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: Finance off an RS member


Meowjin
04-03-2012, 10:58 PM
Hey guys, Culverin is stepping in and helping me with getting around.

I recently got rid of my car after losing one of my jobs. And with this + school it's literally impossible for me to afford even a beater. I still make money, but after rent + food + paying off personal debt, it's tough for me to actually get any mode of transportation.

And after being on the bus for the last 3 weeks I gotta say it's fucking brutal.

Getting groceries or going to school isn't an issue but it's the minute that I want to visit relatives family or friends. While driving to work was only 5 minutes away, its now 40 minutes by bus + long walk.

And getting to family friends which was also a 5-10 minute drive is now 50 minutes by bus.

I really can't afford to be losing this much time especially since I work + full time school, and I really dislike staying at home. With the passion.

So culverin is stepping in and helping me out.

I'm going to be making payments to him which will be payed to him in a 2 month span. The idea of opening up this thread is to ensure that

1) I don't flake on him

2) That if I do flake on him, public embarrassment and rs beat down squad.

Thoughts?

TOS'd
04-03-2012, 11:00 PM
Good Guy Culverin.

Quoted to prevent editing? lol..
Hey guys, Culverin is stepping in and helping me with getting around.

I recently got rid of my car after losing one of my jobs. And with this + school it's literally impossible for me to afford even a beater. I still make money, but after rent + food + paying off personal debt, it's tough for me to actually get any mode of transportation.

And after being on the bus for the last 3 weeks I gotta say it's fucking brutal.

Getting groceries or going to school isn't an issue but it's the minute that I want to visit relatives family or friends. While driving to work was only 5 minutes away, its now 40 minutes by bus + long walk.

And getting to family friends which was also a 5-10 minute drive is now 50 minutes by bus.

I really can't afford to be losing this much time especially since I work + full time school, and I really dislike staying at home. With the passion.

So culverin is stepping in and helping me out.

I'm going to be making payments to him which will be payed to him in a 2 month span. The idea of opening up this thread is to ensure that

1) I don't flake on him

2) That if I do flake on him, public embarrassment and rs beat down squad.

Thoughts?

Meowjin
04-03-2012, 11:01 PM
You know that if I edit, you can just view the old post by clicking the link under my sig right?

i-VTEC
04-03-2012, 11:05 PM
"While driving to work was only 5 minutes away, its now 40 minutes by bus + long walk."

How fast do you drive?

Busing couldn't be that bad, if you look up their schedule when will the bus arrive, then you wouldn't have to wait.

If you are under so much financial stress, you should never considered a car. I assume you are in University or College, so don't they have UPass, free bus ride for cheap. And considering gas price, icbc insurance, car maintenance while paying rent, food, going to school. Don't even consider it. Just hold up after you finish school get a good job and then drive a bimmer haha

Meowjin
04-03-2012, 11:10 PM
"While driving to work was only 5 minutes away, its now 40 minutes by bus + long walk."

How fast do you drive?

Busing couldn't be that bad, if you look up their schedule when will the bus arrive, then you wouldn't have to wait.

If you are under so much financial stress, you should never considered a car. I assume you are in University or College, so don't they have UPass, free bus ride for cheap. And considering gas price, icbc insurance, car maintenance while paying rent, food, going to school. Don't even consider it. Just hold up after you finish school get a good job and then drive a bimmer haha

It's not a car, it's a scooter.

TOS'd
04-03-2012, 11:15 PM
You know that if I edit, you can just view the old post by clicking the link under my sig right?

implying im a mod, thanks!

Meowjin
04-03-2012, 11:18 PM
implying im a mod, thanks!

you don't need to be a mod.

StylinRed
04-03-2012, 11:20 PM
i dont know what i was thinking when i read the title


for some reason i was expecting something totally different :hotbaby:

TOS'd
04-03-2012, 11:24 PM
you don't need to be a mod.

mfw

skyxx
04-03-2012, 11:24 PM
"While driving to work was only 5 minutes away, its now 40 minutes by bus + long walk."

How fast do you drive?

