[G0rilla]

Since its nice out, I've been itching to insure the summer car but as we all know buying a day pass is a total ripoff. So does anybody know how much cheaper, or fees that you can avoid when going yearly and cancelling early, as opposed to paying monthly (finance charges) or even 3 months at a time? Thanks

[evil_jigglypuff]

the cheapest is the full payment for the year and cancel anytime and just get a prorated refund. monthly payments charges you finance fee of 2.5%/month.

you can also do the 3 months tho anything less than 1 years policy, ICBC charges a short term surcharge but its not much. Last time I did it, i believe it was for $10 or $15 every 3months?

**edit

cancellation fee is $30

[Badhobz]

plus when you cancel you gotta give back your plate right? so thats another 20 bucks and a nasty new plate when you renew again.