[k3mps]

Hi guys,

So my neighbor backed into my car and put a dent into my right front fender and my bumper is misaligned now.

She rang my doorbell and told me the bad news.

I took a picture of my car but did not take a picture of her car (stupidly now that I realize).

I told her I would get an estimate from a body shop first before contacting ICBC and making a claim.

Revscene, have I made a mistake? Is there a chance that if I make a claim, there may a dispute or problem of any kind?

[Eatman]

I think you should be fine. I mean, she did come to you directly to let you know of her fault

[ilovebacon]

get her to do something for you and call it a deal ;)

[godwin]

Get it all in writing.. people can (often) change their minds, especially after silly family members etc.

Skip the body shop, if she wants to pay out the damage, she can do it with ICBC directly.

[Great68]

Anyone else I'd say immediately go to icbc.

But this is your neighbour, you know where she lives. Do you have a shitty relationship with her or something?
Get your bodyshop quote and give it to her. If she for some reason gives you grief over it, then go to icbc. You don't just give up your rights to make a claim just because you got a third party quote.

In my old place a neighbor's friend put a dent in my car door. They came and told me, they paid the $50 for dentex to pull it, case closed.

[k3mps]

My manager told me to call ICBC to cover myself.

She came to my house, rang my doorbell, and told me directly what happened.
And she just moved in a few months ago, but they were very friendly and let my dad borrow their tools to do some yard plumbing.

Anyways, making a claim now to cover myself.

[TOS'd]

At least you know where she lives.

[Armind]

She hot?

[coneZONE]

You have a nice neighbour... at least better than mine. Once she backed into our car and almost got away except our across-the-street neighbour saw and came to ring our doorbell. Luckily my dad caught her just in time. We did the ICBC thing but she already replaced her tail light by the end of the day, but still at fault lol

[asma123]

If I was her (and no paint is missing) I would check with a PDR guy. I think someone mentioned it on a thread a couple pages back (look for the word "positive" in thread tittle).
If he can get it out no problems then it's not a big deal to realign the bumper.
But yeah make sure you get it in writting and yes it's a plus that you know where she lives lol

[k3mps]

Thanks everyone for their tips and advice!!!

My first time making a claim that didn't involve a moving car (besides break in), and I made mistakes (like not taking a picture of their car) I would not have had it been a moving accident.

To answer some questions, no she's not hot. Shes an older Russian, or Czech or some shits lady. Nice couple though...lent us their concrete cutter machine when we had a pipe leak.
Yes at least I know she she lives. They moved in maybe 4-5 months ago?

In my case, there are quite a few scuffs and scratches

She admitted fault, was sorry for hitting my car, said she didn't see it. (black car at night on winter steelies).

Anyways, ICBC told me to tell her I've made my claim and for her to make hers. Man if she denies anything or changes her story...:fuuuuu:

I think I'm too nice and easy going sometimes...

[suzuka84]

if you can live with the dent, don't even bother making a claim to preserve the relationship with the neighbor.

[hud 91gt]

When I hear old Russian.... I hear hot young russian daughter!

[asma123]

if you can live with the dent, don't even bother making a claim to preserve the relationship with the neighbor.

Who cares about the neighbor. If they're not willing to own their damage you don't want them as a friend anyways

[flagella]

if you can live with the dent, don't even bother making a claim to preserve the relationship with the neighbor.

Are you stupid? I wish you were my neighbor.

[NNT]

I know you guys hate me for saying this, give her a break since she leave her info and didn't just leave. File a hit and run with ICBC and ask her to pay the deductible.

[fsy82]

I know you guys hate me for saying this, give her a break since she leave her info and didn't just leave. File a hit and run with ICBC and ask her to pay the deductible.

And because of idiots like you our rates go higher.

[fliptuner]

Look at it from her POV. She hit your car and fessed up to it. I doubt she wants to have a bad relationship with her neighbors. At her age, the effect on her premiums is going to negligible, if she has a half decent driving record, so what does she care?

If she was shady, she would've just left or suggested you deal with it without contacting insurance.

Tell her you filed the claim and she can contact icbc to get everything sorted out. Easy peasy.

[Great68]

I know you guys hate me for saying this, give her a break since she leave her info and didn't just leave. File a hit and run with ICBC and ask her to pay the deductible.

You know that when you file a hit and run you have to make a statement to police right?

He gets caught with fraud and a dent in his car is the least of his problems.

[trollface]

Post on RS

[Mancini]

Claim it. Neighbor can buy out the claim for the same cost. There is no benefit to you or your neighbor by settling privately. None. Only a downside.

