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: dell financing


doritos
05-20-2012, 05:15 PM
Has anyone had experience financing an alien ware PC from them? What r the pros and con?

TheKingdom2000
05-20-2012, 06:19 PM
My grade 11 English teacher once told the class...
If you can't afford it now. What makes you think you'll be able to pay it off in 12-24 months?

Granted, this isn't necessarily true. But, in a lot of cases it is.
Just save up the money and buy it when you have enough.

604nguyen
05-20-2012, 06:41 PM
^ luckily Dell does offer 0 interest financing
so it might be a good way for struggling college students to afford a pc


but to be honest, its better off to build your own rig

doritos
05-20-2012, 07:11 PM
Yeah, I know is better to just pay in full. I have enough money, just rather do monthly payments. I like alien ware laptops because they are always upgradeable and the way they are built is very easy to open and replace parts.

TheKingdom2000
05-20-2012, 07:58 PM
^ luckily Dell does offer 0 interest financing
so it might be a good way for struggling college students to afford a pc


but to be honest, its better off to build your own rig

Interesting. Well I guess that sweetens the deal.
There doesn't seem to be many cons then...

Gh0stRider
05-20-2012, 08:33 PM
0 interest is only available for certain laptop/systems not everything



6 months No Interest on purchases of $699 or more
12 months No Interest on purchases of $1299 or more
Make sure to choose Dell Financial Services as your payment option to qualify
No administration fees, no down payments required

Tim Budong
05-20-2012, 10:03 PM
This is the thing, many people might have the money to do this all at once, but why not do this to build some credit, 6months is short term, but if done RESPONSIBLY, there isn't really any WRONG reason

murd0c
05-20-2012, 10:13 PM
The thing with Dell and even the Brick is if you don't pay it off before the time is up all the interest is added on for that whole previous year or how ever long you had it interest free. If you know you will pay it off great but stay away you are better off saving up in the long run.

tiger_handheld
05-20-2012, 10:46 PM
My grade 11 English teacher once told the class...
If you can't afford it now. What makes you think you'll be able to pay it off in 12-24 months?

Granted, this isn't necessarily true. But, in a lot of cases it is.
Just save up the money and buy it when you have enough.

true for consumer goods i guess.
one would never be able to own a house with that advise though.

too_slow
05-20-2012, 11:59 PM
Not sure with Dell, but (s*itty) places like FS/WorstBuy has a $99admin fee with the finance plan. If you were to buy a $1000 PC, you are basically paying 10% interest..

Harvey Specter
05-21-2012, 01:08 AM
Alienware is crap and way overpriced. Alienware systems have issues with the PSU, motherboards and in general isn't a good buy because you're basically paying for the name. It's much cheaper to source out the parts from ncix.com and build it yourself or have ncix put together for you for around $100. And I agree with the second poster, if you can't afford, don't buy it. You'll be paying $2000+ for the next few years for a computer that's going to be a paper weight in a years time.

As far as dealing with Dell, prepare yourself for unexpected BS from them if you trying to finance.

I tried to finance a laptop because it was no payments for 6 months or something, the idiots messed up my name and address, had that fixed so the order went through but the order was delayed because it was back-ordered. Three weeks go by and out of the blue they cancel my order for no apparent reason. I tried e-mailing and calling, couldn't get a proper response because their customer service is piss poor because all the calls are routed to India and they have no clue what's going on. I finally gave up because no could explain why my order was cancelled, I tried to re-order and they told me the no payment plan for that particular laptop model was over. Never again will I deal with Dell. I've had issues in the past as well.

belaud
05-21-2012, 01:40 AM
Alienware is crap and way overpriced. Alienware systems have issues with the PSU, motherboards and in general isn't a good buy because you're basically paying for the name. It's much cheaper to source out the parts from ncix.com and build it yourself or have ncix put together for you for around $100. And I agree with the second poster, if you can't afford, don't buy it. You'll be paying $2000+ for the next few years for a computer that's going to be a paper weight in a years time.

As far as dealing with Dell, prepare yourself for unexpected BS from them if you trying to finance.

I tried to finance a laptop because it was no payments for 6 months or something, the idiots messed up my name and address, had that fixed so the order went through but the order was delayed because it was back-ordered. Three weeks go by and out of the blue they cancel my order for no apparent reason. I tried e-mailing and calling, couldn't get a proper response because their customer service is piss poor because all the calls are routed to India and they have no clue what's going on. I finally gave up because no could explain why my order was cancelled, I tried to re-order and they told me the no payment plan for that particular laptop model was over. Never again will I deal with Dell. I've had issues in the past as well.

