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Old 05-21-2009, 05:35 PM   #3
mr_chin
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i called my bank, and they said they no longer handle my card and has transfered it to a third party collection agency. is there a way to get them to take it back?

and with collection agency, what are the downside or difference between owing them and the bank? do they still charge interest based on the credit card you applied for?
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