. sounds stupid right, but remember the whole incident a few years back, with fake pos machines grabbing ppl's pin's and cc numbers out in north van? if that incident didnt happen, we wouldnt have the chips on the cc today. technology for use of cc's is getting there, but canada, and states are still behind when it comes to cc security, compared to the rest of the developed world.

still stupid not to have a pos machine, but i also am understanding. a new business owner, with little to no credit developed with their banks, would most likely have higher fees to have a pos machine at their business.




Also I know alot of business that are owned by people in Asia in richmond that make absolutely no profit. I mean some of the clothing stores in the asian malls in richmond don't get more then 2 customer a day and the rent is crazy expensive. Seems to me that some business are in these places to lose money. And a few are cash only places too.

[achiam]

Also I know alot of business that are owned by people in Asia in richmond that make absolutely no profit. I mean some of the clothing stores in the asian malls in richmond don't get more then 2 customer a day and the rent is crazy expensive. Seems to me that some business are in these places to lose money. And a few are cash only places too.

You know why?

The people who own them come to Canada on investor/entrepreneur class visa, meaning they had to, in the past, show that they could invest $500,000CAD in liquid cash upon entry, or for the new Mainland Chinese, $1.6MCAD.
They buy these shit businesses, run it for the required 5 or 7 years or whatever it is now, at which point they get Canadian citizenship. At this point, they sell it to another wealthy immigrant who also runs it for the sole purpose of obtaining citizenship. These people don't really give a shit because they probably have 2 or 3 factories somewhere else in the world.

I know, because that's what lots of my friends' families do, and have done for more than 10 years.

[!SG]

gaining immigration thru different means,

they use to use the example of the corner store owned and operated by a new immigrant that can barely speak english.

another way of gaining entry is, as pointed out, via investment aka buying your way in. does the gov't care? not really, its revenue either way to them. and a sticker price of 1/2 a mil, or whatever the current $$$ is, its all to the gov't.

i know of ppl that gained entry via this way, investments, and lost well in excess of 350,000+, but this is still considered acceptably loss

[Lomac]

if these restaurants wanted to put a debit/credit machine they would. all they have to do is pass the buck on to the customer. raise prices slightly, put in a minimum amount to use a debit card, add on 25 cents to every transaction etc etc etc. around 30-40% of our customers use some sort of card. i know for us, we just take the hit because we understand that its the cost of doing business.

some of you dudes need to get your head out of the sand.

QFT.

There are a few shops in Langley that take cards, but if it's under a certain amount (usually either $5 or $10), they'll tack on the extra few cents onto your total bill. I'm fine with that as it's cheaper than being charged $1.50 from a non-Credit Union ATM to get cash. I've never understood why other companies wont do that instead of being a cash only location. Cash Only places aren't common in Langley -- hell, I don't even think one exists here -- so it's not something I think about when I decide to make a trek out to Richmond or Coquitlam for dinner. If I see a sign on the door saying that they don't take cards, I simply bypass it and go onto the next place. Not my problem if they don't want my business.

[!SG]

one other thing comes to mind, because i really just thought of it.

i know a person that recently just purchased a vehicle in china. i found it absolutely hilarious, he went in, brought a briefcase full of cash. i asked him why he didnt just cut a cheque or even charge it onto his card. his response, "the dealership still prefers to deal in cash only"

i think its the asian mentality, pay for it upfront, and not charge it onto a card, buy something you if you only have the means to afford it right now otherwise save for it, which credit is basically money you dont really have.

[JesseBlue]

that would be fine for large purchases but for something like less than 50 bux (or so) it should be fine with debit/credit

[Manic!]

LET ME EXPLAIN ONE MORE TIME

Debit cards charge a flat fee for every transaction.

Credit cards charge a percentage.

