[DKM]

Got into an accident yesterday in which i lost traction and slid into on coming traffic, got clipped by one big truck that sent me into a driver side glide into an oncoming truck. Everyone got out of the accident okay which is the good part.

Both cars got towed. The car i was driving (my dads) is a 2011 BMW X6 i35... fully loaded + NAV + cameras

Wondering if this looks like a write off or repairable? and what should i do in this situation.

Any lawyers someone could recommend also?


http://i.imgur.com/EtkaOTV.jpg
http://i.imgur.com/wAK5l7j.jpg
http://i.imgur.com/kkDwdAj.jpg
http://i.imgur.com/YXhR8RI.jpg
http://i.imgur.com/zaWzHcl.jpg

[The_AK]

Repairable? LOL! Highly unlikely. Look at that a pillar. At least you got out ok

[BorLorBao]

I can say it all looks like a write off but it doesn't matter because it is up to the ICBC adjuster. Even if the repairs is slightly cheaper than paying you the book value of that model they will tell you it is repairable and not deemed a write off.
All up to ICBC and the costs.

[LC21]

Frame looks bent to shits.

[DKM]

I can say it all looks like a write off but it doesn't matter because it is up to the ICBC adjuster. Even if the repairs is slightly cheaper than paying you the book value of that model they will tell you it is repairable and not deemed a write off.
All up to ICBC and the costs.

ya thats what im worried about... i dont want them to repair this as its so fuked it won't drive the same again nor will the resell value be worth anything if they do repair it.

Any recommendations for which autobody shop i should request? Also, ICBC wants me to give them the auto body shop before they even make the estimate... I would rather wait till they say if they will fix it or if its a writeoff before i give them an auto body

[Verdasco]

looks like a writeooff to me and i wouldnt repair it.

[meme405]

That's a write-off for sure. If they even suggest for a moment its repairable talk to another adjuster.

[rriggi]

Its gone, I'd go start looking for a new car.. Frame appears bent from photos, and if this is aluminium you can bet that this car is written off lool

Glad you are okay though

[multicartual]

It is beyond fucked! Wow! How did you lose traction?

[hchang]

You guys see pics?

I can't seem to see any?

[Gululu]

repairable

[thumper]

there is no fixing that correctly outside of a hack bodyshop that does rebuilds on the cheap.

what kind of tires did it have on? the reason i'm asking is because i don't know what icbc will say if you had summer tires driving in the snow w/regards to the at-fault part of the accident claim.

regardless, it is good to see that you are okay. a couple of more inches inboard and it looks like it would have been a pretty bad offset crash as opposed to this...

[DKM]

It is beyond fucked! Wow! How did you lose traction?

I was driving in from Maple ridge to Mission... Maple ridge it was raining hard but when I got into mission just past the silverdale gas stations (lougheed turns into a narrow straight two lane street). I slowed down to about 40-45 and was driving and then midway the car just started sliding, slowly veering into the opposite lane and couldnt get control back.

It had just started snowing there so it was extra slippery i guess.

[Habboy]

Sad to say, its a write off!!

[ts14]

yea its a write off , the x6s that get written off look better than that on the yard lol

[Tone Loc]

Judging by the damage to the A-pillar as well as the part of the frame normally covered by the fender (not sure what the "official" name is)... it's a write-off. Financially, it would probably be cheaper to repair than the book value of the car, but ICBC adjusters also inspect whether the frame has been significantly damaged, which it does appear to be.

That being said, I fully expect this car to show up at a used car dealership on Kingsway in the next few months...

[CCA-Dave]

How did you lose traction?

Look at the tires in in the first photo. Look to be summer or at the very best all-seasons. But, admittedly, hard to tell from the photo.

-D

[DKM]

Is it normal for ICBC to ask for the autobody shop BEFORE an adjuster even looks at it to decide if its repairable or a write off?

The car is registered under my fathers name and he's away for the next week and half or so... Can't make a decision on which shop to go to until he gets back. I'd prefer to know first if they are gonna try to fix it or not

[Bender Unit]

Yes, it is normal.
You can tell them undecide now.

go find out what tires it equipped during accident.
BMW very often comes with SUMMER tires.

