[racerman88]

Just saw on the news this morning that a Lamborghini rear ended a Ferrari in the tunnel.
One of the cars had an N on the back of course.
AM730 says tunnel should be reopened around 7:45am.
I hope no one got stuck in the traffic nightmare.

Sent from my iPhone using Tapatalk

[The_AK]

Fucking lol

[white rocket]

I was northbound in that mess for an hour this morning. A Ferrari and a Lambo? Great, ICBC needs to kick in that $150,000 maximum sooner than later to prevent these rich assholes from fucking it up for the common person.

[originalhypa]

Do they know these guys??

OT: And I thought Richmond drivers were bad...

https://www.youtube.com/watch?v=JW0APbeMRbA

Student Crashes Lamborghini Aventador SV Roadster in London - GTspirit (http://gtspirit.com/2016/12/12/student-crashes-lamborghini-aventador-sv-london/)

Thanks to the shitty drivers thread for this one.

[Mr.Money]

someone got brake checked...gg.

[Traum]

Well, here is the CTV news clip:

Expensive crash: Lamborghini and Ferrari collide | CTV Vancouver News (http://bc.ctvnews.ca/video?clipId=1018353)

The first thing I thought of is how ICBC says they are not going to insure these luxury / super cars. :lawl:

[Harvey Specter]

Shit, I know one of the owners and he posted a video on IG last night of a whole bunch of supercars cruising around Richmond.

[320icar]

If it's found they were on ultra high performance summer tires, icbc can refuse to pay out and void their insurance.


... If there is a god, hear our plea now!

[320icar]

Shit, I know one of the owners and he posted a video on IG last night of a whole bunch of supercars cruising around Richmond.

So, a regular Thursday night in Richmond :p

[Harvey Specter]

Hopefully they had winter tires but even with the proper tires I personally wouldn't be zipping around in super cars in -9 weather. God forbid you hit some black ice and wrap yourself around a pole or even worst kill some innocent driver because of your stupidity.

[!LittleDragon]

If it's found they were on ultra high performance summer tires, icbc can refuse to pay out and void their insurance.


... If there is a god, hear our plea now!

I don't think they void. From their website

No. Driving without winter tires​ will not void your insurance if you have a claim. It also won't mean you're automatically at-fault in a crash. However, if you get in a crash where winter tires could have helped, not having them may affect whether—or how much—you are at fault.


I'm still confused about the not insuring over $150k thing tho. In this case, both cars were over $150k... but if a $10k Honda runs a red and T-bones a $500k Lambo.... wouldn't the claim come out of the Honda owner's policy since he was at fault? ICBC would be paying to repair/replace the Lambo anyways

[Harvey Specter]

I've read the minster also wants to cap repairs for exotics even if the other driver is at fault. It's ridiculous but all this should get sorted out once private insurers come into play.

[320icar]

UHP's come with warnings to NOT use them in anything under 7 degrees Celsius, as they act unpredictable and are not safe to use. Any car that comes with them from the factory (m3, m5, even my focus ST) comes with a warning in the owners manual. The tire manufacturer tells you to not use these tires, if you choose to then the risk is on you

[!LittleDragon]

Wouldn't that just mean they'll be found at fault since they have the wrong tire on for the conditions. Insurance is still valid. They just pay their deductible, their rates would go up unless they have roadstar and that's it.

[lilaznviper]

traffic is still horrible going southbound last time i passed by there at around 12 30

[jasonturbo]

Some of the dumbest people I have met also happen to be some of the richest people I have met... it's the weirdest thing.

Luckily I'm not one of them, I'm dumb AND poor.

[KDMofo]

Wouldn't that just mean they'll be found at fault since they have the wrong tire on for the conditions. Insurance is still valid. They just pay their deductible, their rates would go up unless they have roadstar and that's it.

Roadstar is a package offered to drivers with a safe record for loss of use coverage. Even if you do have a safe driving record and found at fault, your rate's will still go up but only by a small margin.

[dabbin]

Roadstar is a package offered to drivers with a safe record for loss of use coverage. Even if you do have a safe driving record and found at fault, your rate's will still go up but only by a small margin.