$50 for assembly, $75 for a premium assembly, I would know :fullofwin:

As for alienware being garbage, not necessarily true any more for the upper models, but remains true for the low and mid end desktops. they have a big surcharge for having the name itself.

twitchyzero
05-21-2012, 09:40 AM
I dont agree taht Alienware products are trash or overpriced...

but I do agree that their customer service is ABSOLUTELY garbage thanks to being outsourced, from my experience with dealing with them your calls get transferred couple times before you speak to the right person (if you dont buy system with them they still ask for a service tag ID...idiots that can only follow scripts) and they still end up messing up your requests.

Death2Theft
05-21-2012, 10:21 AM
U going to finance your underwear and lunch next?

Truenosan
05-21-2012, 01:40 PM
I financed my Dell PC through them. No interest for a year, and then I just paid off the remainder after the year. So I didn't lose anything to interest.

it's not a bad program, providing you can pay it off in time.

doritos
05-21-2012, 01:48 PM
I'll e making 200 payments each month actually instead of 40. I'll pay it off in 5 months

murd0c
05-21-2012, 01:53 PM
I'll e making 200 payments each month actually instead of 40. I'll pay it off in 5 months

if thats the case do it then but don't forget to pay it off!!

Anjew
05-21-2012, 01:59 PM
if you get a business line laptop, latitude, precision, vostro.. you will be getting business tech support which is not outsourced.

also the business line laptops are durable compared to the consumer counterparts

belaud
05-21-2012, 02:59 PM
if you get a business line laptop, latitude, precision, vostro.. you will be getting business tech support which is not outsourced.

also the business line laptops are durable compared to the consumer counterparts

Their tech support consists of asking you is it on, is it plugged in, does it restart.

Because I experienced it first hand.

Anjew
05-21-2012, 05:18 PM
they forgot to include the discrete video card with my laptop and so i called in and got it exchanged. The replacement had bad viewing angles and grainy quality and the guy at tech support was knowledgeable enough to show me where to find the panel hardware id and found out that there was 2 different panels that dell uses for that model laptop (LG, AUO). he was able to track down an LG panel and got another reconfigured and assembled with that specific panel.

however i'm generally able to cut through the initial bs

MaGNuM16
05-21-2012, 05:22 PM
i was in the same boat as your looking to get a alienware computer, but instead i went with the asus g74. Probably the best bang for your book for high end laptops.

doritos
05-22-2012, 02:37 AM
I financed my Dell PC through them. No interest for a year, and then I just paid off the remainder after the year. So I didn't lose anything to interest.

it's not a bad program, providing you can pay it off in time.

how long did it take them to build your computer and ship it to you? i've read that sometimes they take weeks and people end up cancelling the orders..

i-VTEC
05-22-2012, 07:55 AM
^ luckily Dell does offer 0 interest financing
so it might be a good way for struggling college students to afford a pc


but to be honest, its better off to build your own rig

+1, build yourself a pc

you can get great deals on parts.

NCIX is having a warehouse sales like this coming weekend.

MelonBoy
05-22-2012, 10:57 PM
Think about it this way..
Alienware is like Monster Cable of laptops.. Solid computers but way overpriced.
More or less your buying it for the brand in my opinion =P

You should check out Asus laptops.. I can say it is easily one of the best brands out there.
(Best warranty, Solid product, Great customer service from my experience)








(Btw ncix = WORST customer service ever.. id recommend going to Memory Express, they price match + WAY better customer service)

ImportPsycho
05-22-2012, 11:26 PM
Yeah, I know is better to just pay in full. I have enough money, just rather do monthly payments. I like alien ware laptops because they are always upgradeable and the way they are built is very easy to open and replace parts.

what do you mean by always upgradeable?
can you upgrade cpu/video card on Alienware laptops?:suspicious:

Gh0stRider
05-22-2012, 11:33 PM
hows alienware compared to msi?

doritos
05-23-2012, 03:12 AM
what do you mean by always upgradeable?
can you upgrade cpu/video card on Alienware laptops?:suspicious:

yes, that is the main reason i chose to buy alienware because they specifically built the chassis so that it is easy to open and replace the parts in the future. They sell upgrade parts on their website for most if not all of the models. all i'll need to do in the future is just swap out the processor and video card which i can say will be a long while.

Tegra_Devil
05-23-2012, 07:52 AM
hows alienware compared to msi?

i have had both.......and i love my MSI laptop wwaaaayyyy more than alienware plus it is wayyy bettter bang for your buck

bananana
05-23-2012, 11:15 AM
yes, that is the main reason i chose to buy alienware because they specifically built the chassis so that it is easy to open and replace the parts in the future. They sell upgrade parts on their website for most if not all of the models. all i'll need to do in the future is just swap out the processor and video card which i can say will be a long while.