Busing couldn't be that bad, if you look up their schedule when will the bus arrive, then you wouldn't have to wait.

If you are under so much financial stress, you should never considered a car. I assume you are in University or College, so don't they have UPass, free bus ride for cheap. And considering gas price, icbc insurance, car maintenance while paying rent, food, going to school. Don't even consider it. Just hold up after you finish school get a good job and then drive a bimmer haha

Actually, when I went to BCIT it took me 40-50 mins to get home. While it took me 7-10 mins to get to BCIT. lol. Not entirely out of terms.

GG
04-03-2012, 11:25 PM
....................



is it necessary to create such a meaningless thread?

especially in auto chat section?

Bonka
04-03-2012, 11:31 PM
Any Greek home cooking on the table as part of the deal? :whistle:

Good on you, Maj. I like the initiative on your part. Not to be presumptuous, but should be a nice outcome for both of you if all goes according.. :)

Meowjin
04-03-2012, 11:44 PM
....................



is it necessary to create such a meaningless thread?

especially in auto chat section?

:rukidding:



Reasons I made this thread

1) I don't flake on him

2) That if I do flake on him, public embarrassment and rs beat down squad.

Meowjin
04-03-2012, 11:45 PM
Any Greek home cooking on the table as part of the deal? :whistle:

Good on you, Maj. I like the initiative on your part. Not to be presumptuous, but should be a nice outcome for both of you if all goes according.. :)

I'll make pastitsio.

http://www.howaboutsomegreektonight.com/_files/image/pastitsio.jpg

spyker
04-03-2012, 11:51 PM
....................



is it necessary to create such a meaningless thread?

especially in auto chat section?

What may seem meaningless to you,might be pretty important to others.

The_AK
04-03-2012, 11:58 PM
Are you paying interest?

maxxxboost
04-04-2012, 12:41 AM
Good to see RSer come together.

BaoTurbo
04-04-2012, 12:45 AM
I met Majin. Great guy and pretty independant. In these times any help you can get is better than nothing.

How is he helping you get around though?

1exotic
04-04-2012, 12:48 AM
Southpark - They Took Our Job! - YouTube

Manic!
04-04-2012, 12:53 AM
I'll make pastitsio.

http://www.howaboutsomegreektonight.com/_files/image/pastitsio.jpg

:sweetjesus:

explain what that top layer is.Potato?

Culverin
04-04-2012, 02:13 AM
He makes me sound like such a good guy... hahahaha
I guess this thread is kinda going both ways to protect both of us...

Coles Notes:
MH was considering scooter. I want to sell off my unused scooter.
He's not making that much. I'm not in a crazy rush for the money.

Buying used from somebody he "knows" is better than some stranger off craigslist and cheaper than new. I'm lazy and hate listing things off craigslist and arranging showing times. I guess this works out for both of us.

I don't really feel the need to collect interest on this, the scooter isn't that much and as long as the money eventually all comes in soon-ish, I'm not going to fret about it.

As for further info from my end:
Scooter is used, was running fine when I stopped using it, but unsure of actual mechanical healthiness? Has some costmetic damage from a slow speed low-side. Battery will be charged and I'll polish her up first.



I'm hoping you guys might be able to offer some advice for contract terms, collateral? Any other sort of legalities we need to protect ourselves?

Midnitez
04-04-2012, 03:05 AM
oh lol this is about a scooter..... then its fine, even if he ran away wid it... xD

Gridlock
04-04-2012, 08:06 AM
You can pay to have a contract notarized. Less than $100. Probably way less.

You write your own contract(which I HIGHLY recommend) that basically lists the vehicle in question, the agreed upon price and some type of terms for re-payment. Could be as simple as"do what you want, but I'd like to be paid within the year"

Take it in, and NP looks at your ID, confirms you are who you say you are, and witnesses you both signing. Stamps it. It's official.

Honestly, I think Majin did the good step of putting it out there publicly. What's better than a piece of paper? Majin is a longer term member, he's known and we have seen that when these things end up going down, the internet CAN make it uncomfortable.

I think its pretty cool to be lax with the payment terms. Honestly, the only thing I'd worry about is if the thing breaks. That's when these deals end up going south.