[Urrtoast]

Claim it, She can settle with ICBC, That's why you pay for insurance.

[k2_alpha]

Though you made a report with ICBC, you don't have to go through ICBC for the fix. You have up to 2 years to repair. If you want, you can go private, fix it, then just close the report.

[brrrz]

Pics of her or didn't happen

[The_AK]

Share this on bodybuilding.com to get some realistic answers. Then go NC on her.

[yray]

^this ain't sound that can be moved

[racerman88]

file a claim with ICBC to save the hassle

[westopher]

How bad is the damage?

[donk.]

When I hear old Russian.... I hear hot young russian daughter!

"Excuse me, is your daughter single?

[Eff-1]

I'd have no issues taking the car to my bodyshop, getting an estimate, then having her sign a paper admitting fault and agreeing to pay the full amount of the estimate, in cash. If she disputes the amount or won't sign, then ICBC it is.

[hchang]

I'd have no issues taking the car to my bodyshop, getting an estimate, then having her sign a paper admitting fault and agreeing to pay the full amount of the estimate, in cash. If she disputes the amount or won't sign, then ICBC it is.

Shady on your end but this way you can make some money in between as well, for your time.

[westopher]

You really think you deserve to "make money for your time" when your nice enough neighbour nudges your car and admits fault without pursuing them?
So fucking greedy.

[KDMofo]

I'd have no issues taking the car to my bodyshop, getting an estimate, then having her sign a paper admitting fault and agreeing to pay the full amount of the estimate, in cash. If she disputes the amount or won't sign, then ICBC it is.

Yeah, but what if there's hidden damages once the body shop starts stripping the car? That's why I tell people to just go through ICBC because if the cost ends up skyrocketing, ICBC will take care of it. If the cost ends up being close to what the estimate was and she wants to buy out the claim, she's more than welcome to.

Also, does she have any damage on her car? If she's has a clean driving record, it's better that she just go through her insurance as your car will be repaired and she just has to pay the deductible on her's. If she calls ICBC, they'll tell her how much increase in premiums she will be facing... not much if she has a clean record.

[corollagtSr5]

This happened to my friends father. He got lightly rear ended and instead of making a claim they settled privately. A few months down the road the gas tank ruptured. What happened was in accident the tank got damaged but not to the point of rupturing. They found out later when they removed the tank that it was indeed damaged from the accident. Nice guys finish last here which ended up costing the owner more.

Another incident where someone hit me and we tried to settle privately and he ended up going MIA. I just straight up told him you have X amount of days and I'm going up icbc. After I made the claim all of a sudden he makes contact but at that point I just went full ignore mode, since I had a witness.

[Eff-1]

Yeah, but what if there's hidden damages once the body shop starts stripping the car? That's why I tell people to just go through ICBC because if the cost ends up skyrocketing, ICBC will take care of it. If the cost ends up being close to what the estimate was and she wants to buy out the claim, she's more than welcome to.


True, but this time I'd be ok with it based on the OP's description of the damage of it being just a dent, bumper misaligned, and scuffs and scratches. The risk of the costs "skyrocketing" is going to be very small.

You're right, it's a risk/judgment call but if a neighbour's an old lady who chose to walk over and admit fault/mistake, I'd be willing to cut them a break if they'd rather settle it privately and I felt the repairs are basic enough. But the second he/she questions the estimate or refuses to sign, I'd call off the deal.

[corollagtSr5]

In the end if the damage isn't significant she can buy out the claim through icbc and her insurance won't go up.

[k3mps]

http://i1.kym-cdn.com/photos/images/newsfeed/000/353/279/e31.jpg

Thanks for input guys,

I've gone through ICBC, bringing it in Wednesday.

[Verdasco]

same thing happened to my FRS, created a big ding from her mecedes SUV

went to my house and notified me



took her license plate, drivers ID and called ICBC right away, took to autobody same day to get it fixed

[Verdasco]

^this ain't sound that can be moved

will rep you for life if u can find me that original thread... the asian girl is from vancouver btw.... the one who texted "can you move sound?"


:pokerface:


aware

[yray]

will rep you for life if u can find me that original thread... the asian girl is from vancouver btw.... the one who texted "can you move sound?"


:pokerface:


aware
original thread deleted.... the pics are still around though on that forum. :awwyeah:

[k3mps]

will rep you for life if u can find me that original thread... the asian girl is from vancouver btw.... the one who texted "can you move sound?"


:pokerface:


aware

original thread deleted.... the pics are still around though on that forum. :awwyeah:

+1 have been looking forever :pokerface:

closest i found awhile ago was an archive which was only a couple of pages w. no pics :D