That is a absolutely terrible reason for buying an alienware. The upgrade parts are significantly more expensive and there is a LOT less selection.

Spend enough $$ at NCIX, they will even swap MOBO/ CPU and do some more difficult things for free.

Lastly, you're financing it - You obviously cant afford it. With the Alienware, you're paying a lot of extra money to fund their marketing team.

Anjew
05-23-2012, 11:32 AM
i would get the alienware over the msi because the user base will be bigger and when problems arise it is easier to get to the bottom of the issue.

also as someone said the parts are all available should you need to upgrade later. i upgraded my laptop cpu and wireless after a 3 years. extended the life of my moms laptop for at least a year or 2

also my friends m11x was bulletproof.

freakshow
05-23-2012, 12:21 PM
I'm not sure about an Alienware PCs, but their laptops are reasonably priced when you compare the Asus G75 to the Alienware M17x and the MSI GT70.

To compare the laptops to Monster Cable is a bit far fetched.

JL23
05-23-2012, 01:21 PM
Just wanted to add, because I've been looking to get a new laptop and I was looking into the G75 or an Alienware, the Alienware laptops have the option for better GPU's. The G75 comes with a Geforce 670 whereas if you were to get the alienware, you have the option for a AMD 7970 which is significantly better. You even have the option for SLI or Crossfire with the m18x. If the G75 had the option for a better GPU I'd be all over it

doritos
05-24-2012, 04:17 AM
That is a absolutely terrible reason for buying an alienware. The upgrade parts are significantly more expensive and there is a LOT less selection.

Spend enough $$ at NCIX, they will even swap MOBO/ CPU and do some more difficult things for free.

Lastly, you're financing it - You obviously cant afford it. With the Alienware, you're paying a lot of extra money to fund their marketing team.

laptops at ncix doesnt seem good with gaming laptops compared to all the options with alienware pcs..they're only good for my desktop parts. The upgrade parts don't have to be purchased from dell itself. You can buy them anywhere nowadays. Parts are getting cheaper and cheaper every year. With this purchase i wont be needing a new one for a few 2-4 years. my laptop came up to 1400 after tax with top of the line add ons.

So people financing electronics, cars can't afford it? they obviously can if they can make the payments by monthly and pay it off. some like to build credit or like the option of doing installment payments instead of full out spending the cash. You don't need to know if i can or cannot afford it. There are no extra fees for anything. It is 1299 + tax

twitchyzero
05-24-2012, 09:15 AM
Just wanted to add, because I've been looking to get a new laptop and I was looking into the G75 or an Alienware, the Alienware laptops have the option for better GPU's. The G75 comes with a Geforce 670 whereas if you were to get the alienware, you have the option for a AMD 7970 which is significantly better. You even have the option for SLI or Crossfire with the m18x. If the G75 had the option for a better GPU I'd be all over it

SLI/CF in a laptop? :fuckthatshit: enjoy the overheating problems + jet turbine fans

bananana
05-24-2012, 02:10 PM
Oh, you're buying a laptop. I'm assuming M11x? Great choice, minimal overheating problems, quite powerful for a laptop. The only issue is that laptops cannot and will not survive any kind of extended use.

$1400 is not a lot of money and there aren't many options in that price range. Go for it.

rice cooker
05-24-2012, 10:47 PM
financing a computer? :rukidding:

SupraTTturbo2jz
05-29-2012, 01:13 AM
alienwares r nice, i actually ordered one week and half ago too. M14x came up to just about 1,400. Havnt tried financing before but if you are responsible with paying your bills on time go for it. receiving mine on the 14th =[ takes so long.

MWR34
05-29-2012, 03:11 AM
before you spend all your hard earned dollars or finance your life away, please check out this great website. It is full of savings for laptops and computers.

Website (http://anuslaptops.com/)

SupraTTturbo2jz
05-29-2012, 03:29 AM
^??

Vansterdam
05-29-2012, 06:18 AM
anyone know where i can get a good deal on the HP SPECTRE laptop

Shorn
05-29-2012, 10:23 AM
before you spend all your hard earned dollars or finance your life away, please check out this great website. It is full of savings for laptops and computers.

Website (http://anuslaptops.com/)

failed you cause that contributed nothing to this discussion..

but thanked you cause that site is actually hilarious. "search our anus" "put your business in our anus" :lol