[elwell]

This reminds me when i was at a gas station buying drinks. My friend and I were purchasing some stuff and my friend gave the cashier the change and when i was up next the cashier wouldn't let me by a couple of pennies

[gars]

I just don't know why some people feel so entitled to being able to pay with plastic at a restaurant. The restaurant doesn't have to do it if they don't want to. If you want to pay card, just go somewhere else! It's pretty simple. If you feel that the restaurant is being dumb, feel free to let them know - but believe me, I'm sure you're not going to be the first person to tell them - and most of the places I frequent that are cash only are so busy that it honestly doesn't make a difference to them.

What about Tim Hortons accepting Mastercard only, no visa - just because they have an agreement with Mastercard?

[type-j]

^ I remember for the longest time tim hortons never took debit or cc's. Its been maybe 3-4 yrs since they finally introduced it.
Posted via RS Mobile (http://www.revscene.net/forums/announcement.php?a=228)

[Iceman_2K]

If i was the owner of a HK coffee shop, I'd be doing it cash only too.

[Mr.HappySilp]

The owner could easily say take the guys DL or something of vaule say his phone or something. When the dollar is paid the guy gets his belongings back.

Another way is to take pics of the girl/guy and say if you don't pay tomorrow this is going on line and posted in front of my store stating these cheap Ass doens't have enough to pay lol.

EDIT: If i WAS THE owner I would totally make one of the stay till they get cash or get something of value of theirs to keep till they pay up.

[asahai69]

what type of business?



we have stores in mall food courts. so the prices are around the 10 dollar range

[niu99]

mainland chinaman style payment

http://img441.imageshack.us/img441/1170/29779965.jpg

[civicyvr]

I just don't know why some people feel so entitled to being able to pay with plastic at a restaurant. The restaurant doesn't have to do it if they don't want to. If you want to pay card, just go somewhere else! It's pretty simple. If you feel that the restaurant is being dumb, feel free to let them know - but believe me, I'm sure you're not going to be the first person to tell them - and most of the places I frequent that are cash only are so busy that it honestly doesn't make a difference to them.

What about Tim Hortons accepting Mastercard only, no visa - just because they have an agreement with Mastercard?

The owner could easily say take the guys DL or something of vaule say his phone or something. When the dollar is paid the guy gets his belongings back.

Another way is to take pics of the girl/guy and say if you don't pay tomorrow this is going on line and posted in front of my store stating these cheap Ass doens't have enough to pay lol.

EDIT: If i WAS THE owner I would totally make one of the stay till they get cash or get something of value of theirs to keep till they pay up.

Yep, and don't forget the tip they haven't paid unless they are too cheap to leave one also.

Some people are missing the point they chose to eat there. Has ability to pay by going to ATM around the corner but refuse to due to the ATM fee.

[RFlush]

QFT.

There are a few shops in Langley that take cards, but if it's under a certain amount (usually either $5 or $10), they'll tack on the extra few cents onto your total bill. I'm fine with that as it's cheaper than being charged $1.50 from a non-Credit Union ATM to get cash. I've never understood why other companies wont do that instead of being a cash only location.

Correct me if I am wrong, I thought it was illegal for merchants to charge a fee to use Visa, MC or AMEX. I believe it violates their agreement with the credit card company.

[taylor192]

What about Tim Hortons accepting Mastercard only, no visa - just because they have an agreement with Mastercard?

Tims used to not accept any form of plastic cause it slowed down transactions. I remember when they first started taking MC it was pay-pass only.

To me that is a reasonable reason to say "cash only", yet even they succumbed to pressures of people wanting to pay with plastic. I have a Tim Card that auto reloads from my Visa, don't want a MC.

[cctw]

fun for fact..

canada post (at least the one at my place) doesn't take credit card when I pay for taxes on parcels I pick up. Cash or debit only.

[murmur]

fun for fact..

canada post (at least the one at my place) doesn't take credit card when I pay for taxes on parcels I pick up. Cash or debit only.

another fact
santouya, the japanese ramen store in robson/denman that i believe couple of revsceners go, accept only CASH or DEBIT.