If you have a high enough discount your discount rate doesn't change even if you're at fault. 20 fault-free years needed for several free at faults crashes. 13 years for 1 free. Just pay the deductible, insurance premium will stay the same.

http://www.icbc.com/autoplan/costs/Documents/crs.pdf

[!LittleDragon]

Roadstar is a package offered to drivers with a safe record for loss of use coverage. Even if you do have a safe driving record and found at fault, your rate's will still go up but only by a small margin.

Can't remember what level but I'm in the -43% range and according to their scale, I can have at least 1 at fault accident before it affects my rates. Those with the max -20 level discount can have 5 accidents within a certain number of years before it affects their rates. Only the noob roadstars will be affected by an at fault accident.

[KDMofo]

Sorry, your rates wont go up but you do have to pay a small premium for the next couple of years. I've talked many customers into going through with a claim at -20 and they've all told me the same thing - ranging from $30-100/per year for 3 years.

[dabbin]

Sorry, your rates wont go up but you do have to pay a small premium for the next couple of years. I've talked many customers into going through with a claim at -20 and they've all told me the same thing - ranging from $30-100/per year for 3 years.

They are mistaken.

Unless while at -20, they had 3 at faults in 3 years.. THEN they would pay a penalty while maintaining a 43% discount.

Multiple Crash Premium (http://www.icbc.com/driver-licensing/tickets/Pages/Multiple-crash-premium.aspx)

The only way they'd pay more is for Roadside plus ($28 more), but would need to be -12 or lower for that to drop out of roadstar discount for them to be hit, and that means increased insurance rates anyways. At -20 that cost would stay the same.

[The_AK]

Hopefully they had winter tires but even with the proper tires I personally wouldn't be zipping around in super cars in -9 weather. God forbid you hit some black ice and wrap yourself around a pole or even worst kill some innocent driver because of your stupidity.

Hopefully they didn't have winter tires so ICBC refuses to cover them

*fail suit on*

[Akinari]

Stupid idiots.

[Blah_Teggie]

Wait, I'm confused. According to the article, the Lambo and Ferrari crashed happened around midnight. But this morning there was another crash. I got there at 6:42 and didn't get to cross the Massey Tunnel southbound until 7:42 and I remember seeing a blue 2000 ish Civic coupe and I think a white pick up truck as the vehicles involved.

[Harvey Specter]

:pokerface:

https://scontent-sea1-1.cdninstagram.com/t51.2885-15/e35/15403514_1216763475082201_2997288200763867136_n.jp g

[fliptuner]

They are mistaken.

Unless while at -20, they had 3 at faults in 3 years.. THEN they would pay a penalty while maintaining a 43% discount.

Multiple Crash Premium (http://www.icbc.com/driver-licensing/tickets/Pages/Multiple-crash-premium.aspx)

The only way they'd pay more is for Roadside plus ($28 more), but would need to be -12 or lower for that to drop out of roadstar discount for them to be hit, and that means increased insurance rates anyways. At -20 that cost would stay the same.

Nope.

That only applies to basic coverage. Optional coverage premiums always go up after an at fault claim.

[E60_M5]

Nope.

That only applies to basic coverage. Optional coverage premiums always go up after an at fault claim.

When I had an at fault accident a few years ago, My discount stayed the same with basic and optional coverage.

[fliptuner]

No it doesn't, the claim rate scale applies to the whole autoplan coverage.
http://www.icbc.com/autoplan/costs/Documents/crs.pdf


Look at the top. See where it says 'Basic Insurance'?

[twitchyzero]

I know all it takes is a small patch but how much black ice can there be inside a tunnel? Mostly at the entrance/exits?

[dabbin]

Hopefully they didn't have winter tires so ICBC refuses to cover them

*fail suit on*

*looks at the summer high performance tires I was driving on in -8 today*


Shhhhh, it never happened.

[E60_M5]

Look at the top. See where it says 'Basic Insurance'?

??Estimate the impact of a claim on your premiums (http://www.icbc.com/claims/Pages/estimate-impact-claims-premiums.aspx)

I used the calculator and my insurance would go up by a total of $51 over 3 years if I have 1 accident. I have full insurance with ICBC.

[Marco911]

I've read the minster also wants to cap repairs for exotics even if the other driver is at fault. It's ridiculous but all this should get sorted out once private insurers come into play.

There is already a cap. It's called the 3rd party liability and it's usually 2M or 3M.

[Gerbs]

There is already a cap. It's called the 3rd party liability and it's usually 2M or 3M.

I thought third party liability was mostly for injuries/death