[thumper]

Is it normal for ICBC to ask for the autobody shop BEFORE an adjuster even looks at it to decide if its repairable or a write off?

The car is registered under my fathers name and he's away for the next week and half or so... Can't make a decision on which shop to go to until he gets back. I'd prefer to know first if they are gonna try to fix it or not

you can tell them you are undecided, and icbc will go ahead with their repair estimate. however, icbc cannot hold the car indefinitely so you need to ask them how long can they hold the car in one of their yards.

should the adjuster not write off the car (unlikely), it has to go to a bodyshop in order to advance the claims process (eg. is icbc giving you a time-limited rental under loss of use policy?). at that point the bodyshop will pull the car apart and tell the adjuster it will need more work and then a decision would be made to write it off for good.

[underscore]

Looks like the airbags went off as well. So they're looking at 2 doors, a hood, bumper, fender, headlight, wiring harness, sideskirt, anything that was damaged when that piece of someone elses hood got shoved under there, potentially parts of the front suspension, and probably a drivers seat if you pissed yourself. Unless they can get used parts from one hit in the back that's probably too pricey to repair.

[TOPEC]

looks like they're summer tires judging from the tread blocks in the first pic

http://www.tirerack.com/tires/tires.jsp?tireMake=Bridgestone&tireModel=Dueler+H%2FP+Sport+RFT&sidewall=Blackwall

curious to see what icbc will do with u driving on summer tires in the snow

[thumper]

i also see radiator support, front inner apron, shock tower, firewall where it meets the a pillar, the a-pillar itself and possibly the b-pillar as well...

[thumper]

looks like they're summer tires judging from the tread blocks in the first pic

http://www.tirerack.com/tires/tires.jsp?tireMake=Bridgestone&tireModel=Dueler+H%2FP+Sport+RFT&sidewall=Blackwall

curious to see what icbc will do with u driving on summer tires in the snow

it will only affect the at-fault part of the claim, if at all.

http://www.icbc.com/road-safety/driving-tips/Pages/Winter-driving.aspx

[tegra7]

Icbc will pay you out for it. Then it will end up at a Kingsway used dealership.

[meme405]

it will only affect the at-fault part of the claim, if at all.

Winter driving (http://www.icbc.com/road-safety/driving-tips/Pages/Winter-driving.aspx)

I presume by his story that he was already 100% at fault for the accident. So it won't make any difference.

Although if we refer back to our old thread on winter tires, we will learn that they wouldn't have made any difference in this instance since there is no need for winter tires in the lower mainland...:drunk:

For those wondering what the hell I am on about:

http://www.revscene.net/forums/674767-fall-winter-2012-13-when-your-snow-tires-going-12.html

Everyone should just get winter tires. I mean seriously they can be had for like $1K, and you save yourself from wearing out your expensive all season and summer rubber. Look for that simple little misjudgement, OP wrote off a $40K+ car, and he is darn lucky nobody in his car or the other vehicle was injured or worse.

Winter tires are cheap insurance, put them on. Period.

[thumper]

repairable

probably if they did something like this:

Saw 5: The Fate of a Korean Elantra | English Russia (http://englishrussia.com/2010/09/29/saw-5-the-fate-of-a-korean-elantra/)

[murd0c]

So what was your dads reaction when you told him you wrote the car off?

[TOPEC]

So what was your dads reaction when you told him you wrote the car off?

im willing to bet he drives it majority of the time anyways, the cars just under his dads name for registration (and probably the insurance discount)

[bomiheko]

I wouldn't worry about all that. The thing I would worry the most is if the car was insured under your name. If it wasn't, they may try to deny you the claim and you'll be on the hook for ALL damages. ICBC is now denying claims to people who aren't properly insured. You may be able to get a lawyer to sort it out. Just hope ICBC don't chase after that fact.

[dared3vil0]

I wouldn't worry about all that. The thing I would worry the most is if the car was insured under your name. If it wasn't, they may try to deny you the claim and you'll be on the hook for ALL damages. ICBC is now denying claims to people who aren't properly insured. You may be able to get a lawyer to sort it out. Just hope ICBC don't chase after that fact.

...Or perhaps he was just borrowing his dad's vehicle?

That and it can still be in his Dad's name with him as the primary driver, which would be fine with ICBC.

