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: Private Health Insurance..LF New Plan


twitchyzero
02-13-2012, 08:41 AM
so I'm graduating from university..which means no health benefits very soon due to the nature of the work force i'm going into.

As a you student you get pampered with rates under $20/mo...as an alumni to continue the same plan it's $100/mo or $65/mo without dental...which is I think is steep for mediocre benefits.

Sunlife

health

Rx medication 80% no deductibles
Rx glasses + eye exam $75/yr
practitioners (physio/chiro etc) $30/appt $800 max/yr
travel medical 100%
ambulance/hospital 100%
dental accident $2000/yr

dental
hygiene 70%/9 months
extraction, root canal, 50%

I really value the first 3 benefits I bolded.

So I'm looking for other affordable options for individual coverage (not spouse/family ones) that has better value in these 3 categories. Hopefully no medical exam/blood work and dental coverage is not necessary.

and I will avoid Manulife...terrible experience with them.

TIA

MASTER_J
02-13-2012, 01:07 PM
I heard Pacific Blue Cross has some decent plans, I'm covered through my employer so I wouldn't know what the private plans are.... but check out blue cross, might be pretty good...

twitchyzero
02-15-2012, 09:28 PM
i'm actually currently with PBC...they have a cap on rx medications that I exceed each year..i'll still look into it.

any other big extended health insurance companies i'm forgetting?
i only know of PBC, sunlife, manulife, great-west life.

truth
02-17-2012, 12:12 AM
green shield?