Sample dialogue: "why am I paying you for a broken piece of shit?"

More: "fine! come and take your broken piece of shit back. I don't want it."

PJ
04-04-2012, 08:20 AM
I think its pretty cool to be lax with the payment terms. Honestly, the only thing I'd worry about is if the thing breaks. That's when these deals end up going south.

Sample dialogue: "why am I paying you for a broken piece of shit?"

More: "fine! come and take your broken piece of shit back. I don't want it."

QFT.

There should be some sort of written agreement, where as soon as it's under Majin's name, it's his responsibility, even if, say, for whatever reason, it breaks down 3 hours later. Not to say Culverin wouldn't help him out or come to some sort of compromise, but that's just to cover Culverin's ass.

Like Gridlock said.. these "under the table" payment plans can get ugly.
"I want my money back, I didn't even get a full days use out of it and it broke down, blah blah.."
or "I'm not gonna keep paying you for something that doesn't work..."

In the end, we're all mature adults here. (For the most part :troll: ) And if anything like that were to happen I'm sure there'd be help available.

GG
04-04-2012, 08:28 AM
funny this is what RS has become after 10 years


auto chat becomes talking about how another member is gonna do this and financial problems :heckno::heckno::heckno:

Meowjin
04-04-2012, 08:33 AM
:sweetjesus:

explain what that top layer is.Potato?

bechemel sauce

RabidRat
04-04-2012, 10:00 AM
funny this is what RS has become after 10 years


auto chat becomes talking about how another member is gonna do this and financial problems :heckno::heckno::heckno:

So? Auto chat has also become about helping out some guy who picked up a brand new STI with scratches, dings, and swirls who got continually fucked by a certain Subaru dealership in Richmond, spreading the word, lobbying Subaru Canada and the media outlets, arranging to meet up for a protest. This forum is moving towards us coming together and having each other's backs, fighting for what's right as a community.

I'd take a couple of those threads over a page of ugly body kits any day.

Besides, how would you know. You've only been here since 2008.

lowside67
04-04-2012, 10:20 AM
Besides, how would you know. You've only been here since 2008.

http://wheresmysammich.com/images/9343.jpg

white rocket
04-04-2012, 10:35 AM
Gridlock has it right. Draw up your own contract with agreeable terms for both parties. Get that ish to a Notary Public and get it sealed. Now you're legal.

Cool to see this kinda stuff on RS. Members helping members is what it's all about y0!

spyker
04-04-2012, 11:12 AM
funny this is what RS has become after 10 years


auto chat becomes talking about how another member is gonna do this and financial problems :heckno::heckno::heckno:
If you're not happy with what RS has become what it is today,you are more than welcome to leave,nobody is forcing you to stay.

GG
04-04-2012, 12:18 PM
So? Auto chat has also become about helping out some guy who picked up a brand new STI with scratches, dings, and swirls who got continually fucked by a certain Subaru dealership in Richmond, spreading the word, lobbying Subaru Canada and the media outlets, arranging to meet up for a protest. This forum is moving towards us coming together and having each other's backs, fighting for what's right as a community.

I'd take a couple of those threads over a page of ugly body kits any day.

Besides, how would you know. You've only been here since 2008.



maybe becuz i was on another account since 2004

and first account in 2001


THought mods were extremely strict about posting the right topic in the right section. People used to get in shit when they post irrelevant bullshit. Not how another member sucks another member's dick

GG
04-04-2012, 12:19 PM
If you're not happy with what RS has become what it is today,you are more than welcome to leave,nobody is forcing you to stay.

i hardly post now, i was a post whore back than


says a lot about it

NLY
04-04-2012, 12:22 PM
i hardly post now, i was a post whore back than


says a lot about it

http://i.imgur.com/nqy8A.gif

MindBomber
04-04-2012, 12:29 PM
i hardly post now, i was a post whore back than


says a lot about it

and we're all thankful for that..