[hchang]

So what was your dads reaction when you told him you wrote the car off?

Lol just saw the pics.

If I did this to my dads car I'd be making a run for Mexico

Reminds me of that VW commercial "he could only kill you if you're alive"

Good thing you're okay though

[ts14]

bring the x6 by my shop, will tell u right now that its getting written off lol. ICBC usually does the estimate or investigates the damage if the fault is unclear or if damage is suspicious. Otherwise they would send it to a ICBC valet shop like mine to get the estimate and repairs done.

[The_AK]

probably if they did something like this:

Saw 5: The Fate of a Korean Elantra | English Russia (http://englishrussia.com/2010/09/29/saw-5-the-fate-of-a-korean-elantra/)

solid post, this is why you Never buy rebuilt

[thumper]

solid post, this is why you Never buy rebuilt

that's not all...

Car with Surprise | English Russia (http://englishrussia.com/2009/03/16/car-with-surprise/)

and this is what happens when you wreck in a cut and shut...

http://www.tvnet.lv/zinas/galleries/latvijas_mobilais_reportieris/7686-sausminosa_avarija_uz_maskavas_ielas_papildinata/?pic=1

[tiger_handheld]

im curious to know how fast above the speed limit you were traveling at to lose traction.

[Verdasco]

^ you did not take road conditions as a factory in your thoughtful question

[SpeedStars]

http://www.rawstory.com/rs/wp-content/uploads/2014/04/Image-Of-Child-Abuse-With-Abusive-Parent-Mother-And-Girl-Child-In-Corner-Seen-Through-Belt.jpg RIP OP, I'd be on the lookout for a cheap replacement X6 before your dad comes back if I were you.
car is likely to be written off. Its very common that on newer cars if the airbag is deployed, its more than likely a write off

[BBMme]

Glad no one got hurt, sounds like a nasty accident.

[twitchyzero]

that's not all...

Car with Surprise | English Russia (http://englishrussia.com/2009/03/16/car-with-surprise/)

and this is what happens when you wreck in a cut and shut...

TVNET :: Galerija - ?ausmino?a av?rija uz Maskavas ielas (papildin?ta) (http://www.tvnet.lv/zinas/galleries/latvijas_mobilais_reportieris/7686-sausminosa_avarija_uz_maskavas_ielas_papildinata/?pic=1)

there's stricter rules in NA to get a car back on the road as a rebuilt? Those pics are pretty scary

[tegra7]

im curious to know how fast above the speed limit you were traveling at to lose traction.

Maybe he had low tire pressure and traction off like this guy:


http://youtu.be/gqzjhmJ0QX0


M4 loses control leaving Cars and Coffee, hits median, gets airborne. Owner explains. (http://f80.bimmerpost.com/forums/showthread.php?t=1075458)

[TOPEC]

there's stricter rules in NA to get a car back on the road as a rebuilt? Those pics are pretty scary

not too sure on the inspections done here in canada, but in the states, i read this article some time ago regarding rebuilt titles n its scary how its done,

Why You Don't Want To Buy A Rebuilt Salvage Vehicle (http://carbuying.jalopnik.com/why-you-dont-want-to-buy-a-rebuilt-salvage-vehicle-1653320003)

basically, the TLDR version of it is, the inspection is done to ensure what ever parts used to rebuild the vehicle is not stolen. the inspection does not have anything to do with weather the vehicle is safe to be on the roads or not.

thats y dont ever buy a rebuilt/savage title vehicle from the states unless u know its fixed up the right way

[acurael]

that is 100% a write off. There is no way ICBC will repair that. Once an airbag goes off and the car is a 3-4 years old or so its almost always a write off. I learned that when my G35 got written off. Good news is ICBC is usually fair when they pay you out on the vehicle.

[Qmx323]

jeez luiz looks pretty bad

be glad no one got hurt.

lesson learned. WINTER TIRES

[Zordon]

Dismantle for sure and i'm glad the German engineering prevented any major injuries.

[StylinRed]

bmw puts summer tires on X6's :crazy2: or did you guys buy those tires separately? thought all seasons were put on all non-sport cars, especially crossovers/suvs

[thumper]

lower model mustangs come with all-seasons (including base v8)... pirelli pzero neros on my generation. not sure what they are using now

[iHeat]

BMW x6 headlights housings alone are like $1000 a pop pretty sure they'll pay you out for it

[UFO]

...Or perhaps he was just borrowing his dad's vehicle?

That and it can still be in his Dad's name with him as the primary driver, which would be fine with ICBC.

But if there is any suspicion, you can be sure they will investigate and they can pull some pretty sneaky stuff too during that process.

[TOPEC]

bmw puts summer tires on X6's :crazy2: or did you guys buy those tires separately? thought all seasons were put on all non-sport cars, especially crossovers/suvs

summer tires usually comes with sports package and bigger wheels, from the looks of OPs pic the car had the m sport front bumper thus the summer tires

where is OP btw?

[meme405]

where is OP btw?

Dad probably locked him in the basement...:whistle:

[dared3vil0]

Dad probably locked him in the basement...:whistle:

Dad sent him to work in the family sweatshop to pay for the bump in insurance premiums. :whistle: :hotbaby:

[GLOW]

new account, posts questions, gets answers, and then vanishes :lol

[DKM]

I'm still alive.
Obviously my dad was and is pretty pissed off but gotta move on with life and go forward. Waiting on ICBC to contact me back and see what they decide to do . As for primary driver, lol I only used the car on occasion for weekends when I would go visit my mom.. so I don't see that being any issue.

[TOPEC]

i think icbc sees u using summer tires in the snow as a bigger issue than u not being the primay driver...

[BBMme]

Summer tires?! I hope everything works out.

[jpark]

Icbc will pay you out for it. Then it will end up at a Kingsway used dealership.

Some cars, if its past the certain level of damage, icbc wont even auction it out to rebuilders or dealerships but for dismantle only. This looks like a good example.

[VR6GTI]

Some cars, if its past the certain level of damage, icbc wont even auction it out to rebuilders or dealerships but for dismantle only. This looks like a good example.
That's why alot of rebuilt vehicles are purchased in Alberta

[SkunkWorks]

The only thing that would happen to him running summers when it's determined that having winters could have prevented the accident - is that he's found at fault for the accident.

Which it seems like already in this case, so no point scaring the kid with "ICBC's gonna deny your coverage" posts.

[dared3vil0]

http://ehealthwoman.com/apple/images/21.gifIt is beyond fucked! Wow! How did you lose traction? http://ehealthca.com/hu12uk1.jpg

Oh I don't know, perhaps the combo of snow + summer tires? :derp:

[westopher]

60k+ vehicles and people won't swing 1k for some fucking winter tires.

[donjalapeno]

bmw puts summer tires on X6's :crazy2: or did you guys buy those tires separately? thought all seasons were put on all non-sport cars, especially crossovers/suvs

BMW doesn't have any SUV'S...they are all classified as a SAV (Sports Activity Vehicle) or SAC ( Sports Activity Coupe).

Which by the way is fucking retarded and useless.

[underscore]

^ maybe they're being BMW, or maybe they're just admitting they're SUV's are useless for anything involving "utility".

[yray]

I took an X1 to triangle beach... did ok :derp: :okay:

[ts14]

Oh I don't know, perhaps the combo of snow + summer tires? :derp:

after careful csi analysis, i have determined that the tires were at 0/32 which caused the accident :derp:


http://static.fjcdn.com/pictures/How_3c4720_1470169.jpg

[xvjnh]

http://ehealthwoman.com/apple/images/21.gifGot into an accident yesterday in which i lost traction and slid into on coming traffic, got clipped by one big truck that sent me into a driver side glide into an oncoming truck. Everyone got out of the accident okay which is the good part. http://ehealthca.com/hu12uk1.jpg

[DKM]

ICBC confirmed it as a write off.. supposed to call in the next 4-5days to give an offer.

[thumper]

better start trolling the classifieds for prices to use to argue with should they lowball you.

[jpark]

up on icbc salvage. "Dismantle Only", cars too fucked they wont even let greasy rebuilders rebuild them for road use
Im glad you walked away from this man.. Brutal

http://i1186.photobucket.com/albums/z379/jpark881/AssetImageAction_zpsddf78f74.jpg (http://s1186.photobucket.com/user/jpark881/media/AssetImageAction_zpsddf78f74.jpg.html)