TOS'd
04-04-2012, 12:34 PM
maybe becuz i was on another account since 2004

and first account in 2001

Ban?

twitchyzero
04-04-2012, 01:57 PM
i hardly post now, i was a post whore back than


says a lot about it

m00gen evorution?

Cman333
04-04-2012, 02:05 PM
i hardly post now, i was a post whore back than


says a lot about it

I've been on RS before it was even named Revscene (vancouverimports.com) and have found this board to have gotten better over time. It's a different feel, but RS went from a few thousand members to like tens of thousands.

I don't really find mods power trip too much on here, overall rules on here are fair. So whats with this attitude towards RS. If your ego is too fragile to handle opinions other then your own, you're not cut out for any forums

I don't post as much either anymore but that happens when we get older and have more responsibilities. Not because of RS or it's members.

People's online ego's....:rukidding:

Verdasco
04-04-2012, 02:08 PM
what happend to all the chicks from revscene in the 05 era ish??? girls like azn babe talking about swingers :lawl:

Meowjin
04-04-2012, 02:15 PM
posts for over 10 years


still types like 12 year old

GLOW
04-04-2012, 03:26 PM
maybe becuz i was on another account since 2004

and first account in 2001


THought mods were extremely strict about posting the right topic in the right section.

Ban?

i was thinking the exact same thing :troll: :lawl:

Meowjin
04-06-2012, 10:04 PM
Culverin Best member ever.

http://a2.sphotos.ak.fbcdn.net/hphotos-ak-ash4/412245_10150707168509333_510689332_8954435_2705530 83_o.jpg

never had more fun in my life.

saucywoman
04-07-2012, 09:49 AM
maybe becuz i was on another account since 2004

and first account in 2001


THought mods were extremely strict about posting the right topic in the right section. People used to get in shit when they post irrelevant bullshit. Not how another member sucks another member's dick

Sure this would probably be better suited in the off topic but how about you quit bitching about this thread and just don't post in it or read it.

Props to you Culverin; it is so nice seeing the mentality of rs members helping one another out when possible :)

Ps shameless plug for rs meets in the unofficial meets and vls chat forums ;)

tiger_handheld
04-07-2012, 03:50 PM
Selfless act award in 2011 - MG1 - Opernation RS Red Nose
selfless act award in 2012 - candidate culverin??

xilley
04-07-2012, 03:54 PM
funny this is what RS has become after 10 years


auto chat becomes talking about how another member is gonna do this and financial problems :heckno::heckno::heckno:

its a community you ignorant member

Meowjin
04-07-2012, 04:01 PM
I've decided to start a club.

I call it "Scooter of Anarchy"

Scarfs Mandatory.

mekaw
04-07-2012, 10:25 PM
I've decided to start a club.

I call it "Scooter of Anarchy"

Scarfs Mandatory.


you can join rossco and his scooter

static
04-10-2012, 08:44 PM
Potential Issues

1. Insurance requirement - in case there is a crash, the owner of the bike should not be responsible for chasing down repairs etc.

2. What are the borrower's rights if they want to rescind/back out of the deal, do they get all their money back, some of it back? Will the issue of depreciation come up?

3. Note the condition of the bike, have a form and pictures to confirm that if you do get it back, it comes back in the same condition.

4. Payment terms. You say you don't care when he pays you back, well soon-ish is too broad. Set a deadline, even if it is far away (i.e., by April 2013). Remember time flies, and debts are forgotten.

LenovoTurbo
04-10-2012, 09:04 PM
Potential Issues

1. Insurance requirement - in case there is a crash, the owner of the bike should not be responsible for chasing down repairs etc.

2. What are the borrower's rights if they want to rescind/back out of the deal, do they get all their money back, some of it back? Will the issue of depreciation come up?

3. Note the condition of the bike, have a form and pictures to confirm that if you do get it back, it comes back in the same condition.

4. Payment terms. You say you don't care when he pays you back, well soon-ish is too broad. Set a deadline, even if it is far away (i.e., by April 2013). Remember time flies, and debts are forgotten.

He's buying it off him, not renting/borrowing it. He understands that if he crashes it or takes a shit on the seat or whatever, its his fault and will continue to pay off Culverin lol.